Gold Loan Yavatmal

Gold Rate: ₹ 5,121 Per Gram

⍟ Interest Rate 7.0% p.a. ⍟

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Unlock the Real Value of your Gold
Lowest Rate of Interest
Get Money in 30 Mins
Loan Amount Up to 1 Crore
Loan Tenure Up to 48 Months
Unbiased Experts Advice

Major Gold Loan Providers in Yavatmal

Feature
HDFC Bank
ICICI Bank
Muthoot Finance
Interest Rate
9.90%
10.50%
12%
Min Loan Amt
Metro : 25000, Non : 15000
25000
15000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
3 months to 24 months
9 months to 24 months
1 month to 24 months
Processing Fee
0.25% to 1.50% of the Loan Amt
0.25% to 1.50%
Nil
Preclosure Chgs
2%, Nil foreclosure charges after 3 months
2%, Nil foreclosure charges after 9 months
Nil
Overdraft Facility
Yes
Yes
Yes
Pay Only Interest Facility
Yes
Yes
Yes
Gold Rate Per Gram
2500
2600
2700*

Gold Loan Yavatmal Features

Gold Loan Yavatmal

Whenever you are in financial trouble or need instant cash, you can always rely on Gold Loan as it is quick and convenient. Also, as the loan is secured against gold so less documentation is required and you can avail of your loan within 48 hours after the completion of the process of verification.

Gold Loan Yavatmal provides the clients with financial aid at the best possible interest rates. To obtain a Gold loan, the client needs to hold a fixed and good income source as well as a good credit history, this will make the process of verification and loan approval much faster.

Keeping into consideration the gold market value fluctuation, you can avail of a loan amount of up to 75 per cent of the market price of gold.

Gold Loan Yavatmal Interest Rates

Bank
Interest Rate
HDFC Bank Gold Loan
10.25% to 14%
Axis Bank Gold Loan
10.50% to 16%
ICICI Bank Gold Loan
10.75% to 16%
SBI Gold Loan
9.5 % to 13%
Kotak Gold Loan
11% to 14%
IIFL Gold Loan
9.24% to 24%
Muthoot Gold Loan
12% to 24%
Manappauram Gold Loan
12% to 26%
PNB Gold Loan
10.05% to 16%
Canara Bank Gold Loan
9.75 % to 13%
Andhra Bank Gold Loan
10.70% to 16%

Documents for Gold Loan Yavatmal

  1. Proof of Identity can be any of the following: Passport Copy/ Voters ID card/ Driving License/Aadhaar card.
  2. Proof of Address can be any of the following: Ration card/ Telephone bill/ Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate.
  3. Proof of Signature can be any of the following: Passport Copy/Driving License/Banker’s verification/cheque.
  4. 2 passport size photos.

Additional Documents Required for Gold Loan Yavatmal

  1. Proof of Land, which is not required for allied agriculture purposes; only for Agriculture Loan exceeding Rs. 1 lac.
  2. A Demand Promissory Note.
  3. Proof of Income: Salary Certificate and Form No.16
  4. Certification by the Jewel Appraiser (Bank will arrange).

Eligibility Criteria for Gold Loan Yavatmal

  1. The minimum age of the candidate must be 21 years and a maximum of up to 60 years.
  2. The candidate must be an Indian National.

gold loan at 7%

How to Apply for Gold Loan Yavatmal

Online Process to Apply for Gold Loan Yavatmal

By applying for the HDFC Bank Gold Loan at Dialabank, you can proceed for the online process.

A short and simple online form needs to be filled to proceed.

After the form submission, you will get a call from our representative for further assistance. Being our client, you will even get a doorstep document pick-up facility.

For more details, you can call on 9878981144 anytime.

Dialabank is the finest platform to apply for a gold loan online as:

  1. Dialabank is India’s first financial helpline; it provides quality financial services to all its clients across the country.
  2. Dialabank guides the customers free of cost. That is, no added charges are asked for applying for a gold loan online on the Dialabank website.
  3. A high LTV of your gold is a promise.
  4. The bank holds a respectable reputation amongst its customers with its quick and quality services.
  5. When you are applying for a loan through Dialabank, you can avail of a low HDFC Gold Loan Interest Rate.
  6. Dialabank offers the clients a doorstep document pickup facility for a better experience.
  7. Moreover, when you are applying for a gold loan through Dialabank, very little documentation is asked.
  8. Our Relationship Managers are trained to guide and assist you in the process of Gold Loan.

Offline Process to Apply for Gold Loan Yavatmal

An offline process is also available for the applicants wishing to go with the nearby branches. For that, you can simply search Gold Loan near me on google. A complete list of all the bank branches as well as finance companies that are providing gold loans near you will be presented. You will have to select amongst the options according to your knowledge and experience, but with Dialabank, your part can get easier and effortless.

Then you will be required to visit various departments to apply for the loan and then again visit many times more before the loan is approved.

Some banks and finance companies that offer a much faster service and better process include HDFC Gold Loan branches and Muthoot Gold Loan branches.

You can avail gold loans from HDFC Gold Loan Branches; wherein search for Muthoot Gold Loan near me. Google will present all the Muthoot Gold Loan Branches near you.

Processing Fees / Prepayment Charges on Gold Loan Yavatmal

Bank
Processing Fee
Prepayment Charges
HDFC Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Gold Loan
0.50% to 1.50%
Nil
ICICI Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Gold Loan
500/- to 0.50%
Nil
Kotak Gold Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Gold Loan
Nil
Nil
Muthoot Gold Loan
Nil
Nil
Manappauram Gold Loan
Nil
Nil
PNB Gold Loan
0.70% to 1%
Nil
Canara Bank Gold Loan
1%
Nil
Andhra Bank Gold Loan
Nil
Nil

CIBIL Score Required for Gold Loan Yavatmal

The CIBIL Score of the candidate plays a significant part in the gold loan approval. All the lending institutes in Yavatmal has pre-determined criteria for the minimum CIBIL score that is needed to further process an application so before you apply for a gold loan, make sure that you stand with a good CIBIL score as a minimum of 750 is needed by most institutions to process a gold loan application.

Besides a good CIBIL score, a review of your previous loans which includes the kind of loan and the amount borrowed is also considered. With this, any delayed payment in the previous loan will have an impact on the fresh gold loan approval. Make sure your CIBIL score is good before you choose to apply for a loan.

Gold Loan Yavatmal Agents

Dialabank is the most trusted online gold loan agent in Yavatmal. You may apply at Dialabank or call 9878981144

By offering an in-depth comparison of the market for various banks and NBFCs, Dialabank helps its customers in making the right decision to choose the most suitable amongst various banks and skip the complex information procedure to focus on making a suitable choice. Fill a simple online form on our website asking for some details and after that our customer relationship managers will get in touch with you.

Gold Loan Yavatmal Contact Number

Call 9878981144 and get instant help and approval for Gold Loan in Yavatmal.

Pre Calculated EMI Table for Gold Loan Yavatmal

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Yavatmal

Yavatmal is a city in the state of Maharastra which is known for its grand Durga festival celebration. The city was formerly known as Yeotmal and lies 90km away from Amravati.


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