Gold Loan Ramamurthy Nagar

Gold Rate: ₹ 5,121 Per Gram

⍟ Interest Rate 7.0% p.a. ⍟

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Unlock the Real Value of your Gold
Lowest Rate of Interest
Get Money in 30 Mins
Loan Amount Up to 1 Crore
Loan Tenure Up to 48 Months
Unbiased Experts Advice

Gold Loan Ramamurthy Nagar Benefits

  1. It requires two photographs, any ID proof, and residence proof.
  2. CIBIL score is not required.
  3. The Rate of Interest is less as compared to other Loans.
  4. Gold Loan has flexible repayment formats.

Gold Loan Ramamurthy Nagar Eligibilitygold loan ramamurthy nagar

  1. A person who wants to avail a loan should be a minimum of 18 years old and a maximum of 65 years old.
  2. The gold should weigh a minimum of 10 grams and it has to be 18 karats or 23 karats pure.
  3. The approval and disbursement of the loan can take a minimum of two hours.
  4. The applicant must be a citizen of India.

Gold Loan Ramamurthy Nagar Documents

  1. Identity Proof: Voters ID card/ Passport Copy/ Driving License.
  2. Address Proof: Passport copy/Ration card/ Trade license /Shop & Est. License/Sales Tax certificate
  3. Two passport size photographs.

gold loan at 7%

Gold Loan Ramamurthy Nagar Interest Rates

Bank
Interest Rate
HDFC Bank Gold Loan
10.25% to 14%
Axis Bank Gold Loan
10.50% to 16%
ICICI Bank Gold Loan
10.75% to 16%
SBI Gold Loan
9.5 % to 13%
Kotak Gold Loan
11% to 14%
IIFL Gold Loan
9.24% to 24%
Muthoot Gold Loan
12% to 24%
Manappauram Gold Loan
12% to 26%
PNB Gold Loan
10.05% to 16%
Canara Bank Gold Loan
9.75 % to 13%
Andhra Bank Gold Loan
10.70% to 16%

Gold loan Ramamurthy Advantages:

  1. Relatively Lower interest rates- Another advantage of taking a gold loan is that they are available at low interest rates, that is 10.75% to 15% annually as compared to other types of loans.
  2.  You need to repay only the interest- You have the option to pay just the as interest during the tenure of the entire gold loan, and at the end of tenure, you can pay the entire borrowed amount in a single shot.
  3. Total Convenience- The most convenient of all the loans is a gold loan. This is because in this all you have to do is pledge your gold with a bank or a private finance institute and the work is done.
  4. Less processing time- No tedious and lengthy documentation is required in case of gold loans. Hence it can be resorted to in times of urgent needs.

Processing Fees / Prepayment Charges on Gold Loan

Bank
Processing Fee
Prepayment Charges
HDFC Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Gold Loan
0.50% to 1.50%
Nil
ICICI Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Gold Loan
500/- to 0.50%
Nil
Kotak Gold Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Gold Loan
Nil
Nil
Muthoot Gold Loan
Nil
Nil
Manappauram Gold Loan
Nil
Nil
PNB Gold Loan
0.70% to 1%
Nil
Canara Bank Gold Loan
1%
Nil
Andhra Bank Gold Loan
Nil
Nil

About Ramamurthy Nagar

Ramamurthy Nagar is an area in Bangalore in the Indian state of Karnataka. It is located in the north-eastern part of Bangalore.

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