Gold Loan Gokak

GET GOLD LOAN
AT LOWEST INTEREST RATE

⍟  Highest Rate Per Gram
⍟  Lowest Interest Rate of 0.79% p.m.

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    Gold Loan Gokak

    Major Gold Loan Providers in Gokak

    Feature HDFC Bank SBI
    Muthoot Finance
    Interest Rate 9.90% onwards 7% onwards 12% onwards
    Min Loan Amt Metro : 25000, Non : 15000 25000 15000
    Max Loan Amt 1 Cr 1 Cr 1 Cr
    Loan Tenure 3 months to 24 months 9 months to 24 months
    1 month to 24 months
    Processing Fee 0.25% to 1.50% of the Loan Amt 0.25% to 1.50% Nil
    Pre-closure Charges 2%, Nil foreclosure charges after 3 months 2%, Nil foreclosure charges after 9 months Nil
    Overdraft Facility Yes Yes Yes
    Pay Only Interest Facility Yes Yes Yes
    Gold Rate Per Gram 3066 3073 3073

    Gold Loan Gokak Features

    Gold Loan Gokak

    In your time of financial crisis, Gold Loan comes to save you from all the stress. Being a secured loan, less documentation is required. You can easily get the loan approval within 48 hours of all the verification as well as the approval process.

    Gold Loan Gokak assists customers with financial aids at the best possible interest rates. To get your Gold loan approved, the applicant must stand with a rigid and stable income source as well as a good credit history, which also helps in making the process of verification and loan approval faster.

    Moreover, you can get the approval of a loan amount of up to 75 percent of the market price of gold, this is because of the fluctuation in the market value of the gold.

    Gold Loan Gokak Interest Rates

    Bank Interest Rate
    HDFC Bank Gold Loan 9.9% to 14%
    Axis Bank Gold Loan 10.50% to 16%
    ICICI Bank Gold Loan 10.75% to 16%
    SBI Gold Loan 9.5 % to 13%
    Kotak Gold Loan 11% to 14%
    IIFL Gold Loan 9.24% to 24%
    Muthoot Gold Loan 12% to 24%
    Manappauram Gold Loan 12% to 26%
    PNB Gold Loan 10.05% to 16%
    Canara Bank Gold Loan 9.75 % to 13%
    Andhra Bank Gold Loan 10.70% to 16%

    Documents for Gold Loan Gokak

    1. Proof of Identity requires any of the following: Passport Copy/ Voters ID card/ Driving License/Aadhaar card.
    2. Address Proof requires any of the following: Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate.
    3. Signature Proof requires any of the following: Passport Copy/Driving License/Banker’s verification/cheque.
    4. 2 passport size photos.

    Additional Documents Required for Gold Loan Gokak

    1. Proof of Land: In Agriculture Loan of over Rs. 1 lac but it is not required for allied agriculture purposes.
    2. A Demand Promissory Note.
    3. Certification by the Jewel Appraiser (Bank will arrange).
    4. Proof of Income: Salary Certificate and Form No.16

    Eligibility Criteria for Gold Loan Gokak

    1. The minimum age of the applicant must be 21 years and a maximum of up to 60 years.
    2. Indian Nationality is a must.


    gold loan

    How to Apply for Gold Loan Gokak

    Online Process to Apply for Gold Loan Gokak

    You can also apply for the HDFC Bank Gold Loan at Dialabank.

    You just need to fill a simple form online.

    After the form submission, you will get a call from one of our representatives. Also, you will be provided with a document pick up facility from your doorstep.

    For more details, you can call on 9878981144 anytime.

    Dialabank is the best platform to apply for the best gold loan online and this is due to the fact that:

    1. Dialabank is India’s first financial helpline; it has the most reliable financial services across the country.
    2. Dialabank guides the customers without any additional charges for applying for a gold loan online on the Dialabank website.
    3. You can also expect a high LTV for your gold.
    4. With its best and quick services, the bank stands with a good reputation amongst all the customers.
    5. If you choose to apply for a gold loan on Dialabank, you will even enjoy a low HDFC best Gold Loan Interest Rate.
    6. For a more convenient process, Dialabank offers a document pickup facility from the doorstep.
    7. When you apply for a gold loan rate per gram through the Dialabank website, very little documentation is required.
    8. Our Relationship managers are properly trained to assist you in the complete process of Gold Loan.

