Gold Loan Duliajan


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Gold Loan Duliajan

Major Gold Loan Providers in Duliajan

Feature HDFC Bank SBI
Muthoot Finance
Interest Rate 9.90% onwards 7% onwards 12% onwards
Min Loan Amt Metro : 25000, Non : 15000 25000 15000
Max Loan Amt 1 Cr 1 Cr 1 Cr
Loan Tenure 3 months to 24 months 9 months to 24 months
1 month to 24 months
Processing Fee 0.25% to 1.50% of the Loan Amt 0.25% to 1.50% Nil
Pre-closure Charges 2%, Nil foreclosure charges after 3 months 2%, Nil foreclosure charges after 9 months Nil
Overdraft Facility Yes Yes Yes
Pay Only Interest Facility Yes Yes Yes
Gold Rate Per Gram 3066 3073 3073

Gold Loan Duliajan Features

Cash problems? We know just what to do to help you!

Gold loan is available for you. This loan requires minimal paper work and you can get your loan sanctioned within 48 hours after all the verification processes are complete.

GoldLoan Duliajan offers financial help to the consumers at the best and economical interest rates. To get yourself a Gold loan, you the applicant needs to have a firm and steady source of income with a good credit history, which speeds up the verification process making it easier to get your loan approved as soon as possible.

Moreover, you can avail a loan up to 75 percent of the market value of gold, this might be due to the continuous fluctuation in the market price of the gold.

Gold Loan Duliajan Interest Rates

Bank Interest Rate
HDFC Bank Gold Loan 9.9% to 14%
Axis Bank Gold Loan 10.50% to 16%
Private Bank Gold Loan 10.75% to 16%
SBI Gold Loan 9.5 % to 13%
Kotak Gold Loan 11% to 14%
IIFL Gold Loan 9.24% to 24%
Muthoot Gold Loan 12% to 24%
Manappauram Gold Loan 12% to 26%
PNB Gold Loan 10.05% to 16%
Canara Bank Gold Loan 9.75 % to 13%
Andhra Bank Gold Loan 10.70% to 16%

Documents for Gold Loan Duliajan

There are a few documents that are required to help you get a loan. You need to submit any proof of identity: passport copy/voters ID card/ Driving license/Aaadhar card, etc. Address proof could be any of the mentioned: Ration card/Tel, Electricity Bill/Rental bill/Passport copy/Trade license/ Shop & Est. License/ Sales Tax certificate. You also need to submit your signature proof which could be in any of the following: passport copy/ driving license/ banker’s verification/ cheque along with 2 passport size photographs.

Additional Documents Required for Gold Loan Duliajan

There are a few additional documents that might also be required such as land proof – in case of agricultural loan of more than Rs. 1 Lakh. This proof is not required for allied agriculture purposes, along with a demand promissory note, a certificate by the jewel appraiser- which the bank will arrange, along with an income proof- salary certificate and Form No.16

Eligibility Criteria for Gold Loan Duliajan

The minimum age of the applicant has to be 21 years and the maximum age could be up to 60 years. They must also be of Indian nationality.

GOLD LOAN @ 0.49%*



How to Apply for Gold Loan Duliajan

Online Process to Apply for Gold Loan Duliajan

To apply for the HDFC Bank Gold Loan at Dialabank, you just have to fill a simple form online.

After which, you would be reached by our representative. Moreover, you will get a document to pick up facility from your doorstep.

For any doubts or clarifications, you can contact us on 9878981166.

Dialabank is viewed as one of the best platforms to apply for a gold loan online. The many reasons behind this, are:

Dialabank happens to be India’s first financial helpline; providing the best of the financial services to customers all over the country. They also guide the customers free of cost. There are no additonal charges of applying for a gold loan on our website. You would get a high LTV of your gold. Apart from that, the bank has an extremely commendable reputation among the customers because of its fast and finest services. If you apply for a gold loan on Dialabank, you will also get a low HDFC Gold Loan interest rate.

We also provide a document pickup facility from your doorstep (i.e the customer) to make the process easier. While applying for a gold loan through Dialabank, very minimal paperwork is required. The relationship managers that we have are trained thoroughly to guide you in each step  and provide assistance for you with the entire process of Gold loan.

Offline Process to Apply for Gold Loan Duliajan

The person applying also has another option, to avail the gold loan per gram from the nearby branches. To do this, you just have to search Gold Loan near me on google. It will show you a list of all the branches of finance companies, banks and other options which are providing loans near you. You just need to choose them according to your preference and knowledge, but always know that Dialabank can do all this for you in a way quicker manner.

You might have to visit those departments and apply for the loan and keep visiting them many times before your loan finally gets approved. Few other companies where this process is much faster is HDFC Gold Loan branches as well as Muthoot Gold Loan branches.

You can easily get loans from HDFC Gold Loan branches. If you want to find another branch that is nearby, search for Muthoot Gold loan near me on google. It will show you a list of all the Muthoot Gold Loan Branches near you.

Processing Fees / Prepayment Charges on Gold Loan Duliajan

Processing Fee
Prepayment Charges
HDFC Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Gold Loan
0.50% to 1.50%
Private Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Gold Loan
500/- to 0.50%
Kotak Gold Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Gold Loan
Muthoot Gold Loan
Manappauram Gold Loan
PNB Gold Loan
0.70% to 1%
Canara Bank Gold Loan
Andhra Bank Gold Loan

CIBIL Score Required for Gold Loan Duliajan

It is a 3-digit numeric summary of your credit history. Each lending institution has its criteria for the minimum CIBIL score which is mandatorily required to process a Gold Loan application. Most of the organisations require a minimum score of 900 to process your loan application.

Sometimes, they might not look at your CIBIL score but at your credit transaction history, that is how quickly and up to date you have been in paying off your previous loans. If you have a good record of paying off your credit bills then it might make it easier for you to avail a gold loan. Delays in paying off your previous loans can also act as a barrier in getting your fresh loan.

Gold Loan Duliajan Agents

One of the most trusted gold loan agents in Duliajan is Dialabank. You can apply online at dialabank or give a call at 9878981166

Dialabank helps you in finding the best option between several other Banks and NBFCS by giving you with a structured market comparison of various banks so that you wouldn’t have to worry about all the complex information and processes that you might have to go through and helping you to make the right choice.

Visit our website and fill a simple form with your details, after which our customer relationship managers will reach out to you very soon.

Gold Loan Duliajan Contact Number

Call 9878981166 and get instant assistance to avail your for Gold Loan in Duliajan right now.

Pre Calculated EMI Table for Gold Loan Duliajan

5 Yrs
4 Yrs
3 Yrs

About Duliajan

Duliajan is an industrial town in Dibrugarh district in the upper north-east corner of India. It is mainly known for its oil related Gold loan Duliajanindustry. It has a population of 28,626. The languages spoken are Assamese and English.