Gold Loan Kalyani

AT 0.49%* INTEREST RATE
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    Gold Loan Kalyani

    Best Banks for Gold Loan in Kalyani

    Feature HDFC Bank SBI
    Muthoot Finance
    Interest Rate 9.90% onwards 7% onwards 12% onwards
    Min Loan Amt Metro : 25000, Non : 15000 25000 15000
    Max Loan Amt 1 Cr 1 Cr 1 Cr
    Loan Tenure 3 months to 24 months 9 months to 24 months
    1 month to 24 months
    Processing Fee 0.25% to 1.50% of the Loan Amt 0.25% to 1.50% Nil
    Pre-closure Charges 2%, Nil foreclosure charges after 3 months 2%, Nil foreclosure charges after 9 months Nil
    Overdraft Facility Yes Yes Yes
    Pay Only Interest Facility Yes Yes Yes
    Gold Rate Per Gram 3066 3073 3073

    Gold Loan Kalyani Features

    Gold loan KalyaniAre you running short on cash? Do not worry Gold Loan is available for you. This loan is unsecured in nature with minimal documentation and less paperwork. This loan can get approved within 48 hours after the verification process.

    Gold Loan Kalyani is an unsecured loan that provides financial aid to customers at affordable interest rates. For availing of a Gold Loan, the applicant needs to have a good source of income and has a good credit history.

    Furthermore, there is no end-use restriction on the utilize of the gold loan amount. You can use this amount of loan anywhere you want to do.

    Gold Loan Rate Per Gram Today in Kalyani

    Updated - Gold Loan Per Gram Rate w.e.f Jul 01 2022

    Gold Weight Gold Purity
    24 Carat
    Gold Purity
    22 Carat
    Gold Purity
    20 Carat
    Gold Purity
    18 Carat
    1 gram 4621 4290 3900 3510
    10 gram 46210 42900 39000 35100
    20 gram 93600 85800 78000 70200
    30 gram 140400 128700 117000 105300
    40 gram 187200 171600 156000 140400
    50 gram 234000 214500 195000 175500
    100 gram 468000 429000 390000 351000
    200 gram 936000 858000 780000 702000
    300 gram 1404000 1287000 1170000 1053000
    400 gram 1872000 1716000 1560000 1404000
    500 gram 2340000 2145000 1950000 1755000

    Gold Loan Kalyani Interest Rates and Charges

    Feature
    Gold Loan
    Interest Rate
    Processing Fee
    Tenure
    HDFC Gold Loan 9.90% 0.25 % - 1.50% 3 - 24 Month
    ICICI Gold Loan 10.50% 0.25 % - 1.50%  9 - 24 Months
    Axis Gold Loan 10.50% 0.50% - 1.50% 6 - 24 Months
    Yes Bank Gold Loan 10.50% 0.50% - 1.50% 6 - 36 Months
    SBI Gold Loan 9.50% 500/- to 0.50% 6 - 36 Months
    Kotak Gold Loan 11.00% 1% to 2% 9 - 24 Months
    IIFL Gold Loan 12.00% Nil 3 - 11 Months
    Muthoot Finance Gold Loan 12.00% Nil 1 - 24 Months
    Manappuram Gold Loan 12.50% Nil 6 - 12 Months
    PNB Gold Loan 11.00% 0.70% to 1% 6 - 12 Months
    Canara Bank Gold Loan 10.75% 1 % 6 - 12 Months
    IndusInd Bank Gold Loan 11.50% 1% - 1.5% 9 - 24 Months

    Gold Loan in Kalyani Documents Required

    1. Proof of Identity: Passport Copy/ Voters ID card/ Driving License/Aadhaar card.
    2. Need of one Address Proof: Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate.
    3. Signature Proof: Passport Copy/Driving License/Banker’s verification/cheque.
    4. 2 passport size photographs.

    Additional Documents Required for Gold Loan Kalyani

    1. If you want to avail of an Agriculture Loan of more than Rs. 1 lac. The proof is not essential for allied agriculture purposes.
    2. A Demand Promissory Note.
    3. Certificate by the Jewel Appraiser (Bank will arrange for you).
    4. Income Proof: Salary Certificate and Form No.16

    Gold Loan in Kalyani Eligibility Criteria

    1. The minimum age requirements of the individual should be 21 years and a maximum of up to 60 years.
    2. Should be an Indian National

    GOLD LOAN @ 0.49%*

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    How to Apply for Gold Loan Kalyani

    Online Process to Apply for Gold Loan Kalyani

    You can apply for the Gold Loan at Dialabank. The process is straightforward. To begin, You have to fill a simple form online.

