Gold Loan Kheralu

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    Gold Loan Kheralu

    About Gold Loan Kheralu

    Major Gold Loan Providers in Kheralu

    Feature HDFC Bank SBI
    Muthoot Finance
    Interest Rate 9.90% onwards 7% onwards 12% onwards
    Min Loan Amt Metro : 25000, Non : 15000 25000 15000
    Max Loan Amt 1 Cr 1 Cr 1 Cr
    Loan Tenure 3 months to 24 months 9 months to 24 months
    1 month to 24 months
    Processing Fee 0.25% to 1.50% of the Loan Amt 0.25% to 1.50% Nil
    Pre-closure Charges 2%, Nil foreclosure charges after 3 months 2%, Nil foreclosure charges after 9 months Nil
    Overdraft Facility Yes Yes Yes
    Pay Only Interest Facility Yes Yes Yes
    Gold Rate Per Gram 3066 3073 3073

    Gold Loan KheraluGold Loan Kheralu

    Gold is one of the most valuable metals for Indians as its esteem in our lives cannot be overlooked since each individual is connected to it sincerelyIn any case, what is the point of keeping your gold in lockers when it cannot assist you in times of crisis

    In this way, availing a Gold Loan can assist you to overcome financial needs. It is the most perfect way to induce cash effortlessly in a brief span.

    Gold Loan is a secured advance where a client promises his gold as a security to the bank and gets the specified sum of credit.

    In this benefityou have got to deliver a few sum of interest to the bank at the side of the central sumBesides, The minute you return your credit you may get your vowed gold back and the bank is completely dependable for the security of the gold.

    Benefits of Gold Loan Kheralu

    1. Great Availability: Loan against gold is a secured service. Therefore the processing of this Loan is quick as the bank is mostly concerned with the quality and weight of the gold.
    2. Low Rate of Interest: In contrast to services like personal loans, Gold Loan Kheralu has the least interest rate as banks keep security against the Loan.
    3. Negligible foreclosure charges: Generally, banks do not have any prepayment charges, but some banks can charge a penalty of just 1%.
    4. Safety of Ornaments: The ornaments are more secure with the banks due to the strict security In the banking institutions, which is quite less at homes.
    5. No qualification of Credit Score: As Gold Loan Kheralu is a secured loan, therefore, the applicant does not have to worry about bad loan repayment history.
    6. Income-proof not required: The salary of an applicant is not an issue for availing a gold loan as it depends majorly on the weight and quality of gold available with the applicant.
    7. No loan processing charges: Another advantage is that the applicant does not have to pay extra for this service as the approval solely depends upon the asset kept as security.
    8. Flexible tenure: In addition to other advantages,  the applicant can choose the tenure of the Loan according to their requirements and needs.
    9. Only payment of interest: The applicant has the option to pay the principal amount at the end of the tenure and only the interest every month.

    Know More: Gold Loan Features

    Gold Loan Kheralu Interest Rates

    • Gold Loan Kheralu Interest rate – 10.70 %
    • Likewise, Gold Loan Kheralu offers low handling charge – 0.85%
    • Further, pre-closer charges extend from 0 – 2 %.
    • Other than Tenure least a half year; most extreme multi year
    • Concluding Amount – Thousand to a crore

    Know More – Gold Loan Interest Rate

    Documents for Gold Loan Kheralu

    1. Address Proof(any 1) : Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate.
    2. Proof of Identity(any 1) : Passport Copy/ Voters ID card/ Driving License/Aadhaar card.
    3. 2 passport size coloured photographs.
    4. Signature Proof(any 1) : Passport Copy/Driving License/Banker’s verification/cheque

    Additional Documents Required for Gold Loan Kheralu

    1. License by the Jewel Appraiser (Bank will regulate).
    2. Residence Proof : In case of Agriculture Loan of more than Rs. 1 lac. The proof is not required for allied farming determinations.
    3. An Interest Promissory Note.
    4. Income Proof: Salary Certificate and Form No.16

