Gold Loan Gondia

Gold Rate: ₹ 5,121 Per Gram

⍟ Interest Rate 7.0% p.a. ⍟

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Unlock the Real Value of your Gold
Lowest Rate of Interest
Get Money in 30 Mins
Loan Amount Up to 1 Crore
Loan Tenure Up to 48 Months
Unbiased Experts Advice

Major Gold Loan Providers in Gondia

Feature
HDFC Bank
ICICI Bank
Muthoot Finance
Interest Rate
9.90%
10.50%
12%
Min Loan Amt
Metro : 25000, Non : 15000
25000
15000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
3 months to 24 months
9 months to 24 months
1 month to 24 months
Processing Fee
0.25% to 1.50% of the Loan Amt
0.25% to 1.50%
Nil
Preclosure Chgs
2%, Nil foreclosure charges after 3 months
2%, Nil foreclosure charges after 9 months
Nil
Overdraft Facility
Yes
Yes
Yes
Pay Only Interest Facility
Yes
Yes
Yes
Gold Rate Per Gram
2500
2600
2700*

Gold Loan Gondia Features

Gold loan gondia

Whenever you require financial help, you can always rely on Gold Loan as it is quick and convenient. Being a secured loan, it needs less paperwork. Also, you can get the loan approved within 48 hours of the verification process.

Gold Loan Gondia offers the best possible interest rates for financial aid to its clients. To get a Gold loan,  a fixed and good source of income along with has a good credit history, which will make the verification and loan approval process quicker.

Moreover, you can avail of a gold loan of up to 75 per cent of the market price of gold, this happens due to the fluctuation in the market value of the gold.

Gold Loan Gondia Interest Rates

Bank
Interest Rate
HDFC Bank Gold Loan
10.25% to 14%
Axis Bank Gold Loan
10.50% to 16%
ICICI Bank Gold Loan
10.75% to 16%
SBI Gold Loan
9.5 % to 13%
Kotak Gold Loan
11% to 14%
IIFL Gold Loan
9.24% to 24%
Muthoot Gold Loan
12% to 24%
Manappauram Gold Loan
12% to 26%
PNB Gold Loan
10.05% to 16%
Canara Bank Gold Loan
9.75 % to 13%
Andhra Bank Gold Loan
10.70% to 16%

Documents for Gold Loan Gondia

  1. Proof of Identity can include any of the following: Passport Copy/ Voters ID card/ Driving License/Aadhaar card.
  2. Proof of Address can include any of the following: Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate.
  3. Signature Proof can include any of the following: Passport Copy/Driving License/Banker’s verification/cheque.
  4. 2 passport size photos.

Additional Documents Required for Gold Loan Gondia

  1. Certification by the Jewel Appraiser (Bank will arrange).
  2. Proof of Income: Salary Certificate and Form No.16
  3. Although not needed for allied agriculture purposes, Land Proof is required to avail an Agriculture Loan of over Rs. 1 lac.
  4. Demand Promissory Note.

Eligibility Criteria for Gold Loan Gondia

  1. Age criteria are 21-60 years.
  2. Indian Nationality is a must.

gold loan at 7%

How to Apply for Gold Loan Gondia

Online Process to Apply for Gold Loan Gondia

You can also apply for the HDFC Bank Gold Loan online. All you need to do is to fill a simple online form to get in touch with us. For more details, you can contact 9878981144.

Dialabank is even considered as the most trusted platform to apply for a gold loan online and there are many reasons behind this:

  1. Dialabank is India’s first financial helpline; it comes with the best financial services all over the country.
  2. Furthermore, you can even enjoy a high LTV of your gold.
  3. Dialabank has no additional charges if you apply for a gold loan online on the website.
  4. If you are applying for a gold loan on the Dialabank website, you will get a very low-interest rate HDFC Gold Loan.
  5. Dialabank also offers the customer a doorstep document pickup facility to ease the process.
  6. Very little paperwork is needed if you apply for a gold loan through Dialabank.
  7. Due to its best and quick service, the bank has a great reputation amongst the customers.
  8. Our Relationship Managers are thoroughly trained so that they can guide and assist you in the whole process of Gold Loan.

Offline Process to Apply for Gold Loan In Gondia

One can also avail of a Gold Loan with the help of nearby branches. To do so, simply search Gold Loan near me on google. The search will present you with all the bank branches and finance companies that are providing loans near you. You then need to select amongst them according to your knowledge, but Dialabank can make your work easier and faster by doing it for you.

After that, you will have to visit those departments to apply for the loan, and then before the loan gets approved, you will have to visit many times more. Banks and finance companies that provide a much faster process is HDFC Gold Loan branches and Muthoot Gold Loan branches.

You can also obtain loans from HDFC Gold Loan Branches. To find a branch that is near you, just search Muthoot Gold Loan nearby. Google will show a list of all the Muthoot Gold Loan Branches that are near you.

Processing Fees / Prepayment Charges on Gold Loan Gondia

Bank
Processing Fee
Prepayment Charges
HDFC Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Gold Loan
0.50% to 1.50%
Nil
ICICI Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Gold Loan
500/- to 0.50%
Nil
Kotak Gold Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Gold Loan
Nil
Nil
Muthoot Gold Loan
Nil
Nil
Manappauram Gold Loan
Nil
Nil
PNB Gold Loan
0.70% to 1%
Nil
Canara Bank Gold Loan
1%
Nil
Andhra Bank Gold Loan
Nil
Nil

CIBIL Score Required for Gold Loan Gondia

Before you apply for a gold loan a good CIBIL score is a must, because every lending institution in Gondia has made a criterion for the minimum CIBIL score that is required to process a Gold Loan application. A minimum CIBIL score of 750 is needed by most of the institutions to process your loan application.

The institutions not only look at your CIBIL score but even a detailed behaviour on the previous loan taken is considered. This consists of details on the borrowed amount and the type of loan taken. Any late payments in the previous loans act as a hurdle between you and your loan approval. To avoid such situations make sure that you have a good CIBIL score before you apply for a loan.

Gold Loan Gondia Agents

Gold Loan In Other Cities

Gold Loan Girgaon Gold Loan Chinchwad
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Gold Loan Daund Gold Loan Chalisgaon
Gold Loan Dadar West Gold Loan Borivali West

Dialabank is one of the most trusted as well as reliable gold loan agents in Gondia. Reach us at www.dialabank.com or 9878981144

Dialabank promises to help you to find the most suitable option among several Banks and NBFCs by providing you a detailed and structured market comparison for different banks and NBFC’s so that you do not have to worry about the complex data and procedure you have to go through and help you can make the right decision. Visit our website www.dialabank.com and fill a simple form asking for some details and then our customer relationship managers will get in touch with you.

Gold Loan Gondia Contact Number

Call 9878981144 and get instant help and approval for Gold Loan in Gondia now.

Pre Calculated EMI Table for Gold Loan Gondia

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Gondia

Gondia which is the city is the state of Maharashtra is named after an Adivasi group in central India. The city is also known as the rice city due to the large numbers of rice mills in the city.


 
 

 


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