    After that, you will get a call back from our side. Furthermore, you will get a document to pick up the facility from your doorstep. For more information, dial 9878981166.

    Dialabank is considered the best platform to apply for a gold loan online. There are reasons behind this.

    1. First of all, Dialabank is India’s first financial helpline; it provides the best financial facilities to consumers all over the country.
    2. Besides that, the bank has a good reputation among the customers because of its best services.
    3. Another reason, if you apply for a gold loan on Dialabank, then you must get a low Gold Loan Interest Rate.
    4. Also, Dialabank provides a document pickup facility from the doorstep.
    5. One more important thing is that Dialabank guides the customers free of cost. That is, there are no additional charges for applying for a gold loan online on the website of Dialabank.
    6. Also, while applying for a gold loan per gram with Dialabank, there is little paperwork required.
    7. Another benefit is that you will get a high LTV of your gold.
    8. Finally, the Relationship managers are trained enough to guide you and serve you for the whole processing of the Gold Loan.
    Offline Process to Apply for Gold Loan Kalyani

    The individual also has an option to avail of a Gold Loan from the nearby branches. Just search Gold Loan near me on google. It will show all the nearby departments from where you can avail of the loan. You have to visit again and again until the loan approval.

    Processing Fees / Prepayment Charges on Gold Loan Kalyani

    Bank
    Processing Fee
    Prepayment Charges
    HDFC Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 3 months
    Axis Bank Gold Loan
    0.50% to 1.50%
    Nil
    ICICI Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 9 months
    SBI Gold Loan
    500/- to 0.50%
    Nil
    Kotak Gold Loan
    1% to 2%
    2.25% of fore closure amount if closed 1 month ahead of the tenure.
    IIFL Gold Loan
    Nil
    Nil
    Muthoot Gold Loan
    Nil
    Nil
    Manappauram Gold Loan
    Nil
    Nil
    PNB Gold Loan
    0.70% to 1%
    Nil
    Canara Bank Gold Loan
    1%
    Nil
    Andhra Bank Gold Loan
    Nil
    Nil

    CIBIL Score Required for Gold Loan Kalyani

    Every lending institution has its own criteria for the minimum CIBIL score required for processing a Gold Loan application in Kalyani. Most foundations require a minimum score of 750 to process your loan application.

    The institutions also look for detailed behaviour on the previous loans taken. This involves details on the type of loan taken and the amount borrowed. Any delayed payments for previous loans can create a barrier to your availing of a fresh loan.

    Gold Loan Kalyani Agent and Contact Number

    Dialabank is the leading and the trusted agent for availing Gold Loan in Kalyani. You can apply online at www.dialabank.com or contact me at 9878981166.

    Dialabank helps you to find the best option for Banks and NBFCs by providing you with a detailed and descriptive market comparison of different banks so that you can make the right decision. Visit www.dialabank.com and fill a simple form using your personal and employment details. Our relationship managers will get in touch with you.

    Gold Loan Kalyani Contact Number

    Call 9878981166 and get instant help and approval for Gold Loan in Kalyani.

    Pre Calculated EMI Table for Gold Loan Kalyani

    Rate
    5 Yrs
    4 Yrs
    3 Yrs
    10.50%
    2149
    2560
    3250
    11.00%
    2174
    2584
    3273
    11.50%
    2199
    2608
    3297
    12.00%
    2224
    2633
    3321
    12.50%
    2249
    2658
    3345
    13.00%
    2275
    2682
    3369
    13.50%
    2300
    2707
    3393
    14.00%
    2326
    2732
    3417
    14.50%
    2352
    2757
    3442
    15.00%
    2378
    2783
    3466

    About Kalyani

    Kalyani is a city and a municipality & Community Development Block of Nadia district in the West Bengal state, India. It is located around 50 kilometres from Kolkata — the capital of West Bengal. Kalyani is the administrative headquarters of the Kalyani subdivision. It resides on the eastern banks of the Hooghly River. It is under the body of the Kalyani Municipality. Official languages are Bengali and English.