Gold Loan Guntur

Gold Rate: ₹ 5,121 Per Gram

⍟ Interest Rate 7.0% p.a. ⍟

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Unlock the Real Value of your Gold
Lowest Rate of Interest
Get Money in 30 Mins
Loan Amount Up to 1 Crore
Loan Tenure Up to 48 Months
Unbiased Experts Advice

Major Gold Loan Providers in Guntur

Feature
HDFC Bank
ICICI Bank
Muthoot Finance
Interest Rate
9.90%
10.50%
12%
Min Loan Amt
Metro : 25000, Non : 15000
25000
15000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
3 months to 24 months
9 months to 24 months
1 month to 24 months
Processing Fee
0.25% to 1.50% of the Loan Amt
0.25% to 1.50%
Nil
Preclosure Chgs
2%, Nil foreclosure charges after 3 months
2%, Nil foreclosure charges after 9 months
Nil
Overdraft Facility
Yes
Yes
Yes
Pay Only Interest Facility
Yes
Yes
Yes
Gold Rate Per Gram
2500
2600
2700*

Gold Loan Guntur Features

Gold Loan GunturWant to avail a low interest loan for personal use? What’s better than Gold loan. Gold loan is one asset that can be savior during financial crisis. It is secured, short-term, safe and is available at low- interest rates. Gold Loan Virar is a secured form of loan with a repayment for a period up to 1 year. The interest rate varies from bank to bank. Thus, it becomes important to check the availability of low interest rates across all banks. DialaBank does this job for you by providing you with best offers on Gold loan.

  1. You can avail Gold Loan Virar up to Rs.1 Crore or more & up to 70% of value for any purpose
  2. You get 100% Safety & Security of your Gold Jewellery
  3. Get your Gold Loan Virar processed in less than 30 minutes
  4. Enjoy Anytime Liquidity.
  5. No EMI, Service only Interest and enjoy the Loan facility
  6. Lower Interest Rates
  7. Simple documentation and fast processing
  8. Overdraft limit varies depending on the market rate of gold.
  9. The interest rate is payable the only amount of the overdraft that you use

Gold Loan Guntur Interest Rates

Bank
Interest Rate
HDFC Bank Gold Loan
10.25% to 14%
Axis Bank Gold Loan
10.50% to 16%
ICICI Bank Gold Loan
10.75% to 16%
SBI Gold Loan
9.5 % to 13%
Kotak Gold Loan
11% to 14%
IIFL Gold Loan
9.24% to 24%
Muthoot Gold Loan
12% to 24%
Manappauram Gold Loan
12% to 26%
PNB Gold Loan
10.05% to 16%
Canara Bank Gold Loan
9.75 % to 13%
Andhra Bank Gold Loan
10.70% to 16%

Documents for Gold Loan Guntur

  1. Proof of Identity: Passport Copy/ Voters ID card/ Driving License/Aadhaar card.
  2. Address Proof: Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate.
  3. Signature Proof: Passport Copy/Driving License/Banker’s verification/cheque.
  4. 2 passport size photographs.

Additional Documents Required for Gold Loan Guntur

  1. Land Proof: In case of Agriculture Loan of more than Rs. 1 lac. The proof is not required for allied agriculture purposes.
  2. A Demand Promissory Note.
  3. Certificate by the Jewel Appraiser (Bank will arrange).
  4. Income Proof: Salary Certificate and Form No.16

Eligibility Criteria for Gold Loan Guntur

  1. The minimum age requirements of the individual should be 21 years and maximum up to 60 years.
  2. Should be an Indian National

gold loan at 7%

How to Apply for Gold Loan Guntur

Online Process to Apply for Gold Loan Guntur

You can apply for the HDFC Bank Gold Loan at Dialabank. The process is straightforward. To begin, You have to fill a simple form online.

After that, you will get a call back from our side. Furthermore, you will get a document to pick up facility from your doorstep.

Dialabank is considered as the best platform to apply for a gold loan online. There are so many reasons behind this.

