GET GOLD LOAN
DURING LOCKDOWN

⍟  All Our Branches are Open
⍟  Lowest Interest Rate of 0.79% p.m.

    I have read the Privacy Policy & Agree to Terms & Conditions and authorize Dialabank & its partner institutions to Call or SMS me with reference to my application.

    Gold Loan Kalyan

    Best Banks for Gold Loan in Kalyan

    Feature
    HDFC Bank
    ICICI Bank
    Muthoot Finance
    Interest Rate
    9.50% onwards
    10.50%
    12%
    Min Loan Amt
    Metro : 25000, Non : 15000
    25000
    15000
    Max Loan Amt
    1 Cr
    1 Cr
    1 Cr
    Loan Tenure
    3 months to 24 months
    9 months to 24 months
    1 month to 24 months
    Processing Fee
    0.25% to 1.50% of the Loan Amt
    0.25% to 1.50%
    Nil
    Preclosure Chgs
    2%, Nil foreclosure charges after 3 months
    2%, Nil foreclosure charges after 9 months
    Nil
    Overdraft Facility
    Yes
    Yes
    Yes
    Pay Only Interest Facility
    Yes
    Yes
    Yes
    Gold Rate Per Gram
    3,066
    3,073
    3,073

    Gold Loan Kalyan Features

    Gold Loan KalyanClear all your debts in a few minutes. apply for a gold loan with a Dialabank with low-interest rates. This loan is unsecured in nature with minimal documentation and less paperwork. This loan can get approved within 48 hours after the verification process.

    Gold Loan Kalyan is easy to apply and also easy to get. Gold Loan Kalyan is an unsecured loan that provides financial aid to the customers at affordable interest rates. To get a gold loan, the applicant should have a good financial score with a good annual income. There is no end-use limitation on the use of the gold loan amount. You can use this loan amount anywhere you desire to do.

    Gold Loan Rate Per Gram Today in Kalyan

    Updated - Gold Loan Per Gram Rate w.e.f Jun 21 2021

    Gold Weight Gold Purity
    24 Carat
    Gold Purity
    22 Carat
    Gold Purity
    20 Carat
    Gold Purity
    18 Carat
    1 gram 4621 4290 3900 3510
    10 gram 46210 42900 39000 35100
    20 gram 93600 85800 78000 70200
    30 gram 140400 128700 117000 105300
    40 gram 187200 171600 156000 140400
    50 gram 234000 214500 195000 175500
    100 gram 468000 429000 390000 351000
    200 gram 936000 858000 780000 702000
    300 gram 1404000 1287000 1170000 1053000
    400 gram 1872000 1716000 1560000 1404000
    500 gram 2340000 2145000 1950000 1755000

    Gold Loan Kalyan Interest Rates and Charges

    Feature
    Gold Loan
    Interest Rate
    Processing Fee
    Tenure
    HDFC Gold Loan 9.90% 0.25 % - 1.50% 3 - 24 Month
    ICICI Gold Loan 10.50% 0.25 % - 1.50%  9 - 24 Months
    Axis Gold Loan 10.50% 0.50% - 1.50% 6 - 24 Months
    Yes Bank Gold Loan 10.50% 0.50% - 1.50% 6 - 36 Months
    SBI Gold Loan 9.50% 500/- to 0.50% 6 - 36 Months
    Kotak Gold Loan 11.00% 1% to 2% 9 - 24 Months
    IIFL Gold Loan 12.00% Nil 3 - 11 Months
    Muthoot Finance Gold Loan 12.00% Nil 1 - 24 Months
    Manappuram Gold Loan 12.50% Nil 6 - 12 Months
    PNB Gold Loan 11.00% 0.70% to 1% 6 - 12 Months
    Canara Bank Gold Loan 10.75% 1 % 6 - 12 Months
    IndusInd Bank Gold Loan 11.50% 1% - 1.5% 9 - 24 Months

    Gold Loan in Kalyan Documents Required

    1. Proof of Identity: Passport Copy/ Voters ID card/ Driving License/Aadhaar card.
    2. At least Address Proof is essential from the following: Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate.
    3. Signature Proof: Passport Copy/Driving License/Banker’s verification/cheque.
    4. 2 passport size photographs.

    Additional Documents Required for Gold Loan Kalyan

    1. Land Proof is required if you want to get an Agriculture Loan of more than Rs. 1 lac. For allied agriculture purposes, no land proof is required.
    2. A Demand Promissory Note.
    3. Certificate by the Jewel Appraiser which is collected by the bank.
    4. Income Proof: Salary Certificate and Form No.16

    Gold Loan in Kalyan Eligibility Criteria

    1. The minimum age requirements of the individual should be 21 years and a maximum of up to 60 years.
    2. Should be an Indian National

    gold loan at 7%

    हिंदी में पढ़े | தமிழில் படியுங்கள்

    How to Apply for Gold Loan Kalyan

    Online Process to Apply for Gold Loan Kalyan

    You can apply for the Gold Loan at Dialabank. The process is straightforward. To begin, You have to fill a simple form online.

