Major Gold Loan Providers in Mount Abu
Feature
HDFC Bank
SBI
Interest Rate
9.90% onwards
7% onwards
12% onwards
Min Loan Amt
Metro : 25000, Non : 15000
25000
15000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
3 months to 24 months
9 months to 24 months
Processing Fee
0.25% to 1.50% of the Loan Amt
0.25% to 1.50%
Nil
Pre-closure Charges
2%, Nil foreclosure charges after 3 months
2%, Nil foreclosure charges after 9 months
Nil
Overdraft Facility
Yes
Yes
Yes
Pay Only Interest Facility
Yes
Yes
Yes
Gold Rate Per Gram
3066
3073
3073
Gold Loan Mount Abu Features
Out of cash?
Do not grasp what to do?
Do not worry Gold Loan is accessible for you. This loan needs less work because it is unsecured and you’ll get your loan approved among forty-eight hours finally the verification method.
Gold Loan Mount Abu loan provides assistance to the shoppers at the most effective reasonable interest rates. to urge a Gold loan, the mortal has to have a rigid and smart supply of financial gain and encompasses a good credit history, which is able to build the verification and authorization method quicker.
Furthermore, you’ll get a loan up to seventy-five p.c of the market price of gold, this is often because of fluctuation within the value of the gold.
Gold Loan Mount Abu Interest Rates
Bank
Interest Rate
HDFC Bank Gold Loan
9.9% to 14%
Axis Bank Gold Loan
10.50% to 16%
Private Bank Gold Loan
10.75% to 16%
SBI Gold Loan
9.5 % to 13%
Kotak Gold Loan
11% to 14%
IIFL Gold Loan
9.24% to 24%
Muthoot Gold Loan
12% to 24%
Manappauram Gold Loan
12% to 26%
PNB Gold Loan
10.05% to 16%
Canara Bank Gold Loan
9.75 % to 13%
Andhra Bank Gold Loan
10.70% to 16%
Documents for Gold Loan Mount Abu
- Signature Proof of any of the following: Passport Copy/Driving License/Banker’s verification/cheque.
- Address Proof is any of the following: Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & civil time. License/Sales Tax certificate.
- 2 passport size pictures.
- The identity of proof is any of the following: Passport Copy/ Voters ID card/ Driving License/Aadhaar card.
Additional Documents Required for Gold Loan Mount Abu
- Income Proof: remuneration Certificate and kind No.16
- A Demand note.
- Land Proof: just in case of Agriculture Loan of quite Rs. 1 lac. The proof isn’t needed for allied agriculture functions.
- Certificate by the Jewel Appraiser (Bank can arrange).
Eligibility Criteria for Gold Loan Mount Abu
- The person must be at least 21 years of age and at least 60 years of age.
- Should have Indian citizenship.
GOLD LOAN @ 0.75%*
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How to Apply for Gold Loan Mount Abu
Online Process to Apply for Gold Loan Mount Abu
- Individuals can utilize for a bank gold loan from Dialabank.
- You just need to fill in a simple form online.
- After that, you’ll get a response back from our representative.
- You’ll also get a document to pick up the facility from your doorstep.
- Individuals can consult 9878981166 at any point for more information.
- Dialabank is India’s first-ever financial helpline; it offers the ultimate financial services to customers across the country.
- Dialabank guides customers free of charge. In other words, there are no additional fees for applying for a gold loan online on the Dialabank website.
- One more thing is, you ‘re going to get a high LTV of your gold.
- In addition, the bank has a good reputation among its clients for its best and fastest services.
- If you pertain to a gold loan from Dialabank, you will get a low gold loan interest rate.
- Dialabank provides a document pick-up facility from the customer’s door to facilitate the process.
- Do, however, while having to apply for a gold loan through Dialabank, very little paperwork is needed.
- Consequently, Relationship Managers are well trained to guide and serve you throughout the Gold Loan process.
Offline Process to Apply for Gold Loan Mount Abu
- The individual also has the possibility of using Gold Loan from the nearest branches.
- To do this, search for Gold Loan near me on google.
- It will enlist all branches of banks or other financial institutions providing loans close to you.
- You need to choose them according to your preferences and real understanding, but Dialabank can do that for you in a faster and better way.
- Then you’ll have to visit these departments and apply for a loan and have to visit many times before the loan is given approval.
- Some banks and finance firms where the process is much faster are branches of Gold Loan.
- You can make use of loans from Gold Loan Branches.
- As well as finding a branch nearby, look for Gold Loan near me.
- Google is going to recruit all the Gold Loan Branches near you.
Processing Fees / Prepayment Charges on Gold Loan Mount Abu
CIBIL Score Required for Gold Loan Mount Abu
Not only your CIBIL score, but the organization also looking at the detailed behavior of previous loans taken. This includes information on the type of loan taken and the amount borrowed. Any delayed payment of previous loan can serve as barriers to your use of a new loan. So make sure your CIBIL score is successful before you apply for a loan.