Best banks for Gold loans in Guntakal
Feature |
HDFC Bank |
Private Bank |
Muthoot Finance |
Interest Rate |
9.90% |
10.50% |
12% |
Min Loan Amt |
Metro : 25000, Non : 15000 |
25000 |
15000 |
Max Loan Amt |
1 Cr |
1 Cr |
1 Cr |
Loan Tenure |
3 months to 24 months |
9 months to 24 months |
1 month to 24 months |
Processing Fee |
0.25% to 1.50% of the Loan Amt |
0.25% to 1.50% |
Nil |
Preclosure Chgs |
2%, Nil foreclosure charges after 3 months |
2%, Nil foreclosure charges after 9 months |
Nil |
Overdraft Facility |
Yes |
Yes |
Yes |
Pay Only Interest Facility |
Yes |
Yes |
Yes |
Gold Rate Per Gram |
2500 |
2600 |
2700* |
Gold Loan Guntakal Features
Are you worried about your money?
Do you have any plans for loans?
As long as you have gold, you don’t have to worry. With minimum documentation needed, you can take a gold loan for yourself.
Gold Loan Guntakal provides financial assistance at the best affordable interest rates to its customers.
What are some Gold Loan Guntakal features?
- You can avail Loan up to Rs.1 Crore or more & up to 70% of value for any purpose
- At Gold Loan Guntakal, you will get 100 percent safety and security of your Gold Jewelry.
- Gold Loan Guntakal can be processed in less than 30 minutes
- No EMI, Service only Interest can be enjoyed at Gold Loan Guntakal
- Easy documentation and quick processing.
- The overdraft limit alters depending on the market rate of gold.
- The interest rate is owing to the only amount of the overdraft that you use.
Gold Loan Rate Per Gram Today in Guntakal
Updated - Gold Loan Per Gram Rate w.e.f Apr 26 2024
Gold Weight
Gold Purity
24 CaratGold Purity
22 CaratGold Purity
20 CaratGold Purity
18 Carat
1 gram
4621
4290
3900
3510
10 gram
46210
42900
39000
35100
20 gram
93600
85800
78000
70200
30 gram
140400
128700
117000
105300
40 gram
187200
171600
156000
140400
50 gram
234000
214500
195000
175500
100 gram
468000
429000
390000
351000
200 gram
936000
858000
780000
702000
300 gram
1404000
1287000
1170000
1053000
400 gram
1872000
1716000
1560000
1404000
500 gram
2340000
2145000
1950000
1755000
Gold Loan in Guntakal Interest Rates and Charges
HDFC Gold Loan
9.90%
0.25 % - 1.50%
3 - 24 Month
Private Gold Loan
10.50%
0.25 % - 1.50%
9 - 24 Months
Axis Gold Loan
10.50%
0.50% - 1.50%
6 - 24 Months
Yes Bank Gold Loan
10.50%
0.50% - 1.50%
6 - 36 Months
SBI Gold Loan
9.50%
500/- to 0.50%
6 - 36 Months
Kotak Gold Loan
11.00%
1% to 2%
9 - 24 Months
IIFL Gold Loan
12.00%
Nil
3 - 11 Months
Muthoot Finance Gold Loan
12.00%
Nil
1 - 24 Months
Manappuram Gold Loan
12.50%
Nil
6 - 12 Months
PNB Gold Loan
11.00%
0.70% to 1%
6 - 12 Months
Canara Bank Gold Loan
10.75%
1 %
6 - 12 Months
IndusInd Bank Gold Loan
11.50%
1% - 1.5%
9 - 24 Months
Gold Loan in Guntakal Documents required
For Gold Loan Guntakal, given below are the required documents:
- Proof of Identity of the applicant: Passport Copy/ Voters ID card/Aadhaar card/ Driving License
- Address Proof of the applicant: Ration card/ Trade license /Electricity Bill/ Rental bill/ Passport copy/Shop & Est. License/Sales Tax certificate.
- Signature Proof of the applicant: Passport Copy/Banker’s verification/cheque/Driving License.
- 2 passport size photographs.
Additional Documents Required for Gold Loan Guntakal
- Income Proof: Salary Certificate and Form No.16
- Land Proof: For having an agriculture loan of more than 1 lac rupees, no proof is asked for allied agriculture purposes.
- A Demand Promissory Note.
- Bank will arrange the Certificate by the Jewel Appraiser for the verification process.
Gold Loan in Guntakal Eligibility Criteria
- The age requirements of the applying loan candidate should be at least 21 years and maximum up to 60 years.
- Candidate should be recognized as an Indian National.
GOLD LOAN @ 0.75%*
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Gold Loan Guntakal Agent and Contact number
Dialabank is one of the renowned and trusted agents for availing Gold Loan in Guntakal. You can register and apply on Dialabank website or contact 9878981166
By structurally comparing various banks and NBFCs, Dialabank provides an accurate and unbiased market comparison that can be used by users to make the right choice for themselves. For further application, you can visit our website, fill in a simple online form with your personal details. And, our customer relationship managers will get in touch with you to help out.
About Guntakal
Guntakal is a town in Anantapur district of the Indian state of Andhra Pradesh. It is the headquarters of the Guntakal Mandal in the Anantapur revenue division. It is also the headquarters of the Guntakal Railway Division in South Central Railway
