Gold Loan Nangal

AT 0.49%* INTEREST RATE
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    Gold Loan Nangal

    Major Gold Loan Providers in Nangal

    Feature HDFC Bank SBI
    Muthoot Finance
    Interest Rate 9.90% onwards 7% onwards 12% onwards
    Min Loan Amt Metro : 25000, Non : 15000 25000 15000
    Max Loan Amt 1 Cr 1 Cr 1 Cr
    Loan Tenure 3 months to 24 months 9 months to 24 months
    1 month to 24 months
    Processing Fee 0.25% to 1.50% of the Loan Amt 0.25% to 1.50% Nil
    Pre-closure Charges 2%, Nil foreclosure charges after 3 months 2%, Nil foreclosure charges after 9 months Nil
    Overdraft Facility Yes Yes Yes
    Pay Only Interest Facility Yes Yes Yes
    Gold Rate Per Gram 3066 3073 3073

    Gold Loan Nangal Features

    Dialabank is the ultimate solution for your financial requirements. Avail Gold loan easily with very few document needs, attractive interest rates, instant loan and complete safety of your jewels.

    The gold loan requires a few documents and is approved within 48 hours after all the verification process. We provide financial aid to our customers at easily affordable interest rates. The applicant needs to have a reliable source of income and good credit history to make the verification and loan approval process faster. Furthermore, loan up to 75 per cent of the market value of gold can be availed due to fluctuation in the market price of the gold.

    Gold Loan Nangal Interest Rates

    Bank Interest Rate
    HDFC Bank Gold Loan 9.9% to 14%
    Axis Bank Gold Loan 10.50% to 16%
    ICICI Bank Gold Loan 10.75% to 16%
    SBI Gold Loan 9.5 % to 13%
    Kotak Gold Loan 11% to 14%
    IIFL Gold Loan 9.24% to 24%
    Muthoot Gold Loan 12% to 24%
    Manappauram Gold Loan 12% to 26%
    PNB Gold Loan 10.05% to 16%
    Canara Bank Gold Loan 9.75 % to 13%
    Andhra Bank Gold Loan 10.70% to 16%

    Documents for Gold Loan Nangal

    Dialabank

    • Identity Proof: Passport Copy/ Voter ID card/ Aadhaar card/ Driving License.
    • Address Proof: Ration card/ Telephone or Electricity Bill/ Rental bill/ Passport copy/ Trade license / Shop License/ Sales Tax certificate.
    • Signature Proof: Passport Copy/ Driving License/ Banker’s verification or Cheque.
    • 2 passport size photographs.

    Additional Documents Required for Gold Loan Nangal

    1. Land Proof (For Agriculture Loan exceeding Rs. 1 lac; not required for allied agriculture purposes).
    2. A Demand Promissory Note.
    3. Certificate by Jewel Appraiser (Bank will arrange).
    4. Income Proof (Salary Certificate and Form No.16)

    Eligibility Criteria for Gold Loan Nangal

    • Age limit: 21-60 years 
    • Indian Nationality.

    GOLD LOAN @ 0.49%*

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    How to Apply for Gold Loan Nangal

    Online Process to Apply for Gold Loan Nangal
    • Apply for the Gold Loan at Dialabank.
    • Fill a simple form online.
    • Get a call back from our representative.
    • Document to pick up facility available from your doorstep.

    Dialabank is the best platform to apply for a gold loan online as:

    • We are India’s first financial helpline and provide the best financial services to customers all over India.
    • We charge no additional fee for the online application on our website.
    • Get a high LTV of your gold along with the complete security of your jewels.
    • We enjoy a good reputation among our customers because of our reliable services.
    • Apply for a gold loan with us and get a low gold loan interest rate.
    • We provide a document pick-up facility from your doorstep.
    • Very little paperwork is required to ease the process.
    • Our Relationship Managers are trained thoroughly to serve you in the entire process.

    For more information, contact 9878981166.

    Offline Process to Apply for Gold Loan Nangal

    The applicant may also avail of the Gold Loan from nearby branches. To do so,

    • Search Gold Loan near me on google.
    • A list of all nearby branches of banks and finance companies will appear.
    • Select them according to your preference and knowledge.
    • Visit those departments and apply for the loan
    • Be prepared to visit many times before than loan gets finally approved!

    Some financial institutes where this process can be much faster is HDFC Gold Loan branches and Muthoot Gold Loan branches. Avail loans from HDFC Gold Loan branches. To find a nearby branch, you may search for Muthoot Gold Loan near me. All the Muthoot Gold Loan Branches near you will be enlisted.

    Dialabank can make it a piece of cake for you!

    Processing Fees / Prepayment Charges on Gold Loan Nangal

    Bank
    Processing Fee
    Prepayment Charges
    HDFC Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 3 months
    Axis Bank Gold Loan
    0.50% to 1.50%
    Nil
    ICICI Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 9 months
    SBI Gold Loan
    500/- to 0.50%
    Nil
    Kotak Gold Loan
    1% to 2%
    2.25% of fore closure amount if closed 1 month ahead of the tenure.
    IIFL Gold Loan
    Nil
    Nil
    Muthoot Gold Loan
    Nil
    Nil
    Manappauram Gold Loan
    Nil
    Nil
    PNB Gold Loan
    0.70% to 1%
    Nil
    Canara Bank Gold Loan
    1%
    Nil
    Andhra Bank Gold Loan
    Nil
    Nil

    CIBIL Score Required for Gold Loan Nangal

    Having a good CIBIL score is obligatory for availing the gold loan per gram. That is the reason every lending institution has its own criteria for the minimum CIBIL score of 700-750 for processing a Gold Loan application.

    Not just your CIBIL score, the institutions also look at the detailed behaviour on the previous loans taken, which includes details on the type of loan taken and the amount borrowed. Any delayed payments for previous loans can act as a barrier to avail a fresh loan. Thus, make sure your CIBIL score is good before applying for a loan

    Gold Loan Nangal Agents

    One of the leading and most trusted loan agents in India is Dialabank. We help you to find the best-suited alternative by providing a detailed and structured market comparison of different banks. So no need to worry about the complex information and process you have to go through and hence make the right choice with us!

    Visit our website to fill a simple form asking for basic details. Afterwards, our Customer Relationship Manager will get in touch with you.

    Gold Loan Nangal Contact Number

    You can apply online at Dialabank or give a call at 9878981166 and get instant help and immediate approval for Gold Loan.

    Pre Calculated EMI Table for Gold Loan Nangal

    Rate
    5 Yrs
    4 Yrs
    3 Yrs
    10.50%
    2149
    2560
    3250
    11.00%
    2174
    2584
    3273
    11.50%
    2199
    2608
    3297
    12.00%
    2224
    2633
    3321
    12.50%
    2249
    2658
    3345
    13.00%
    2275
    2682
    3369
    13.50%
    2300
    2707
    3393
    14.00%
    2326
    2732
    3417
    14.50%
    2352
    2757
    3442
    15.00%
    2378
    2783
    3466

    About Nangal

    Located in the foot of the Shiwalik Hills, Nangal is a town in the state of Punjab. Bhakra Dam comes as a major tourist attraction. The place is divided into three parts- Nangal, Naya Nangal and Nangal Township. Naya Nangal even has well-developed race tracks and Gold club.

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