Gold Loan Gorakhpur

Gold Rate: ₹ 5,121 Per Gram

⍟ Interest Rate 7.0% p.a. ⍟

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Unlock the Real Value of your Gold
Lowest Rate of Interest
Get Money in 30 Mins
Loan Amount Up to 1 Crore
Loan Tenure Up to 48 Months
Unbiased Experts Advice

Major Gold Loan Providers in Gorakhpur

Feature
HDFC Bank
ICICI Bank
Muthoot Finance
Interest Rate
9.90%
10.50%
12%
Min Loan Amt
Metro : 25000, Non : 15000
25000
15000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
3 months to 24 months
9 months to 24 months
1 month to 24 months
Processing Fee
0.25% to 1.50% of the Loan Amt
0.25% to 1.50%
Nil
Preclosure Chgs
2%, Nil foreclosure charges after 3 months
2%, Nil foreclosure charges after 9 months
Nil
Overdraft Facility
Yes
Yes
Yes
Pay Only Interest Facility
Yes
Yes
Yes
Gold Rate Per Gram
2500
2600
2700*

Gold Loan Gorakhpur Features

Gold Loan GorakhpurGold Loans are now pretty easy and convenient as most of the major banks and NBFCs provide the service at a reasonable rate of interest and minimum documentation. Gold Loans are secured loans that can be availed by keeping your Gold ornaments/Jewelry as a collateral or security deposit for short-term credit. Banks sanction Gold Loan easily considering the fact that you repay the amount in the form of interest in a specific period of time. If you fail to repay, the loan can be renewed.

Gold Loan Gorakhpur Interest Rates

Bank
Interest Rate
HDFC Bank Gold Loan
10.25% to 14%
Axis Bank Gold Loan
10.50% to 16%
ICICI Bank Gold Loan
10.75% to 16%
SBI Gold Loan
9.5 % to 13%
Kotak Gold Loan
11% to 14%
IIFL Gold Loan
9.24% to 24%
Muthoot Gold Loan
12% to 24%
Manappauram Gold Loan
12% to 26%
PNB Gold Loan
10.05% to 16%
Canara Bank Gold Loan
9.75 % to 13%
Andhra Bank Gold Loan
10.70% to 16%

Documents for Gold Loan Gorakhpur

  1. Evidence of Address
  2. Land Verification
  3. Proof of Income (i.e. salary slips/ Form 16)
  4. Certification by the Jewel Appraiser
  5. Signature Proof
  6. Government-approved ID
  7. A Demand Promissory Note.
  8. 2 recent passport size photographs (colored)

Eligibility Criteria for Gold Loan Gorakhpur

  1. The minimum age requirements of the individual should be 21 years and maximum up to 60 years.
  2. Nationality of the applicant must be Indian
  3. Applicant must be a self-employed or salaried person.

gold loan at 7%

How to Apply for Gold Loan Gorakhpur

Online Process to Apply for Gold Loan Gorakhpur
  • Apply for the Gold Loan at Dialabank.
  • It is less time consuming and easy to access
  • Fill an online form with personal details
  • Our relationship manager will then contact you for further assistance
  • You can also avail document pick up facility from your doorstep.
  • For further assistance, you can call on 9878981166.

Dialabank is considered as the best platform to apply for a gold loan online. Reasons behind this are:

  1. Dialabank is India’s first commercial helpline; it renders the best commercial assistance to customers all over the countryside.
  2. The bank has a good reputation among the customers
  3. Gold Loans can be availed at low rate of interest with minimal documentation
  4. No additional charges or processing fee is applicable
  5. The Relationship managers of Dialabank are trained and assist the customer.
Offline Process to Apply for Gold Loan Gorakhpur

The applicant also has an option to avail Gold Loan through the offline process. This requires market research as well as some manual efficiency.

The applicants need to search for the nearby banks offering Gold Loans and visit them at their working hours. Thereafter, their relationship manager will assist you according to your requirements requiring repeated visits to the nearest branch.

Processing Fees / Prepayment Charges on Gold Loan Gorakhpur

Bank
Processing Fee
Prepayment Charges
HDFC Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Gold Loan
0.50% to 1.50%
Nil
ICICI Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Gold Loan
500/- to 0.50%
Nil
Kotak Gold Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Gold Loan
Nil
Nil
Muthoot Gold Loan
Nil
Nil
Manappauram Gold Loan
Nil
Nil
PNB Gold Loan
0.70% to 1%
Nil
Canara Bank Gold Loan
1%
Nil
Andhra Bank Gold Loan
Nil
Nil

CIBIL Score Required for Gold Loan Gorakhpur

Gold Loan does not depend on the CIBIL score. The applicant should have all the necessary documents and should fulfill the eligibility criteria.

Gold Loan Gorakhpur Agents

Dialabank is one of the leading agents for availing Gold Loan in Gorakhpur. Apply online at Dialabank or call at 9878981166

Gold Loan Gorakhpur Contact Number

Call 9878981166 and get instant help and support for Gold Loan in Gorakhpur.

Pre Calculated EMI Table for Gold Loan Gorakhpur

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Gorakhpur

Situated in the eastern part of state Uttar Pradesh, Gorakhpur is a religious center and was home to many Buddhist, Hindu, Jain, and Sikh saints. This the place where the Chauri-Chaura incident happened. It is famous for India’s largest railway platform.

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