Gold Loan Santosh Nagar

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    Gold Loan Santosh Nagar

    Best Banks for Gold Loan in Santosh Nagar

    Feature HDFC Bank SBI
    Muthoot Finance
    Interest Rate 9.90% onwards 7% onwards 12% onwards
    Min Loan Amt Metro : 25000, Non : 15000 25000 15000
    Max Loan Amt 1 Cr 1 Cr 1 Cr
    Loan Tenure 3 months to 24 months 9 months to 24 months
    1 month to 24 months
    Processing Fee 0.25% to 1.50% of the Loan Amt 0.25% to 1.50% Nil
    Pre-closure Charges 2%, Nil foreclosure charges after 3 months 2%, Nil foreclosure charges after 9 months Nil
    Overdraft Facility Yes Yes Yes
    Pay Only Interest Facility Yes Yes Yes
    Gold Rate Per Gram 3066 3073 3073

    Gold Loan Santosh Nagar Features

    Now you can avail Gold loan online Santosh Nagar having the following features:

    gold loan santosh nagar

    1. You can avail Loan up to Rs.1 Crore or more & up to 70% of value for any purpose.
    2. You get 100% Safety & Collateral of your Gold Jewellery.
    3. Get your loan processed within 30 minutes.
    4. Enjoy Anytime Liquidity in Gold Loan Santosh Nagar.
    5. No EMI, Service only Interest and enjoy the Loan facility.
    6. Lower Interest Rates in Gold Loan Santosh Nagar.
    7. Simple documentation and fast processing happen in Gold Loan Santosh Nagar.
    8. The overdraft limit is dependent on the market value of gold.
    9. The rate of interest is payable the only amount of the overdraft that you make use of.

    Gold Loan Rate Per Gram Today in Santosh Nagar

    Updated - Gold Loan Per Gram Rate w.e.f Nov 28 2022

    Gold Weight Gold Purity
    24 Carat
    Gold Purity
    22 Carat
    Gold Purity
    20 Carat
    Gold Purity
    18 Carat
    1 gram 4621 4290 3900 3510
    10 gram 46210 42900 39000 35100
    20 gram 93600 85800 78000 70200
    30 gram 140400 128700 117000 105300
    40 gram 187200 171600 156000 140400
    50 gram 234000 214500 195000 175500
    100 gram 468000 429000 390000 351000
    200 gram 936000 858000 780000 702000
    300 gram 1404000 1287000 1170000 1053000
    400 gram 1872000 1716000 1560000 1404000
    500 gram 2340000 2145000 1950000 1755000

    Gold Loan in Santosh Nagar Interest Rates and Charges  

    Feature
    Gold Loan
    Interest Rate
    Processing Fee
    Tenure
    HDFC Gold Loan 9.90% 0.25 % - 1.50% 3 - 24 Month
    ICICI Gold Loan 10.50% 0.25 % - 1.50%  9 - 24 Months
    Axis Gold Loan 10.50% 0.50% - 1.50% 6 - 24 Months
    Yes Bank Gold Loan 10.50% 0.50% - 1.50% 6 - 36 Months
    SBI Gold Loan 9.50% 500/- to 0.50% 6 - 36 Months
    Kotak Gold Loan 11.00% 1% to 2% 9 - 24 Months
    IIFL Gold Loan 12.00% Nil 3 - 11 Months
    Muthoot Finance Gold Loan 12.00% Nil 1 - 24 Months
    Manappuram Gold Loan 12.50% Nil 6 - 12 Months
    PNB Gold Loan 11.00% 0.70% to 1% 6 - 12 Months
    Canara Bank Gold Loan 10.75% 1 % 6 - 12 Months
    IndusInd Bank Gold Loan 11.50% 1% - 1.5% 9 - 24 Months

    Gold Loan in Santosh Nagar Documents Required

    1. Anyone Proof of Identity is mandatory: Passport Copy/ Voters ID card/ Driving License/Aadhaar card.
    2. At least one Address Proof is imperative: Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate.
    3. Signature Proof: Passport Copy/Driving License/Banker’s verification/cheque.
    4. 2 passport size photographs.

    Additional Documents Required for Gold Loan Santosh Nagar

    1. Land Proof is mandatory when you apply for an Agriculture Loan of more than Rs. 1 lac. The proof is not essential for allied agriculture purposes.
    2. A Demand Promissory Note.
    3. Authorization by the Jewel Appraiser (Bank will collect it for you).
    4. Income Proof: Salary Certificate and Form No.16

    Gold Loan in Santosh Nagar Eligibility Criteria

    1. The minimum age qualification for the individual should be 21 years and a maximum of up to 60 years.
    2. The applicant should have Indian nationality.

