Gold Loan Gobichettipalayam
Nobody knows when conditions change, and you are suddenly in need of immediate money. In an urgency situation, Gold Loan is the right choice. It got approved within 30 minutes.
Why one should choose Gold Loan in Gobichettipalayam?
- Less processing charges
- No hidden charges
- Fast Loan disbursal
- No credit checks
- No co-signer needed
- Prepayment facility
- Flexible pre-closure way
- Premiums calculated on daily reducing balance
Features of Gold Loan Gobichettipalayam:
- The cost of Rs 1 Crore can be granted in these debts.
- The gold objects are much more secured and safe in lockers of the lenders.
- The amount of loans can be taken out at anytime the applicants want.
- The cultivators can get the gold loans at lower rates.
- The documents which the banks and NBFCs ask are only a few in numbers.
- The loans have only a few minutes as the processing time, fastest of all.
- The banks and NBFCs offer the convenience of over drafting, which can be an advantage for the customers.
Rate of Interest
- The banks and NBFCs start the gold loan interest rates from 10.5% p.a.
- The lenders give these loans for a period of 1 to 4 years.
- The banks and NBFCs also charge the fee of pre-closure which is in the range of 0% to 2% of the outstanding loan amount
Eligibility for the Gold Loan Gobichettipalayam
- Loan Amount: Minimum 18k and Maximum depends upon the weight of the gold
- Age: Minimum: 18 years and Maximum (at loan maturity): 70 years
- Citizenship: Indian
- Gold requirements: Minimum 10 gram of gold
- Employment status: salaried/ self-employed
Required Documents for Gold Loan Gobichettipalayam
- Borrower Identity: Two passport sizes colored photographs
- Proof of Identity: Passport Copy/ Voters ID card/ Driving License/Aadhar card/ PAN card.
- Residence Proof: Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate.
- Signature Proof: Passport Copy/Driving License/Banker's verification/cheque
The banks generally demand the above-given documents. However few banks demand some additional documents which are as follows
- Land Proof: In the case of Agriculture Loan of more than Rs. 1 lac. The proof is not required for allied agriculture purposes.
- Income proof: Salary Certificate and Form No.16.
The Gobichettipalayam is a municipality in Indian State of Tamil Nadu in Erode District. It is located at 213 meters above sea level. It is approximately 35 km from the district headquarters Erode.
How to Apply?
Apply online on www.dialabank.com
Check the eligibility
Call the helpline number 600-11-600 or 95920-46860
Visit the bank
Submit all the documents
Get the loan
We assure you that we will provide you with the lowest interest rate on your gold as compared to others call us 95920-46860 for more details.