Gold Loan Dehradun

Gold Rate: ₹ 5,121 Per Gram

⍟ Interest Rate 7.0% p.a. ⍟

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Loan Amount Up to 1 Crore
Loan Tenure Up to 48 Months
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Major Gold Loan Providers in Dehradun

Feature
HDFC Bank
ICICI Bank
Muthoot Finance
Interest Rate
9.90%
10.50%
12%
Min Loan Amt
Metro : 25000, Non : 15000
25000
15000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
3 months to 24 months
9 months to 24 months
1 month to 24 months
Processing Fee
0.25% to 1.50% of the Loan Amt
0.25% to 1.50%
Nil
Preclosure Chgs
2%, Nil foreclosure charges after 3 months
2%, Nil foreclosure charges after 9 months
Nil
Overdraft Facility
Yes
Yes
Yes
Pay Only Interest Facility
Yes
Yes
Yes
Gold Rate Per Gram
2500
2600
2700*

Gold Loan Dehradun Features

Gold Loan DehradunGold Loans are now pretty easy and convenient to avail as most of the major banks and NBFCs provide the service at a low rate of Interest and minimum documentation. Gold Loans are secured Loans that can be availed by keeping your Gold ornaments/Jewelry as a collateral or security deposit. Banks sanction Gold Loan easily considering the fact that you repay the amount in installments in the form of interests at regular intervals to the bank.

Gold Loan Dehradun Interest Rates

Bank
Interest Rate
HDFC Bank Gold Loan
10.25% to 14%
Axis Bank Gold Loan
10.50% to 16%
ICICI Bank Gold Loan
10.75% to 16%
SBI Gold Loan
9.5 % to 13%
Kotak Gold Loan
11% to 14%
IIFL Gold Loan
9.24% to 24%
Muthoot Gold Loan
12% to 24%
Manappauram Gold Loan
12% to 26%
PNB Gold Loan
10.05% to 16%
Canara Bank Gold Loan
9.75 % to 13%
Andhra Bank Gold Loan
10.70% to 16%

Documents for Gold Loan Dehradun

  1. Signed Application form
  2. passport size photographs of applicant (coloured)
  3. Certificate by the Jewel Appraiser (Bank will arrange)
  4. Proof of Identity such as Driving License/Passport/Aadhar Card/Voter’s ID,etc
  5. Signature Proof like Passport Copy/Driving License/Banker’s verification/cheque.
  6. Proof of Address: Ration card/ Telephone bill/ Electricity Bill/ Rental bill/Sales Tax certificate.
  7. Land Proof: In case of Agriculture Loan of more than Rs. 1 lac.(not required for allied agricultural purpose)
  8. A Demand Promissory Note.
  9. Proof of Income (i.e. salary slips/ Form 16) of borrower

Eligibility Criteria for Gold Loan Dehradun

  1. The minimum age requirements of the individual should be 21 years and maximum up to 60 years.
  2. Applicant should be an Indian National
  3. Applicant should be salaried or self-employed

gold loan at 7%

How to Apply for Gold Loan Dehradun

Online Process to Apply for Gold Loan Dehradun
  • You can apply for the Gold Loan at Dialabank in just a few clicks
  • It is an easy and convenient process.
  • First you have to fill an online form
  • Our relationship manager will then contact you for further assistance
  • You can also avail document pick up facility from your doorstep.
  • For more information, you can call on 9592046860.

Dialabank is considered as the best platform to apply for a gold loan online. The numerous reasons behind this are:

  1. First of all, Dialabank is India’s first financial helpline; it provides the best financial services to customers all over the country.
  2. The bank has a good reputation among the customers because of its best services.
  3. Gold Loans can be availed at reasonable rate of interest with minimum documentation requirement
  4.  Document pickup facility from your home service is provided by Dialabank
  5. There is no processing fee or additional charges for availing the service through Dialabank
  6. The Relationship managers of Dialabank are trained and assist the customer without any hesitance
Offline Process to Apply for Gold Loan Dehradun

To apply for Gold Loan offline the applicants need to search for the nearby banks offering Gold Loans and visit them at their working hours. Thereafter, their relationship manager will correspond and assist you according to your requirements.

Processing Fees / Prepayment Charges on Gold Loan Dehradun

Bank
Processing Fee
Prepayment Charges
HDFC Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Gold Loan
0.50% to 1.50%
Nil
ICICI Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Gold Loan
500/- to 0.50%
Nil
Kotak Gold Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Gold Loan
Nil
Nil
Muthoot Gold Loan
Nil
Nil
Manappauram Gold Loan
Nil
Nil
PNB Gold Loan
0.70% to 1%
Nil
Canara Bank Gold Loan
1%
Nil
Andhra Bank Gold Loan
Nil
Nil

CIBIL Score Required for Gold Loan Dehradun

Most of the major banks and NBFCs offer Gold Loan irrespective of the CIBIL score. The applicant should have all the required documents and should be eligible to apply for the loan according to the criteria.

Gold Loan Dehradun Agents

Dialabank is one of the leading agents for availing Gold Loan in Dehradun. You can apply online at www.dialabank.com or call at 9878981166

Dialabank helps you to find the best option of Banks and NBFCs by providing you with a detailed market comparison of different banks so that you can make the appropriate choice. Visit our website and fill a simple form with your personal and employment details. Our customer relationship managers will soon get in touch with you.

Gold Loan Dehradun Contact Number

Call 9878981166 and get instant assistance and approval for Gold Loan in Dehradun.

Pre Calculated EMI Table for Gold Loan Dehradun

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Dehradun

The capital city of the state Uttarakhand, Dehradun is also known as India’s School Education Capital. It is well known for its natural beauty and landscapes all around the city with numerous hills in the neighbouring town making it an attractive tourist destination.

गोल्ड लोन देहरादून के बारे मे हिंदी मे जाने

FAQs About Gold Loan Dehradun

  • Who is eligible to avail a gold loan Dehradun?

Anyone who owns gold jewellery of 18-24 carats and is in urgent need of cash requirement can avail a gold loan in Dehradun. (except a minor)

  • Are my pledged gold ornaments safe?

Your pledged gold is safely kept in the bank’s locker according to the standards applicable to these banks. Proper electronic surveillance technologies are also deployed to keep your gold safe.

  • Are gold loans in Dehradun better than personal loans?

As gold loans are secured loans, they are cheaper than personal loans. Gold loans also do not require any sort of income proofs as a personal loan demand. Thus, gold loans are a more convenient option.

  • What are the documents required to avail a gold loan in Dehradun? 

 A gold loan requires minimum documentation, unlike other loans. You will be required to submit an identity proof and an address proof to avail a gold loan. No sort of income proofs is needed to get a gold loan.

  • How do I repay my gold loan Dehradun?

After availing a gold loan in Dehradun you will have to make monthly EMI payments to the banks till the completion of the loan tenure. These payments can be made through cash/ DD/ cheque or online transactions.

Other gold loan cities in Uttarakhand

Gold Loan Dandeli Gold Loan Budhgaon
Gold Loan Borgaon Gold Loan Arali
Gold Loan Almora Gold Loan Airoli
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