⍟  Lowest Interest Rate of 0.79% p.m.
⍟  Highest Rate Per Gram ₹ 5,121
⍟  No Melting of Your Gold
⍟  Get Loan in 1 Visit Only
⍟  100% Safety of Your Gold (kept in Bank Locker)

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Gold Loan Ahmadnagar

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Best Banks for Gold Loan in Ahmadnagar

Feature
HDFC Bank
ICICI Bank
Muthoot Finance
Interest Rate
9.90%
10.50%
12%
Min Loan Amt
Metro : 25000, Non : 15000
25000
15000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
3 months to 24 months
9 months to 24 months
1 month to 24 months
Processing Fee
0.25% to 1.50% of the Loan Amt
0.25% to 1.50%
Nil
Preclosure Chgs
2%, Nil foreclosure charges after 3 months
2%, Nil foreclosure charges after 9 months
Nil
Overdraft Facility
Yes
Yes
Yes
Pay Only Interest Facility
Yes
Yes
Yes
Gold Rate Per Gram
2500
2600
2700*

Gold Loan Ahmadnagar Features

Need Cash but no idea about the source?

Dialabank is granting Gold Loan Ahmadnagar at extremely affordable interest rates and with fewer documents.

We are also providing approval within 2-3 hours after the successful verification process.

A good and rigid source of income and good credit history are prerequisite to avoid any obstruction for availing a fresh loan.

Reap the benefit of loan up to 75% of the market value of gold as fluctuation in the market price of the gold is noticed.

Gold Loan Rate Per Gram Today in Ahmadnagar

Updated - Gold Loan Per Gram Rate w.e.f 1st Jan 2021

Gold Weight Gold Purity
24 Carat
Gold Purity
22 Carat
Gold Purity
20 Carat
Gold Purity
18 Carat
1 gram 4680 4290 3900 3510
10 gram 46800 42900 39000 35100
20 gram 93600 85800 78000 70200
30 gram 140400 128700 117000 105300
40 gram 187200 171600 156000 140400
50 gram 234000 214500 195000 175500
100 gram 468000 429000 390000 351000
200 gram 936000 858000 780000 702000
300 gram 1404000 1287000 1170000 1053000
400 gram 1872000 1716000 1560000 1404000
500 gram 2340000 2145000 1950000 1755000

Gold Loan in Ahmadnagar Interest Rates and Charges

Feature
Gold Loan
Interest Rate
Processing Fee
Tenure
HDFC Gold Loan 9.90% 0.25 % - 1.50% 3 - 24 Month
ICICI Gold Loan 10.50% 0.25 % - 1.50%  9 - 24 Months
Axis Gold Loan 10.50% 0.50% - 1.50% 6 - 24 Months
Yes Bank Gold Loan 10.50% 0.50% - 1.50% 6 - 36 Months
SBI Gold Loan 9.50% 500/- to 0.50% 6 - 36 Months
Kotak Gold Loan 11.00% 1% to 2% 9 - 24 Months
IIFL Gold Loan 12.00% Nil 3 - 11 Months
Muthoot Finance Gold Loan 12.00% Nil 1 - 24 Months
Manappuram Gold Loan 12.50% Nil 6 - 12 Months
PNB Gold Loan 11.00% 0.70% to 1% 6 - 12 Months
Canara Bank Gold Loan 10.75% 1 % 6 - 12 Months
IndusInd Bank Gold Loan 11.50% 1% - 1.5% 9 - 24 Months

Gold Loan in Ahmadnagar Documents Required

  1. A proof of signature out of Driving License/Passport Copy/Banker’s verification/cheque.
  2. Proof of Identity out of Voter’s ID card/Passport Copy/ Driving License/Aadhaar card.
  3. 2 Passport-sized photographs.
  4. Recidence proof out of Telephone or Electricity Bill/ Ration card/ Rental bill/ Passport copy/Excise Tax certificate/Trade license/Shop & Est License.

Additional Documents Required for Gold Loan in Ahmadnagar

  • Proof of Income via Form 16 and Salary Certificate.
  • A Certificate received by jewel appraiser which the bank arrange.
  • Demand Promissory Note is also required.
  • Land identity for Agricultural Loan exceeding Rs. 1 lac; not necessary for allied agriculture purposes.

