All about Gold Loan Kondapur
In case of a medical emergency when urgent cash is required, you can get hassle-free financing and fast disbursal of Loan. The only documents required for Gold Loan is your identity proof and just your photo. You can apply for this online also and get the comparison.
Need immediate cash to tackle the imminent financial crisis? Then don’t worry because the gold loan is the only loan which is processed under 30 mins. And the loan amount will be credited directly into your account which can be directly used for any financial requirement and the paperwork is very less, and the loan disbursement generally happens under 30 minutes.
About Gold Loan Kondapur
Life is full of uncertainties. Thus you may need money to cope up with financial hurdles in your life. In this case, you can get a Gold Loan to fight with the financial crisis. Gold loan is a secured loan. Gold loan is one of the best loans in India. Gold Loan comes with a lot of benefits and unique features. Thus, make use of your gold in your bad time, and overcome the financial problems.
Read More – About Gold Loan
Gold Loan Kondapur Interest Rates
- First of all, The interest rate of this service starts at 10.5%-12% p.a.
- Secondly, The financial organizations provide these loans for 1 to 4 years.
- Thirdly, The pre-closure charges are in between 0% to 2% of the value of the loans.
Eligibility for Availing Gold Loan Kondapur
- First of all the age of the applicant should be more than 18 years.
- After that, the maximum age of the applicant can be 70 years.
- The applicant should be a citizen if India.
- The Gold quality should be 18 karats to 22 karats
Know More – Gold Loan: Factors to Remember
Find the most suitable offer for Gold Loan Kondapur
- Personalized Service: Our trained Relationship Managers will understand your requirements and your profile and help you find the most suitable Gold Loan offer.
- Rate Comparison: We help you understand the details of all costs involved in taking a Gold Loan and help you find the Cheapest Offer.
- Research: Benefit from our detailed research on all the products from the leading Gold Loan players in the market and make the right choice.
- Zero Charges: Dialabank offers personalized service to its customers at zero fees. Use our services to find the right Gold Loan deal at no extra cost.
- Unbiased and Transparent Search: Our objective is to simplify your Gold Loan search, and we provide information in an unbiased and transparent manner.
Features of Gold Loan Kondapur
- You can avail Gold Loan up to Rs.1 Crore & up to 90% of value for any purpose
- You get 100% Safety & Security of your Gold Jewellery / Bars
- Get your loan processed in 30 minutes
- Enjoy Anytime Liquidity
- No EMI, Service only Interest and enjoy the Loan facility
- Lower Interest Rates
- Simple documentation and fast processing.
- Overdraft limit varies depending on the market rate of gold.
- The rate of interest is payable the only amount of the overdraft that you use.
Know More – Gold Loan Features and Benefits
Required Documents for Gold Loan Kondapur
- Identity Proof (Passport Copy/ Voters ID card/ Driving License).
- Proof of Address (Ration card/ Tel, Electricity. Bill/ Rental Agr. / Passport copy/ Trade license /Shop & Est. License/Sales Tax certificate).
- Signature Verification Proof (Passport Copy/Driving License/Banker’s verification/cheque)
- Two passport size photographs.
Additional Documentation for Gold Loan Kondapur
- Land Proof – In the case of Agriculture Loan on gold of more than Rs. 1 lakh the proof is not required for associated with agriculture purposes.
- Needed a Demand Promissory Note: (Bank will arrange) Certificate by the Jewel Appraiser.
- Income Proof of Salary Certificate & Form No.16
Know more – about CIBIL Score
How to Apply for Gold Loan Kondapur Online?
- Firstly, visit our website that is Dialabank
- Secondly, the applicant has to fill a form Online which involve necessary information.
- After this, you will get a call back from our Relationship Manager to clear all doubts as well as to assist you in the entire process of the Gold Loan.
- Next, the applicant can check his /her eligibility for further clarification of the approval of a gold loan.
- Moreover, Submit all the documents need as proofs in the bank.
- Gold loan is approved in some minutes and disbursed within a day.
- Lastly, call us directly for any quires at 9592046860, to clear any doubts.
Know More – Gold Loan Near Me
FAQs About Gold Loan
- How does Gold Loan work?
Loan on gold is very simple to understand. The Banks /NBFC provides you with funds against your gold ornament. The amount depends upon the gold weight.
- Gold Loan is secured?
Yes, it is essential to note that the loan on gold comes in the category of secured loans. Because in a gold loan the applicant put their gold ornaments into the bank’s locker as security or as collateral.
- What happens when you don’t repay a Gold Loan?
If the borrower is unable to return the gold loan on time, then the bank is liable to sell his gold ornaments.
- To get a gold loan do I need a co-applicant?
No, to avail Gold loan you don’t need any co-applicant
- Is Gold loan better than a Personal loan?
Yes, a Gold loan is better than personal Loan because in Gold Loan banks/NBFC’s takes Gold ornament as well as a gold coin as collateral and in case of Personal loan it is un-secured and hence carries higher interest than a gold loan.
- What is the best online platform to avail gold loan?
Dialabank is the best platform to get a loan. Dialabank provides you hassle-free process as well as the lowest interest rate in the market as compared to others.
- Is there any fee payable for the Gold Loan?
Yes, you have to pay the loan processing fee (non-refundable) as well as Valuation fee.
Gold Loan Interest Rate of Different Banks – Updated on 2019
Table of Contents
- 1 All about Gold Loan Kondapur
- 1.1 About Gold Loan Kondapur
- 1.2 Gold Loan Kondapur Interest Rates
- 1.3 Eligibility for Availing Gold Loan Kondapur
- 1.4 Find the most suitable offer for Gold Loan Kondapur
- 1.5 Features of Gold Loan Kondapur
- 1.6 Required Documents for Gold Loan Kondapur
- 1.7 How to Apply for Gold Loan Kondapur Online?
- 1.8 About Kondapur
- 1.9 FAQs About Gold Loan
- 1.10 Gold Loan Interest Rate of Different Banks – Updated on 2019