GET GOLD LOAN
AT LOWEST INTEREST RATE

⍟  Highest Rate Per Gram
⍟  Lowest Interest Rate of 0.79% p.m.

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    Gold Loan Saharsa

    Best Banks for Gold Loan in Saharsa

    Feature
    HDFC Bank
    ICICI Bank
    Muthoot Finance
    Interest Rate
    9.90%
    10.50%
    12%
    Min Loan Amt
    Metro : 25000, Non : 15000
    25000
    15000
    Max Loan Amt
    1 Cr
    1 Cr
    1 Cr
    Loan Tenure
    3 months to 24 months
    9 months to 24 months
    1 month to 24 months
    Processing Fee
    0.25% to 1.50% of the Loan Amt
    0.25% to 1.50%
    Nil
    Preclosure Chgs
    2%, Nil foreclosure charges after 3 months
    2%, Nil foreclosure charges after 9 months
    Nil
    Overdraft Facility
    Yes
    Yes
    Yes
    Pay Only Interest Facility
    Yes
    Yes
    Yes
    Gold Rate Per Gram
    2500
    2600
    2700*

    Gold Loan Saharsa Features

    Gold Loan SaharsaAs most of the major banks and NBFCs provide the service at a low rate of interest and minimum documentation, Gold Loans are the best way to avail short-term credit. As a collateral or security deposit, Gold Loans are secured loans that can be availed against your Gold ornaments/Jewelry . Considering the fact that you repay the amount in the form of interest as installments Banks sanction Gold Loan easily. The loan amount varies upon the purity of gold.

    Gold Loan Rates Per Gram Today in Saharsa

    Gold Loan Saharsa Interest Rates and Charges

    Gold Loan Saharsa Documents Required

    1. Signed Application form
    2. 2 recent passport size photographs
    3. Signature Proof: Passport Copy/Driving License/Banker’s verification/cheque.
    4. Address Proof: Telephone bill/ Rental bill/ Ration card/ Passport copy/Electricity Bill/Sales Tax certificate.
    5. Identity Proof: Passport/Aadhar Card/Driving License/Voter’s ID, etc
    6. Bank will arrange Certificate by the Jewel Appraiser.
    7. A Demand Promissory Note.
    8. Land Proof: If amount of agriculture loan is above Rs 1 Lakh (not required for allied agricultural purpose)
    9. Proof of Income (i.e. salary slips/ Form 16) of borrower

    Gold Loan Saharsa Eligibility Criteria

    1. Age of the applicant should be minimum 21 to maximum 60 years
    2. Applicant should be an Indian National
    3. Applicant should be salaried or self-employed


    gold loan

    How to Apply for Gold Loan Saharsa

    Online Process to Apply for Gold Loan Saharsa
    • While sitting at home you can avail Gold Loan Saharsa with a single click. Our customer relationship manager will be guiding you with the service to choose the right type of loan for you.
    • For our customer care department to look up for your finances can check your financial status and your eligibility for the loan that you have applied, you need to just fill a simple form .
    • For more details on your Loan You will be led to the right banker. To collect the required documents from you, the bank executives will arrive at your doorsteps.
    • At the time of submission of gold you have to pay a visit to the Bank only once, the rest will be handled by the Bank’s executives.

    To apply for a gold loan online Dialabank is considered as the best platform. There are so many reasons behind this.

    1. Dialabank provides the best financial services to customers all over the country; it is India’s first financial helpline.
    2. Because of its best services, the bank has a good reputation among the customers.
    3. Document pickup facility is provided by Dialabank from the doorstep of the customer.
    4. To avail the service through Dialabank there is no processing fee or additional charges.
    5.  To assist the customer without any hesitancy. the Relationship managers of Dialabank are trained.
    6.  With minimum documentation requirement, Gold Loans can be availed at low rate of interest.
    Offline Process to Apply for Gold Loan Saharsa

    By physically visiting the nearby banks along with some market research, Gold Loan can also be availed through an offline process.

    The applicants need to visit the bank at their working hours and need to search whether they offer Gold Loans. Thereafter, according to your requirements, their relationship manager will correspond and assist you.

    Processing Fees / Prepayment Charges on Gold Loan Saharsa

    Bank
    Processing Fee
    Prepayment Charges
    HDFC Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 3 months
    Axis Bank Gold Loan
    0.50% to 1.50%
    Nil
    ICICI Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 9 months
    SBI Gold Loan
    500/- to 0.50%
    Nil
    Kotak Gold Loan
    1% to 2%
    2.25% of fore closure amount if closed 1 month ahead of the tenure.
    IIFL Gold Loan
    Nil
    Nil
    Muthoot Gold Loan
    Nil
    Nil
    Manappauram Gold Loan
    Nil
    Nil
    PNB Gold Loan
    0.70% to 1%
    Nil
    Canara Bank Gold Loan
    1%
    Nil
    Andhra Bank Gold Loan
    Nil
    Nil

    CIBIL Score Required for Gold Loan Saharsa

    Irrespective of CIBIL score, most of the major banks and NBFCs offer Gold Loan. According to the criteria, the applicant should be eligible to apply for the loan and should have all the necessary documents.

    Gold Loan Saharsa Agents and Contact Number

    For availing Gold Loan in Saharsa, Dialabank is the leading agent. Give a call at 9878981166  or you can apply online at www.dialabank.com

    By providing you with a detailed market comparison of different banks so that you can make the right choice, Dialabank helps you to find the best option of Banks and NBFCs. Visit our website www.dialabank.com and fill an online form with your personal and employment details. Our executives will soon get in touch with you.

    Call 9878981166 and get instant help and approval for Gold Loan in Saharsa.

    Pre Calculated EMI Table for Gold Loan Saharsa

    Rate
    5 Yrs
    4 Yrs
    3 Yrs
    10.50%
    2149
    2560
    3250
    11.00%
    2174
    2584
    3273
    11.50%
    2199
    2608
    3297
    12.00%
    2224
    2633
    3321
    12.50%
    2249
    2658
    3345
    13.00%
    2275
    2682
    3369
    13.50%
    2300
    2707
    3393
    14.00%
    2326
    2732
    3417
    14.50%
    2352
    2757
    3442
    15.00%
    2378
    2783
    3466

    About Saharsa

    Situated in the eastern part of Bihar, Saharsa is a town famous for its Litchies and Mangoes.

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    गोल्ड लोन सहरसा के बारे मे हिंदी मे जाने