Gold Loan Karimganj


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    Gold Loan Karimganj

    Major Gold Loan Providers in Karimganj

    Feature HDFC Bank SBI
    Muthoot Finance
    Interest Rate 9.90% onwards 7% onwards 12% onwards
    Min Loan Amt Metro : 25000, Non : 15000 25000 15000
    Max Loan Amt 1 Cr 1 Cr 1 Cr
    Loan Tenure 3 months to 24 months 9 months to 24 months
    1 month to 24 months
    Processing Fee 0.25% to 1.50% of the Loan Amt 0.25% to 1.50% Nil
    Pre-closure Charges 2%, Nil foreclosure charges after 3 months 2%, Nil foreclosure charges after 9 months Nil
    Overdraft Facility Yes Yes Yes
    Pay Only Interest Facility Yes Yes Yes
    Gold Rate Per Gram 3066 3073 3073

    Gold Loan Karimganj Features

    Gold Loan Karimganj

    Financial problems often arise in the modern-day world to many of us. Although, we always keep precious metals as our savings asset. This is where your gold can come to your rescue. You can make your gold work for you by making it available for loan purposes. Gold loans are one of the most reliable genres of the loan to which you can trust blindfolded.

    The gold loan is a secured form of loan and customers can easily avail loan amounts with respect to their gold. Applying for a gold loan is also quite a smooth process with a nominal requirement for documents.

    Moreover, you can claim up to 75 percent of the market value of gold, depending upon the market price of the gold.

    Gold Loan Karimganj Interest Rates

    Bank Interest Rate
    HDFC Bank Gold Loan 9.9% to 14%
    Axis Bank Gold Loan 10.50% to 16%
    ICICI Bank Gold Loan 10.75% to 16%
    SBI Gold Loan 9.5 % to 13%
    Kotak Gold Loan 11% to 14%
    IIFL Gold Loan 9.24% to 24%
    Muthoot Gold Loan 12% to 24%
    Manappauram Gold Loan 12% to 26%
    PNB Gold Loan 10.05% to 16%
    Canara Bank Gold Loan 9.75 % to 13%
    Andhra Bank Gold Loan 10.70% to 16%

    Documents for Gold Loan Karimganj

    • You will need to submit Aadhar Card/Driving License/Rental Bill/Telephone, Electricity Bill/Passport Copy as Address proof.
    • You will also need 2 passport size photographs.
    • Make sure to submit your Identity proofs. Accepted documents include Aadhar Card/PAN Card/Driving License/Voter Id Card.
    • Passport Copy/Driving License/Banker’s Verification/Cheque will be accepted as Signature proofs.

    Additional Documents Required for Gold Loan Karimganj

    • The user has to submit a Demand Promissory Note.
    • If the agriculture Loan is more than 1 Lakh, Land Proof has to be attached. Although, for Allied agriculture purposes the proof is not required.
    • Certificate issued by the Jewel Appraiser (Bank/Institution will arrange).
    • Income proof documents like Salary certificate and Form No.16.

    Eligibility Criteria for Gold Loan Karimganj

    1. The age requirement of the individual is a minimum of 21 years and maximum of 60 years.
    2. Only Indian Nationals can apply for Gold Loan.

    GOLD LOAN @ 0.49%*



    How to Apply for Gold Loan Karimganj

    Online Process to Apply for Gold Loan Karimganj

    You can visit us at Dialabank and you will need to submit a basic form with general information. From there you will be taken into consideration by our representatives. Dialabank customer support will guide you through the entire process of gold loan, and you will be given a detailed briefing about do and don’t for gold loan. You can feel free to call us at 9878981166 to get your doubts clear. Few of the many reasons why customers choose us are:

    1. Dialabank is India’s premier financial assistance company that seeks to provide the best loan services to the customers.
    2. Dialabank makes the customer’s application process easy with doorstep pickup service
    3. The customer is assured to get High-to-Loan value for their gold.
    4. Dialabank does not demand any extra or hidden charges from the customer when applying for a gold loan online.
    5. The paperwork required for applying for a gold loan through Dialabank is very little, making the process simpler for the customer.
    6. Our customer support representatives are well trained with every detail regarding the gold loan procedure.
    7. Last but not least, our positive response rate from the customers makes us a popular choice among clients.
    Offline Process to Apply for Gold Loan Karimganj

    Customers not comfortable with the online process can also opt for offline application of the gold loan. The offline application includes visiting the nearest loan offering institution for approval. The applicant has to visit the bank with all legal documents and has to apply from there. The multiple visits to the bank can be a messy task for the customer as they have to wait until their loan gets approved. Dialabank offers you free of cost and hassle-free services to avail a gold loan.

    Processing Fees / Prepayment Charges on Gold Loan Karimganj

    Processing Fee
    Prepayment Charges
    HDFC Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 3 months
    Axis Bank Gold Loan
    0.50% to 1.50%
    ICICI Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 9 months
    SBI Gold Loan
    500/- to 0.50%
    Kotak Gold Loan
    1% to 2%
    2.25% of fore closure amount if closed 1 month ahead of the tenure.
    IIFL Gold Loan
    Muthoot Gold Loan
    Manappauram Gold Loan
    PNB Gold Loan
    0.70% to 1%
    Canara Bank Gold Loan
    Andhra Bank Gold Loan

    CIBIL Score Required for Gold Loan Karimganj

    A good CIBIL score is a must before applying for a gold loan, every lending institution sets particular criteria for their minimum CIBIL score required. Generally, all the major institutions expect a minimum score of 750 to process the gold loan application.

    Apart from your CIBIL score, the banks also consider the profile behavior of the previous loans taken. Details like, type of loan taken and the amount borrowed is also taken into consideration. Delayed payments for previous loans can be a barrier to your loan application. So make sure to keep your CIBIL score good before applying.

    Gold Loan Karimganj Agents

    Dialabank is the leading and most trusted gold loan agent in Karimganj. Applicants can apply online at Dialabank website or can give a call at 9878981166

    Our team at Dialabank is a group of very well trained professionals that will guide you and help you throughout your gold loan process. We will help you compare multiple offers from different banks and institutions. All you need to do is fill a basic form with your details and our customer support will make sure that you do not face any issues in comparing the best available options.

    Gold Loan Karimganj Contact Number

    Call us at 9878981166 and get immediate assistance and approval for Gold Loan in Karimganj.

    Pre Calculated EMI Table for Gold Loan Karimganj

    5 Yrs
    4 Yrs
    3 Yrs

    About Karimganj

    Karimganj is a district city located in the Northeastern state of India, Assam. The city has been known for its natural beauty and tea gardens. The population here is also having a decent percentage of literacy rate, with most people having more than 85% literacy rate.

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