Gold Loan in Ahmadnagar Eligibility Criteria

Compulsorily, age group is 21-60, with nationality as Indian.

How to Apply for Gold Loan in Ahmadnagar

Online Process to Apply for Gold Loan in Ahmadnagar

We recommend ICICI, Axis, HDFC and others to apply for a loan or reach Dialabank online by filling up simple user-friendly form details.

In a short time, you will receive a call from our highly trained representatives in Ahmadnagar. Also, Dialabank provides you with pick-up facility of your documents from your door.

Further information can be obtained at +919878981166.

Dialabank is well-rated among its customer base as:

  • Dialabank is the first financial helpline in India providing the best known financial services to its customers in the country.
  • Dialabank charges no additional cost of applying for a gold loan online on the website given below.
  • You can get a high Loan-to-Value (LTV) of your gold with us.
  • Dialabank is connected to HDFC, ICICI, Axis, Muthoot, Yes bank and a lot more of them.
  • Applying for a gold loan on Dialabank will get low Gold Loan Interest Rates.
  • Besides that, the bank has a high reputation among its customers because of its best and fast procedures.
  • Dialabank provides a facility of document pickup from the applicant’s doorstep to ease everything for you.
  • Processing your gold loan through Dialabank requires minimum paperwork/documents.
  • Finally, Relationship managers are highly trained to guide and serve you in the entire process of Gold Loan approval.
Offline Process to Apply for Gold Loan Ahmadnagar

Alternately, the applicant can refer to the offline method of application by searching ‘Gold Loan near me’ or ‘Gold Loan Ahmadnagar’ on google. The closest bank branches and finance companies providing loans near your location, then select them according to your preference and knowledge. However, Dialabank can do that for you easily.

But if you choose to go with a physical branch which is near you, you might have to visit the responsible departments to apply for the loan, again and again, before than loan gets finally approved as it is a complex process. However, some banks and finance companies can approve the loan process faster. Our recommendations are HDFC Gold Loan branches and Muthoot Gold Loan branches. Dialabank can do this even faster by handling all complex processes.

Processing Fees / Prepayment Charges on Gold Loan Ahmadnagar

Bank
Processing Fee
Prepayment Charges
HDFC Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Gold Loan
0.50% to 1.50%
Nil
ICICI Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Gold Loan
500/- to 0.50%
Nil
Kotak Gold Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Gold Loan
Nil
Nil
Muthoot Gold Loan
Nil
Nil
Manappauram Gold Loan
Nil
Nil
PNB Gold Loan
0.70% to 1%
Nil
Canara Bank Gold Loan
1%
Nil
Andhra Bank Gold Loan
Nil
Nil

CIBIL Score Required for Gold Loan Ahmadnagar

No CIBIL score is required for Gold Loan, it is just a gold article you need to have.

A good CIBIL score is a must before applying for a loan other than a gold loan, which a foundation for your application. Every lending institution has its own criteria for the minimum required CIBIL score for processing a Loan application in Ahmadnagar. Generally, most of the institutions require a minimum CIBIL score of 750 to process your loan application.

Many firms also look at the detailed behaviour on the previous loans taken by you, including details on the type of loan and the loan amount, payment schedules and if all deadlines are met while repayment. CIBIL score should be good before applying for a loan is always a good deed.

Gold Loan Ahmadnagar Agents and Contact Number

Dialabank is a reliable Gold Loan Agent all across Ahmadnagar. Our website is Dialabank and contact number is 9878981166

Our specialisations include structured market comparison, the best option between several Banks and NBFCs and a lot more exciting offers are waiting for you. We will help you to make the right choice!

Contact 9878981166 for instant help and get quick approval of your Gold Loan in Ahmadnagar.

Pre Calculated EMI Table for Gold Loan Ahmadnagar

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Ahmadnagargold loan Ahmadnagar

Ahmadnagar is a city in Ahmadnagar district in the Indian state of Maharashtra. Ahmadnagar is known to facilitate to nearly 19 sugar mills and is also the birthplace of the collective movement.


 

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