Gold Loan Anand

GET GOLD LOAN
AT LOWEST INTEREST RATE

⍟  Highest Rate Per Gram
⍟  Lowest Interest Rate of 0.79% p.m.

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    Gold Loan Anand

    Best Banks for Gold Loan in Anand

    Feature
    HDFC Bank
    ICICI Bank
    Muthoot Finance
    Interest Rate
    9.90%
    10.50%
    12%
    Min Loan Amt
    Metro : 25000, Non : 15000
    25000
    15000
    Max Loan Amt
    1 Cr
    1 Cr
    1 Cr
    Loan Tenure
    3 months to 24 months
    9 months to 24 months
    1 month to 24 months
    Processing Fee
    0.25% to 1.50% of the Loan Amt
    0.25% to 1.50%
    Nil
    Preclosure Chgs
    2%, Nil foreclosure charges after 3 months
    2%, Nil foreclosure charges after 9 months
    Nil
    Overdraft Facility
    Yes
    Yes
    Yes
    Pay Only Interest Facility
    Yes
    Yes
    Yes
    Gold Rate Per Gram
    2500
    2600
    2700*

    Gold Loan Anand Featuresgold loan anand

    Loans are now pretty easy and convenient to avail as most of the major banks and NBFCs provide the service at a low rate of interest and minimum documentation. Gold Loans are secured loans that can be availed by keeping your Gold ornaments/Jewelry as a collateral or security deposit. Banks sanction Gold Loan easily because you will repay the amount along with interest for the period of the loan.

    Gold Loan Rate Per Gram Today in Anand

    Updated - Gold Loan Per Gram Rate w.e.f Oct 21 2021

    Gold Weight Gold Purity
    24 Carat
    Gold Purity
    22 Carat
    Gold Purity
    20 Carat
    Gold Purity
    18 Carat
    1 gram 4621 4290 3900 3510
    10 gram 46210 42900 39000 35100
    20 gram 93600 85800 78000 70200
    30 gram 140400 128700 117000 105300
    40 gram 187200 171600 156000 140400
    50 gram 234000 214500 195000 175500
    100 gram 468000 429000 390000 351000
    200 gram 936000 858000 780000 702000
    300 gram 1404000 1287000 1170000 1053000
    400 gram 1872000 1716000 1560000 1404000
    500 gram 2340000 2145000 1950000 1755000

    Gold Loan in Anand Interest Rates and Charges

    Feature
    Gold Loan
    Interest Rate
    Processing Fee
    Tenure
    HDFC Gold Loan 9.90% 0.25 % - 1.50% 3 - 24 Month
    ICICI Gold Loan 10.50% 0.25 % - 1.50%  9 - 24 Months
    Axis Gold Loan 10.50% 0.50% - 1.50% 6 - 24 Months
    Yes Bank Gold Loan 10.50% 0.50% - 1.50% 6 - 36 Months
    SBI Gold Loan 9.50% 500/- to 0.50% 6 - 36 Months
    Kotak Gold Loan 11.00% 1% to 2% 9 - 24 Months
    IIFL Gold Loan 12.00% Nil 3 - 11 Months
    Muthoot Finance Gold Loan 12.00% Nil 1 - 24 Months
    Manappuram Gold Loan 12.50% Nil 6 - 12 Months
    PNB Gold Loan 11.00% 0.70% to 1% 6 - 12 Months
    Canara Bank Gold Loan 10.75% 1 % 6 - 12 Months
    IndusInd Bank Gold Loan 11.50% 1% - 1.5% 9 - 24 Months

    Gold Loan in Anand Documents Required

    1. Proof of Identity: Passport Copy/ Voters ID card/ Driving License/Aadhaar card.
    2. Residence Proof: Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate.
    3. Signature Proof: Passport Copy/Driving License/Banker’s verification/cheque.
    4. 2 passport size photographs.

    Additional Documents Required for Gold Loan Anand

    1. There is a need for Land Proof: In the case of Agriculture Loan of more than Rs. 1 lac. The proof is not necessary for allied agriculture purposes.
    2. A Demand Promissory Note.
    3. Certificate by the Jewel Appraiser (Bank will arrange it for you).
    4. Income Proof: Salary Certificate and Form No.16

    Gold Loan in Anand Eligibility Criteria

    1. The minimum age requirements of the individual should be 21 years and a maximum of up to 60 years.
    2. Should be an Indian National


    gold loan

    How to Apply for Gold Loan Anand

    Online Process to Apply for Gold Loan Anand

    You can apply for the Gold Loan online through Dialabank. The process is straightforward. To begin, You have to fill a simple form online.

