Best Banks for Gold Loans in Hayatnagar
Feature
HDFC Bank
SBI
Interest Rate
9.90% onwards
7% onwards
12% onwards
Min Loan Amt
Metro : 25000, Non : 15000
25000
15000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
3 months to 24 months
9 months to 24 months
Processing Fee
0.25% to 1.50% of the Loan Amt
0.25% to 1.50%
Nil
Pre-closure Charges
2%, Nil foreclosure charges after 3 months
2%, Nil foreclosure charges after 9 months
Nil
Overdraft Facility
Yes
Yes
Yes
Pay Only Interest Facility
Yes
Yes
Yes
Gold Rate Per Gram
3066
3073
3073
Gold Loan Hayatnagar Features
Want to avail of a low-interest loan for personal use? What’s better than a Gold loan. A gold loan is one asset that can be the savior during the financial crisis. It is secured, short-term, safe and is available at low- interest rates. Gold Loan Hayatnagar is a secured form of a loan with repayment for a period of up to 1 year. The interest rate varies from bank to bank. Thus, it becomes important to check the availability of low-interest rates across all banks. DialaBank does this job for you by providing you with the best offers on Gold loan.
- You can avail Gold Loan Hayatnagar up to Rs.1 Crore or more & up to 70% of value for any purpose
- You get 100% Safety & Security of your Gold Jewellery
- Get your Gold Loan Hayatnagar processed in less than 30 minutes
- Enjoy Anytime Liquidity.
- No EMI, Service only Interest and enjoy the Loan facility
- Lower Interest Rates
- Simple documentation and fast processing
- The overdraft limit varies depending on the market rate of gold.
- The interest rate is payable the only amount of the overdraft that you use
Gold Loan Rate Per Gram Today in Hayatnagar
Gold Loan Per Gram details are mentioned below:
Updated - Gold Loan Per Gram Rate w.e.f Apr 26 2024
Gold Weight
Gold Purity
24 CaratGold Purity
22 CaratGold Purity
20 CaratGold Purity
18 Carat
1 gram
4621
4290
3900
3510
10 gram
46210
42900
39000
35100
20 gram
93600
85800
78000
70200
30 gram
140400
128700
117000
105300
40 gram
187200
171600
156000
140400
50 gram
234000
214500
195000
175500
100 gram
468000
429000
390000
351000
200 gram
936000
858000
780000
702000
300 gram
1404000
1287000
1170000
1053000
400 gram
1872000
1716000
1560000
1404000
500 gram
2340000
2145000
1950000
1755000
Gold Loan Hayatnagar Interest Rates
Details on Gold Loan Rate of Interest are mentioned below:
HDFC Gold Loan
9.90%
0.25 % - 1.50%
3 - 24 Month
Private Gold Loan
10.50%
0.25 % - 1.50%
9 - 24 Months
Axis Gold Loan
10.50%
0.50% - 1.50%
6 - 24 Months
Yes Bank Gold Loan
10.50%
0.50% - 1.50%
6 - 36 Months
SBI Gold Loan
9.50%
500/- to 0.50%
6 - 36 Months
Kotak Gold Loan
11.00%
1% to 2%
9 - 24 Months
IIFL Gold Loan
12.00%
Nil
3 - 11 Months
Muthoot Finance Gold Loan
12.00%
Nil
1 - 24 Months
Manappuram Gold Loan
12.50%
Nil
6 - 12 Months
PNB Gold Loan
11.00%
0.70% to 1%
6 - 12 Months
Canara Bank Gold Loan
10.75%
1 %
6 - 12 Months
IndusInd Bank Gold Loan
11.50%
1% - 1.5%
9 - 24 Months
Gold Loan in Hayatnagar Documents Required
- Proof of Identity: Passport Copy/ Voters ID card/ Driving License/Aadhaar card.
- Address Proof: Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate.
- Signature Proof: Passport Copy/Driving License/Banker’s verification/cheque.
- 2 passport size photographs.
Additional Documents Required for Gold Loan Hayatnagar
- Land Proof: In case of Agriculture Loan of more than Rs. 1 lac. The proof is not required for allied agriculture purposes.
- A Demand Promissory Note.
- Certificate by the Jewel Appraiser (Bank will arrange).
- Income Proof: Salary Certificate and Form No.16
Gold Loan in Hayatnagar Eligibility Criteria
- Age – Minimum 21 years maximum (at loan maturity) 60 years
- Gold jewelry should be owned by the applicant or any of the family members.
- A person should be a citizen of India
- He/she should have 10 grams of gold.
GOLD LOAN @ 0.75%*
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How to Apply for Gold Loan Hayatnagar
Online Process to Apply for Gold Loan Hayatnagar
- You can apply for the Gold Loan at Dialabank in just a few clicks
- It is an easy and convenient process.
- First, you have to fill an online form
- Our relationship manager will then contact you for further assistance
After that, you will get a call back from our side. Furthermore, you will get a document to pick up facility from your doorstep.
Dialabank is considered as the best platform to apply for a gold loan online. There are so many reasons behind this.
- First of all, Dialabank is India’s first financial helpline; it provides the best financial services to customers all over the country.
- Besides that, the bank has a good reputation among the customers because of its best services.
- Another reason, if you apply for a gold loan on Dialabank, then you will get a low Gold Loan Interest Rate.
- Also, Dialabank provides a document pickup facility from the doorstep of the customer.
- One more important thing is that the Dialabank guides the customers free of cost. That is, there are no additional charges of applying for a gold loan online on the website of Dialabank.
- Also, while applying for a gold loan through Dialabank, very little paperwork is required.
- One more thing is that you will get a high LTV of your gold.
- Finally, the Relationship managers are trained enough to guide you in the entire process of Gold Loan.
Offline Process to Apply for Gold Loan Hayatnagar
The applicant also has an option to avail of Gold Loan offline. To do so, search Gold Loan near me on google. It will enlist all the neighboring banks from where you can avail of the loan. Then, you will have to visit that bank for a Gold loan…
Thus, to make your experience hassle-free it is highly recommended that you choose DialaBank for availing Gold loan. DialaBank not only offers Bank gold loans but also provides gold loans from various NBFCs. Thus, it acts as a place for connecting you to various options from where you can choose from.
Processing Fees / Prepayment Charges on Gold Loan Hayatnagar
CIBIL Score Required for Gold Loan Hayatnagar
There is no need for the CIBIL score for Gold Loan Hayatnagar
Gold Loan Hayatnagar Agents and Contact Number
Dialabank is the leading agent for availing Gold Loan Hayatnagar. You can apply online at www.dialabank.com or give a call at 9878981166
Dialabank helps you to find the best option of Banks and NBFCs by providing you with a detailed market comparison of different banks so that you can make the right choice. Visit our website and fill a simple form with your personal and employment details. Our customer relationship managers will soon get in touch with you.
Pre Calculated EMI Table for Gold Loan Hayatnagar
About Hayatnagar
Hayathnagar is a Region of Hyderabad in Ranga Reddy district of the Indian state of Telangana, Pincode-501505. It is located in Hayathnagar Mandal of Ibrahimpatnam’s revenue division. This circle comes under L. B. Nagar of Greater Hyderabad Municipal Corporation.
