Gold Loan Gondia

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    Gold Loan Gondia

    Major Gold Loan Providers in Gondia

    Feature HDFC Bank SBI
    Muthoot Finance
    Interest Rate 9.90% onwards 7% onwards 12% onwards
    Min Loan Amt Metro : 25000, Non : 15000 25000 15000
    Max Loan Amt 1 Cr 1 Cr 1 Cr
    Loan Tenure 3 months to 24 months 9 months to 24 months
    1 month to 24 months
    Processing Fee 0.25% to 1.50% of the Loan Amt 0.25% to 1.50% Nil
    Pre-closure Charges 2%, Nil foreclosure charges after 3 months 2%, Nil foreclosure charges after 9 months Nil
    Overdraft Facility Yes Yes Yes
    Pay Only Interest Facility Yes Yes Yes
    Gold Rate Per Gram 3066 3073 3073

    Gold Loan Gondia Features

    Gold loan gondia

    Whenever you require financial help, you can always rely on Gold Loan as it is quick and convenient. Being a secured loan, it needs less paperwork. Also, you can get the loan approved within 48 hours of the verification process.

    Gold Loan Gondia offers the best possible interest rates for financial aid to its clients. To get a Gold loan,  a fixed and good source of income along with has a good credit history, which will make the verification and loan approval process quicker.

    Moreover, you can avail of a gold loan of up to 75 per cent of the market price of gold, this happens due to the fluctuation in the market value of the gold.

    Gold Loan Gondia Interest Rates

    Bank Interest Rate
    HDFC Bank Gold Loan 9.9% to 14%
    Axis Bank Gold Loan 10.50% to 16%
    ICICI Bank Gold Loan 10.75% to 16%
    SBI Gold Loan 9.5 % to 13%
    Kotak Gold Loan 11% to 14%
    IIFL Gold Loan 9.24% to 24%
    Muthoot Gold Loan 12% to 24%
    Manappauram Gold Loan 12% to 26%
    PNB Gold Loan 10.05% to 16%
    Canara Bank Gold Loan 9.75 % to 13%
    Andhra Bank Gold Loan 10.70% to 16%

    To check Gold Loan Interest Rate for all major banks you can visit: Gold Loan Interest Rates

    Documents for Gold Loan Gondia

    1. Proof of Identity can include any of the following: Passport Copy/ Voters ID card/ Driving License/Aadhaar card.
    2. Proof of Address can include any of the following: Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate.
    3. Signature Proof can include any of the following: Passport Copy/Driving License/Banker’s verification/cheque.
    4. 2 passport size photos.

    Additional Documents Required for Gold Loan Gondia

    1. Certification by the Jewel Appraiser (Bank will arrange).
    2. Proof of Income: Salary Certificate and Form No.16
    3. Although not needed for allied agriculture purposes, Land Proof is required to avail an Agriculture Loan of over Rs. 1 lac.
    4. Demand Promissory Note.

    Eligibility Criteria for Gold Loan Gondia

    1. Age criteria are 21-60 years.
    2. Indian Nationality is a must.

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    How to Apply for Gold Loan Gondia

    Online Process to Apply for Gold Loan Gondia

    You can also apply for the HDFC Bank Gold Loan online. All you need to do is to fill a simple online form to get in touch with us. For more details, you can contact 9878981144.

    Dialabank is even considered as the most trusted platform to apply for a gold loan online and there are many reasons behind this:

    1. Dialabank is India’s first financial helpline; it comes with the best financial services all over the country.
    2. Furthermore, you can even enjoy a high LTV of your gold.
    3. Dialabank has no additional charges if you apply for a gold loan online on the website.
    4. If you are applying for a gold loan on the Dialabank website, you will get a very low-interest rate HDFC Gold Loan.
    5. Dialabank also offers the customer a doorstep document pickup facility to ease the process.
    6. Very little paperwork is needed if you apply for a gold loan through Dialabank.
    7. Due to its best and quick service, the bank has a great reputation amongst the customers.
    8. Our Relationship Managers are thoroughly trained so that they can guide and assist you in the whole process of Gold Loan.

