Gold Loan Gokak

Instead of keeping your gold asset in lockers you can utilize the power of your gold to overcome all of the financial issues. Gold Loans is the best option to get money instantly without any hassle within 300 minutes. It is a loan where no income proof is required.

Why One Should Choose Gold Loan in Gokak?

  1. Low interest rates
  2. Fast Loan Approvals
  3. Easy repayment schemes
  4. No hidden charges

Features of Gold Loan:

Following are the Features of Gold Loan:

  1. Rs 1 Crore of funds are attainable in these loans.
  2. Your gold reserve will remain safe and sound with the lenders.
  3. The loans are forever attainable anytime and anywhere they want.
  4. The lower rates of interest are applied to these loans.
  5. The number of papers which are needed for these loans is low.
  6. The processing time of these loans is in minutes.
  7. The loans also have the overdraft provisions.

Rate of Interest on Gold Loan Gokak

  1. The banks and NBFCs are giving the gold loans at the rate of interest of 10.5% p.a.
  2. The banks and NBFCs are providing these loans for a time period of 4 years.
  3. The banks also charge the pre-closure fee for these loans which falls in between 0% and 2% of the outstanding fee.

Eligibility for Gold Loan Gokak

ELIGIBILITY

Age

Minimum: 18 year

Maximum (at loan maturity): 70 year

Gold requirements

Minimum 10 gram of gold

Loan Amount

Minimum: 15k

Maximum: No Limit

Citizenship

Indian

Employment Status

Salaried

Self-employed 

 

Documents Required for Gold Loan Gokak

  1. Borrower Identity: Two passport sizes colored photographs
  2. Proof of Identity: Passport Copy/ Voters ID card/ Driving License/Aadhar card/ PAN card.
  3. Residence Proof: Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate.
  4. Signature Proof: Passport Copy/Driving License/Banker's verification/cheque

Additional Documents Required

The banks generally demand the above-given documents. However few banks demand some additional documents which are as follows

  1. Land Proof: In the case of Agriculture Loan of more than Rs. 1 lac. The proof is not required for allied agriculture purposes.
  2. Income proof: Salary Certificate and Form No.16.

About Gokak:

The City of Gokak is a taluka and a headquarters in Indian Karnataka State of Belgaum District.  Gokak has situated around 70 km from Belgaum at the confluence of 2 rivers, the Markandeya, and the hataprabha. (As 2011) The population is approximately 1, 20,000 and the common language in use is Kannada.

How to Apply?

Apply online on www.dialabank.com

Check the eligibility        

Call the helpline number 600-11-600 or 95920-46860

Visit the bank

Submit all the documents

Get the loan

We assure you that we will provide you with the lowest interest rate on your gold as compared to others call us 95920-46860 for more details.