Best Banks for Gold Loan in Saharsa

Gold Loan Saharsa Features

As most of the major banks and NBFCs provide the service at a low rate of interest and minimum documentation, Gold Loans are the best way to avail short-term credit. As a collateral or security deposit, Gold Loans are secured loans that can be availed against your Gold ornaments/Jewelry . Considering the fact that you repay the amount in the form of interest as installments Banks sanction Gold Loan easily. The loan amount varies upon the purity of gold.

Gold Loan Rates Per Gram Today in Saharsa

Gold Loan Saharsa Interest Rates and Charges

Gold Loan Saharsa Documents Required

1. Signed Application form
2. 2 recent passport size photographs
3. Signature Proof: Passport Copy/Driving License/Banker’s verification/cheque.
4. Address Proof: Telephone bill/ Rental bill/ Ration card/ Passport copy/Electricity Bill/Sales Tax certificate.
5. Identity Proof: Passport/Aadhar Card/Driving License/Voter’s ID, etc
6. Bank will arrange Certificate by the Jewel Appraiser.
7. A Demand Promissory Note.
8. Land Proof: If amount of agriculture loan is above Rs 1 Lakh (not required for allied agricultural purpose)
9. Proof of Income (i.e. salary slips/ Form 16) of borrower

Gold Loan Saharsa Eligibility Criteria

1. Age of the applicant should be minimum 21 to maximum 60 years
2. Applicant should be an Indian National
3. Applicant should be salaried or self-employed

How to Apply for Gold Loan Saharsa

Online Process to Apply for Gold Loan Saharsa

• While sitting at home you can avail Gold Loan Saharsa with a single click. Our customer relationship manager will be guiding you with the service to choose the right type of loan for you.
• For our customer care department to look up for your finances can check your financial status and your eligibility for the loan that you have applied, you need to just fill a simple form .
• For more details on your Loan You will be led to the right banker. To collect the required documents from you, the bank executives will arrive at your doorsteps.
• At the time of submission of gold you have to pay a visit to the Bank only once, the rest will be handled by the Bank’s executives.

To apply for a gold loan online Dialabank is considered as the best platform. There are so many reasons behind this.

1. Dialabank provides the best financial services to customers all over the country; it is India’s first financial helpline.
2. Because of its best services, the bank has a good reputation among the customers.
3. Document pickup facility is provided by Dialabank from the doorstep of the customer.
4. To avail the service through Dialabank there is no processing fee or additional charges. 
5.  To assist the customer without any hesitancy. the Relationship managers of Dialabank are trained.
6.  With minimum documentation requirement, Gold Loans can be availed at low rate of interest. 

Offline Process to Apply for Gold Loan Saharsa

By physically visiting the nearby banks along with some market research, Gold Loan can also be availed through an offline process.

The applicants need to visit the bank at their working hours and need to search whether they offer Gold Loans. Thereafter, according to your requirements, their relationship manager will correspond and assist you. 

Processing Fees / Prepayment Charges on Gold Loan Saharsa

CIBIL Score Required for Gold Loan Saharsa

Irrespective of CIBIL score, most of the major banks and NBFCs offer Gold Loan. According to the criteria, the applicant should be eligible to apply for the loan and should have all the necessary documents.