    GOLD LOAN @ 0.49%*

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    How to Apply for Gold Loan Santosh Nagar

    Online Process to Apply for Gold Loan Santosh Nagar

    You can apply for the per gram Gold Loan  Santosh Nagar at Dialabank. The process is straightforward. Just fill out a form with Dialabank and avail offers.

    After that, you will get a call from our operator. For more information about Gold Loan Santosh Nagar, you can call on 9878981166.

    Dialabank is considered as the best plan to apply for a gold loan online. The reasons behind this are:

    1. Dialabank is India’s first financial helpline; it provides the best financial facilities to consumers all over the country.
    2. The bank has a good reputation among the customer’s cause of its best services.
    3. While applying for a gold loan through Dialabank, less paperwork is required.
    4. You will avail of a high LTV i.e. Loan-To-Value of your gold.
    5. Finally, the Relationship managers are instructed enough to guide you in the entire process of Gold Loan.
    6. Another reason, if you apply for a gold loan on Dialabank, you will get a low Gold Loan Interest Rate.
    7. Also, Dialabank provides a document pickup facility from the doorstep for its customers.
    8. One more important thing is that the Dialabank guides the customers charge-free.
    Offline Process to Apply for Gold Loan Santosh Nagar

    The offline process is not as fast as the online process but still, we have many options for you if you want to take a gold loan offline.

    The applicant also has an option to avail of a interest rates on gold loan from the nearest bank branch. To do so, you just ask google Gold Loan near me. Google will show all the nearby departments from where you can avail of the loan. Then, you have to visit again and again until the gold loan approval.

    Processing Fees / Prepayment Charges on Gold Loan Santosh Nagar

    Bank
    Processing Fee
    Prepayment Charges
    HDFC Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 3 months
    Axis Bank Gold Loan
    0.50% to 1.50%
    Nil
    ICICI Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 9 months
    SBI Gold Loan
    500/- to 0.50%
    Nil
    Kotak Gold Loan
    1% to 2%
    2.25% of fore closure amount if closed 1 month ahead of the tenure.
    IIFL Gold Loan
    Nil
    Nil
    Muthoot Gold Loan
    Nil
    Nil
    Manappauram Gold Loan
    Nil
    Nil
    PNB Gold Loan
    0.70% to 1%
    Nil
    Canara Bank Gold Loan
    1%
    Nil
    Andhra Bank Gold Loan
    Nil
    Nil

    CIBIL Score Required for Gold Loan Santosh Nagar

    Most institutions require a 750 minimum CIBIL score to process your gold loan application. Every lending institution has its criteria for the minimum CIBIL score required for processing a Gold Loan application in Santosh Nagar, so maintain constancy in your CIBIL score

    The institutions don’t just check at the overall CIBIL score but also the detailed behavior on the previous loans taken. This includes details on the type of loan taken and the loan amount you have borrowed. Any late payments for previous loans can act as a barrier to your getting a fresh loan.

    Gold Loan Santosh Nagar Agent and Contact Number

    Dialabank is the leading agent for availing Gold Loan in Santosh Nagar.

    You can apply online at www.dialabank.com. Also, a call at 9878981166.

    Dialabank helps you to find the best option between different Banks and NBFCs by providing you with a detailed market comparison of different types of banks and financial foundations, it includes all the banks so that you can make the right choice.

    Visit www.dialabank.com and you can easily contact our representatives, fill a simple form with your personal and employment details. Our customer relationship managers will soon get in contact with you.

    Gold Loan Santosh Nagar Contact Number

    Call 9878981166 and get instant help and approval for Gold Loan in Santosh Nagar.

    Pre Calculated EMI Table for Gold Loan Santosh Nagar

    Rate
    5 Yrs
    4 Yrs
    3 Yrs
    10.50%
    2149
    2560
    3250
    11.00%
    2174
    2584
    3273
    11.50%
    2199
    2608
    3297
    12.00%
    2224
    2633
    3321
    12.50%
    2249
    2658
    3345
    13.00%
    2275
    2682
    3369
    13.50%
    2300
    2707
    3393
    14.00%
    2326
    2732
    3417
    14.50%
    2352
    2757
    3442
    15.00%
    2378
    2783
    3466

    About Santosh Nagar

    Santosh Nagar is a commercial area in Hyderabad, India. It is situated near Saidabad.