    Offline Process to Apply for Gold Loan In Gondia

    One can also avail of a Gold Loan with the help of nearby branches. To do so, simply search Gold Loan near me on google. The search will present you with all the bank branches and finance companies that are providing loans near you. You then need to select amongst them according to your knowledge, but Dialabank can make your work easier and faster by doing it for you.

    After that, you will have to visit those departments to apply for the loan, and then before the loan gets approved, you will have to visit many times more. Banks and finance companies that provide a much faster process is HDFC Gold Loan branches and Muthoot Gold Loan branches.

    You can also obtain loans from HDFC Gold Loan Branches. To find a branch that is near you, just search Muthoot Gold Loan nearby. Google will show a list of all the Muthoot Gold Loan Branches that are near you.

    Processing Fees / Prepayment Charges on Gold Loan Gondia

    Bank
    Processing Fee
    Prepayment Charges
    HDFC Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 3 months
    Axis Bank Gold Loan
    0.50% to 1.50%
    Nil
    ICICI Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 9 months
    SBI Gold Loan
    500/- to 0.50%
    Nil
    Kotak Gold Loan
    1% to 2%
    2.25% of fore closure amount if closed 1 month ahead of the tenure.
    IIFL Gold Loan
    Nil
    Nil
    Muthoot Gold Loan
    Nil
    Nil
    Manappauram Gold Loan
    Nil
    Nil
    PNB Gold Loan
    0.70% to 1%
    Nil
    Canara Bank Gold Loan
    1%
    Nil
    Andhra Bank Gold Loan
    Nil
    Nil

    CIBIL Score Required for Gold Loan Gondia

    Before you apply for a gold loan a good CIBIL score is a must, because every lending institution in Gondia has made a criterion for the minimum CIBIL score that is required to process a Gold Loan application. A minimum CIBIL score of 750 is needed by most of the institutions to process your loan application.

    The institutions not only look at your CIBIL score but even a detailed behaviour on the previous loan taken is considered. This consists of details on the borrowed amount and the type of loan taken. Any late payments in the previous loans act as a hurdle between you and your loan approval. To avoid such situations make sure that you have a good CIBIL score before you apply for a loan.

    Gold Loan Gondia Agents

    Gold Loan In Other Cities

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    Gold Loan Gadhinglaj Gold Loan Chiplun
    Gold Loan Daund Gold Loan Chalisgaon
    Gold Loan Dadar West Gold Loan Borivali West

    Dialabank is one of the most trusted as well as reliable gold loan agents in Gondia. Reach us at www.dialabank.com or 9878981144

    Dialabank promises to help you to find the most suitable option among several Banks and NBFCs by providing you a detailed and structured market comparison for different banks and NBFC’s so that you do not have to worry about the complex data and procedure you have to go through and help you can make the right decision. Visit our website www.dialabank.com and fill a simple form asking for some details and then our customer relationship managers will get in touch with you.

    Gold Loan Gondia Contact Number

    Call 9878981144 and get instant help and approval for Gold Loan in Gondia now.

    Pre Calculated EMI Table for Gold Loan Gondia

    Rate
    5 Yrs
    4 Yrs
    3 Yrs
    10.50%
    2149
    2560
    3250
    11.00%
    2174
    2584
    3273
    11.50%
    2199
    2608
    3297
    12.00%
    2224
    2633
    3321
    12.50%
    2249
    2658
    3345
    13.00%
    2275
    2682
    3369
    13.50%
    2300
    2707
    3393
    14.00%
    2326
    2732
    3417
    14.50%
    2352
    2757
    3442
    15.00%
    2378
    2783
    3466

    About Gondia

    Gondia which is the city is the state of Maharashtra is named after an Adivasi group in central India. The city is also known as the rice city due to the large numbers of rice mills in the city.