Gold Loan Digboi

AT 0.49%* INTEREST RATE
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    Gold Loan Digboi

    Major Gold Loan Providers in Digboi

    Feature HDFC Bank SBI
    Muthoot Finance
    Interest Rate 9.90% onwards 7% onwards 12% onwards
    Min Loan Amt Metro : 25000, Non : 15000 25000 15000
    Max Loan Amt 1 Cr 1 Cr 1 Cr
    Loan Tenure 3 months to 24 months 9 months to 24 months
    1 month to 24 months
    Processing Fee 0.25% to 1.50% of the Loan Amt 0.25% to 1.50% Nil
    Pre-closure Charges 2%, Nil foreclosure charges after 3 months 2%, Nil foreclosure charges after 9 months Nil
    Overdraft Facility Yes Yes Yes
    Pay Only Interest Facility Yes Yes Yes
    Gold Rate Per Gram 3066 3073 3073

    Gold Loan Digboi Features

    Do you want money to do your need full? Are you unable to do as do want to do? Do not worry about it. Just think about that how can you eradicate your problems? 

    There is an option of a gold loan. You can avail a gold loan. The gold loan online requires less paperwork, as it is not much secured. So, it will get approved within 48 hours after the completion of the verification process.

    gold loan digboi

    At the best affordable interest rates, Gold Loan Digboi provide you financial help. You need to have a good source of income and a good credit history. 

    For making your verification and loan approval faster, if you have a good income source and a good credit history.

    Furthermore, due to the variations in the gold price, an individual can get up to 75% loan of the market value. 

    Interest Rates for Gold Loan Digboi 

    Bank Interest Rate
    HDFC Bank Gold Loan 9.9% to 14%
    Axis Bank Gold Loan 10.50% to 16%
    ICICI Bank Gold Loan 10.75% to 16%
    SBI Gold Loan 9.5 % to 13%
    Kotak Gold Loan 11% to 14%
    IIFL Gold Loan 9.24% to 24%
    Muthoot Gold Loan 12% to 24%
    Manappauram Gold Loan 12% to 26%
    PNB Gold Loan 10.05% to 16%
    Canara Bank Gold Loan 9.75 % to 13%
    Andhra Bank Gold Loan 10.70% to 16%

    To check Gold Loan Interest Rate for all major banks you can visit: Loan against loan Interest Rate
     

    The proof requirements for Gold Loan Digboi

    1. At least one Proof of Identity from the following:
    • Aadhaar Card
    • Passport Copy
    • Voter ID Card
    • Driving Licence

    2.At least one Address Proof from the following:

    • Ration Card
    • Electricity Bill
    • Rental Bill
    • Passport Copy
    • Trade Licence
    • Shop Licence 
    • Sales Tax Certificate

    3. At least one Signature Proof from the following:

    • Cheque
    • Passport Copy
    • Banker’s Verification.
    • Driving Licence

    4. 2 Passport Size Photos

    Secondary Documents Required for Gold Loan Digboi

    • The demand for a Promissory Note
    • Certificate: The Jewel Appraiser(Bank will arrange it)
    • Land Proof is not required: In the case of Agriculture Loan of more than Rs. 1 lac.
    • Proof of Income: Salary Certificate and Form Number 16 as well.

    Eligibility for Gold Loan Digboi

    1. The min. age of an individual: 21 years
    2. The max. age of an individual: 60 years
    3. Indian Citizen

    GOLD LOAN @ 0.49%*

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    How to Apply for Gold Loan Digboi

    Online Process to Apply for Gold Loan Digboi

    Apply for the Gold Loan at Dialabank.

    Just fill a simple form online. After this, our bank operators will call you. In addition, our bank will collect your documents from your doorstep.

    If you want to know any kind of information about the gold loan, just click on this number 9878981144.

    Our representative will contact you. After this, our representative will collect your documents from your location.

    If you have any query, call on 9878981144.

    For a gold loan rate per gram online application, Dialabank is taken into consideration as the best platform. The reasons are the following:

    • India’s first financial helpline: Dialabank
    • Best services all over the country.
    • Dialabank guides without any cost.
    • No additional charges for gold loan application.
    • Get a high LTV of your gold.
    • Dialabank has a good reputation.
    • Fast services provided by Dialabank.
    • Get a low-interest rate on gold loan.
    • Dialabank eases the process of gold loan by picking up your documents from your home.
    • Paperwork is less.
    • The relationship managers will tell you the whole process regarding the gold loan.
    Offline Process to Apply for Gold Loan Digboi

    An individual has an option for a gold loan from the nearby banks and branches. 

    Search for the list of nearby banks and branches. Google will help you to find out various banks and branches. You can choose a nearby bank. But, if you prefer Dialabank, then your loan processing will be faster.

    Then visit the bank and apply for the gold loan.

    Visit the website Dialabank.com.

    Processing Fees / Prepayment Charges on Gold Loan Digboi

    Bank
    Processing Fee
    Prepayment Charges
    HDFC Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 3 months
    Axis Bank Gold Loan
    0.50% to 1.50%
    Nil
    ICICI Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 9 months
    SBI Gold Loan
    500/- to 0.50%
    Nil
    Kotak Gold Loan
    1% to 2%
    2.25% of fore closure amount if closed 1 month ahead of the tenure.
    IIFL Gold Loan
    Nil
    Nil
    Muthoot Gold Loan
    Nil
    Nil
    Manappauram Gold Loan
    Nil
    Nil
    PNB Gold Loan
    0.70% to 1%
    Nil
    Canara Bank Gold Loan
    1%
    Nil
    Andhra Bank Gold Loan
    Nil
    Nil

    CIBIL Score Required for Gold Loan Digboi

    Before applying for a gold loan, an applicant must have a good CIBIL score. It is the basic requirement for the processing of gold loan application in Digboi. An applicant must have a 750 minimum CIBIL score.

    In addition,  the institution keeps a record of your previous loans that we have taken and of the type of loan you have taken from the bank. The gold loan will be approved if there are not any delayed payments of your previous loans. You must have a good CIBIL score.

    Gold Loan Digboi Agents

    Dialabank Agents: One of the leading and most trusted gold loan agents in Digboi.

     Apply online at Dialabank.com or a call at 9878981144.

    Agents of Dialabank helps you to choose the best option.

    Gold Loan Digboi Contact Number

    Call at 9878981144

    Pre Calculated EMI Table for Gold Loan Digboi

    Rate
    5 Yrs
    4 Yrs
    3 Yrs
    10.50%
    2149
    2560
    3250
    11.00%
    2174
    2584
    3273
    11.50%
    2199
    2608
    3297
    12.00%
    2224
    2633
    3321
    12.50%
    2249
    2658
    3345
    13.00%
    2275
    2682
    3369
    13.50%
    2300
    2707
    3393
    14.00%
    2326
    2732
    3417
    14.50%
    2352
    2757
    3442
    15.00%
    2378
    2783
    3466

    About Digboi          gold loan digboi

    Digboi is a town in the Assam state, India. It is also known as the Oil City of Assam. Here, India Crude Oil was discovered. It is the body of the Digboi Municipality.

    Special Note: Always check Gold Loan Rate Per Gram before applying for loan against gold.

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