Gold Loan Guntakal

Gold Rate: ₹ 5,340 Per Gram

Interest Rate 7.0% p.a. ⍟

I have read the Privacy Policy & Agree to Terms & Conditions and authorize Dialabank & its partner institutions to Call or SMS me with reference to my application.
Unlock the Real Value of your Gold
Lowest Rate of Interest
Get Money in 30 Mins
Loan Amount Up to 1 Crore
Loan Tenure Up to 48 Months
Unbiased Experts Advice

Major Gold Loan Providers in Guntakal

Feature
HDFC Bank
ICICI Bank
Muthoot Finance
Interest Rate
9.90%
10.50%
12%
Min Loan Amt
Metro : 25000, Non : 15000
25000
15000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
3 months to 24 months
9 months to 24 months
1 month to 24 months
Processing Fee
0.25% to 1.50% of the Loan Amt
0.25% to 1.50%
Nil
Preclosure Chgs
2%, Nil foreclosure charges after 3 months
2%, Nil foreclosure charges after 9 months
Nil
Overdraft Facility
Yes
Yes
Yes
Pay Only Interest Facility
Yes
Yes
Yes
Gold Rate Per Gram
2500
2600
2700*

Gold Loan Guntakal Features

You can get gold loan Guntakal at very low-interest rates, please do not miss on this attractive opportunity and avail gold loan Guntakal now.

gold loan guntakal

  1. You can avail Loan up to Rs.1 Crore or more & up to 70% of value for any purpose
  2. You get 100% Safety & Security of your Gold Jewelry
  3. Get your Loan processed in less than 30 minutes
  4. Enjoy Anytime Liquidity.
  5. No EMI, Service only Interest and enjoy the Loan facility
  6. Simple documentation and fast processing.
  7. The overdraft limit varies depending on the market rate of gold.
  8. The interest rate is payable the only amount of the overdraft that you use.

Gold Loan Guntakal Interest Rates

Bank
Interest Rate
HDFC Bank Gold Loan
10.25% to 14%
Axis Bank Gold Loan
10.50% to 16%
ICICI Bank Gold Loan
10.75% to 16%
SBI Gold Loan
9.5 % to 13%
Kotak Gold Loan
11% to 14%
IIFL Gold Loan
9.24% to 24%
Muthoot Gold Loan
12% to 24%
Manappauram Gold Loan
12% to 26%
PNB Gold Loan
10.05% to 16%
Canara Bank Gold Loan
9.75 % to 13%
Andhra Bank Gold Loan
10.70% to 16%

Documents for Gold Loan Guntakal

  1. Proof of Identity of the applicant: Passport Copy/ Voters ID card/ Driving License/Aadhaar card.
  2. Address Proof of the applicant: Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate.
  3. Signature Proof of the applicant: Passport Copy/Driving License/Banker’s verification/cheque.
  4. 2 passport size photographs.

Additional Documents Required for Gold Loan Siliguri

  1. Income Proof: Salary Certificate and Form No.16
  2. Land Proof: In case of Agriculture Loan of more than Rs. 1 lac. The proof is not required for allied agriculture purposes.
  3. A Demand Promissory Note.
  4. Certificate by the Jewel Appraiser (Bank will arrange).

Eligibility Criteria for Gold Loan Guntakal

  1. The age requirements of the individual should be at least 21 years and maximum up to 60 years.
  2. Applicant should be an Indian National

gold loan at 1%

How to Apply for Gold Loan Guntakal

Online Process to Apply for Gold Loan Guntakal

You can apply for the HDFC Bank Gold Loan at Dialabank. The process is very very simple and easy. To start, you have to fill a simple form online which can be done on pc or mobile phone.

After that, you will get a call back from our side. Furthermore, you will get a document to pick up facility from your doorstep. For more information, you can call on 9878981166.

Dialabank is considered as the best platform to apply for a gold loan online. There are so many reasons behind this.

  1. First of all, Dialabank is India’s first financial helpline; it provides the best financial services to customers all over the country.
  2. The bank has a good reputation among the customers because of its best services.
  3. If you apply for a gold loan on Dialabank, then you will get a low HDFC Gold Loan Interest Rate.
  4. Dialabank provides a document pickup facility from the doorstep of the customer.
  5. Dialabank guides the customers free of cost. That is, there are no additional charges of applying for a gold loan online on the website of Dialabank.
  6. Less paperwork is required.
  7. You will get a high LTV of your gold.
  8. Relationship managers are trained enough to guide you in the entire process of Gold Loan.
Offline Process to Apply for Gold Loan Guntakal

HDFC Bank and Muthoot finance are the best options available for a gold loan offline.

The applicant also has an option to avail of an HDFC Gold Loan from the nearby branches. To do so, search Gold Loan near me on Google to find out the various option listed there, you can find HDFC bank gold loan listed there too, these are the departments from where you can avail the loan. Then, you will have to visit again and again until the loan approval from these departments. Thus, it can be a very tiring and time-consuming process.

For a better and faster option avail loan from HDFC Gold Loan Branches. As well as to find a branch that is nearby, search Muthoot Gold Loan near me. Google will enlist all the Muthoot Gold Loan Branches near you.

Processing Fees / Prepayment Charges on Gold Loan Guntakal

Bank
Processing Fee
Prepayment Charges
HDFC Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Gold Loan
0.50% to 1.50%
Nil
ICICI Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Gold Loan
500/- to 0.50%
Nil
Kotak Gold Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Gold Loan
Nil
Nil
Muthoot Gold Loan
Nil
Nil
Manappauram Gold Loan
Nil
Nil
PNB Gold Loan
0.70% to 1%
Nil
Canara Bank Gold Loan
1%
Nil
Andhra Bank Gold Loan
Nil
Nil

CIBIL Score Required for Gold Loan Guntakal

Please maintain a good CIBIL score to get your loan process faster.

Most institutions require A minimum score of 750 to process your loan application promptly and faster. Every lending institution, be it banks or NBFCs have its criteria for the minimum CIBIL score required for processing a Personal Loan application in Delhi.

The institutions don’t just look at different parameters and not just the overall score.

They look at the detailed behavior on the previous loans taken. This includes details on the type of loan taken and the amount borrowed. Any delayed payments for previous loans can act as a barrier to your availing of a new loan.

Gold Loan Guntakal Agents

Dialabank is one of the leading agents for availing Gold Loan in Guntakal. You can apply online at www.dialabank.com or give a call at 9878981166

Dialabank helps you to find the best option from major Banks and NBFCs across the country by providing you with the market comparison of different banks in a detailed and crystal clear method so that you can make the right choice. Visit our website www.dialabank.com and fill a simple form with your personal and employment details. Our customer relationship managers will soon get in touch with you.

Gold Loan Guntakal Contact Number

Call 9878981166 and get instant help and approval for Gold Loan now.

Pre Calculated EMI Table for Gold Loan Guntakal

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Guntakal

Guntakal is a town in Anantapur district of the Indian state of Andhra Pradesh. It is the headquarters of the Guntakal Mandal in the Anantapur revenue division. It is also the headquarters of the Guntakal Railway Division in South Central Railway


Share This

Menu