Best Banks for Gold Loan in Kalyan
Feature |
HDFC Bank |
ICICI Bank |
Muthoot Finance |
Interest Rate |
9.90% |
10.50% |
12% |
Min Loan Amt |
Metro : 25000, Non : 15000 |
25000 |
15000 |
Max Loan Amt |
1 Cr |
1 Cr |
1 Cr |
Loan Tenure |
3 months to 24 months |
9 months to 24 months |
1 month to 24 months |
Processing Fee |
0.25% to 1.50% of the Loan Amt |
0.25% to 1.50% |
Nil |
Preclosure Chgs |
2%, Nil foreclosure charges after 3 months |
2%, Nil foreclosure charges after 9 months |
Nil |
Overdraft Facility |
Yes |
Yes |
Yes |
Pay Only Interest Facility |
Yes |
Yes |
Yes |
Gold Rate Per Gram |
2500 |
2600 |
2700* |
Gold Loan Kalyan Features
Clear all your debts in a few minutes. apply for a gold loan with a Dialabank with low-interest rates. This loan is unsecured in nature with minimal documentation and less paperwork. This loan can get approved within 48 hours after the verification process.
Gold Loan Kalyan is easy to apply and also easy to get. Gold Loan Kalyan is an unsecured loan that provides financial aid to the customers at affordable interest rates. To get a gold loan, the applicant should have a good financial score with a good annual income. There is no end-use limitation on the use of the gold loan amount. You can use this loan amount anywhere you desire to do.
Gold Loan Rate Per Gram Today in Kalyan
Updated - Gold Loan Per Gram Rate w.e.f
Gold Weight
Gold Purity
24 CaratGold Purity
22 CaratGold Purity
20 CaratGold Purity
18 Carat
1 gram
4680
4290
3900
3510
10 gram
46800
42900
39000
35100
20 gram
93600
85800
78000
70200
30 gram
140400
128700
117000
105300
40 gram
187200
171600
156000
140400
50 gram
234000
214500
195000
175500
100 gram
468000
429000
390000
351000
200 gram
936000
858000
780000
702000
300 gram
1404000
1287000
1170000
1053000
400 gram
1872000
1716000
1560000
1404000
500 gram
2340000
2145000
1950000
1755000
Gold Loan Kalyan Interest Rates and Charges
HDFC Gold Loan
9.90%
0.25 % - 1.50%
3 - 24 Month
ICICI Gold Loan
10.50%
0.25 % - 1.50%
9 - 24 Months
Axis Gold Loan
10.50%
0.50% - 1.50%
6 - 24 Months
Yes Bank Gold Loan
10.50%
0.50% - 1.50%
6 - 36 Months
SBI Gold Loan
9.50%
500/- to 0.50%
6 - 36 Months
Kotak Gold Loan
11.00%
1% to 2%
9 - 24 Months
IIFL Gold Loan
12.00%
Nil
3 - 11 Months
Muthoot Finance Gold Loan
12.00%
Nil
1 - 24 Months
Manappuram Gold Loan
12.50%
Nil
6 - 12 Months
PNB Gold Loan
11.00%
0.70% to 1%
6 - 12 Months
Canara Bank Gold Loan
10.75%
1 %
6 - 12 Months
IndusInd Bank Gold Loan
11.50%
1% - 1.5%
9 - 24 Months
Gold Loan in Kalyan Documents Required
- Proof of Identity: Passport Copy/ Voters ID card/ Driving License/Aadhaar card.
- At least Address Proof is essential from the following: Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate.
- Signature Proof: Passport Copy/Driving License/Banker’s verification/cheque.
- 2 passport size photographs.
Additional Documents Required for Gold Loan Kalyan
- Land Proof is required if you want to get an Agriculture Loan of more than Rs. 1 lac. For allied agriculture purposes, no land proof is required.
- A Demand Promissory Note.
- Certificate by the Jewel Appraiser which is collected by the bank.
