Gold Loan Kalyani


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Gold Loan Kalyani

Best Banks for Gold Loan in Kalyani

Feature HDFC Bank SBI
Muthoot Finance
Interest Rate 9.90% onwards 7% onwards 12% onwards
Min Loan Amt Metro : 25000, Non : 15000 25000 15000
Max Loan Amt 1 Cr 1 Cr 1 Cr
Loan Tenure 3 months to 24 months 9 months to 24 months
1 month to 24 months
Processing Fee 0.25% to 1.50% of the Loan Amt 0.25% to 1.50% Nil
Pre-closure Charges 2%, Nil foreclosure charges after 3 months 2%, Nil foreclosure charges after 9 months Nil
Overdraft Facility Yes Yes Yes
Pay Only Interest Facility Yes Yes Yes
Gold Rate Per Gram 3066 3073 3073

Gold Loan Kalyani Features

Gold loan KalyaniAre you running short on cash? Do not worry Gold Loan is available for you. This loan is unsecured in nature with minimal documentation and less paperwork. This loan can get approved within 48 hours after the verification process.

Gold Loan Kalyani is an unsecured loan that provides financial aid to customers at affordable interest rates. For availing of a Gold Loan, the applicant needs to have a good source of income and has a good credit history.

Furthermore, there is no end-use restriction on the utilize of the gold loan amount. You can use this amount of loan anywhere you want to do.

Gold Loan Rate Per Gram Today in Kalyani

Updated - Gold Loan Per Gram Rate w.e.f Jun 10 2023

Gold Weight Gold Purity
24 Carat
Gold Purity
22 Carat
Gold Purity
20 Carat
Gold Purity
18 Carat
1 gram 4621 4290 3900 3510
10 gram 46210 42900 39000 35100
20 gram 93600 85800 78000 70200
30 gram 140400 128700 117000 105300
40 gram 187200 171600 156000 140400
50 gram 234000 214500 195000 175500
100 gram 468000 429000 390000 351000
200 gram 936000 858000 780000 702000
300 gram 1404000 1287000 1170000 1053000
400 gram 1872000 1716000 1560000 1404000
500 gram 2340000 2145000 1950000 1755000

Gold Loan Kalyani Interest Rates and Charges

Gold Loan
Interest Rate
Processing Fee
HDFC Gold Loan 9.90% 0.25 % - 1.50% 3 - 24 Month
Private Gold Loan 10.50% 0.25 % - 1.50%  9 - 24 Months
Axis Gold Loan 10.50% 0.50% - 1.50% 6 - 24 Months
Yes Bank Gold Loan 10.50% 0.50% - 1.50% 6 - 36 Months
SBI Gold Loan 9.50% 500/- to 0.50% 6 - 36 Months
Kotak Gold Loan 11.00% 1% to 2% 9 - 24 Months
IIFL Gold Loan 12.00% Nil 3 - 11 Months
Muthoot Finance Gold Loan 12.00% Nil 1 - 24 Months
Manappuram Gold Loan 12.50% Nil 6 - 12 Months
PNB Gold Loan 11.00% 0.70% to 1% 6 - 12 Months
Canara Bank Gold Loan 10.75% 1 % 6 - 12 Months
IndusInd Bank Gold Loan 11.50% 1% - 1.5% 9 - 24 Months

Gold Loan in Kalyani Documents Required

  1. Proof of Identity: Passport Copy/ Voters ID card/ Driving License/Aadhaar card.
  2. Need of one Address Proof: Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate.
  3. Signature Proof: Passport Copy/Driving License/Banker’s verification/cheque.
  4. 2 passport size photographs.

Additional Documents Required for Gold Loan Kalyani

  1. If you want to avail of an Agriculture Loan of more than Rs. 1 lac. The proof is not essential for allied agriculture purposes.
  2. A Demand Promissory Note.
  3. Certificate by the Jewel Appraiser (Bank will arrange for you).
  4. Income Proof: Salary Certificate and Form No.16

Gold Loan in Kalyani Eligibility Criteria

  1. The minimum age requirements of the individual should be 21 years and a maximum of up to 60 years.
  2. Should be an Indian National

GOLD LOAN @ 0.49%*



How to Apply for Gold Loan Kalyani

Online Process to Apply for Gold Loan Kalyani

You can apply for the Gold Loan at Dialabank. The process is straightforward. To begin, You have to fill a simple form online.

After that, you will get a call back from our side. Furthermore, you will get a document to pick up the facility from your doorstep. For more information, dial 9878981166.

Dialabank is considered the best platform to apply for a gold loan online. There are reasons behind this.

  1. First of all, Dialabank is India’s first financial helpline; it provides the best financial facilities to consumers all over the country.
  2. Besides that, the bank has a good reputation among the customers because of its best services.
  3. Another reason, if you apply for a gold loan on Dialabank, then you must get a low Gold Loan Interest Rate.
  4. Also, Dialabank provides a document pickup facility from the doorstep.
  5. One more important thing is that Dialabank guides the customers free of cost. That is, there are no additional charges for applying for a gold loan online on the website of Dialabank.
  6. Also, while applying for a gold loan per gram with Dialabank, there is little paperwork required.
  7. Another benefit is that you will get a high LTV of your gold.
  8. Finally, the Relationship managers are trained enough to guide you and serve you for the whole processing of the Gold Loan.
Offline Process to Apply for Gold Loan Kalyani

The individual also has an option to avail of a Gold Loan from the nearby branches. Just search Gold Loan near me on google. It will show all the nearby departments from where you can avail of the loan. You have to visit again and again until the loan approval.

Processing Fees / Prepayment Charges on Gold Loan Kalyani

Processing Fee
Prepayment Charges
HDFC Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Gold Loan
0.50% to 1.50%
Private Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Gold Loan
500/- to 0.50%
Kotak Gold Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Gold Loan
Muthoot Gold Loan
Manappauram Gold Loan
PNB Gold Loan
0.70% to 1%
Canara Bank Gold Loan
Andhra Bank Gold Loan

CIBIL Score Required for Gold Loan Kalyani

Every lending institution has its own criteria for the minimum CIBIL score required for processing a Gold Loan application in Kalyani. Most foundations require a minimum score of 750 to process your loan application.

The institutions also look for detailed behaviour on the previous loans taken. This involves details on the type of loan taken and the amount borrowed. Any delayed payments for previous loans can create a barrier to your availing of a fresh loan.

Gold Loan Kalyani Agent and Contact Number

Dialabank is the leading and the trusted agent for availing Gold Loan in Kalyani. You can apply online at or contact me at 9878981166.

Dialabank helps you to find the best option for Banks and NBFCs by providing you with a detailed and descriptive market comparison of different banks so that you can make the right decision. Visit and fill a simple form using your personal and employment details. Our relationship managers will get in touch with you.

Gold Loan Kalyani Contact Number

Call 9878981166 and get instant help and approval for Gold Loan in Kalyani.

Pre Calculated EMI Table for Gold Loan Kalyani

5 Yrs
4 Yrs
3 Yrs

About Kalyani

Kalyani is a city and a municipality & Community Development Block of Nadia district in the West Bengal state, India. It is located around 50 kilometres from Kolkata — the capital of West Bengal. Kalyani is the administrative headquarters of the Kalyani subdivision. It resides on the eastern banks of the Hooghly River. It is under the body of the Kalyani Municipality. Official languages are Bengali and English.