Gold Loan Alleppey


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Gold Loan Alleppey

Major Gold Loan Providers in Alleppey

Feature HDFC Bank SBI
Muthoot Finance
Interest Rate 9.90% onwards 7% onwards 12% onwards
Min Loan Amt Metro : 25000, Non : 15000 25000 15000
Max Loan Amt 1 Cr 1 Cr 1 Cr
Loan Tenure 3 months to 24 months 9 months to 24 months
1 month to 24 months
Processing Fee 0.25% to 1.50% of the Loan Amt 0.25% to 1.50% Nil
Pre-closure Charges 2%, Nil foreclosure charges after 3 months 2%, Nil foreclosure charges after 9 months Nil
Overdraft Facility Yes Yes Yes
Pay Only Interest Facility Yes Yes Yes
Gold Rate Per Gram 3066 3073 3073

Gold Loan Alleppey Features

Gold loan alleppeyGold is one of the most precious and celebrated metals in India. Buying and gifting gold is an old tradition of our culture. Your gold is an asset that can help you during a financial crunch or when you are in need of urgent lump sum money in hand. A gold loan is a type of secured loan in which gold is kept as collateral security in exchange for monetary help.
Many banks and NBFCs in India offer this financial service that can be easily availed by anyone.
  1. Less processing time.
  2. No hidden charges.
  3. Fast Loan disbursal.
  4. No credit checks.
  5. No co-signer needed.
  6. Prepayment facility.

Gold Loan Alleppey Interest Rates

Bank Interest Rate
HDFC Bank Gold Loan 9.9% to 14%
Axis Bank Gold Loan 10.50% to 16%
Private Bank Gold Loan 10.75% to 16%
SBI Gold Loan 9.5 % to 13%
Kotak Gold Loan 11% to 14%
IIFL Gold Loan 9.24% to 24%
Muthoot Gold Loan 12% to 24%
Manappauram Gold Loan 12% to 26%
PNB Gold Loan 10.05% to 16%
Canara Bank Gold Loan 9.75 % to 13%
Andhra Bank Gold Loan 10.70% to 16%

Documents for Gold Loan Alleppey

  1. Proof of Identity: Passport Copy/ Voters ID card/ Driving License/Aadhaar card.
  2. Address Proof: Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate.
  3. Signature Proof: Passport Copy/Driving License/Banker’s verification/cheque.
  4. 2 passport size photographs.

Additional Documents Required for Gold Loan Alleppey

  1. Land Proof: In case of Agriculture Loan of more than Rs. 1 lac. The proof is not required for allied agriculture purposes.
  2. A Demand Promissory Note.
  3. Certificate by the Jewel Appraiser (Bank will arrange).
  4. Income Proof: Salary Certificate and Form No.16

Eligibility Criteria for Gold Loan Alleppey

  1. The minimum age requirements of the applicant should be 21 years and maximum up to 60 years.
  2. The applicant should be of Indian Nationality.

GOLD LOAN @ 0.75%*



How to Apply for Gold Loan Alleppey

Online Process to Apply for Gold Loan Alleppey

You can apply for the Gold Loan at Dialabank. The process is straightforward. To begin, You have to simply fill a form online.

After that, you will get a call back from our side. Furthermore, you will get a document to pick up facility from your doorstep. For more information, you can call on 9878981166.

Dialabank is considered as the best platform to apply for a gold loan per gram online. There are so many reasons behind this.

  1. First of all, Dialabank is India’s first financial helpline; it provides the best financial services to customers all over the country.
  2. Minimum documentation required.
  3. Besides that, the bank has a good reputation among the customers because of its best services.
  4. Dialabank also provides a document pickup facility from the doorstep of the customer.
  5. One more important thing is that the Dialabank guides the customers free of cost. That is, there are no additional charges of applying for a gold loan online on the website of Dialabank.
  6. You will get a high LTV of your gold.
  7. Finally, the Relationship managers are trained enough to guide you in the entire process of Gold Loan.

The steps that need to be followed are:

  1. Visit
  2. Fill in the required details in the form.
  3. Click on request a quote.
  4. Our relationship manager will contact you soon.
Offline Process to Apply for Gold Loan Alleppey

The applicant also has an option to avail Gold Loan from the nearby branches, offline. To do so, search Gold Loan near me on google. It will enlist all the neighboring financial institutes from where you can avail of the loan. Then, you will have to visit the bank/NBFC frequently until the loan gets approved.

Thus, it can be a very tiring and time-consuming process. So applying with DialaBank is the best choice that you can make while availing a gold loan.

Processing Fees / Prepayment Charges on Gold Loan Alleppey

Processing Fee
Prepayment Charges
HDFC Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Gold Loan
0.50% to 1.50%
Private Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Gold Loan
500/- to 0.50%
Kotak Gold Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Gold Loan
Muthoot Gold Loan
Manappauram Gold Loan
PNB Gold Loan
0.70% to 1%
Canara Bank Gold Loan
Andhra Bank Gold Loan

CIBIL Score Required for Gold Loan Alleppey

Every lending institution has its criteria for the minimum CIBIL score required for processing the Gold Loan application in Cuddapah so that they can minimize the risk of lending to you. Most institutions require a minimum score of CIBIL of 750 or above to process your loan application. Also having a good CIBIL score helps to loans at a cheaper Gold loan interest rate.

The institutions don’t just look at the overall score but also the detailed behavior on the previous loans taken. This includes details on the type of loan taken and the amount borrowed. Any delayed payments for previous loans can act as a barrier to your availing a fresh loan 

Gold Loan AlleppeyAgents

Dialabank is the leading agent for availing gold Loan in Alleppey. You can apply online at or give a call at 9878981166.

Dialabank helps you to find the best option among various banks and NBFCs by providing you with a detailed market comparison of different banks so that you can make the right choice. Our customer relationship managers will guide you in every step.

  • We are India’s first-ever online financial helpline.
  • The loan gets disbursed or approved within a few hours of applying with us.
  • The entire process is hassle-free and convenient.
  • Get expert advice on Gold loans through our relationship managers.
  • You have the option to opt for door-step pickup facility of your documents

Gold Loan Alleppey Contact Number

You can contact on 9878981166 and get instant help and approval for the gold Loan in Alleppey.

Pre Calculated EMI Table for Gold Loan Alleppey

5 Yrs
4 Yrs
3 Yrs

About Alleppey

Alappuzha additionally was known by its previous name Alleppey, is the regulatory central command of Alappuzha District in the Indian State of Kerala. The economy of the region depends on horticulture and marine items. The agrarian exercises dominatingly spin around Kuttanad locale, the rice bowl of Kerala.

Many conventional businesses dependent on coir and coir items, marine items, handlooms, various sorts of handiworks, drink tapping have been dynamic from the early occasions. The area is known as the conventional home of the coir industry in Kerala.

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