    After that, you will get a call back from our side. Furthermore, you will get a document to pick up the facility from your doorstep. For more information about the gold loan Kalyan, you can call on 9878981166.

    Dialabank is considered as the best platform to apply for a gold loan online. The reasons for this is given below:

    • First of all, Dialabank is India’s first financial helpline; it provides the best financial facilities to customers all over the country.
    • The bank has a good reputation among the customers due to its best and fast services.
    • Another benefit, if you apply for a gold loan on Dialabank, then you will get a low Gold loan interest rate.
    • Also, Dialabank provides a document pickup facility from the doorstep of the customer.
    • One more important thing is that the Dialabank guides the customers free of cost. There are no additional charges of applying for a gold loan online on the website of Dialabank.
    • If you are applying for a Gold loan per gram through Dialabank, very little paperwork is required.
    • You can get a high LTV of your gold.
    • In the end, the Relationship managers are trained enough to guide you in the entire processing of Gold Loan Kalyan.

    Procedure for applying for a gold loan:

    •  Visit www.dialabank.com.
    • Click on the loan section and you can find the gold loan link.
    • After clicking on the gold loan link, you will be directed with your details of a gold loan and there you can choose your preferred city.
    • For more information and free assistance on the Gold Loan Kalyan, you may call 9878981166.

    Processing Fees / Prepayment Charges on Gold Loan Kalyan

    Bank
    Processing Fee
    Prepayment Charges
    HDFC Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 3 months
    Axis Bank Gold Loan
    0.50% to 1.50%
    Nil
    ICICI Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 9 months
    SBI Gold Loan
    500/- to 0.50%
    Nil
    Kotak Gold Loan
    1% to 2%
    2.25% of fore closure amount if closed 1 month ahead of the tenure.
    IIFL Gold Loan
    Nil
    Nil
    Muthoot Gold Loan
    Nil
    Nil
    Manappauram Gold Loan
    Nil
    Nil
    PNB Gold Loan
    0.70% to 1%
    Nil
    Canara Bank Gold Loan
    1%
    Nil
    Andhra Bank Gold Loan
    Nil
    Nil

    CIBIL Score Required for Gold Loan Kalyan

    Every lending institution has the criteria for the minimum CIBIL score required for processing a gold Loan application in Kalyan. Most of the institutions require a minimum score of 750 to process your gold loan application.

    The institutions also look after the detailed behavior on the previous loans taken. This involves details on the type of loan taken and the amount borrowed. Any late payments for previous loans can act as an obstacle to your availing of a fresh loan.

    To know more and to improve CIBIL score visit Dialabank

    Gold Loan Kalyan Agent and Contact Number

    Dialabank has the leading agent for availing gold Loan in Kalyan. Just apply online at www.dialabank.com or give a call at 9878981166.

    Dialabank assists you to find the best option of Banks and NBFCs by providing you with a detailed and descriptive market comparison of different banks so that you can make the right choice. Visit www.dialabank.com and fill a simple form with your personal and employment details. Our relationship managers will get in touch with you very soon.

    Gold Loan Kalyan Contact Number

    Call 9878981166 and get instant help and approval for a Gold Loan Kalyan.

    Pre Calculated EMI Table for Gold Loan Kalyan

    Rate
    5 Yrs
    4 Yrs
    3 Yrs
    10.50%
    2149
    2560
    3250
    11.00%
    2174
    2584
    3273
    11.50%
    2199
    2608
    3297
    12.00%
    2224
    2633
    3321
    12.50%
    2249
    2658
    3345
    13.00%
    2275
    2682
    3369
    13.50%
    2300
    2707
    3393
    14.00%
    2326
    2732
    3417
    14.50%
    2352
    2757
    3442
    15.00%
    2378
    2783
    3466

    About Kalyan

    Kalyan is a city in the district of Thane from the Indian state of Maharashtra. It is a segment of the Mumbai Metropolitan Region ( MMR). It is near to Mumbai city and is governed by Kalyan-Dombivli Municipal corporation. The official language spoken here is Marathi. Kalyan- Dombivli together form a municipal corporation, abbreviated as KDMC. Kalyan is the 9th biggest city in Maharashtra and 28th in the country.

    Anandi Gopal Joshi, from Kalyan, along with Kadambini Ganguly, was one of the first two Indian women to obtain a degree in Western medicine.