- Income Proof: Salary Certificate and Form No.16
Gold Loan in Kalyan Eligibility Criteria
- The minimum age requirements of the individual should be 21 years and a maximum of up to 60 years.
- Should be an Indian National
हिंदी में पढ़े | தமிழில் படியுங்கள்
How to Apply for Gold Loan Kalyan
Online Process to Apply for Gold Loan Kalyan
You can apply for the Gold Loan at Dialabank. The process is straightforward. To begin, You have to fill a simple form online.
After that, you will get a call back from our side. Furthermore, you will get a document to pick up the facility from your doorstep. For more information about the gold loan Kalyan, you can call on 9878981166.
Dialabank is considered as the best platform to apply for a gold loan online. The reasons for this is given below:
- First of all, Dialabank is India’s first financial helpline; it provides the best financial facilities to customers all over the country.
- The bank has a good reputation among the customers due to its best and fast services.
- Another benefit, if you apply for a gold loan on Dialabank, then you will get a low Gold loan interest rate.
- Also, Dialabank provides a document pickup facility from the doorstep of the customer.
- One more important thing is that the Dialabank guides the customers free of cost. There are no additional charges of applying for a gold loan online on the website of Dialabank.
- If you are applying for a Gold loan per gram through Dialabank, very little paperwork is required.
- You can get a high LTV of your gold.
- In the end, the Relationship managers are trained enough to guide you in the entire processing of Gold Loan Kalyan.
Procedure for applying for a gold loan:
- Visit www.dialabank.com.
- Click on the loan section and you can find the gold loan link.
- After clicking on the gold loan link, you will be directed with your details of a gold loan and there you can choose your preferred city.
- For more information and free assistance on the Gold Loan Kalyan, you may call 9878981166.
Processing Fees / Prepayment Charges on Gold Loan Kalyan
Bank |
Processing Fee |
Prepayment Charges |
HDFC Bank Gold Loan |
0.25% to 1.50% |
2%, Nil foreclosure charges after 3 months |
Axis Bank Gold Loan |
0.50% to 1.50% |
Nil |
ICICI Bank Gold Loan |
0.25% to 1.50% |
2%, Nil foreclosure charges after 9 months |
SBI Gold Loan |
500/- to 0.50% |
Nil |
Kotak Gold Loan |
1% to 2% |
2.25% of fore closure amount if closed 1 month ahead of the tenure.
|
IIFL Gold Loan |
Nil |
Nil |
Muthoot Gold Loan |
Nil |
Nil |
Manappauram Gold Loan |
Nil |
Nil |
PNB Gold Loan |
0.70% to 1% |
Nil |
Canara Bank Gold Loan |
1% |
Nil |
Andhra Bank Gold Loan |
Nil |
Nil |
CIBIL Score Required for Gold Loan Kalyan
Every lending institution has the criteria for the minimum CIBIL score required for processing a gold Loan application in Kalyan. Most of the institutions require a minimum score of 750 to process your gold loan application.
The institutions also look after the detailed behavior on the previous loans taken. This involves details on the type of loan taken and the amount borrowed. Any late payments for previous loans can act as an obstacle to your availing a fresh loan.
Table of Contents
- 1 Best Banks for Gold Loan in Kalyan
- 2 Gold Loan Kalyan Features
- 3 Gold Loan Rate Per Gram Today in Kalyan
- 4 Gold Loan Kalyan Interest Rates and Charges
- 5 Gold Loan in Kalyan Documents Required
- 6 Gold Loan in Kalyan Eligibility Criteria
- 7 How to Apply for Gold Loan Kalyan
- 8 Processing Fees / Prepayment Charges on Gold Loan Kalyan
- 9 CIBIL Score Required for Gold Loan Kalyan
- 10 Gold Loan Kalyan Agent and Contact Number
- 11 Gold Loan Kalyan Contact Number
- 12 Pre Calculated EMI Table for Gold Loan Kalyan
- 13 About Kalyan