Major Gold Loan Providers in Sandur

Gold Loan Sandur Features

Now you can leave all your financial worries behind as Gold Loan is available for you anytime. Being a secured loan, it requires less documentation and so you can get your gold loan approved within 48 hours of the completion of the verification process.

Gold Loan Sabdur provides its customers with financial aid at the best and most affordable interest rates. To get a Gold loan approval, the candidate must have a rigid and a considerable source of income. Also, good credit history is very important, these will make the process of verification and loan approval faster.

Keeping in mind the fluctuation in the market value of gold, you can avail of a loan amount of up to 75 percent of the market price of gold.

Gold Loan Sandur Interest Rates

Documents for Gold Loan Sandur

1. Proof of Identity requires any of the following: Passport Copy/ Voters ID card/ Driving License/Aadhaar card.
2. Address Proof requires any of the following: Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate.
3. Signature Proof requires any of the following: Passport Copy/Driving License/Banker’s verification/cheque.
4. 2 passport size photos.

Additional Documents Required for Gold Loan Sandur

1. Proof of Land: In Agriculture Loan of more than Rs. 1 lac. The same is not needed for allied agriculture purposes.
2. A Demand Promissory Note.
3. The Jewel Appraiser Certification (Bank will arrange).
4. Proof of Income: Salary Certificate and Form No.16

Eligibility Criteria for Gold Loan Sandur

1. The minimum age of the individual needs to be 21 years and maximum up to 60 years.
2. Must be an Indian National.

How to Apply for Gold Loan Sandur

Online Process to Apply for Gold Loan Sandur

You can choose to apply for the HDFC Bank Gold Loan at Dialabank.

You just need to fill a simple online form.

You will get a call from our representative once you have filled the form. Furthermore, you will also get a doorstep document pick-up facility.

For more details, you can ring us on 9878981144 anytime.

Dialabank is highly regarded as the perfect platform to apply for a gold loan online and there are many reasons behind that including:

1. Dialabank is India’s first financial helpline; it carries a legacy of providing the best financial services to its customers all over the country.
2. Dialabank guides all the customers with no additional charges to apply for a gold loan online on the website of Dialabank.
3. Moreover, you will even get a high LTV of your gold.
4. The bank carries a good reputation amongst the customers due to its fine and fast services.
5. If you choose to apply for a gold loan on Dialabank, you will enjoy a low HDFC Gold Loan Interest Rate.
6. Dialabank provides a doorstep document pickup facility to ease the process for its customers.
7. When you apply for a gold loan rate per gram through Dialabank, very little documentation is needed.
8. Our Relationship Managers are skilled and trained thoroughly to guide in the process of Gold Loan.

Offline Process to Apply for Gold Loan Sandur

In order to get a loan through the nearby branches. The applicant needs to search Gold Loan near me on google. The search will provide information about all the bank branches and finance companies that provide gold loans near you. To select the suitable option you will base it on preference and knowledge, but Dialabank can make it easier for you by assisting you.

To apply for the loan, you will have to visit various departments, and then you need to visit many times more before the gold loan gets approved.

Some banks and finance companies which include HDFC Gold Loan branches and Muthoot Gold Loan branches offer a much faster process.

You can also avail of gold loans from HDFC Gold Loan Branches. if you wish to locate a branch that is near you, search Muthoot Gold Loan nearby. Google will show all the Muthoot Gold Loan Branches near you.

Processing Fees / Prepayment Charges on Gold Loan Sandur

CIBIL Score Required for Gold Loan Sandur

When you choose to apply for a Gold Loan, a good CIBIL score plays a significant part, this is due to the fact that every lending institution in Sandur has its criteria for the minimum CIBIL score that is required to process a Gold Loan application. Most of the institutions ask for a minimum CIBIL score of 750 for processing your gold loan application.

The CIBIL score is not the only criterion, the institutions also consider a detailed behavior on your previous loans. These details include the type of loan taken and the amount borrowed. So any delayed payments shown for your previous loans can act as a hurdle to you availing a new loan. Make sure your CIBIL score is good before you apply for a gold loan.