Gold Loan Vuyyuru


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    Gold Loan Vuyyuru

    Best Banks for Gold Loan in Vuyyuru

    HDFC Bank
    ICICI Bank
    Muthoot Finance
    Interest Rate
    Min Loan Amt
    Metro : 25000, Non : 15000
    Max Loan Amt
    1 Cr
    1 Cr
    1 Cr
    Loan Tenure
    3 months to 24 months
    9 months to 24 months
    1 month to 24 months
    Processing Fee
    0.25% to 1.50% of the Loan Amt
    0.25% to 1.50%
    Preclosure Chgs
    2%, Nil foreclosure charges after 3 months
    2%, Nil foreclosure charges after 9 months
    Overdraft Facility
    Pay Only Interest Facility
    Gold Rate Per Gram

    Gold Loan Vuyyuru Features

    In this modern world, with increasing expenses and a new lifestyle, it is essential to cope up with the trend.

    Lack of money and killing our dreams is like darkness and this darkness can be removed by the light of Gold Loan.

    So Gold Loan Vuyyuru is a feature provided by Banks & NBFCs to get the best loan option to manage all expenses easily, especially for the people in metro cities.

    It is like a magic wand which can solve a lot of your problems in a short time, and it is very easy to get a Gold Loan Vuyyuru and you can repay it in flexible instalments.

    Gold Loan is safe, and the interest rates are nominal with minimum documentation.

    Why should one apply for Gold Loan Vuyyuru?

    Great Availability: First and foremost, Loan against gold is a secured service. Therefore the processing of this Loan is quick as the bank is mostly concerned with the quality and weight of the gold.

    Low Rate of Interest: In contrast to services like personal loans, the gold loan has the least interest rate as banks keep security against the Loan.

    Negligible foreclosure charges: Generally, banks do not have any prepayment charges, but some banks can charge a penalty of just 1%.

    Safety of Ornaments: The ornaments are more secure with the banks due to the strict security In the banking institutions, which is quite less at homes.

    No qualification of Credit Score: As this is a secured loan, therefore, the applicant does not have to worry about bad loan repayment history.

    Income-proof not required: The salary of an applicant is not an issue for availing a gold loan as it depends majorly on the weight and quality of gold available with the applicant.

    No loan processing charges: Another advantage is that the applicant does not have to pay extra for this service as the approval solely depends upon the asset kept as security.

    Flexible tenure: In addition to other advantages, the applicant can choose the tenure of the loan according to their requirements and needs.

    Only payment of interest: Lastly, the applicant has the option to pay the principal amount at the end of the tenure and only the interest every month.

    Gold Loan Rate Per Gram Today in Vuyyuru

    Updated - Gold Loan Per Gram Rate w.e.f Aug 19 2022

    Gold Weight Gold Purity
    24 Carat
    Gold Purity
    22 Carat
    Gold Purity
    20 Carat
    Gold Purity
    18 Carat
    1 gram 4621 4290 3900 3510
    10 gram 46210 42900 39000 35100
    20 gram 93600 85800 78000 70200
    30 gram 140400 128700 117000 105300
    40 gram 187200 171600 156000 140400
    50 gram 234000 214500 195000 175500
    100 gram 468000 429000 390000 351000
    200 gram 936000 858000 780000 702000
    300 gram 1404000 1287000 1170000 1053000
    400 gram 1872000 1716000 1560000 1404000
    500 gram 2340000 2145000 1950000 1755000

    Gold Loan in Vuyyuru Interest Rates and Charges

    Gold Loan
    Interest Rate
    Processing Fee
    HDFC Gold Loan 9.90% 0.25 % - 1.50% 3 - 24 Month
    ICICI Gold Loan 10.50% 0.25 % - 1.50%  9 - 24 Months
    Axis Gold Loan 10.50% 0.50% - 1.50% 6 - 24 Months
    Yes Bank Gold Loan 10.50% 0.50% - 1.50% 6 - 36 Months
    SBI Gold Loan 9.50% 500/- to 0.50% 6 - 36 Months
    Kotak Gold Loan 11.00% 1% to 2% 9 - 24 Months
    IIFL Gold Loan 12.00% Nil 3 - 11 Months
    Muthoot Finance Gold Loan 12.00% Nil 1 - 24 Months
    Manappuram Gold Loan 12.50% Nil 6 - 12 Months
    PNB Gold Loan 11.00% 0.70% to 1% 6 - 12 Months
    Canara Bank Gold Loan 10.75% 1 % 6 - 12 Months
    IndusInd Bank Gold Loan 11.50% 1% - 1.5% 9 - 24 Months

    Gold Loan in Vuyyuru Documents Required

    • Address proof (Sales Tax certificate/Telephone or Electricity Bill/ Ration card/ Rental bill/ Passport copy/Shop & Est LicenseTrade license: any-one).
    • Signature proof (Banker’s verification/Passport Copy/Driving License/cheque: any-one).
    • Proof of identity (Passport Copy/ Voter’s ID card/Driving License/Aadhaar card: any-one).
    • Two Passport-sized photographs.

    Additional Documents Required for Gold Loan in Vuyyuru

    • A Demand Promissory Note
    • Proof of land required (For Agriculture Loan more than Rs. 1 lac and not required for allied agriculture purposes)
    • Certificate from any Jewel Appraiser arranged by the bank.
    • Income Proof in form of a Salary Certificate and Form No.16.

