Gold Loan Yavatmal

AT 0.49%* INTEREST RATE
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    Gold Loan Yavatmal

    Major Gold Loan Providers in Yavatmal

    Feature HDFC Bank SBI
    Muthoot Finance
    Interest Rate 9.90% onwards 7% onwards 12% onwards
    Min Loan Amt Metro : 25000, Non : 15000 25000 15000
    Max Loan Amt 1 Cr 1 Cr 1 Cr
    Loan Tenure 3 months to 24 months 9 months to 24 months
    1 month to 24 months
    Processing Fee 0.25% to 1.50% of the Loan Amt 0.25% to 1.50% Nil
    Pre-closure Charges 2%, Nil foreclosure charges after 3 months 2%, Nil foreclosure charges after 9 months Nil
    Overdraft Facility Yes Yes Yes
    Pay Only Interest Facility Yes Yes Yes
    Gold Rate Per Gram 3066 3073 3073

    Gold Loan Yavatmal Features

    Gold Loan Yavatmal

    Whenever you are in financial trouble or need instant cash, you can always rely on Gold Loan as it is quick and convenient. Also, as the loan is secured against gold so less documentation is required and you can avail of your loan within 48 hours after the completion of the process of verification.

    Gold Loan Yavatmal provides the clients with financial aid at the best possible interest rates. To obtain a Gold loan, the client needs to hold a fixed and good income source as well as a good credit history, this will make the process of verification and loan approval much faster.

    Keeping into consideration the gold market value fluctuation, you can avail of a loan amount of up to 75 per cent of the market price of gold.

    Gold Loan Yavatmal Interest Rates

    Bank Interest Rate
    HDFC Bank Gold Loan 9.9% to 14%
    Axis Bank Gold Loan 10.50% to 16%
    ICICI Bank Gold Loan 10.75% to 16%
    SBI Gold Loan 9.5 % to 13%
    Kotak Gold Loan 11% to 14%
    IIFL Gold Loan 9.24% to 24%
    Muthoot Gold Loan 12% to 24%
    Manappauram Gold Loan 12% to 26%
    PNB Gold Loan 10.05% to 16%
    Canara Bank Gold Loan 9.75 % to 13%
    Andhra Bank Gold Loan 10.70% to 16%

    Documents for Gold Loan Yavatmal

    1. Proof of Identity can be any of the following: Passport Copy/ Voters ID card/ Driving License/Aadhaar card.
    2. Proof of Address can be any of the following: Ration card/ Telephone bill/ Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate.
    3. Proof of Signature can be any of the following: Passport Copy/Driving License/Banker’s verification/cheque.
    4. 2 passport size photos.

    Additional Documents Required for Gold Loan Yavatmal

    1. Proof of Land, which is not required for allied agriculture purposes; only for Agriculture Loan exceeding Rs. 1 lac.
    2. A Demand Promissory Note.
    3. Proof of Income: Salary Certificate and Form No.16
    4. Certification by the Jewel Appraiser (Bank will arrange).

    Eligibility Criteria for Gold Loan Yavatmal

    1. The minimum age of the candidate must be 21 years and a maximum of up to 60 years.
    2. The candidate must be an Indian National.

    GOLD LOAN @ 0.49%*

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    How to Apply for Gold Loan Yavatmal

    Online Process to Apply for Gold Loan Yavatmal

    By applying for the HDFC Bank Gold Loan at Dialabank, you can proceed for the online process.

    A short and simple online form needs to be filled to proceed.

    After the form submission, you will get a call from our representative for further assistance. Being our client, you will even get a doorstep document pick-up facility.

    For more details, you can call on 9878981144 anytime.

