Gold Loan Mumbra

AT 0.49%* INTEREST RATE
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    Gold Loan Mumbra

    Best Banks for Gold Loans in Mumbra

    Feature
    HDFC Bank
    ICICI Bank
    Muthoot Finance
    Interest Rate
    9.90%
    10.50%
    12%
    Min Loan Amt
    Metro : 25000, Non : 15000
    25000
    15000
    Max Loan Amt
    1 Cr
    1 Cr
    1 Cr
    Loan Tenure
    3 months to 24 months
    9 months to 24 months
    1 month to 24 months
    Processing Fee
    0.25% to 1.50% of the Loan Amt
    0.25% to 1.50%
    Nil
    Preclosure Chgs
    2%, Nil foreclosure charges after 3 months
    2%, Nil foreclosure charges after 9 months
    Nil
    Overdraft Facility
    Yes
    Yes
    Yes
    Pay Only Interest Facility
    Yes
    Yes
    Yes
    Gold Rate Per Gram
    2500
    2600
    2700*

    Gold Loan Mumbra Features

    Gold Loan Mumbra

    Unable to accomplish your financial goals?

    Running low on your savings?

    While bankruptcy or low account balance is a matter of worry. One should know that there is nothing in this world that can’t be solved. If you have ever invested in gold, Gold Loan is something that you can consider. It is a secured loan and requires minimal paperwork for verification and approval.

    Gold Loan Mumbra’s main objective is to help its customers by providing feasible interest rates. Though gold loan can be approved without much paperwork. Ideally, a person should have a good credit score along with a stable source of income to get their loan approved faster.

    Moreover, you can take a loan of 75 percent of the market value of gold, this happens due to variation in the market price of the gold.

    Gold Loan Rate Per Gram Today in Mumbra 

    Updated - Gold Loan Per Gram Rate w.e.f Aug 13 2022

    Gold Weight Gold Purity
    24 Carat
    Gold Purity
    22 Carat
    Gold Purity
    20 Carat
    Gold Purity
    18 Carat
    1 gram 4621 4290 3900 3510
    10 gram 46210 42900 39000 35100
    20 gram 93600 85800 78000 70200
    30 gram 140400 128700 117000 105300
    40 gram 187200 171600 156000 140400
    50 gram 234000 214500 195000 175500
    100 gram 468000 429000 390000 351000
    200 gram 936000 858000 780000 702000
    300 gram 1404000 1287000 1170000 1053000
    400 gram 1872000 1716000 1560000 1404000
    500 gram 2340000 2145000 1950000 1755000

    Gold Loan Mumbra Interest Rates 

    Feature
    Gold Loan
    Interest Rate
    Processing Fee
    Tenure
    HDFC Gold Loan 9.90% 0.25 % - 1.50% 3 - 24 Month
    ICICI Gold Loan 10.50% 0.25 % - 1.50%  9 - 24 Months
    Axis Gold Loan 10.50% 0.50% - 1.50% 6 - 24 Months
    Yes Bank Gold Loan 10.50% 0.50% - 1.50% 6 - 36 Months
    SBI Gold Loan 9.50% 500/- to 0.50% 6 - 36 Months
    Kotak Gold Loan 11.00% 1% to 2% 9 - 24 Months
    IIFL Gold Loan 12.00% Nil 3 - 11 Months
    Muthoot Finance Gold Loan 12.00% Nil 1 - 24 Months
    Manappuram Gold Loan 12.50% Nil 6 - 12 Months
    PNB Gold Loan 11.00% 0.70% to 1% 6 - 12 Months
    Canara Bank Gold Loan 10.75% 1 % 6 - 12 Months
    IndusInd Bank Gold Loan 11.50% 1% - 1.5% 9 - 24 Months

    Gold Loan in Mumbra Documents required

    1. Proof of Identity: Passport Copy/ Voters ID card/ Driving License or any other document.
    2. Address Proof: Ration card/ Telephone Bill/ Electricity Bill/ Rental bill or any other recognized document.
    3. Signature Proof: Driving License/Banker’s verification/cheque/ Copy of the Passport or any other recognized document.
    4. 2 passport size photographs.

    Additional Documents Required for Gold Loan Mumbra

    1. Land Proof: For agriculture Loan of more than Rs. 1 lac, the proof is required. While no proof is claimed for allied agriculture plans.
    2. A Demand Promissory Note, if asked.
    3. Certificate by the Certified Jewel Appraiser (Bank will arrange).
    4. Income Proof: Salary Certificate and Form No.16

    Eligibility Criteria for Gold Loan Mumbra

    1. The applicant’s age should be between 21 years and 60 years.
    2. Must recognize himself/herself as Indian national.

