Major Gold Loan Providers in Bicholim
Features of Gold Loan Bicholim
- You can avail Loan up to Rs.1 Crore or more & up to 70% of value for any purpose
- You get 100% Safety & Security of your Gold Jewelry
- Get your Loan processed in less than 30 minutes
- Enjoy Anytime Liquidity.
- No EMI, Service only Interest and enjoy the Loan facility
- Lower Interest Rates
- Simple documentation and fast processing.
- Overdraft limit varies depending on the market rate of gold.
- The interest rate is payable the only amount of the overdraft that you use.
Gold Loan Rate Per Gram Today in Bicholim
Updated - Gold Loan Per Gram Rate w.e.f Apr 26 2024
Gold Weight
Gold Purity
24 CaratGold Purity
22 CaratGold Purity
20 CaratGold Purity
18 Carat
1 gram
4621
4290
3900
3510
10 gram
46210
42900
39000
35100
20 gram
93600
85800
78000
70200
30 gram
140400
128700
117000
105300
40 gram
187200
171600
156000
140400
50 gram
234000
214500
195000
175500
100 gram
468000
429000
390000
351000
200 gram
936000
858000
780000
702000
300 gram
1404000
1287000
1170000
1053000
400 gram
1872000
1716000
1560000
1404000
500 gram
2340000
2145000
1950000
1755000
To know more about Gold Loan Per Gram you can visit: Gold Loan Per Gram
Gold Loan Bicholim Interest Rates and charges
To check Gold Loan Interest Rate for all major banks you can visit: Gold Loan Interest Rate
Documents for Gold Loan Bicholim
- Proof of Identity can be Passport Copy/ Voters ID card/ Driving License/Aadhaar card.
- Address Proof can be Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate.
- Signature Proof can be Passport Copy/Driving License/Banker’s verification/cheque.
- 2 passport size photos.
Additional Documents Required for Gold Loan Bicholim
- Land Proof: In the case of Agriculture Loan of over Rs. 1 lac. The same is not needed for allied agriculture purposes.
- A Demand Promissory Note.
- Certification by the Jewel Appraiser (Bank will arrange).
- Proof of Income: Salary Certificate and Form No.16
Eligibility for Gold Loan Bicholim
A criteria has been provided by the lenders in respect to the ability of the customer to qualify for the scheme of Gold loan.
- The age should lie in between 18 years to 70 years(at the time of loan maturity). .
- Minimum 10 gram gold is required.
- Any salaried or self employed individual can apply for gold loan.
- the gold should be in the name of the applicant or family member.
How to Apply for Gold Loan Bicholim
Online Process to Apply for Gold Loan Bicholim
You can apply for the HDFC Bank Gold Loan at Dialabank.
You need to fill a short and simple online form.
Our representative will call you then for further process. You will also be provided with a doorstep document pick up facility.
For more details, you can call us on 9878981144 anytime.
Dialabank is even regarded as the most trusted platform to apply for a gold loan online and there are many reasons behind this:
- Dialabank is India’s first financial helpline; it comes with the best financial services all over the country.
- Dialabank has a free of cost of guidance policy for its customers. So, there will be no additional charges if you apply for a gold loan online on the Dialabank website.
- Furthermore, you can even enjoy a high LTV of your gold.
- Due to its best and quick service, the bank has a great reputation amongst the customers.
- If you are applying for a gold loan on the Dialabank website, you will get a very low-interest rate HDFC Gold Loan.
- Dialabank also offers the customer a doorstep document pickup facility to ease the process.
- Also, very little paperwork is needed if you apply for a gold loan through Dialabank.
- Our Relationship Managers are thoroughly trained so that they can guide and assist you in the whole process of Gold Loan.
Offline Process to Apply for Gold Loan Bicholim
The applicant can also avail of a Gold Loan with the help of nearby branches. In order to do so, simply search Gold Loan near me on google. The search will present you with all the bank branches and finance companies that are providing loans near you. You then need to select amongst them according to your knowledge, but Dialabank can make your work easier and faster by doing it for you.
After that, you will have to visit those departments to apply for the loan, and then before the loan gets approved, you will have to visit many times more.
Some banks and finance companies that provide a much faster process is HDFC Gold Loan branches and Muthoot Gold Loan branches.
You can also obtain loans from HDFC Gold Loan Branches. To find a branch that is near you, just search Muthoot Gold Loan nearby. Google will show a list of all the Muthoot Gold Loan Branches that are near you.
Gold Loan Bicholim Agents and Contacts
One of the most significant and reliable gold loan agents in Bicholim is Dialabank. You can apply online at www.dialabank.com or give a call at 9878981144
Dialabank helps you by finding the most suitable option amongst various Banks and NBFCs as we offer a detailed and well-structured comparison of the market for different banks. With this, you do not need to go through complex and boring procedures and hence focus on making the right decision. Fill an online form with a few details and thereafter our customer relationship manager will contact you soon.
Avail your Gold Loan with Dialabank and get personalized assistance
FAQs About Gold Loan
- How does Gold Loan work?
Loan on gold is very simple to understand. The Banks /NBFC provides you with funds against your gold ornament. The amount depends upon the gold weight. - Gold Loan is secured?
Yes, it is essential to note that the loan on gold comes in the category of secured loans. Because in a gold loan the applicant put their gold ornaments into the bank’s locker as security or as collateral. - What happens when you don’t repay a Gold Loan?
If the borrower is unable to return the gold loan on time, then the bank is liable to sell his gold ornaments. - To get a gold loan do I need a co-applicant?
No, to avail Gold loan you don’t need any co-applicant - Is Gold loan better than a Personal loan?
Yes, a Gold loan is better than personal Loan because in Gold Loan banks/NBFC’s takes Gold ornament as well as a gold coin as collateral and in case of Personal loan it is un-secured and hence carries higher interest than a gold loan. - What is the best online platform to avail gold loan?
Dialabank is the best platform to get a loan. Dialabank provides you hassle-free process as well as the lowest interest rate in the market as compared to others. - Is there any fee payable for the Gold Loan?
Yes, you have to pay the loan processing fee (non-refundable) as well as Valuation fee.
Other Gold Loan Cities in Goa
Gold Loan Dabhel | Gold Loan Visavadar |
Gold Loan Viramgam | Gold Loan Vijayanagar |
Gold Loan Vijapur | Gold Loan Vasad |
Gold Loan Vadinar | Gold Loan Unjha |
Interest Rate of Different Banks for Gold Loan Bicholim
Bank | Gold Loan Rate |
HDFC Bank | 10.75% |
Yes Bank | 10.85% |
Axis Bank | 10.90% |
SBI Gold Loan | 11.50% |
Private Bank | 11.75% |
IIFL Gold Loan | 11.75% |
Allahabad Bank Gold Loan | 11.75% |
Muthoot Gold Loan | 12.00% |
Federal Bank Gold Loan | 12.00% |
Manappuram Gold Loan | 12.25% |
IDBI Bank | 12.25% |
PNB Gold Loan | 12.25% |