Gold Loan Guna

GET GOLD LOAN
AT LOWEST INTEREST RATE

⍟  Highest Rate Per Gram
⍟  Lowest Interest Rate of 0.79% p.m.

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    Gold Loan Guna

    Best Banks for Gold Loan in Guna

    Feature HDFC Bank SBI
    Muthoot Finance
    Interest Rate 9.90% onwards 7% onwards 12% onwards
    Min Loan Amt Metro : 25000, Non : 15000 25000 15000
    Max Loan Amt 1 Cr 1 Cr 1 Cr
    Loan Tenure 3 months to 24 months 9 months to 24 months
    1 month to 24 months
    Processing Fee 0.25% to 1.50% of the Loan Amt 0.25% to 1.50% Nil
    Pre-closure Charges 2%, Nil foreclosure charges after 3 months 2%, Nil foreclosure charges after 9 months Nil
    Overdraft Facility Yes Yes Yes
    Pay Only Interest Facility Yes Yes Yes
    Gold Rate Per Gram 3066 3073 3073

    Gold Loan Guna Features

    Gold Loan GunaAre you in worry that the cash will grow short?

    Gold Loans are the easiest way to get instant finance as most of the major banks and NBFCs provide the service at a low rate of interest and minimum documentation. Gold Loans are secured loans that can be availed against your Gold ornaments/Jewelry as collateral or security deposit.

    Banks sanction Gold Loan online easily considering the fact that you repay the amount in the form of interest in a specific period of time. The amount of loan varies upon the purity of the Karats of gold.

    Gold Loan Rate Per Gram Today in Guna

    Updated - Gold Loan Per Gram Rate w.e.f Oct 24 2021

    Gold Weight Gold Purity
    24 Carat
    Gold Purity
    22 Carat
    Gold Purity
    20 Carat
    Gold Purity
    18 Carat
    1 gram 4621 4290 3900 3510
    10 gram 46210 42900 39000 35100
    20 gram 93600 85800 78000 70200
    30 gram 140400 128700 117000 105300
    40 gram 187200 171600 156000 140400
    50 gram 234000 214500 195000 175500
    100 gram 468000 429000 390000 351000
    200 gram 936000 858000 780000 702000
    300 gram 1404000 1287000 1170000 1053000
    400 gram 1872000 1716000 1560000 1404000
    500 gram 2340000 2145000 1950000 1755000

    Gold Loan in Guna Interest Rates

    Feature
    Gold Loan
    Interest Rate
    Processing Fee
    Tenure
    HDFC Gold Loan 9.90% 0.25 % - 1.50% 3 - 24 Month
    ICICI Gold Loan 10.50% 0.25 % - 1.50%  9 - 24 Months
    Axis Gold Loan 10.50% 0.50% - 1.50% 6 - 24 Months
    Yes Bank Gold Loan 10.50% 0.50% - 1.50% 6 - 36 Months
    SBI Gold Loan 9.50% 500/- to 0.50% 6 - 36 Months
    Kotak Gold Loan 11.00% 1% to 2% 9 - 24 Months
    IIFL Gold Loan 12.00% Nil 3 - 11 Months
    Muthoot Finance Gold Loan 12.00% Nil 1 - 24 Months
    Manappuram Gold Loan 12.50% Nil 6 - 12 Months
    PNB Gold Loan 11.00% 0.70% to 1% 6 - 12 Months
    Canara Bank Gold Loan 10.75% 1 % 6 - 12 Months
    IndusInd Bank Gold Loan 11.50% 1% - 1.5% 9 - 24 Months

    Gold Loan in Guna Documents Required

    1. Signed Application form to be submitted by the borrower
    2. 2 colored passport size photographs of the applicant
    3. Proof of signature: Passport Copy/Driving License/Banker’s verification/cheque.
    4. Address proof: Ration card/Passport copy/ Telephone bill/ Electricity Bill/ Rental bill/Sales Tax certificate.
    5. Identity proof such as Driving License/Passport/Aadhar Card/Voter’s ID, etc
    6. Certificate by the Jewel Appraiser (Bank will arrange)
    7. A Demand Promissory Note
    8. Land Proof: Only for agriculture loan above Rs 1 Lakh. (not required for allied agricultural purpose)
    9. Proof of Income (i.e. salary slips/ Form 16) of the borrower