    Eligibility Criteria for Gold Loan Kheralu

    1. The age of the client ought not be under 18 years.
    2. Furthermore, The candidate ought to be a resident of India.
    3. The candidate ought to have gold in a proper adornment and not in the form of biscuits or coins.
    4. The weight of the gold ought to be 18 karats to 22 karats

    Know More – Gold Loan Per Gram

    GOLD LOAN @ 0.49%*

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    How to Apply for Gold Loan Kheralu

    Online Process to Apply for Gold Loan Kheralu

    You can apply online on Dialabank for the Gold Loan. Simply fill the application. At that point our representative will call you.

    For more acknowledgement, approach 9878981166 anytime.

    Dialabank is the best stage for applying for gold advances on the web. A portion of the reasons are:

    Our connection supervisor will furnish you with the information you like to know and will follow your question too. They will help you to locate the most reasonable gold advance offer.

    Gold Loan Kheralu requires exact moment desk work.

    Dialabank guides the administrations to the customers liberated from cost.

    Relationship chiefs are prepared immaculately to accompany and help you in a successful way.

    In the case of alluding by means of Dialabank, You will get a high LTV of your gold additionally at incredibly low-premium costs.

    Offline Process to Apply for Gold Loan Kheralu

    A candidate can apply for gold loans in local branches too. So, the candidate can examine on google and review the aspects of all the branches and investment clubs and choose a gold loan according to his preference. Still, there are prospects of performing the faulty choice. So, alternatively misusing ample of time, just give your workload to Dialabank. We will do all these tasks effortlessly and promptly that too free of cost.

    Processing Fees / Prepayment Charges on Gold Loan Kheralu

    Bank
    Processing Fee
    Prepayment Charges
    HDFC Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 3 months
    Axis Bank Gold Loan
    0.50% to 1.50%
    Nil
    ICICI Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 9 months
    SBI Gold Loan
    500/- to 0.50%
    Nil
    Kotak Gold Loan
    1% to 2%
    2.25% of fore closure amount if closed 1 month ahead of the tenure.
    IIFL Gold Loan
    Nil
    Nil
    Muthoot Gold Loan
    Nil
    Nil
    Manappauram Gold Loan
    Nil
    Nil
    PNB Gold Loan
    0.70% to 1%
    Nil
    Canara Bank Gold Loan
    1%
    Nil
    Andhra Bank Gold Loan
    Nil
    Nil

    CIBIL Score Required for Gold Loan Kheralu

    On the off chance of engaging in a gold advance, Details of the prior advance are to be introduced, for example, sort of sort and the worth taken. Any difficulties in portions can prompt control in the accompanying credit procedure.

    In addition, Every establishment requires a decent CIBIL score(lowest: 750) for preparing a Gold Loan.

    Along these lines, check these requirements before applying for a gold loan.

    Gold Loan Kheralu Agents

    The most reliable gold loan agent in Kheralu is Dialabank. You can apply online at Dialabank or give a call at 9878981166.

    Dialabank encourages you to locate the most ideal choice. You can fill the application form to get the best benefits as soon as you apply.

    Gold Loan Kheralu Contact Number

    Call 9878981166 and avail beneficial assistance and approval for Gold Loan in Kheralu now.

    Pre Calculated EMI Table for Gold Loan Kheralu

    Rate
    5 Yrs
    4 Yrs
    3 Yrs
    10.50%
    2149
    2560
    3250
    11.00%
    2174
    2584
    3273
    11.50%
    2199
    2608
    3297
    12.00%
    2224
    2633
    3321
    12.50%
    2249
    2658
    3345
    13.00%
    2275
    2682
    3369
    13.50%
    2300
    2707
    3393
    14.00%
    2326
    2732
    3417
    14.50%
    2352
    2757
    3442
    15.00%
    2378
    2783
    3466

    About Kheralu

    Kheralu is a city and a municipality in Mehsana district in the Indian state of Gujarat. It is a little north of Mehsana Proper town and it is approximately half the size of Mehsana.