    Dialabank is the finest platform to apply for a gold loan online as:

    1. Dialabank is India’s first financial helpline; it provides quality financial services to all its clients across the country.
    2. Dialabank guides the customers free of cost. That is, no added charges are asked for applying for a gold loan online on the Dialabank website.
    3. A high LTV of your gold is a promise.
    4. The bank holds a respectable reputation amongst its customers with its quick and quality services.
    5. When you are applying for a loan through Dialabank, you can avail of a low HDFC Gold Loan Interest Rate.
    6. Dialabank offers the clients a doorstep document pickup facility for a better experience.
    7. Moreover, when you are applying for a gold loan through Dialabank, very little documentation is asked.
    8. Our Relationship Managers are trained to guide and assist you in the process of Gold Loan.

    Offline Process to Apply for Gold Loan Yavatmal

    An offline process is also available for the applicants wishing to go with the nearby branches. For that, you can simply search Gold Loan near me on google. A complete list of all the bank branches as well as finance companies that are providing gold loans near you will be presented. You will have to select amongst the options according to your knowledge and experience, but with Dialabank, your part can get easier and effortless.

    Then you will be required to visit various departments to apply for the loan and then again visit many times more before the loan is approved.

    Some banks and finance companies that offer a much faster service and better process include HDFC Gold Loan branches and Muthoot Gold Loan branches.

    You can avail gold loans from HDFC Gold Loan Branches; wherein search for Muthoot Gold Loan near me. Google will present all the Muthoot Gold Loan Branches near you.

    Processing Fees / Prepayment Charges on Gold Loan Yavatmal

    Bank
    Processing Fee
    Prepayment Charges
    HDFC Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 3 months
    Axis Bank Gold Loan
    0.50% to 1.50%
    Nil
    ICICI Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 9 months
    SBI Gold Loan
    500/- to 0.50%
    Nil
    Kotak Gold Loan
    1% to 2%
    2.25% of fore closure amount if closed 1 month ahead of the tenure.
    IIFL Gold Loan
    Nil
    Nil
    Muthoot Gold Loan
    Nil
    Nil
    Manappauram Gold Loan
    Nil
    Nil
    PNB Gold Loan
    0.70% to 1%
    Nil
    Canara Bank Gold Loan
    1%
    Nil
    Andhra Bank Gold Loan
    Nil
    Nil

    CIBIL Score Required for Gold Loan Yavatmal

    The CIBIL Score of the candidate plays a significant part in the gold loan approval. All the lending institutes in Yavatmal has pre-determined criteria for the minimum CIBIL score that is needed to further process an application so before you apply for a gold loan, make sure that you stand with a good CIBIL score as a minimum of 750 is needed by most institutions to process a gold loan application.

    Besides a good CIBIL score, a review of your previous loans which includes the kind of loan and the amount borrowed is also considered. With this, any delayed payment in the previous loan will have an impact on the fresh gold loan approval. Make sure your CIBIL score is good before you choose to apply for a loan.

    Gold Loan Yavatmal Agents

    Dialabank is the most trusted online gold loan agent in Yavatmal. You may apply at Dialabank or call 9878981144

    By offering an in-depth comparison of the market for various banks and NBFCs, Dialabank helps its customers in making the right decision to choose the most suitable amongst various banks and skip the complex information procedure to focus on making a suitable choice. Fill a simple online form on our website asking for some details and after that our customer relationship managers will get in touch with you.

    Gold Loan Yavatmal Contact Number

    Call 9878981144 and get instant help and approval for Gold Loan in Yavatmal.

    Pre Calculated EMI Table for Gold Loan Yavatmal

    Rate
    5 Yrs
    4 Yrs
    3 Yrs
    10.50%
    2149
    2560
    3250
    11.00%
    2174
    2584
    3273
    11.50%
    2199
    2608
    3297
    12.00%
    2224
    2633
    3321
    12.50%
    2249
    2658
    3345
    13.00%
    2275
    2682
    3369
    13.50%
    2300
    2707
    3393
    14.00%
    2326
    2732
    3417
    14.50%
    2352
    2757
    3442
    15.00%
    2378
    2783
    3466

    About Yavatmal

    Yavatmal is a city in the state of Maharashtra which is known for its grand Durga festival celebration. The city was formerly known as Yeotmal and lies 90km away from Amravati.