⍟  Lowest Interest Rate of 0.79% p.m.
⍟  Highest Rate Per Gram ₹ 4,680
⍟  No Melting of Your Gold
⍟  Get Loan in 1 Visit Only
⍟  100% Safety of Your Gold (kept in Bank Locker)

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Gold Loan Kalyan

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Best Banks for Gold Loan in Kalyan

Feature
HDFC Bank
ICICI Bank
Muthoot Finance
Interest Rate
9.90%
10.50%
12%
Min Loan Amt
Metro : 25000, Non : 15000
25000
15000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
3 months to 24 months
9 months to 24 months
1 month to 24 months
Processing Fee
0.25% to 1.50% of the Loan Amt
0.25% to 1.50%
Nil
Preclosure Chgs
2%, Nil foreclosure charges after 3 months
2%, Nil foreclosure charges after 9 months
Nil
Overdraft Facility
Yes
Yes
Yes
Pay Only Interest Facility
Yes
Yes
Yes
Gold Rate Per Gram
2500
2600
2700*

Gold Loan Kalyan Features

Gold Loan KalyanClear all your debts in a few minutes. apply for a gold loan with a Dialabank with low-interest rates. This loan is unsecured in nature with minimal documentation and less paperwork. This loan can get approved within 48 hours after the verification process.

Gold Loan Kalyan is easy to apply and also easy to get. Gold Loan Kalyan is an unsecured loan that provides financial aid to the customers at affordable interest rates. To get a gold loan, the applicant should have a good financial score with a good annual income. There is no end-use limitation on the use of the gold loan amount. You can use this loan amount anywhere you desire to do.

Gold Loan Rate Per Gram Today in Kalyan

Updated - Gold Loan Per Gram Rate w.e.f

Gold Weight Gold Purity
24 Carat
Gold Purity
22 Carat
Gold Purity
20 Carat
Gold Purity
18 Carat
1 gram 4680 4290 3900 3510
10 gram 46800 42900 39000 35100
20 gram 93600 85800 78000 70200
30 gram 140400 128700 117000 105300
40 gram 187200 171600 156000 140400
50 gram 234000 214500 195000 175500
100 gram 468000 429000 390000 351000
200 gram 936000 858000 780000 702000
300 gram 1404000 1287000 1170000 1053000
400 gram 1872000 1716000 1560000 1404000
500 gram 2340000 2145000 1950000 1755000

Gold Loan Kalyan Interest Rates and Charges

Feature
Gold Loan
Interest Rate
Processing Fee
Tenure
HDFC Gold Loan 9.90% 0.25 % - 1.50% 3 - 24 Month
ICICI Gold Loan 10.50% 0.25 % - 1.50%  9 - 24 Months
Axis Gold Loan 10.50% 0.50% - 1.50% 6 - 24 Months
Yes Bank Gold Loan 10.50% 0.50% - 1.50% 6 - 36 Months
SBI Gold Loan 9.50% 500/- to 0.50% 6 - 36 Months
Kotak Gold Loan 11.00% 1% to 2% 9 - 24 Months
IIFL Gold Loan 12.00% Nil 3 - 11 Months
Muthoot Finance Gold Loan 12.00% Nil 1 - 24 Months
Manappuram Gold Loan 12.50% Nil 6 - 12 Months
PNB Gold Loan 11.00% 0.70% to 1% 6 - 12 Months
Canara Bank Gold Loan 10.75% 1 % 6 - 12 Months
IndusInd Bank Gold Loan 11.50% 1% - 1.5% 9 - 24 Months

Gold Loan in Kalyan Documents Required

  1. Proof of Identity: Passport Copy/ Voters ID card/ Driving License/Aadhaar card.
  2. At least Address Proof is essential from the following: Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate.
  3. Signature Proof: Passport Copy/Driving License/Banker’s verification/cheque.
  4. 2 passport size photographs.