    Offline Process to Apply for Gold Loan Gokak

    The applicant also has a choice to get the approval of Gold Loan from the nearby branches. In order to do so, simply search Gold Loan near me on google. A complete list of all the bank branches and finance companies that provide loans near you will appear. After that, you will need to choose them according to your experience and knowledge, but you can skip this boring step by choosing Dialabank that will do it for you and make the process faster and easier.

    After that, to apply for the loan you will have to visit several departments. Before your loan gets approved yo will have to visit many times more.

    Some banks and finance companies offer a much faster process which includes HDFC Gold Loan branches and Muthoot Gold Loan branches.

    You can get gold loans from HDFC Gold Loan Branches as well. If you wish to locate a branch that is nearby, search Muthoot Gold Loan near me. Google will present with all the nearby Muthoot Gold Loan Branches.

    Processing Fees / Prepayment Charges on Gold Loan Gokak

    Bank
    Processing Fee
    Prepayment Charges
    HDFC Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 3 months
    Axis Bank Gold Loan
    0.50% to 1.50%
    Nil
    ICICI Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 9 months
    SBI Gold Loan
    500/- to 0.50%
    Nil
    Kotak Gold Loan
    1% to 2%
    2.25% of fore closure amount if closed 1 month ahead of the tenure.
    IIFL Gold Loan
    Nil
    Nil
    Muthoot Gold Loan
    Nil
    Nil
    Manappauram Gold Loan
    Nil
    Nil
    PNB Gold Loan
    0.70% to 1%
    Nil
    Canara Bank Gold Loan
    1%
    Nil
    Andhra Bank Gold Loan
    Nil
    Nil

    CIBIL Score Required for Gold Loan Gokak

    A good CIBIL score plays a very important part in the approval of a loan. Mostly all the lending institutes come with criteria of a minimum CIBIL score which is required to process an application of Gold Loan in Gokak. A minimum score of 750 is required to process your application.

    Although your CIBIl score is very important in the process, it is not the only criteria as the institutions also consider your behavior in-detail on the previous loans you took. The details also include the type of loan and the borrowed amount. If there is a late payment on your previous loans then it creates difficulty in getting the loan approved. So make sure your CIBIL score is good before applying for a loan.

    Gold Loan Gokak Agents

    Dialabank is one of the most trusted gold loan agents in Gokak is Dialabank. You can apply online at www.dialabank.com or ring us at 9878981144

    Dialabank assists you in finding the most appropriate option amongst different available Banks and NBFCs by offering you a comprehensive comparison of the market for different banks so that you can focus on the more important thing that is making the right decision. Visit our website www.dialabank.com and fill an online form with some details and then our customer relationship manager will contact you.

    Gold Loan Gokak Contact Number

    Call on 9878981144 to get instant help as well as approval for Gold Loan in Gokak right now.

    Pre Calculated EMI Table for Gold Loan Gokak

    Rate
    5 Yrs
    4 Yrs
    3 Yrs
    10.50%
    2149
    2560
    3250
    11.00%
    2174
    2584
    3273
    11.50%
    2199
    2608
    3297
    12.00%
    2224
    2633
    3321
    12.50%
    2249
    2658
    3345
    13.00%
    2275
    2682
    3369
    13.50%
    2300
    2707
    3393
    14.00%
    2326
    2732
    3417
    14.50%
    2352
    2757
    3442
    15.00%
    2378
    2783
    3466

    About Gokak

    Gokak is a city in the state of Karnataka. Located at the confluence of two rivers namely the Ghataprabha and the Markandeya, the city has a surreal view. Gokak Falls shines in the limelight with an attractive view, the experience is enhanced during the night.  People share a common language which is Kannad.