Gold Loan at a Glance

 The benefit of applying through an online channel is that you can compare the offers available across the leading banks. If you apply with the help of dialabank you will get the benefit of lowest interest rate, instant approval, quality service, quick disbursement and much more.

 

 

Benefits & Features of Gold Loan

  1. Loan Tenure up to 3 yrs
  2. Loan up to Rs. 20 Lakhs
  3. Loan up to 75% the value of gold.
  4. Lowest interest rates in the market
  5. Safety and security of your gold
  6. Flexible repayment options
  7. No hidden charges

 

Convenient and Fast

Get a Gold loan with minimum documentation. Loan Disbursement on the same day of documentation & gold submission.

 

Eligibility & Documentation for Gold Loan

Whether you are a salaried person, self-employed or a professional, HDB gold loan is designed to suit your requirements.

 

Gold Loan Eligibility Criteria

  1. The minimum loan amount for taking a gold loan is Rs. 25,000. The maximum loan amount will depend upon the weight of the gold, profile of the customer, etc.
  2. Minimum age of applicant: 21 years
  3. Maximum age of applicant at loan maturity: 65 years
  4. Gold jewellery should be owned by the applicant or any of the family members.
  5. Attractive interest rates
  6. Safety and security of your gold jewellery
  7. Flexible repayment options
  8. No hidden charges

Documents required:

  1. Proof of Identity - (Passport / Voter's ID / Driving License/PAN Card/Aadhar Card)
  2. Signature Proof (Passport /Driving License/Banker's verification)
  3. Address Proof- (Ration card /Driving License/ Voter's ID / Utility Bill (anyone within last 3months) / Registered Rental Agreement. / Credit Card Statement / Passport )
  4. Date of Birth Proof ( Driving Licence / PAN Card / Passport / Birth Certificate / 10th / 12th mark sheet bearing date of birth)
  5. 2 Passport size photographs
  6. 2 Cheques