⍟  Lowest Interest Rate of 0.79% p.m.
⍟  Highest Rate Per Gram ₹ 4,680
⍟  No Melting of Your Gold
⍟  Get Loan in 1 Visit Only
⍟  100% Safety of Your Gold (kept in Bank Locker)

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Gold Loan Sambalpur

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Best Banks for Gold Loan in Sambalpur

Feature
HDFC Bank
ICICI Bank
Muthoot Finance
Interest Rate
9.90%
10.50%
12%
Min Loan Amt
Metro : 25000, Non : 15000
25000
15000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
3 months to 24 months
9 months to 24 months
1 month to 24 months
Processing Fee
0.25% to 1.50% of the Loan Amt
0.25% to 1.50%
Nil
Preclosure Chgs
2%, Nil foreclosure charges after 3 months
2%, Nil foreclosure charges after 9 months
Nil
Overdraft Facility
Yes
Yes
Yes
Pay Only Interest Facility
Yes
Yes
Yes
Gold Rate Per Gram
2500
2600
2700*

Gold Loan Sambalpur Features

Gold Loan SambhalpurGold Loans are now pretty easy and less time consuming to avail as most of the major banks and NBFCs provide the service at a reasonable rate of interest and minimum documentation. Gold Loans are secured loans that can be availed by keeping your Gold ornaments/Jewelry as a collateral or security deposit for short-term credit. Banks sanction Gold Loan easily considering the fact that you repay the amount in the form of interest in a specific period of time. If you fail to repay, the loan can be renewed.

Gold Loan Rate Per Gram Today in Sambalpur

Updated - Gold Loan Per Gram Rate w.e.f Apr 15 2021

Gold Weight Gold Purity
24 Carat
Gold Purity
22 Carat
Gold Purity
20 Carat
Gold Purity
18 Carat
1 gram 4680 4290 3900 3510
10 gram 46800 42900 39000 35100
20 gram 93600 85800 78000 70200
30 gram 140400 128700 117000 105300
40 gram 187200 171600 156000 140400
50 gram 234000 214500 195000 175500
100 gram 468000 429000 390000 351000
200 gram 936000 858000 780000 702000
300 gram 1404000 1287000 1170000 1053000
400 gram 1872000 1716000 1560000 1404000
500 gram 2340000 2145000 1950000 1755000

Gold Loan Sambalpur Interest Rates and Charges

Feature
Gold Loan
Interest Rate
Processing Fee
Tenure
HDFC Gold Loan 9.90% 0.25 % - 1.50% 3 - 24 Month
ICICI Gold Loan 10.50% 0.25 % - 1.50%  9 - 24 Months
Axis Gold Loan 10.50% 0.50% - 1.50% 6 - 24 Months
Yes Bank Gold Loan 10.50% 0.50% - 1.50% 6 - 36 Months
SBI Gold Loan 9.50% 500/- to 0.50% 6 - 36 Months
Kotak Gold Loan 11.00% 1% to 2% 9 - 24 Months
IIFL Gold Loan 12.00% Nil 3 - 11 Months
Muthoot Finance Gold Loan 12.00% Nil 1 - 24 Months
Manappuram Gold Loan 12.50% Nil 6 - 12 Months
PNB Gold Loan 11.00% 0.70% to 1% 6 - 12 Months
Canara Bank Gold Loan 10.75% 1 % 6 - 12 Months
IndusInd Bank Gold Loan 11.50% 1% - 1.5% 9 - 24 Months

Gold Loan in Sambalpur Documents Required

  1. Signed Application form
  2. 2 recent passport size photographs of the applier
  3. Government ID such as Driving license/passport/Aadhar card, etc
  4. Proof of Residence: Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Sales Tax certificate.
  5. Land Proof: If you want an Agriculture Loan of more than Rs. 1 lac.(not required for agricultural purpose)
  6. Certificate by the Jewel Appraiser (Arranged by the bank for you)
  7. Signature Proof: Passport Copy/Driving License/Banker’s verification/cheque.
  8. A Demand Promissory Note.
  9. Proof of Income (i.e. salary slips/ Form 16)

Gold Loan in Sambalpur Eligibility Criteria

  1. An individual must be 21 years old.
  2. An individual must not be more than 60 years of age.
  3. The applicant must have Indian nationality.


gold loan at 7%

हिंदी में पढ़े | தமிழில் படியுங்கள்

How to Apply for Gold Loan Sambalpur

Online Process to Apply for Gold Loan Sambalpur
  • You can apply for the Gold Loan at Dialabank.
  • It is less time consuming and convenient.
  • Fill an online form with personal details.
  • Our relationship manager will then contact you for further assistance.
  • You can also avail of a document pick up facility from your doorstep.
  • For any information about the gold loan, you can call on 9878981166.

Dialabank is considered as the best platform to apply for a Gold Loan online. So many reasons behind this are the following.

  1. Dialabank is India’s first financial helpline; it provides the best and fast financial services to customers all over the country.
  2. The bank has a good reputation among consumers because of its best services.
  3. Gold Loans can be availed at a low Gold loan interest rate with minimum documentation requirement
  4. Dialabank provides a document pickup service from the doorstep of the applicant.
  5. There is no processing fee or secondary charges for availing the service through Dialabank.
  6. The Relationship managers of Dialabank are trained and assist the customer without any hesitance.
Offline Process to Apply for Gold Loan Sambalpur

The applicant also has an option to avail  Gold loan per gram through the offline process. This requires market research as well as some manual efficiency.

The applicants need to search for the nearby banks offering Gold Loans and visit them at their working hours. Thereafter, their relationship manager will correspond and assist you according to your requirements requiring repeated visits to the nearest branch.

Processing Fees / Prepayment Charges on Gold Loan Sambalpur

Bank
Processing Fee
Prepayment Charges
HDFC Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Gold Loan
0.50% to 1.50%
Nil
ICICI Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Gold Loan
500/- to 0.50%
Nil
Kotak Gold Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Gold Loan
Nil
Nil
Muthoot Gold Loan
Nil
Nil
Manappauram Gold Loan
Nil
Nil
PNB Gold Loan
0.70% to 1%
Nil
Canara Bank Gold Loan
1%
Nil
Andhra Bank Gold Loan
Nil
Nil

CIBIL Score Required for Gold Loan Sambalpur

Most of the major banks and NBFCs offer Gold Loan irrespective of the CIBIL score. The applicant should have all the necessary documents and should fulfill the eligibility criteria.

Gold Loan Sambalpur Agent and Contact Number

Dialabank is one of the leading agents for availing Gold Loan in Sambalpur. Just you have to apply online at www.dialabank.com or give a call at 9878981166.

Dialabank helps you to find the best option of Banks and NBFCs by providing you with a detailed market comparison of different banks so that you can make the right choice. Visit our website www.dialabank.com and fill a simple form with your personal and employment details. Our customer relationship managers will soon get in touch with you.

Gold Loan Sambalpur Contact Number

Call 9878981166 and get instant help and approval for Gold Loan in Sambalpur.

Pre Calculated EMI Table for Gold Loan Sambalpur

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Sambalpur

Sambalpur is the eastern state of Orissa. It is the second-largest city by population in Western Orissa and is the district headquarters of Sambalpur district. The city has a population of 183,383.

गोल्ड लोन सम्बलपुर के बारे हिंदी में जानिए: गोल्ड लोन सम्बलपुर