    After that, you will get a call back from our side. Furthermore, you will get a document to pick up the facility from your doorstep.

    Dialabank is taken as the best platform to apply for a gold loan online. Few reasons behind this are the following:

    1. First of all, Dialabank is India’s first financial helpline; it provides the best financial services to customers in India.
    2. Besides that, Dialabank has a good reputation among the customers because of its best services.
    3. Another reason, if you apply for a gold loan on Dialabank, then you will avail of a low  Gold Loan Interest Rate.
    4. Also, Dialabank provides a document pickup facility from the doorstep of the customer.
    5. One more important thing is that the Dialabank guides the customers free of cost. That is, there are no secondary charges of applying for a gold loan online on the website of Dialabank.
    6. Also, while applying for a gold loan per gram through Dialabank, there is a little paperwork.
    7. Another thing is that you will get a high LTV of your gold.
    8. Finally, the Relationship managers are trained thoroughly to guide you in the entire process of Gold Loan.
    Offline Process to Apply for Gold Loan Anand

    The applicant also has an option for getting a Gold Loan from the nearby branches. Search on google Gold Loan near me. It will enlist all the neighboring departments from where you can avail of the loan. Then, you will visit again and again until the gold loan approval.

    Processing Fees / Prepayment Charges on Gold Loan Anand

    Bank
    Processing Fee
    Prepayment Charges
    HDFC Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 3 months
    Axis Bank Gold Loan
    0.50% to 1.50%
    Nil
    ICICI Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 9 months
    SBI Gold Loan
    500/- to 0.50%
    Nil
    Kotak Gold Loan
    1% to 2%
    2.25% of fore closure amount if closed 1 month ahead of the tenure.
    IIFL Gold Loan
    Nil
    Nil
    Muthoot Gold Loan
    Nil
    Nil
    Manappauram Gold Loan
    Nil
    Nil
    PNB Gold Loan
    0.70% to 1%
    Nil
    Canara Bank Gold Loan
    1%
    Nil
    Andhra Bank Gold Loan
    Nil
    Nil

    CIBIL Score Required for Gold Loan Anand

    There is no need for the CIBIL score for Gold Loan Anand.

    Gold Loan Anand Agent and Contact Number

    Dialabank is the leading and trusted agent for availing Gold Loan Anand. Apply online at www.dialabank.com or call us at 9878981166.

    Dialabank helps you to examine the best option of Banks and NBFCs by providing you with a detailed market comparison of different banks so that you can make the right option. Visit www.dialabank.com and fill a simple form with your personal and employment details. Our customer relationship managers will get in contact with you soon.

    Gold Loan Anand Contact Number

    Call 9878981166 and get instant help and approval for Gold Loan Anand.

    FAQs about gold loans:

    • Who is eligible to avail of a gold loan in Anand?

    To be eligible for a gold loan you must be:

    1. An Indian national
    2. Above 18 years of age
    3. In ownership of gold jewelry between 18 to 24 carats.
    • Which one’s better – gold loans or personal loans?

    Gold loans are better as they are secure and hence cheaper. Gold loans require lesser documentation and usually provide a higher maximum loan amount. 

    • What are the documents required to avail of a gold loan in Anand?

    All you need when it comes to documents is an address proof, identity proof, and signature proof.

    • Are my pledged gold ornaments safe?

    Yes, your ornaments are safer in the bank than in your house, because your ornaments are kept in lockers with electronic as well as manual surveillance. 

    • How do I repay my gold loan in Anand?

    After availing of a gold loan in Anand, you will have to make monthly EMI payments to the banks till the completion of the loan tenure. These payments can be made via cash, demand drafts, cheques, or online. If you fail to make these payments, your CIBIL score will be affected negatively. 

    Pre Calculated EMI Table for Gold Loan Anand

    Rate
    5 Yrs
    4 Yrs
    3 Yrs
    10.50%
    2149
    2560
    3250
    11.00%
    2174
    2584
    3273
    11.50%
    2199
    2608
    3297
    12.00%
    2224
    2633
    3321
    12.50%
    2249
    2658
    3345
    13.00%
    2275
    2682
    3369
    13.50%
    2300
    2707
    3393
    14.00%
    2326
    2732
    3417
    14.50%
    2352
    2757
    3442
    15.00%
    2378
    2783
    3466

    About Anand

    Anand is the administrative center of Anand District in the state of Gujarat, India. It is administered by Anand Municipality. It is part of the region known as Charotar, consisting of Anand and Kheda districts. Anand is known as Milk Capital of India. It became famous for Amul dairy and its milk revolution.

    हिंदी में जानने के लिए क्लिक करें-गोल्ड लोन आनंद