Gold Loan Chiplun

Gold Rate: ₹ 5,121 Per Gram

⍟ Interest Rate 7.0% p.a. ⍟

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Unlock the Real Value of your Gold
Lowest Rate of Interest
Get Money in 30 Mins
Loan Amount Up to 1 Crore
Loan Tenure Up to 48 Months
Unbiased Experts Advice

Major Gold Loan Providers in Chiplun

Feature
HDFC Bank
ICICI Bank
Muthoot Finance
Interest Rate
9.90%
10.50%
12%
Min Loan Amt
Metro : 25000, Non : 15000
25000
15000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
3 months to 24 months
9 months to 24 months
1 month to 24 months
Processing Fee
0.25% to 1.50% of the Loan Amt
0.25% to 1.50%
Nil
Preclosure Chgs
2%, Nil foreclosure charges after 3 months
2%, Nil foreclosure charges after 9 months
Nil
Overdraft Facility
Yes
Yes
Yes
Pay Only Interest Facility
Yes
Yes
Yes
Gold Rate Per Gram
2500
2600
2700*

Gold Loan Chiplun Features

Gold loan Chiplun

Are you facing a financial crunch?

Do not know what to do?

Do not worry, Gold Loan comes as the solution for you. With less paperwork and less stress, you can avail of the loan as it is secured against gold. Also, you can get the approval of your loan within 48 hours of the verification process.

Gold Loan Chiplun loan offers the best possible interest rate for financial aid to its customers. In order to get a Gold loan, the applicant needs to have a fixed and good income source with a good credit history. The verification and loan approval process gets even accelerated with this.

Furthermore, you can avail of a loan amount of up to 75 per cent of the market value of gold, this is due to fluctuation in the gold market price.

Gold Loan Chiplun Interest Rates

Bank
Interest Rate
HDFC Bank Gold Loan
10.25% to 14%
Axis Bank Gold Loan
10.50% to 16%
ICICI Bank Gold Loan
10.75% to 16%
SBI Gold Loan
9.5 % to 13%
Kotak Gold Loan
11% to 14%
IIFL Gold Loan
9.24% to 24%
Muthoot Gold Loan
12% to 24%
Manappauram Gold Loan
12% to 26%
PNB Gold Loan
10.05% to 16%
Canara Bank Gold Loan
9.75 % to 13%
Andhra Bank Gold Loan
10.70% to 16%

Documents for Gold Loan Chiplun

  • Proof of Signature can include any of the following: Passport Copy/Driving License/Banker’s verification/cheque.
  • Identity Proof can include any of the following: Passport Copy/ Voters ID card/ Driving License/Aadhaar card.
  • 2 passport size photographs.
  • Proof of Address can include any of the following: Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate.

Additional Documents Required for Gold Loan Chiplun

  • Demand Promissory Note.
  • Certificate by any Jewel Appraiser which we will arrange.
  • Land Proof for Agriculture Loan greater than Rs. 1 lac; not required for allied agriculture purposes.
  • Proof of Income: Salary Certificate and Form No.16

Eligibility Criteria for Gold Loan Chiplun

  1. Minimum Age-21 years and maximum- 60 years.
  2. Having Indian Nationality.

gold loan at 7%

How to Apply for Gold Loan Chiplun

Online Process to Apply for Gold Loan Chiplun

You can apply for HDFC Bank Gold Loan through Dialabank. With a simple online form, you are good to go. Our representative will take the load from thereafter. To make the process easier, you will get a doorstep to pick up facility for your documents.

For more information, you can call on 9878981144 anytime.

Dialabank is the best platform to apply for any type of loan online as:

  • Dialabank is India’s first financial helpline; with a promise to provide the best financial services to clients all over the country.
  • In addition, you get a high LTV for your gold.
  • The bank has a good reputation because of its best and fast services.
  • If you choose to apply for a gold loan through Dialabank, you will get a low HDFC Gold Loan Interest Rate.
  • Dialabank has a doorstep document pickup facility to ease the process for the customer.
  • If you apply for a gold loan through Dialabank, less paperwork is required.
  • Most importantly, the Relationship managers are trained to guide you in the process of Gold Loan.
  • Dialabank has a free of cost guidance policy which implies that there are no additional charges to apply for a gold loan online on the website of Dialabank.

Offline Process to Apply for Gold Loan Chiplun

The loan seeker can avail a loan with the guidance of near branches. For that purpose, Google search Gold Loan near me to get to grasp regarding all the branches of banks and finance firms that provide gold loans close to you. You will be able to analyse and then opt for among them otherwise, go for Dialabank which might create the method convenient and quicker for you.
Then you would like to travel to any or all those departments and apply for a loan. you’ll even have to go to persistently to urge your loan approved.

On the opposite hand, there area unit some banks and finance firms with a quicker method that area unit HDFC Gold Loan branches and Muthoot Gold Loan branches. HDFC Gold Loan Branches will assist you to get the loan in a very a lot of convenient manner. to seek out a close-by branch, search Muthoot Gold Loan close to ME. Google can find all the near Muthoot Gold Loan Branches.

Processing Fees / Prepayment Charges on Gold Loan Chiplun

Bank
Processing Fee
Prepayment Charges
HDFC Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Gold Loan
0.50% to 1.50%
Nil
ICICI Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Gold Loan
500/- to 0.50%
Nil
Kotak Gold Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Gold Loan
Nil
Nil
Muthoot Gold Loan
Nil
Nil
Manappauram Gold Loan
Nil
Nil
PNB Gold Loan
0.70% to 1%
Nil
Canara Bank Gold Loan
1%
Nil
Andhra Bank Gold Loan
Nil
Nil

CIBIL Score Required for Gold Loan Chiplun

A good CIBIL score is incredibly necessary before you decide on to use for a gold loan as virtually every financial organization has its criteria of the minimum CIBIL score needed to method a Gold application in Chiplun. A minimum score of 750 is needed to further method your application.

The establishments think about a close behaviour of the previous loan likewise therefore the CIBIL score isn’t the sole criterion. The main points embrace the kind of loan likewise because of the quantity borrowed. A recent loan will face issue in approval if there’s any late payment throughout the previous loans taken. it’s important to own a decent CIBIL score before applying for a loan.

Gold Loan Chiplun Agents

One of the most trusted and respectable gold loan agents in Chiplun is Dialabank. You can apply online at our website Dialabank or give a call at 9878981144

Dialabank assists you to find the most effective alternative amongst varied Banks and NBFCs by giving you a comprehensive and well-structured market comparison of many banks which can successively facilitate in creating the correct alternative without fear regarding complicated processes. Visit our web site and fill online type form with some details then our manager can contact you presently.

Gold Loan Chiplun Contact Number

Call 9878981144 for instant help as well as Gold Loan approval in Chiplun right now.

Pre Calculated EMI Table for Gold Loan Chiplun

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Chiplun

Chiplun lies in the Ratnagiri district in the state of Maharashtra. The name of the city means “The adobe of Lord Parshuram” and has a rich culture. The top attractions include Walavalkar Shivaji Maharaj Museum, Narayan Lake Parshuram temple, and the Akkalkot Swami Math.


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