Gold Loan Vaniyambadi


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Gold Loan Vaniyambadi

About Gold Loan Vaniyambadi

Major Gold Loan Providers in Vaniyambadi

Feature HDFC Bank SBI
Muthoot Finance
Interest Rate 9.90% onwards 7% onwards 12% onwards
Min Loan Amt Metro : 25000, Non : 15000 25000 15000
Max Loan Amt 1 Cr 1 Cr 1 Cr
Loan Tenure 3 months to 24 months 9 months to 24 months
1 month to 24 months
Processing Fee 0.25% to 1.50% of the Loan Amt 0.25% to 1.50% Nil
Pre-closure Charges 2%, Nil foreclosure charges after 3 months 2%, Nil foreclosure charges after 9 months Nil
Overdraft Facility Yes Yes Yes
Pay Only Interest Facility Yes Yes Yes
Gold Rate Per Gram 3066 3073 3073

Gold Loan Vaniyambadi Features

Gold LoanVaniyambadi

Urgent Cash requirement?

Does extra Income sound like a better idea?

Don’t like the idea of High-interest rates and elaborated procedure?

Don’t know what to do?

Well, all the answers lie right in your locker – GOLD LOANS. Gold Loans, the most effective, secured and easiest financial service at your disposal. Gold Loan, low-interest rates and super fast.

Financial services like no other in the market; requires a nominal amount of paperwork and zero to no hustle at all. Gold loan in Vaniyambadi ensures that the loan is processed after all the verification is done within 48 hours. 

The Gold loan providers in Vaniyambadi are making sure that your loan doesn’t take a toll on your pocket by extending the most affordable interest rates. Get a speedy verification done if the applicant has a good credit history and a standard income source. It’s that easy!

Get up to 75% loan of your golds market value, due to the fluctuating market rates.

Gold Loan Vaniyambadi Interest Rates

Bank Interest Rate
HDFC Bank Gold Loan 9.9% to 14%
Axis Bank Gold Loan 10.50% to 16%
Private Bank Gold Loan 10.75% to 16%
SBI Gold Loan 9.5 % to 13%
Kotak Gold Loan 11% to 14%
IIFL Gold Loan 9.24% to 24%
Muthoot Gold Loan 12% to 24%
Manappauram Gold Loan 12% to 26%
PNB Gold Loan 10.05% to 16%
Canara Bank Gold Loan 9.75 % to 13%
Andhra Bank Gold Loan 10.70% to 16%

Documents for Gold Loan Vaniyambadi

  1. Identity proof can be any of the following: Passport Copy/ Voters ID card/ Driving License/Aadhaar card.
  2. Proof of Address can be any of the following: Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate.
  3. Signature Proof can be any of the following: Passport Copy/Driving License/Banker’s verification/cheque.
  4. Passport size photographs required- 2

Additional Documents Required for Gold Loan Vaniyambadi

  1. Land Proof: In case of Agriculture Loan of more than Rs. 1 lac. The proof is not required for allied agriculture purposes.
  2. A Demand Promissory Note.
  3. Certificate by the Jewel Appraiser (Bank will arrange).
  4. Income Proof: Salary Certificate and Form No.16

Eligibility Criteria for Gold Loan Vaniyambadi

  1. Age- a minimum of 21 years and maximum of 60 years
  2. Must be of Indian Nationality.

GOLD LOAN @ 0.75%*



How to Apply for Gold Loan Vaniyambadi

Online Process to Apply for Gold Loan Vaniyambadi

One can apply for the HDFC Bank Gold Loan at Dialabank.

A simple online form is required to be filled; you will get a call back from our representative.

You’ll receive a document to pick-up facility from your doorstep.

You can call on 9878981144, anytime for more information.

Some of the reasons why Dialabank is considered as the best source to apply for Gold Loan online are the following:

  1. Dialabank, the first-ever financial helpline; providing financial support to customers all over India.
  2. We at Dialabank are guiding the customers free of cost; without additional charges of applying for a gold loan online on our website.
  3. One gets higher LTV (loan-to-value) on their Gold.
  4. Best and Fast services by Dialabank has fetched it an amazing market name and reputation.
  5. If you apply for a gold loan on Dialabank, then you will get a low HDFC Gold loan interest rate.
  6.  A document pickup facility from the doorstep of the customer to ease the process, provided by Dialabank
  7. Apply for a Gold loan per gram with the minimal hustle of paperwork with Dialabank.
  8. Finally, trained Relationship Managers are available throughout the process of the Gold loan to guide you.

Offline Process to Apply for Gold Loan Vaniyambadi

The option of availing gold loan from nearby branches is also available by searching ‘Gold Loan near me’,  on Google. All the banks and finance companies providing gold loan near your location will be enlisted. Now, all you need to do is to select the bank according to your preference and knowledge or let Dialabank save you from that hustle.

After visiting and applying in the departments you found you have to visit many very times to get your loan approved.

HDFC Gold Loan branches and Muthoot Gold Loan branches are some banks and finance company where this process is much faster, hence you can search for these branches on google.

Processing Fees / Prepayment Charges on Gold Loan Vaniyambadi

Processing Fee
Prepayment Charges
HDFC Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Gold Loan
0.50% to 1.50%
Private Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Gold Loan
500/- to 0.50%
Kotak Gold Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Gold Loan
Muthoot Gold Loan
Manappauram Gold Loan
PNB Gold Loan
0.70% to 1%
Canara Bank Gold Loan
Andhra Bank Gold Loan

CIBIL Score Required for Gold Loan Vaniyambadi

CIBIL score is one of the mandatory boxes to be checked before applying to a gold loan thus, every leading financial institution has its criteria for the minimum CIBIL score for processing a gold loan. Most institutions require a minimum score of 750 to process your loan application.

Apart from CIBIL score, the institutions also take a detailed look at your credit history that is, details on the type of loan taken, the amount borrowed and any delayed payments for previous loans. These factors can act as a boon or ban for availing a fresh loan. So make sure your CIBIL score is good before applying for a loan.

Gold Loan Vaniyambadi Agents

Vaniyambadi’s best leading gold loan service providers are Dialabank. You can apply online at or give a call at 9878981144

With Dialiank you don’t have to worry about complex information and comparison analysis of different banks and NBFC’s. Dialabank almost acts as a filter for providing you with the best option to get a gold loan according to your choices and preferences to make the best and right choice. Visit our website to fill a simple online form asking a few details and soon after will you receive a call from our customer relationship manager to help you at all times throughout the process.

Gold Loan Vaniyambadi Contact Number

Call 9878981144 and get instant help and approval for Gold Loan in Vaniyambadi right now.

Pre Calculated EMI Table for Gold Loan Vaniyambadi

5 Yrs
4 Yrs
3 Yrs

About Vaniyambadi

Vaniyambadi is a major town in the northern part of Tamil Nadu, India and the headquarter for the Vaniyambadi Revenue district comprising Vaniyambadi and Ambur. It is located about 200 km from Chennai.

The Vaniyambadi Municipality was formed by the G.O. MS. No. 421 Local & Municipality Dept. dated 21.08.1885 by the British Government in April 1886. In 1996 this Municipality was upgraded to Grade II Municipality by G.O. MS. NO. 118 Rural Development Local Administration Dept. dated 01.05.1996. In 1998 this Municipality was upgraded to 1st Grade.

हिंदी में जानने के लिए यहाँ क्लिक करें:गोल्ड लोन दिल्ली

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