Gold Loan Serampore

AT 0.75%* INTEREST RATE
APPLY NOW

I have read the Privacy Policy & Agree to Terms & Conditions and authorize Dialabank & its partner institutions to Call or SMS me with reference to my application.

Gold Loan Serampore

Best Banks for Gold Loan in Serampore

Feature
HDFC Bank
Private Bank
Muthoot Finance
Interest Rate
9.90%
10.50%
12%
Min Loan Amt
Metro : 25000, Non : 15000
25000
15000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
3 months to 24 months
9 months to 24 months
1 month to 24 months
Processing Fee
0.25% to 1.50% of the Loan Amt
0.25% to 1.50%
Nil
Preclosure Chgs
2%, Nil foreclosure charges after 3 months
2%, Nil foreclosure charges after 9 months
Nil
Overdraft Facility
Yes
Yes
Yes
Pay Only Interest Facility
Yes
Yes
Yes
Gold Rate Per Gram
2500
2600
2700*

Gold Loan Serampore Features

Gold Loan SeramporeGold Loans are now pretty easy and convenient to avail as most of the major banks and NBFCs provide the service at a reasonable rate of interest and minimum documentation. Gold Loans are secured loans that can be availed against your Gold ornaments/Jewelry as a collateral or security deposit. Banks sanction Gold Loan easily because you repay the amount in the form of interest in installments. The amount of loan varies upon the purity of the Karats of gold.

Gold Loan Rate Per Gram Today in Serampore

Updated - Gold Loan Per Gram Rate w.e.f Feb 24 2024

Gold Weight Gold Purity
24 Carat
Gold Purity
22 Carat
Gold Purity
20 Carat
Gold Purity
18 Carat
1 gram 4621 4290 3900 3510
10 gram 46210 42900 39000 35100
20 gram 93600 85800 78000 70200
30 gram 140400 128700 117000 105300
40 gram 187200 171600 156000 140400
50 gram 234000 214500 195000 175500
100 gram 468000 429000 390000 351000
200 gram 936000 858000 780000 702000
300 gram 1404000 1287000 1170000 1053000
400 gram 1872000 1716000 1560000 1404000
500 gram 2340000 2145000 1950000 1755000

Gold Loan Serampore Interest Rates 

Feature
Gold Loan
Interest Rate
Processing Fee
Tenure
HDFC Gold Loan 9.90% 0.25 % - 1.50% 3 - 24 Month
Private Gold Loan 10.50% 0.25 % - 1.50%  9 - 24 Months
Axis Gold Loan 10.50% 0.50% - 1.50% 6 - 24 Months
Yes Bank Gold Loan 10.50% 0.50% - 1.50% 6 - 36 Months
SBI Gold Loan 9.50% 500/- to 0.50% 6 - 36 Months
Kotak Gold Loan 11.00% 1% to 2% 9 - 24 Months
IIFL Gold Loan 12.00% Nil 3 - 11 Months
Muthoot Finance Gold Loan 12.00% Nil 1 - 24 Months
Manappuram Gold Loan 12.50% Nil 6 - 12 Months
PNB Gold Loan 11.00% 0.70% to 1% 6 - 12 Months
Canara Bank Gold Loan 10.75% 1 % 6 - 12 Months
IndusInd Bank Gold Loan 11.50% 1% - 1.5% 9 - 24 Months

 Gold Loan in Serampore Documents required

  1. Signed Application form
  2. 2 recent colored passport size photographs of the applicant
  3. Proof of Address: Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Sales Tax certificate.
  4. Land Proof: Only for agriculture loan above Rs 1 Lakh (not required for allied agricultural purpose)
  5. Identity proof such as Driving License/Passport/Aadhar Card/Voter’s ID, etc
  6. Signature Proof: Passport Copy/Driving License/Banker’s verification/cheque.
  7. Certificate by the Jewel Appraiser (Bank will arrange)
  8. A Demand Promissory Note.
  9. Income Proof (i.e. salary slips/ Form 16) of the borrower

Eligibility Criteria for Gold Loan Serampore 

  1. The minimum age of the individual should be 21 years and a maximum of up to 60 years.
  2. Applicant should be an Indian National
  3. Applicant must be salaried or self-employed

GOLD LOAN @ 0.75%*

APPLY NOW

+91

How to Apply for Gold Loan Serampore

Online Process to Apply for Gold Loan Serampore
  • You can apply for the Gold Loan at Dialabank online in no time
  • It is an easy and convenient process.
  • You have to fill an online form.
  • Our relationship manager will then contact you for any assistance required
  • You can also avail of a document pick up facility from your doorstep.
  • Call on 9878981166 to get to know more

Dialabank is considered as the best platform to apply for a Gold Loan online. There are so many reasons behind this.

  1. Dialabank is India’s first financial helpline; it provides the best financial services to customers all over the country.
  2.  Dialabank provides a document pickup facility from the doorstep of the customer.
  3. There is no processing fee or additional charges for availing the service through Dialabank
  4. The Relationship managers of Dialabank are well trained and informed
  5. Gold Loans can be availed at a low Gold loan interest rate with minimum documentation requirement
Offline Process to Apply for Gold Loan Serampore

If an applicant wants to avail Gold loan per gram through the offline process, they can do so by physically visiting the nearest branch of any bank.

The applicants need to search for the nearby banks offering Gold Loans and visit them at their working hours. Thereafter, their relationship manager will correspond and assist you according to your requirements.

Processing Fees / Prepayment Charges on Gold Loan Serampore

Bank
Processing Fee
Prepayment Charges
HDFC Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Gold Loan
0.50% to 1.50%
Nil
Private Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Gold Loan
500/- to 0.50%
Nil
Kotak Gold Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Gold Loan
Nil
Nil
Muthoot Gold Loan
Nil
Nil
Manappauram Gold Loan
Nil
Nil
PNB Gold Loan
0.70% to 1%
Nil
Canara Bank Gold Loan
1%
Nil
Andhra Bank Gold Loan
Nil
Nil

CIBIL Score Required for Gold Loan Serampore

Most of the major banks and NBFCs offer Gold Loan without a CIBIL score. The applicant should have all the necessary documents and should be eligible to apply for the loan according to the criteria.

Gold Loan Serampore Agents and Contact Number 

Dialabank is the leading agent for availing Gold Loan in Serampore. You can apply online at www.dialabank.com or give a call at 9878981166

Dialabank helps you to find the best option of Banks and NBFCs by providing you with a detailed market comparison of different banks so that you can make the right choice. Visit our website www.dialabank.com and fill an online form with your personal and employment details. Our executives will soon get in touch with you.

Pre Calculated EMI Table for Gold Loan Serampore

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Serampore

Serampore is located in the state of West Bengal. Its climate is well suited for the cultivation of cotton as well as silk weaving. The place is famous for the publication of the first Bengali newspaper Samachar Darpan.

गोल्ड लोन सेरामपुर के बारे मे हिंदी मे जाने

Gold Loan In Other Cities

Gold Loan Kausa Gold Loan Amalner
Gold Loan Patalganga Gold Loan Palluruthy
Gold Loan Vasai Gold Loan Bicholim
Gold Loan Virar Gold Loan Chandrapur