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Gold Loan Dhupguri

India is one of the biggest shoppers of gold. The flood in adornments request is generally observed during the wedding and festival seasons, prompting increment in the gold costs and gold loan requirement. The need of money during exceptional occasions makes individuals either sell the gold resource or take a loan against the same

About Gold Loan

A loan taken against some gold ornaments or jewelry to get money in return is known as Gold Loan. In this type of loan, you pledge your gold to the company and get a certain amount of funds according to the value of your gold. The company keeps your gold under the security and whenever you repay the amount you get back you gold as it is. Apply Online and Get Approval in just 3 minutes.

Why should one choose Gold Loan Dhupguri?

  1. 100% Safety and security of your gold
  2. Minimal Documentation process
  3. Easy repayment schemes you can back fund easily
  4. Hassle free process to get a gold loan
  5. Flexible repayment options
  6. Easy repayment schemes
  7. The Loan gets sanctioned in just a few minutes.
  8. Less interest rate on the female customer

Features of Gold Loan

  1. Lower Interest Rates
  2. Enjoy Anytime Liquidity.
  3. No EMI, Service only Interest and enjoy the Loan facility
  4. Simple documentation and fast processing
  5. Overdraft limit varies depending on the market rate of gold.
  6. The interest rate is payable the only amount of the overdraft that you use.
  7. You can avail Loan up to Rs.1 Crore or more & up to 70% of the value for any purpose
  8. You get 100% Safety & Security of your Gold Jewellery
  9. Get your Loan processed in less than 30 minutes

Gold Loan Eligibility Criteria

Loan Amount

Minimum18k

Maximum depends upon the weight of the gold

Age

Minimum: 21 years

Maximum (at loan maturity): 60 years

Citizenship

Indian

Gold requirements

Minimum10 gram of gold

Employment status

Salaried

Self-employed 

Documents Required for Gold Loan

Borrower Identity

Two passport size colored photographs

Proof of Identity

Passport Copy/ Voters ID card/ Driving License/Adhar card/ PAN card.

Residence Proof

Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate.

Signature Proof

Passport Copy/Driving License/Banker's verification/cheque

Additional Documents Required

The banks generally demand the above-given documents. However few banks demand some additional

Land Proof

In the case of Agriculture Loan of more than Rs. 1 lac. The proof is not required for allied agriculture purposes.

Demand Promissory Note

Certificate by the Jewel Appraiser (Bank will arrange).

Income proof

Salary Certificate and Form No.16.

The Rate of Interest

The interest rates are very much less as compared to unsecured loans. It takes only 30 minutes to get disbursed.

Gold Loan interest rate

10.50% onward

Processing fee

1.50%

Lone Tenure

3month to 36month

Loan Amount

RS.18k to RS. 1cr

The purity of eligible gold

18carat to 22carrat

Best Rate on Gold Loan

Collateral Required

Gold Jewellery / Gold Bars

Loan Tenure

6 Months / 12 Months (can be renewed up to 3 Years)

Max Funding

Up to 90% of Gold Value

Pre Closure Charges

0 % to 2 % of the outstanding loan amount

Benefits apply through Dialabank

  1. Rate Comparison - We help you understand the details of all costs involved in taking a Gold Loan and help you find the Cheapest Offer.
  2. Research - Benefit from our detailed research on all the products from the leading Gold Loan players in the market and make the right choice.
  3. Zero Charges - Dialabank offers personalized service to its customers at zero fees. Use our services to find the right Gold Loan deal at no extra cost.
  4. Personalized Service - Our trained Relationship Managers will understand your requirements and your profile and help you find the most suitable Gold Loan offer.
  5. Unbiased and Transparent Search - Our objective is to simplify your Gold Loan search and we provide information in an unbiased and transparent manner.

About Dhupguri

The town of Dhupguri is a municiDhupguri ty in Jalpaiguri district, the state of West Bengal. It is one of the main business centers of Dooars area. Dhupguri had a population of 37,998. If you need a gold loan in Dhupguri is very simple just you have to fill up the form and after that, we provide you all information regarding gold loan and provide you best interest rate in the market

How to Apply?

Visit our website www.dialabank.com  we assure you that we will provide you with the lowest interest rate on your gold as compared to others call us 95920-46860 for more details.

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