    GOLD LOAN @ 0.49%*

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    How to Apply for Gold Loan Mumbra

    Online Process to Apply for Gold Loan Mumbra

    With a pool of banks to choose from, you can choose any of the banks on Dialabank.

    You just need to register on Dialabank.

    Then, you will get a call back from our delegate. To ease the verification process, you will get the document pick-up facility from your doorstep.

    You can know a lot more by calling at 9878981166

    Dialabank is reflected to be the best platform to apply for a gold loan online. Several reasons behind this are:

    1. Dialabank is the first financial helpline of India that provides financial services across every corner of the country.
    2. Dialabank is free help for all the customers who apply through its website.
    3. Customers will always remain in the advantage. They will get a high LTV of their gold.
    4. Also, the bank is in good terms with customers because of its fast services.
    5. The expected Gold loan interest rate while applying through Dialabank is lower than any other bank.
    6. For customer’s ease, Dialabank provides a document pickup facility from their doorstep.
    7. Additionally, while applying for a Gold loan per gram through Dialabank, a very small amount of paperwork is required.
    8. In the end, the Relationship managers are prepared to guide and serve you in the complete process of Gold Loan.
    Offline Process to Apply for Gold Loan Mumbra

    You can avail of Gold Loan offline by surfing on the web. If you search for any gold loan near you, Google will provide a list of available banks and NBFCs that can help you. Once you go through it, you will need to call each bank or finance company and select one of them. At Dialabank, you can do this work in a faster and smoother manner.

    Getting your loan approved is as easy as solving the universe. To get your loan approved, you might need to visit different departments repetitively. Dialabank saves you from this process by providing a structured market comparison and document pick-up facility from your doorstep.

    Some banks and finance company where this process is much faster is HDFC Gold Loan branches and Muthoot Gold Loan branches.

    You can avail loans from HDFC Gold Loan Branches. As well as to find a branch that is nearby, search Muthoot Gold Loan near me. Google will enlist all the Muthoot Gold Loan Branches near you.

    Processing Fees / Prepayment Charges on Gold Loan Mumbra

    Bank
    Processing Fee
    Prepayment Charges
    HDFC Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 3 months
    Axis Bank Gold Loan
    0.50% to 1.50%
    Nil
    ICICI Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 9 months
    SBI Gold Loan
    500/- to 0.50%
    Nil
    Kotak Gold Loan
    1% to 2%
    2.25% of fore closure amount if closed 1 month ahead of the tenure.
    IIFL Gold Loan
    Nil
    Nil
    Muthoot Gold Loan
    Nil
    Nil
    Manappauram Gold Loan
    Nil
    Nil
    PNB Gold Loan
    0.70% to 1%
    Nil
    Canara Bank Gold Loan
    1%
    Nil
    Andhra Bank Gold Loan
    Nil
    Nil

    CIBIL Score Required for Gold Loan Mumbra

    Having a good CIBIL score is helpful in other loans. In gold loan, any CIBIL score would do the job.

    Gold Loan Mumbra Agents and Contact Number 

    In Mumbra, Dialabank is one of the eminent gold loan agents. You can connect further via Dialabank online or make a call at 9878981166.

    To choose between the various banks and NBFCs, Dialabank provides you with a structured market comparison among different top banks. To make it clearer for you, Dialabank breaks out all the complex terms so that you can make your choice wisely. Besides, you should visit our website and fill a simple form online. Once you do it, our customer relationship managers will soon get in touch with you.

    Pre Calculated EMI Table for Gold Loan Mumbra

    Rate
    5 Yrs
    4 Yrs
    3 Yrs
    10.50%
    2149
    2560
    3250
    11.00%
    2174
    2584
    3273
    11.50%
    2199
    2608
    3297
    12.00%
    2224
    2633
    3321
    12.50%
    2249
    2658
    3345
    13.00%
    2275
    2682
    3369
    13.50%
    2300
    2707
    3393
    14.00%
    2326
    2732
    3417
    14.50%
    2352
    2757
    3442
    15.00%
    2378
    2783
    3466

    About Mumbra

    In the Thane district of Maharashtra, Mumbra is a city and suburb within the Greater Mumbai area. In old times, Mumbra was a flourishing shipbuilding center. The city is known for its commercial activities. Besides, there is a Mumba Devi Goddess temple at the peak of the hill that makes it remarkable. Also, all these little things make this place worth visiting for once.