Major Gold Loan Providers in Ramdurg
Feature
HDFC Bank
SBI
Interest Rate
9.90% onwards
7% onwards
12% onwards
Min Loan Amt
Metro : 25000, Non : 15000
25000
15000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
3 months to 24 months
9 months to 24 months
Processing Fee
0.25% to 1.50% of the Loan Amt
0.25% to 1.50%
Nil
Pre-closure Charges
2%, Nil foreclosure charges after 3 months
2%, Nil foreclosure charges after 9 months
Nil
Overdraft Facility
Yes
Yes
Yes
Pay Only Interest Facility
Yes
Yes
Yes
Gold Rate Per Gram
3066
3073
3073
Gold Loan Ramdurg Features
Need money to run the new business but running out of cash, don’t worry as you have the option of Gold Loan Ramdurg.
- Within 48 loan approval after verification
- Less paperwork
- Affordable Interest rate
All you need is to keep up by the rigid and good source of information, also good credit history to decrease rejection chance. Gold Loan plays an important role while you need immediate money and Gold Loan Ramdurg will always help you financially.
Gold Loan Ramdurg Interest Rates
Bank
Interest Rate
HDFC Bank Gold Loan
9.9% to 14%
Axis Bank Gold Loan
10.50% to 16%
Private Bank Gold Loan
10.75% to 16%
SBI Gold Loan
9.5 % to 13%
Kotak Gold Loan
11% to 14%
IIFL Gold Loan
9.24% to 24%
Muthoot Gold Loan
12% to 24%
Manappauram Gold Loan
12% to 26%
PNB Gold Loan
10.05% to 16%
Canara Bank Gold Loan
9.75 % to 13%
Andhra Bank Gold Loan
10.70% to 16%
Documents for Gold Loan Ramdurg
- Identity Proof that can be Aadhaar card or Voter ID card, Driving license, or passport copy.
- One Address proof in which you can show Electricity or tel bill, trade license, shop & Est. license or Sales tax certificate will be valid, and also ration card or passport copy are valid.
- 2 present passport-sized photograph and also one signature proof like Driving license or passport copy or cheque and also banker’s verification is valid.
Additional Documents Required for Gold Loan Ramdurg
In addition, you should provide Land proof, one income proof that is a salary certificate and Form No.16 and one demand promissory note. Importantly Certificate by Jewel appraiser that will be provided by Bank.
Eligibility Criteria for Gold Loan Ramdurg
- Indian Nationality important
- Your Age group should be between 21 to 60 yrs
GOLD LOAN @ 0.75%*
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How to Apply for Gold Loan Ramdurg
Online Process to Apply for Gold Loan Ramdurg
Steps-
- Visit the website of Dialabank
- Fill the form which is very simple.
- You will get a call back from our representative.
HDFC Bank Gold loan option is also available on Dialabank, For any query feel free to call on 9878981166.
One of the best platform in India for applying for Gold Loan online. Reasons-
- Fast and Best Service
- Countries first financial Helpline.
- High LTV on the ornament
- Good reputation among customer
- The low gold loan interest rate on HDFC if you apply through Dialabank
- less paperwork
- Door Step pickup facility of your documents
- Trained Relationship Team and always ready to guide you
Many times others don’t make you know all the details and keep you in the bluff. But don’t worry Dialabank will always help you in knowing all the details and information.
Offline Process to Apply for Gold Loan Ramdurg
Offline options are available at nearby but why to rush to the bank when you have a simple and time-consuming option of Dialabank.
Some branches have fast process they are HDFC Gold loan branches and Muthoot Gold loan branches. These banks are providing fast service but you have to find that “is there any Branch of these bank in your locality?” Then you have to rush to the bank and it’s not sure that your work will be done in the one go.
Processing Fees / Prepayment Charges on Gold Loan Ramdurg
CIBIL Score Required for Gold Loan Ramdurg
- Good Score less barrier
- Min score should be 750
- Also, the behaviour of the previous loan will be checked.
- Previous loan details will be checked
- Delayed payment previously can affect your application.
Gold Loan Ramdurg Agents
Leading and Trusted Agents in Ramdurg is Dialabank.
- Apply online by visiting the website of Dialabank
- Or call on 9878981166
Dialabank will help you in comparing the best option between several banks and NBFC’s along with structured market comparison and also will be provided by every detail.
Gold Loan Ramdurg Contact Number
Give a call at 9878981166. Hurry!
Pre Calculated EMI Table for Gold Loan Ramdurg
About Ramdurg
Ramdurg is a town in Belgaum district in the Indian state of Karnataka. The name of the town derives from Rama, as it is believed that Ram lived in this location during his exile.