  1. First of all, Dialabank is India’s first financial helpline; it provides the best financial services to customers all over the country.
  2. Besides that, the bank has a good reputation among the customers because of its best services.
  3. Another reason, if you apply for a gold loan on Dialabank, then you will get a low  Gold Loan Interest Rate.
  4. Also, Dialabank provides document pickup facility from the doorstep of the customer.
  5. One more important thing is that the Dialabank guides the customers free of cost. That is, there are no additional charges of applying for a gold loan online on the website of Dialabank.
  6. Also, while applying for a gold loan through Dialabank, very less paperwork is required.
  7. One more thing is that you will get high LTV of your gold.
  8. Finally, the Relationship managers are trained enough to guide you in the entire process of Gold Loan.
Offline Process to Apply for Gold Loan Guntur

The applicant also has an option to avail an HDFC Gold Loan from the nearby branches. To do so, search Gold Loan near me on google. It will enlist all the neighbouring departments from where you can avail the loan. Then, you will have to visit again and again until the loan approval.

Thus, it can be a very tiring and time-consuming process. You can avail loan from HDFC Gold Loan Branches. As well as to find a branch that is nearby, search Muthoot Gold Loan near me. Google will enlist all the Muthoot Gold Loan Branches near you.

Processing Fees / Prepayment Charges on Gold Loan Guntur

Bank
Processing Fee
Prepayment Charges
HDFC Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Gold Loan
0.50% to 1.50%
Nil
ICICI Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Gold Loan
500/- to 0.50%
Nil
Kotak Gold Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Gold Loan
Nil
Nil
Muthoot Gold Loan
Nil
Nil
Manappauram Gold Loan
Nil
Nil
PNB Gold Loan
0.70% to 1%
Nil
Canara Bank Gold Loan
1%
Nil
Andhra Bank Gold Loan
Nil
Nil

CIBIL Score Required for Gold Loan Guntur

There is no need of CIBIL score for Gold loan Guntur

Gold Loan Guntur Agents

Dialabank is the leading agent for availing Gold Loan Guntur. You can apply online at www.dialabank.com or give a call at 9878981166

Dialabank helps you to find the best option of Banks and NBFCs by providing you with the detailed market comparison of different banks so that you can make the right choice. Visit our website www.dialabank.com and fill a simple form with your personal and employment details. Our customer relationship managers will soon get in touch with you.

Gold Loan Guntur Contact Number

Call 9878981166 and get instant help and approval for Gold loan Guntur.

Pre Calculated EMI Table for Gold Loan Guntur

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Guntur

Guntur; is a city and the administrative headquarters of Guntur district in the Indian state of Andhra Pradesh. Guntur city is the 24th most densely populated city in the world and 11th in India. It is situated 40 miles to the north of the Bay of Bengal, on the Eastern Coastal Plains.

FAQs About Gold Loan Guntur

  • What is the eligibility to avail a gold loan Guntur?

Anyone who is in urgent need of cash and owns gold jewellery or gold coins of 18-24 carats can avail a gold loan Guntur. 

  • Are my pledged gold ornaments safe with the lender?

Your pledged gold ornament is safely kept in the lender’s locker in accordance with the standards applicable to these lenders. Proper electronic surveillance technologies are also deployed to keep your gold safe.

  • Are gold loans in Guntur better than personal loans?

Being secured in nature, gold loans are cheaper than personal loans in Guntur. In addition, gold loans do not require any sort of income proofs as in the case of personal loans. Thus, gold loans are a better option especially if you are in need of short term cash requirements.

  • What are the essential documents required to avail a gold loan Guntur? 

 Availing a gold loan Guntur requires minimum hassle-free documentation, unlike other loans. The applicants are required to submit two passport-sized photographs, identity proof and address proof to avail a gold loan. 

  • How do I repay my gold loan in Guntur?

Once you have availed a gold loan in Guntur you will have to make monthly instalment payments i.e. EMIs to the lenders till the loan tenure completion. These payments can be made through cash/ DD/ cheque or online mode whichever possible.


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