Additional Documents Required for Gold Loan Kalyan

  1. Land Proof is required if you want to get an Agriculture Loan of more than Rs. 1 lac. For allied agriculture purposes, no land proof is required.
  2. A Demand Promissory Note.
  3. Certificate by the Jewel Appraiser which is collected by the bank.
  4. Income Proof: Salary Certificate and Form No.16

Gold Loan in Kalyan Eligibility Criteria

  1. The minimum age requirements of the individual should be 21 years and a maximum of up to 60 years.
  2. Should be an Indian National

gold loan at 7%

हिंदी में पढ़े | தமிழில் படியுங்கள்

How to Apply for Gold Loan Kalyan

Online Process to Apply for Gold Loan Kalyan

You can apply for the Gold Loan at Dialabank. The process is straightforward. To begin, You have to fill a simple form online.

After that, you will get a call back from our side. Furthermore, you will get a document to pick up the facility from your doorstep. For more information about the gold loan Kalyan, you can call on 9878981166.

Dialabank is considered as the best platform to apply for a gold loan online. The reasons for this is given below:

  • First of all, Dialabank is India’s first financial helpline; it provides the best financial facilities to customers all over the country.
  • The bank has a good reputation among the customers due to its best and fast services.
  • Another benefit, if you apply for a gold loan on Dialabank, then you will get a low Gold loan interest rate.
  • Also, Dialabank provides a document pickup facility from the doorstep of the customer.
  • One more important thing is that the Dialabank guides the customers free of cost. There are no additional charges of applying for a gold loan online on the website of Dialabank.
  • If you are applying for a Gold loan per gram through Dialabank, very little paperwork is required.
  • You can get a high LTV of your gold.
  • In the end, the Relationship managers are trained enough to guide you in the entire processing of Gold Loan Kalyan.

Procedure for applying for a gold loan:

  •  Visit www.dialabank.com.
  • Click on the loan section and you can find the gold loan link.
  • After clicking on the gold loan link, you will be directed with your details of a gold loan and there you can choose your preferred city.
  • For more information and free assistance on the Gold Loan Kalyan, you may call 9878981166.

Processing Fees / Prepayment Charges on Gold Loan Kalyan

Bank
Processing Fee
Prepayment Charges
HDFC Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Gold Loan
0.50% to 1.50%
Nil
ICICI Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Gold Loan
500/- to 0.50%
Nil
Kotak Gold Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Gold Loan
Nil
Nil
Muthoot Gold Loan
Nil
Nil
Manappauram Gold Loan
Nil
Nil
PNB Gold Loan
0.70% to 1%
Nil
Canara Bank Gold Loan
1%
Nil
Andhra Bank Gold Loan
Nil
Nil

CIBIL Score Required for Gold Loan Kalyan

Every lending institution has the criteria for the minimum CIBIL score required for processing a gold Loan application in Kalyan. Most of the institutions require a minimum score of 750 to process your gold loan application.

The institutions also look after the detailed behavior on the previous loans taken. This involves details on the type of loan taken and the amount borrowed. Any late payments for previous loans can act as an obstacle to your availing a fresh loan.

Gold Loan Kalyan Agent and Contact Number

Dialabank has the leading agent for availing gold Loan in Kalyan. Just apply online at www.dialabank.com or give a call at 9878981166.

Dialabank assists you to find the best option of Banks and NBFCs by providing you with a detailed and descriptive market comparison of different banks so that you can make the right choice. Visit www.dialabank.com and fill a simple form with your personal and employment details. Our relationship managers will get in touch with you very soon.

Gold Loan Kalyan Contact Number

Call 9878981166 and get instant help and approval for a Gold Loan Kalyan.

Pre Calculated EMI Table for Gold Loan Kalyan

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Kalyan

Kalyan is a city in the district of Thane from the Indian state of Maharashtra. It is a segment of the Mumbai Metropolitan Region ( MMR). It is near to Mumbai city and is governed by Kalyan-Dombivli Municipal corporation. The official language spoken here is Marathi. Kalyan- Dombivli together form a municipal corporation, abbreviated as KDMC. Kalyan is the 9th biggest city in Maharashtra and 28th in the country.

Anandi Gopal Joshi, from Kalyan, along with Kadambini Ganguly, was one of the first two Indian women to obtain a degree in Western medicine.

 

 


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