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    Gold Loan Dehradun

    Major Gold Loan Providers in Dehradun

    Feature
    HDFC Bank
    ICICI Bank
    Muthoot Finance
    Interest Rate
    9.50% onwards
    10.50%
    12%
    Min Loan Amt
    Metro : 25000, Non : 15000
    25000
    15000
    Max Loan Amt
    1 Cr
    1 Cr
    1 Cr
    Loan Tenure
    3 months to 24 months
    9 months to 24 months
    1 month to 24 months
    Processing Fee
    0.25% to 1.50% of the Loan Amt
    0.25% to 1.50%
    Nil
    Preclosure Chgs
    2%, Nil foreclosure charges after 3 months
    2%, Nil foreclosure charges after 9 months
    Nil
    Overdraft Facility
    Yes
    Yes
    Yes
    Pay Only Interest Facility
    Yes
    Yes
    Yes
    Gold Rate Per Gram
    3,066
    3,073
    3,073

    Gold Loan Dehradun Features

    Gold Loan DehradunGold Loans are now pretty easy and convenient to avail as most of the major banks and NBFCs provide the service at a low Gold loan Interest rate and minimum documentation. Gold Loans are secured Loans that can be availed by keeping your Gold ornaments/Jewelry as a collateral or security deposit. Banks sanction Gold Loan easily considering the fact that you repay the amount in installments in the form of interests at regular intervals to the bank.

    Gold Loan Dehradun Interest Rates

    Bank
    Interest Rate
    HDFC Bank Gold Loan
    10.25% to 14%
    Axis Bank Gold Loan
    10.50% to 16%
    ICICI Bank Gold Loan
    10.75% to 16%
    SBI Gold Loan
    9.5 % to 13%
    Kotak Gold Loan
    11% to 14%
    IIFL Gold Loan
    9.24% to 24%
    Muthoot Gold Loan
    12% to 24%
    Manappauram Gold Loan
    12% to 26%
    PNB Gold Loan
    10.05% to 16%
    Canara Bank Gold Loan
    9.75 % to 13%
    Andhra Bank Gold Loan
    10.70% to 16%

    Documents for Gold Loan Dehradun

    1. Signed Application form
    2. passport size photographs of applicant (coloured)
    3. Certificate by the Jewel Appraiser (Bank will arrange)
    4. Proof of Identity such as Driving License/Passport/Aadhar Card/Voter’s ID,etc
    5. Signature Proof like Passport Copy/Driving License/Banker’s verification/cheque.
    6. Proof of Address: Ration card/ Telephone bill/ Electricity Bill/ Rental bill/Sales Tax certificate.
    7. Land Proof: In case of Agriculture Loan of more than Rs. 1 lac.(not required for allied agricultural purpose)
    8. A Demand Promissory Note.
    9. Proof of Income (i.e. salary slips/ Form 16) of borrower

    Eligibility Criteria for Gold Loan Dehradun

    1. The minimum age requirements of the individual should be 21 years and maximum up to 60 years.
    2. Applicant should be an Indian National
    3. Applicant should be salaried or self-employed


    gold loan at 7%

    हिंदी में पढ़े | தமிழில் படியுங்கள்

    How to Apply for Gold Loan Dehradun

    Online Process to Apply for Gold Loan Dehradun
    • You can apply for the Gold Loan at Dialabank in just a few clicks
    • It is an easy and convenient process.
    • First you have to fill an online form
    • Our relationship manager will then contact you for further assistance
    • You can also avail document pick up facility from your doorstep.
    • For more information, you can call on 9592046860.

    Dialabank is considered as the best platform to apply for a Gold loan online. The numerous reasons behind this are:

    1. First of all, Dialabank is India’s first financial helpline; it provides the best financial services to customers all over the country.
    2. The bank has a good reputation among the customers because of its best services.
    3. Gold Loans can be availed at reasonable rate of interest with minimum documentation requirement
    4.  Document pickup facility from your home service is provided by Dialabank
    5. There is no processing fee or additional charges for availing the service through Dialabank
    6. The Relationship managers of Dialabank are trained and assist the customer without any hesitance
    Offline Process to Apply for Gold Loan Dehradun

    To apply for Gold Loan offline the applicants need to search for the nearby banks offering Gold Loans and visit them at their working hours. Thereafter, their relationship manager will correspond and assist you according to your requirements.

