About Gold Loan

It is very tough to manage the higher expenses of day to day life under the limited salary. In this situation, most people like to apply for Gold Loan. In immediate need of cash, It is a better option to use gold as collateral rather than keeping in locker. 

Why One Should Choose Gold Loan In Bhadrak?

Fast Loan Approvals.

Easily available.

No need for a cosigner.

No EMI, service only interest.

Rate Of Interest Gold Loan Bhadrak

  1. The banks and NBFCs offer these loans at a minimum rate of 10.5%.
  2. The time of these loans is from 1 to 4 years.

Eligibility

ELIGIBILITY

Age

Minimum: 18 year

Maximum (at loan maturity): 70 year

Gold requirements

Minimum 10 gram of gold

Loan Amount

Minimum: 15k

Maximum: No Limit

Citizenship

Indian

Employment Status

Salaried

Self-employed 


Documentations

  1. Identity Proof: Passport Copy/ Voters ID card/ Driving License
  2. Proof of Address: Ration card/ Tel, Electricity. Bill/ Rental Agr. / Passport copy/ Trade license /Shop & Est. License/Sales Tax certificate
  3. Signature Verification Proof: Passport Copy/Driving License/Banker's verification/cheque
  4. 2 passport size photographs.

Other Documentations

  1. For farmers, the banks and NBFCs offer low rates of interests on the gold deposits.
  2. For this the applicants have to provide the agricultural documents and also the income proof.

Features Of Gold Loan Bhadrak:

Following are the Features of Gold Loan:

  1. Rs 1 Crore of the amount is accessible in these debts.
  2. Your gold securities will be more secure than ever and sound with the lenders.
  3. The loans can be opted at any time and anywhere.
  4. These loans are granted on the low-interest rates.
  5. The number of papers which are required in these loans is lesser than any other loan.
  6. The loans are available in minutes.
  7. The gold loans have the provisions of overdraft.

About Bhadrak:

The city of Bhadrak is a municipality in Bhadrak district, the state of Orissa. Bhadrak had a population of 1,334,000.

How To Apply

Apply online on www.dialabank.com

Check the eligibility

Call the helpline number 600-11-600 or 95920-46860

Visit the bank

Submit all the documents

Get the loan