Best banks for Gold Loans in Bidhannagar
Feature
HDFC Bank
SBI
Interest Rate
9.90% onwards
7% onwards
12% onwards
Min Loan Amt
Metro : 25000, Non : 15000
25000
15000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
3 months to 24 months
9 months to 24 months
Processing Fee
0.25% to 1.50% of the Loan Amt
0.25% to 1.50%
Nil
Pre-closure Charges
2%, Nil foreclosure charges after 3 months
2%, Nil foreclosure charges after 9 months
Nil
Overdraft Facility
Yes
Yes
Yes
Pay Only Interest Facility
Yes
Yes
Yes
Gold Rate Per Gram
3066
3073
3073
Gold Loan Bidhannagar Features
Any plans to take a gold loan?
Do you feel uncertainty about your cash reserves?
Since Gold Loans are secured and need the least amount of paperwork or documentation, the verification and approval process of gold loan is pretty easy.
What are some Gold Loan Bidhannagar features?
Gold Loan Bidhannagar intends to help its customers by providing affordable interest rates.
To receive a gold loan, you need to have a gold article, jewelry, or ornament. Other than that, good credit history with a fair source of income helps out in faster verification and approval process.
Plus, you may receive a loan of up to 75 percent of the market value of the gold due to high variation in the market price of the gold.
Gold Loan Rate Per Gram Today in Bidhannagar
For the rates of the gold loan in Bidhannagr, you can refer to the table below.
Updated - Gold Loan Per Gram Rate w.e.f Apr 26 2024
Gold Weight
Gold Purity
24 CaratGold Purity
22 CaratGold Purity
20 CaratGold Purity
18 Carat
1 gram
4621
4290
3900
3510
10 gram
46210
42900
39000
35100
20 gram
93600
85800
78000
70200
30 gram
140400
128700
117000
105300
40 gram
187200
171600
156000
140400
50 gram
234000
214500
195000
175500
100 gram
468000
429000
390000
351000
200 gram
936000
858000
780000
702000
300 gram
1404000
1287000
1170000
1053000
400 gram
1872000
1716000
1560000
1404000
500 gram
2340000
2145000
1950000
1755000
Gold Loan in Bidhannagar Interest Rates and Charges
HDFC Gold Loan
9.90%
0.25 % - 1.50%
3 - 24 Month
Private Gold Loan
10.50%
0.25 % - 1.50%
9 - 24 Months
Axis Gold Loan
10.50%
0.50% - 1.50%
6 - 24 Months
Yes Bank Gold Loan
10.50%
0.50% - 1.50%
6 - 36 Months
SBI Gold Loan
9.50%
500/- to 0.50%
6 - 36 Months
Kotak Gold Loan
11.00%
1% to 2%
9 - 24 Months
IIFL Gold Loan
12.00%
Nil
3 - 11 Months
Muthoot Finance Gold Loan
12.00%
Nil
1 - 24 Months
Manappuram Gold Loan
12.50%
Nil
6 - 12 Months
PNB Gold Loan
11.00%
0.70% to 1%
6 - 12 Months
Canara Bank Gold Loan
10.75%
1 %
6 - 12 Months
IndusInd Bank Gold Loan
11.50%
1% - 1.5%
9 - 24 Months
Gold Loan in Bidhannagar Documents required
These are the documents required for Gold Loan in Bidhannagar.
- Land Proof: For Agriculture Loan of more than Rs. 1 lac. The proof is not insisted on allied agriculture purposes.
- A Demand Promissory Note.
- The bank has to arrange the Certificate by the Jewel Appraiser.
- Income Proof: Salary Certificate and Form No.16
Additional documents required for Gold Loan in Bidhannagar.
- Proof of Identity: Passport Copy/Aadhaar/ Electoral Photo ID Card/ Driving License/ Other ID proofs.
- Address Proof: Ration card/ Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Establishment License or other utility bills.
- Signature Proof: Passport Copy/Cheque/ Banker’s verification/ Driving License/ Other recognized records.
- 2 passport size photographs.
Gold Loan in Bidhannagar Eligibility Criteria.
- The claimant should lie in the age bracket of 21 years to 60 years.
- Should recognize themselves as Indian National
Gold Loan Bidhannagar Agents and Contact number
Dialabank is the most promising gold loan agent in Bidhannagar. You can visit Dialabank or contact 9878981166.
By providing satisfactory information about the banks in an easier way, Dialabank presents a structured market comparison so that the customers can look into it and make the best choices.
Given below are the steps you need to follow:
- Just visit our website.
- Fill a simple form, submit it for our analysis.
- And wait for us to call you back for further support.
About Bidhannagar
In the state of West Bengal, Bidhannagar is a lively residential district with large green spaces in Kolkata. It was developed between 1958 and 1965 as a planned satellite city to accommodate the increasing population of Kolkata. Also, this residential district is famous for the Salt Lake Stadium that hosted legendary footballer players in the world.
हिंदी में जानने के लिए यहाँ क्लिक करें: गोल्ड लोन बिधाननगर
