Gold Loan Udipi

GET GOLD LOAN
AT LOWEST INTEREST RATE

⍟  Highest Rate Per Gram
⍟  Lowest Interest Rate of 0.79% p.m.

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    Gold Loan Udipi

    Major Gold Loan Providers in Udipi

    Feature HDFC Bank SBI
    Muthoot Finance
    Interest Rate 9.90% onwards 7% onwards 12% onwards
    Min Loan Amt Metro : 25000, Non : 15000 25000 15000
    Max Loan Amt 1 Cr 1 Cr 1 Cr
    Loan Tenure 3 months to 24 months 9 months to 24 months
    1 month to 24 months
    Processing Fee 0.25% to 1.50% of the Loan Amt 0.25% to 1.50% Nil
    Pre-closure Charges 2%, Nil foreclosure charges after 3 months 2%, Nil foreclosure charges after 9 months Nil
    Overdraft Facility Yes Yes Yes
    Pay Only Interest Facility Yes Yes Yes
    Gold Rate Per Gram 3066 3073 3073

    Gold Loan Udipi Features

    Your gold is an asset that can help you during financial crunch or when you are in need of urgent lumpsum money in hand. A gold loan is a type of secured loan in which gold is kept as collateral security in exchange for monetary help. While you enjoy funds at a low gold loan interest rate, your Gold jewellery is kept safe in the bank vault.Gold Loan Udipi
    Many banks and NBFCs in India offer this financial service that can be easily availed by anyone.
    You can Call and Speak with a Gold Loan Udipi Relationship Manager on 9592046860

    Gold Loan Udipi Interest Rates

    Bank Interest Rate
    HDFC Bank Gold Loan 9.9% to 14%
    Axis Bank Gold Loan 10.50% to 16%
    ICICI Bank Gold Loan 10.75% to 16%
    SBI Gold Loan 9.5 % to 13%
    Kotak Gold Loan 11% to 14%
    IIFL Gold Loan 9.24% to 24%
    Muthoot Gold Loan 12% to 24%
    Manappauram Gold Loan 12% to 26%
    PNB Gold Loan 10.05% to 16%
    Canara Bank Gold Loan 9.75 % to 13%
    Andhra Bank Gold Loan 10.70% to 16%

    Documents for Gold Loan Udipi

    1. Proof of the citizenship of India.
    2. Identity and Address Proof.
    3. 2 passport size photographs.
    4. In the case of Agriculture Loan of more than Rs. 1 lac, land proof.
    5. A Demand Promissory Note.
    6. Certificate by the Jewel Appraiser (Bank will arrange).
    7. Salary/Income proof.

    Eligibility Criteria for Gold Loan Udipi

    1. The applicant should be at least 21 years of age.
    2. The applicants’ age should not be more than 60 years.
    3. He/she should be a national citizen.


    gold loan

    How to Apply for Gold Loan Udipi

    Online Process to Apply for Gold Loan Udipi

    The process of availing a gold loan is simple with DialaBank. You can contact 9592046860 any-time for any assistance or help. Our experts will guide you through the journey. To apply online, the steps that are required to be followed are:

    • Visit our site www.dialabank.com.
    • Enter your details and fill the form.
    • Our relationship manager will call and assist you through the entire process.

    There are so many reasons why DialaBank is considered the best platform to apply for a Gold Loan online:

    1. Dialabank is India’s first financial helpline.
    2. It has its presence throughout the country.
    3. Dialabank provides a document pickup facility from the doorstep of the customer.
    4. No additional charges of applying for a gold loan online on the website of Dialabank.
    5. Minimum documentation.
    6. Expert advice.
    Offline Process to Apply for Gold Loan Udipi

    You can visit the branches near your location to avail gold loan per gram Udipi. But, that would reduce your chances of availing the best offers. Also, you would not get a pick-up facility for your documents that is available only with DialaBank.

    Processing Fees / Prepayment Charges on Gold Loan Udipi

    Bank
    Processing Fee
    Prepayment Charges
    HDFC Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 3 months
    Axis Bank Gold Loan
    0.50% to 1.50%
    Nil
    ICICI Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 9 months
    SBI Gold Loan
    500/- to 0.50%
    Nil
    Kotak Gold Loan
    1% to 2%
    2.25% of fore closure amount if closed 1 month ahead of the tenure.
    IIFL Gold Loan
    Nil
    Nil
    Muthoot Gold Loan
    Nil
    Nil
    Manappauram Gold Loan
    Nil
    Nil
    PNB Gold Loan
    0.70% to 1%
    Nil
    Canara Bank Gold Loan
    1%
    Nil
    Andhra Bank Gold Loan
    Nil
    Nil

    CIBIL Score Required for Gold Loan Udipi

    No, the banks do not check the CIBIL Score of a person to approve a gold loan. Loan Against Gold is a secured service, hence, the bank is not concerned about the repayment history of a person. Because, even if the applicant fails to repay the loan, the banks can cover the loan amount through the gold ornaments that they have in their possession.

    Read More: What is CIBIL Score?

    On What Factors does the Gold Loan Amount Depend?

    The amount of Loan disbursed depends on mainly two factors:

    The Quantity of Gold: To begin with, the weight of gold is one of the main factors that decide the amount of loan disbursed to the customer. The weight is measured after subtracting the weight of the stones(if any) in the jewellery. Higher the quantity of gold more is the amount that can be given to the customer.

    *Note: Minimum 10 grams of gold is required for loan approval. 

    Quality of Gold: Another factor that decides the loan amount is the quality of gold. The purity should lie between 18 Carat to 22 Carat. Therefore, the more the purity of gold, the higher amount of loan can be approved.

    Gold Loan Udipi Agents

    Dialabank is the leading agent for availing Gold Loan in Udipi. You can apply online at www.dialabank.com or give a call at 9878981166.

    Dialabank is associated with the top loan providers across the country. The experts help you in determining the best options for you according to your need and requirement. All you have to do is fill a simple form on our website and our relationship managers will get in contact with you within no time.

    Gold Loan Udipi Contact Number

    Call 9878981166 and get instant help and approval for Gold Loan in Udipi.

    Pre Calculated EMI Table for Gold Loan Udipi

    Rate
    5 Yrs
    4 Yrs
    3 Yrs
    10.50%
    2149
    2560
    3250
    11.00%
    2174
    2584
    3273
    11.50%
    2199
    2608
    3297
    12.00%
    2224
    2633
    3321
    12.50%
    2249
    2658
    3345
    13.00%
    2275
    2682
    3369
    13.50%
    2300
    2707
    3393
    14.00%
    2326
    2732
    3417
    14.50%
    2352
    2757
    3442
    15.00%
    2378
    2783
    3466

    About Udipi

    Udupi is a city in the southwest Indian state of Karnataka. It’s known for its Hindu temples, including the huge, 13th-century Sri Krishna Temple, which houses a statue of Lord Krishna and attracts many pilgrims. Nearby, the ancient Anantheshwara Temple is dedicated to the god Shiva. The Corporation Bank Heritage Museum features coins dating from 400 BC, plus stamps and displays about India’s banking industry.

    गोल्ड लोन मुंबई के बारे में हिंदी में जानिए गोल्ड लोन मुंबई