Major Gold Loan Providers in Udipi
Min Loan Amt
Metro : 25000, Non : 15000
Max Loan Amt
3 months to 24 months
9 months to 24 months
0.25% to 1.50% of the Loan Amt
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
2%, Nil foreclosure charges after 9 months
Pay Only Interest Facility
Gold Rate Per Gram
Gold Loan Udipi Features
Gold Loan Udipi Interest Rates
HDFC Bank Gold Loan
9.9% to 14%
Axis Bank Gold Loan
10.50% to 16%
ICICI Bank Gold Loan
10.75% to 16%
SBI Gold Loan
9.5 % to 13%
Kotak Gold Loan
11% to 14%
IIFL Gold Loan
9.24% to 24%
Muthoot Gold Loan
12% to 24%
Manappauram Gold Loan
12% to 26%
PNB Gold Loan
10.05% to 16%
Canara Bank Gold Loan
9.75 % to 13%
Andhra Bank Gold Loan
10.70% to 16%
Documents for Gold Loan Udipi
- Proof of the citizenship of India.
- Identity and Address Proof.
- 2 passport size photographs.
- In the case of Agriculture Loan of more than Rs. 1 lac, land proof.
- A Demand Promissory Note.
- Certificate by the Jewel Appraiser (Bank will arrange).
- Salary/Income proof.
Eligibility Criteria for Gold Loan Udipi
- The applicant should be at least 21 years of age.
- The applicants’ age should not be more than 60 years.
- He/she should be a national citizen.
How to Apply for Gold Loan Udipi
Online Process to Apply for Gold Loan Udipi
The process of availing a gold loan is simple with DialaBank. You can contact 9592046860 any-time for any assistance or help. Our experts will guide you through the journey. To apply online, the steps that are required to be followed are:
- Visit our site www.dialabank.com.
- Enter your details and fill the form.
- Our relationship manager will call and assist you through the entire process.
There are so many reasons why DialaBank is considered the best platform to apply for a Gold Loan online:
- Dialabank is India’s first financial helpline.
- It has its presence throughout the country.
- Dialabank provides a document pickup facility from the doorstep of the customer.
- No additional charges of applying for a gold loan online on the website of Dialabank.
- Minimum documentation.
- Expert advice.
Offline Process to Apply for Gold Loan Udipi
You can visit the branches near your location to avail gold loan per gram Udipi. But, that would reduce your chances of availing the best offers. Also, you would not get a pick-up facility for your documents that is available only with DialaBank.
Processing Fees / Prepayment Charges on Gold Loan Udipi
CIBIL Score Required for Gold Loan Udipi
No, the banks do not check the CIBIL Score of a person to approve a gold loan. Loan Against Gold is a secured service, hence, the bank is not concerned about the repayment history of a person. Because, even if the applicant fails to repay the loan, the banks can cover the loan amount through the gold ornaments that they have in their possession.
Read More: What is CIBIL Score?
On What Factors does the Gold Loan Amount Depend?
The amount of Loan disbursed depends on mainly two factors:
The Quantity of Gold: To begin with, the weight of gold is one of the main factors that decide the amount of loan disbursed to the customer. The weight is measured after subtracting the weight of the stones(if any) in the jewellery. Higher the quantity of gold more is the amount that can be given to the customer.
*Note: Minimum 10 grams of gold is required for loan approval.
Quality of Gold: Another factor that decides the loan amount is the quality of gold. The purity should lie between 18 Carat to 22 Carat. Therefore, the more the purity of gold, the higher amount of loan can be approved.
Gold Loan Udipi Agents
Dialabank is the leading agent for availing Gold Loan in Udipi. You can apply online at www.dialabank.com or give a call at 9878981166.
Dialabank is associated with the top loan providers across the country. The experts help you in determining the best options for you according to your need and requirement. All you have to do is fill a simple form on our website and our relationship managers will get in contact with you within no time.
Gold Loan Udipi Contact Number
Call 9878981166 and get instant help and approval for Gold Loan in Udipi.
Pre Calculated EMI Table for Gold Loan Udipi
Udupi is a city in the southwest Indian state of Karnataka. It’s known for its Hindu temples, including the huge, 13th-century Sri Krishna Temple, which houses a statue of Lord Krishna and attracts many pilgrims. Nearby, the ancient Anantheshwara Temple is dedicated to the god Shiva. The Corporation Bank Heritage Museum features coins dating from 400 BC, plus stamps and displays about India’s banking industry.
गोल्ड लोन मुंबई के बारे में हिंदी में जानिए गोल्ड लोन मुंबई
Table of Contents
- 1 Major Gold Loan Providers in Udipi
- 2 Gold Loan Udipi Features
- 3 Gold Loan Udipi Interest Rates
- 4 Documents for Gold Loan Udipi
- 5 Eligibility Criteria for Gold Loan Udipi
- 6 How to Apply for Gold Loan Udipi
- 7 Processing Fees / Prepayment Charges on Gold Loan Udipi
- 8 CIBIL Score Required for Gold Loan Udipi
- 9 On What Factors does the Gold Loan Amount Depend?
- 10 Gold Loan Udipi Agents
- 11 Pre Calculated EMI Table for Gold Loan Udipi
- 12 About Udipi