    Gold Loan in Guna Eligibility Criteria 

    1. Age of the individual should be between 21 to 60 years
    2. Applicant should be an Indian National
    3. He/She should be salaried or self-employed


    gold loan

    How to Apply for Gold Loan Guna

    Online Process to Apply for Gold Loan Guna
      1. Dialabank is the first financial helpline in India providing the best known financial services to its customers all over the country.
      2. Dialabank guides the customers cost-free, as it charges no additional cost of applying for a gold loan online on the website of Dialabank.
      3. You can get a high Loan-to-Value (LTV) of your gold with Dialabank.
      4. Dialabank is connected with leading Banks such as HDFC, ICICI, Axis, Muthoot, Yes bank and many others.
      5. Besides that, the bank has a high reputation among its customers because of its best and fast services.
      6. Applying for a gold loan on Dialabank will get a low Gold Loan Interest Rate.
      7. Dialabank provides a facility of document pickup from the applicant’s doorstep to ease the process.
      8. Processing your gold loan rate per gram through Dialabank requires minimum paperwork.
      9. Finally, the Relationship managers are highly trained to guide and serve you in the entire process of Gold Loan. You can easily apply for the Gold Loan in available banks such as ICICI, Axis, HDFC and others through Dialabank online by filling up a simple user-friendly form. In a short time, you will receive a call from our trained representative. Furthermore, Dialabank provides you with a pick-up facility of your documents from your doorstep. For further information, you can call on +919878981166 anytime.Consider Dialabank as the best platform to apply for a gold loan online, because it is rated the best by its users. There are many reasons behind this, some of them are:
    Offline Process to Apply for Gold Loan Guna

    Gold Loan can also be availed through an offline process that requires physically visiting the nearby banks.

    The applicants need to search for the nearby banks offering Gold Loans and visit them at their working hours. Thereafter, their relationship manager will assist you according to your requirements.

    Processing Fees / Prepayment Charges on Gold Loan Guna

    Bank
    Processing Fee
    Prepayment Charges
    HDFC Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 3 months
    Axis Bank Gold Loan
    0.50% to 1.50%
    Nil
    ICICI Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 9 months
    SBI Gold Loan
    500/- to 0.50%
    Nil
    Kotak Gold Loan
    1% to 2%
    2.25% of fore closure amount if closed 1 month ahead of the tenure.
    IIFL Gold Loan
    Nil
    Nil
    Muthoot Gold Loan
    Nil
    Nil
    Manappauram Gold Loan
    Nil
    Nil
    PNB Gold Loan
    0.70% to 1%
    Nil
    Canara Bank Gold Loan
    1%
    Nil
    Andhra Bank Gold Loan
    Nil
    Nil

    CIBIL Score Required for Gold Loan Guna

    Most of the major banks and NBFCs offer Gold Loan irrespective of the CIBIL score. The applicant should have all the necessary documents and should be eligible to apply for the loan according to the criteria.

    Gold Loan in Guna Agents and Contact Number

    One of the leading and most trusted gold loan agents in Guna is Dialabank. You can apply online at Dialabank or give us a call.

    Dialabank works as a bridge to find the best option between several Banks and NBFCs by providing you with a detailed and structured market comparison of different banks. This eliminates the unnecessary worries about the complex information and process you have to go through. So, you can make the right choice. Visit our website Dialabank to fill a simple form for more details and our customer relationship managers will soon get in touch with you.

    Contact Number – +919878981166

    Pre Calculated EMI Table for Gold Loan Guna

    Rate
    5 Yrs
    4 Yrs
    3 Yrs
    10.50%
    2149
    2560
    3250
    11.00%
    2174
    2584
    3273
    11.50%
    2199
    2608
    3297
    12.00%
    2224
    2633
    3321
    12.50%
    2249
    2658
    3345
    13.00%
    2275
    2682
    3369
    13.50%
    2300
    2707
    3393
    14.00%
    2326
    2732
    3417
    14.50%
    2352
    2757
    3442
    15.00%
    2378
    2783
    3466

    About Guna

    Guna is situated in Madhya Pradesh on the banks of river Parvati. The place is famous for its scenic beauty and numerous temples.