Gold Loan Ramamurthy Nagar


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    Gold Loan Ramamurthy Nagar

    Gold Loan Ramamurthy Nagar Benefits

    1. It requires two photographs, any ID proof, and residence proof.
    2. CIBIL score is not required.
    3. The Rate of Interest is less as compared to other Loans.
    4. Gold Loan has flexible repayment formats.

    Gold Loan Ramamurthy Nagar Eligibilitygold loan ramamurthy nagar

    1. A person who wants to avail a loan should be a minimum of 18 years old and a maximum of 65 years old.
    2. The gold should weigh a minimum of 10 grams and it has to be 18 karats or 23 karats pure.
    3. The approval and disbursement of the loan can take a minimum of two hours.
    4. The applicant must be a citizen of India.

    Gold Loan Ramamurthy Nagar Documents

    1. Identity Proof: Voters ID card/ Passport Copy/ Driving License.
    2. Address Proof: Passport copy/Ration card/ Trade license /Shop & Est. License/Sales Tax certificate
    3. Two passport size photographs.

    GOLD LOAN @ 0.49%*



    Gold Loan Ramamurthy Nagar Interest Rates

    Bank Interest Rate
    HDFC Bank Gold Loan 9.9% to 14%
    Axis Bank Gold Loan 10.50% to 16%
    ICICI Bank Gold Loan 10.75% to 16%
    SBI Gold Loan 9.5 % to 13%
    Kotak Gold Loan 11% to 14%
    IIFL Gold Loan 9.24% to 24%
    Muthoot Gold Loan 12% to 24%
    Manappauram Gold Loan 12% to 26%
    PNB Gold Loan 10.05% to 16%
    Canara Bank Gold Loan 9.75 % to 13%
    Andhra Bank Gold Loan 10.70% to 16%

    Gold loan Ramamurthy Advantages:

    1. Relatively Lower interest rates- Another advantage of taking a gold loan is that they are available at low interest rates, that is 10.75% to 15% annually as compared to other types of loans.
    2.  You need to repay only the interest- You have the option to pay just the as interest during the tenure of the entire gold loan, and at the end of tenure, you can pay the entire borrowed amount in a single shot.
    3. Total Convenience- The most convenient of all the loans is a gold loan. This is because in this all you have to do is pledge your gold with a bank or a private finance institute and the work is done.
    4. Less processing time- No tedious and lengthy documentation is required in case of gold loans. Hence it can be resorted to in times of urgent needs.

    Processing Fees / Prepayment Charges on Gold Loan

    Processing Fee
    Prepayment Charges
    HDFC Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 3 months
    Axis Bank Gold Loan
    0.50% to 1.50%
    ICICI Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 9 months
    SBI Gold Loan
    500/- to 0.50%
    Kotak Gold Loan
    1% to 2%
    2.25% of fore closure amount if closed 1 month ahead of the tenure.
    IIFL Gold Loan
    Muthoot Gold Loan
    Manappauram Gold Loan
    PNB Gold Loan
    0.70% to 1%
    Canara Bank Gold Loan
    Andhra Bank Gold Loan

    About Ramamurthy Nagar

    Ramamurthy Nagar is an area in Bangalore in the Indian state of Karnataka. It is located in the north-eastern part of Bangalore.

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