    Processing Fees / Prepayment Charges on Gold Loan Dehradun

    Bank
    Processing Fee
    Prepayment Charges
    HDFC Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 3 months
    Axis Bank Gold Loan
    0.50% to 1.50%
    Nil
    ICICI Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 9 months
    SBI Gold Loan
    500/- to 0.50%
    Nil
    Kotak Gold Loan
    1% to 2%
    2.25% of fore closure amount if closed 1 month ahead of the tenure.
    IIFL Gold Loan
    Nil
    Nil
    Muthoot Gold Loan
    Nil
    Nil
    Manappauram Gold Loan
    Nil
    Nil
    PNB Gold Loan
    0.70% to 1%
    Nil
    Canara Bank Gold Loan
    1%
    Nil
    Andhra Bank Gold Loan
    Nil
    Nil

    CIBIL Score Required for Gold Loan Dehradun

    Most of the major banks and NBFCs offer Gold Loan irrespective of the CIBIL score. The applicant should have all the required documents and should be eligible to apply for the loan according to the criteria.

    Gold Loan Dehradun Agents

    Dialabank is one of the leading agents for availing Gold Loan rate per gram in Dehradun. You can apply online at www.dialabank.com or call at 9878981166

    Dialabank helps you to find the best option of Banks and NBFCs by providing you with a detailed market comparison of different banks so that you can make the appropriate choice. Visit our website and fill a simple form with your personal and employment details. Our customer relationship managers will soon get in touch with you.

    Gold Loan Dehradun Contact Number

    Call 9878981166 and get instant assistance and approval for Gold Loan in Dehradun.

    Pre Calculated EMI Table for Gold Loan Dehradun

    Rate
    5 Yrs
    4 Yrs
    3 Yrs
    10.50%
    2149
    2560
    3250
    11.00%
    2174
    2584
    3273
    11.50%
    2199
    2608
    3297
    12.00%
    2224
    2633
    3321
    12.50%
    2249
    2658
    3345
    13.00%
    2275
    2682
    3369
    13.50%
    2300
    2707
    3393
    14.00%
    2326
    2732
    3417
    14.50%
    2352
    2757
    3442
    15.00%
    2378
    2783
    3466

    About Dehradun

    The capital city of the state Uttarakhand, Dehradun is also known as India’s School Education Capital. It is well known for its natural beauty and landscapes all around the city with numerous hills in the neighbouring town making it an attractive tourist destination.

    गोल्ड लोन देहरादून के बारे मे हिंदी मे जाने

    FAQs About Gold Loan Dehradun

    • Who is eligible to avail a gold loan Dehradun?

    Anyone who owns gold jewellery of 18-24 carats and is in urgent need of cash requirement can avail a gold loan in Dehradun. (except a minor)

    • Are my pledged gold ornaments safe?

    Your pledged gold is safely kept in the bank’s locker according to the standards applicable to these banks. Proper electronic surveillance technologies are also deployed to keep your gold safe.

    • Are gold loans in Dehradun better than personal loans?

    As gold loans are secured loans, they are cheaper than personal loans. Gold loans also do not require any sort of income proofs as a personal loan demand. Thus, gold loans are a more convenient option.

    • What are the documents required to avail a gold loan in Dehradun? 

     A gold loan requires minimum documentation, unlike other loans. You will be required to submit an identity proof and an address proof to avail a gold loan. No sort of income proofs is needed to get a gold loan.

    • How do I repay my gold loan Dehradun?

    After availing a gold loan in Dehradun you will have to make monthly EMI payments to the banks till the completion of the loan tenure. These payments can be made through cash/ DD/ cheque or online transactions.

    Other gold loan cities in Uttarakhand

    Gold Loan Dandeli Gold Loan Budhgaon
    Gold Loan Borgaon Gold Loan Arali
    Gold Loan Almora Gold Loan Airoli