    Gold Loan in Vuyyuru Eligibility Criteria

    Applicant’s age should be 21-60 years and Nationality to be Indian.

    Gold Loan Vuyyuru Agents and Contact Number

    Dialabank is a trustworthy Gold Loan Agent all across Vuyyuru. Apply online on the site of Dialabank or contact 9878981166.

    Representatives of Dialabank are there to guide you at every step. Our institution show details between bank and NBFCs so that you get the best and you need not worry even a bit about any complex procedures.

    Contact 9878981166 for help and get quick approval of your Gold Loan in Vuyyuru.

    Gold Loan in Vuyyuru Documents Required 

    1. Signature Proof Passport Copy/Banker’s verification/cheque/Driving License- any 1
    2. 2 passport size photographs.
    3. Proof of Identity Passport Copy/ Voters ID card/ Driving License/Aadhaar card- any 1
    4. Address Proof Ration card/ Tel, Electricity Bill/ Trade license /Shop & Est. License/Rental bill/ Passport copy/Sales Tax certificate-any 1

    Additional Documents Required for Gold Loan Vuyyuru

    1. Certificate by the Jewel Appraiser (Bank will arrange).
    2. Land Proof: In case of Agriculture Loan of more than Rs. 1 lac. The proof is not required for allied agriculture purposes.
    3. A Demand Promissory Note.
    4. Income Proof: Salary Certificate and Form No.16

    Eligibility Criteria for Gold Loan Vuyyuru

    1. The applicant should be (minimum) 21 to 60 (maximum).
    2. Applicant’s nationality must be Indian.

    How to Apply for Gold Loan in Vuyyuru

    Online Process to Apply for Gold Loan in Vuyyuru

    We recommend ICICI, Axis, HDFC and others to apply for a loan or reach Dialabank online by filling up simple user-friendly form details.

    In a short time, you will receive a call from our highly trained representatives. Also, Dialabank provides you with pick-up facility of your documents from your door.

    Further information can be obtained at +919878981166.

    Dialabank is well-rated among its customer base as:

    • Dialabank is the first financial helpline in India providing the best known financial services to its customers in the country.
    • Dialabank charges no additional cost of applying for a gold loan online on the website given below.
    • You can get a high Loan-to-Value (LTV) of your gold with us.
    • Dialabank is connected to HDFC, ICICI, Axis, Muthoot, Yes bank and a lot more of them.
    • Applying for a gold loan on Dialabank will get low Gold Loan Interest Rates.
    • Besides that, the bank has a high reputation among its customers because of its best and fast procedures.
    • Dialabank provides a facility of document pickup from the applicant’s doorstep to ease everything for you.
    • Processing your gold loan through Dialabank requires minimum paperwork/documents.
    • Finally, Relationship managers are highly trained to guide and serve you in the entire process of Gold Loan approval.
    Offline Process to Apply for Gold Loan Vuyyuru

    Alternately, the applicant can refer to the offline method of application by searching ‘Gold Loan near me’ on google. The closest bank branches and finance companies providing loans near your location, then select them according to your preference and knowledge. However, Dialabank can do that for you easily.

    But if you choose to go with a physical branch which is near you, you might have to visit the responsible departments to apply for the loan, again and again, before than loan gets finally approved as it is a complex process. However, some banks and finance companies can approve the loan process faster. Our recommendations are HDFC Gold Loan branches and Muthoot Gold Loan branches. Dialabank can do this even faster by handling all complex processes.

    Processing Fees / Prepayment Charges on Gold Loan Vuyyuru

    Processing Fee
    Prepayment Charges
    HDFC Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 3 months
    Axis Bank Gold Loan
    0.50% to 1.50%
    ICICI Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 9 months
    SBI Gold Loan
    500/- to 0.50%
    Kotak Gold Loan
    1% to 2%
    2.25% of fore closure amount if closed 1 month ahead of the tenure.
    IIFL Gold Loan
    Muthoot Gold Loan
    Manappauram Gold Loan
    PNB Gold Loan
    0.70% to 1%
    Canara Bank Gold Loan
    Andhra Bank Gold Loan

    CIBIL Score Required for Gold Loan Vuyyuru

    No CIBIL score is required for Gold Loan, it is just the gold article you need.

    A good CIBIL score is a must before applying for a loan other than a gold loan, which a foundation for your loan. Every second lending institution has its own guided criteria for the minimum required CIBIL score for processing a Loan application in Vuyyuru. Generally, most of the institutions require a minimum CIBIL score of 750 to process your loan application without any failure.

    It is not just your CIBIL score, many institutions also look at the detailed behaviour on the previous loans taken by you, including details on the type of loan and the loan amount, payment schedules and if all deadlines are met while repayment. Making sure your CIBIL score is good before applying for a loan is always a good practice.

    Pre Calculated EMI Table for Gold Loan Vuyyuru

    5 Yrs
    4 Yrs
    3 Yrs

    About Vuyyuru

    Vuyyuru is a town in Krishna district of Andhra Pradesh, which is a Nagar panchayat and headquarters of Vuyyuru Mandal.

    Special Note: To know about Gold Loan Rate Per Gram