Gold Loan Kathua

Major Gold Loan Providers in Kathua

Gold Loan Kathua Features

Do you feel the need for more money?

Are you falling out of your cash reserves?

Gold might be a piece of jewelry for the masses but for an investor, it is money. If you are running out of money, you can consider taking gold loans for yourself. Since gold loans are secured loans, you can get them approved and verified within much lesser time than normal loans.

Why Gold Loan Kathua?

Gold Loan Kathua aims to provide financial assistance to all its customers at affordable interest rates. To get a gold loan, gold ornament/ article is the only requirement. Other than that, good credit history and a high source of income help in faster verification and approval process.

Besides this, you can take a loan of up to 3/4th of the market value of gold, since the market price of the gold is ever-changing.

Gold Loan Kathua Interest Rates

Check latest interest rates of gold loan at dialabank.

Documents for Gold Loan Kathua

• Proof of Identity (Copy of Passport/ Driving License/ Voters ID card/Aadhaar card)
• Address Proof can be a Ration card/ Telephone Bill/ Rental bill/ Passport copy/Electricity Bill.
• Driving License/Banker’s verification/ Passport Copy/ Cheques are accepted as Signature Proof.
• Two passport-sized photographs are always required.

Additional Documents Required for Gold Loan Kathua

•  In the case of Agriculture Loan of more than Rs. 1 lac, Land Proof is demanded. If the loan is for allied agriculture plans, then the proof is not required.
• A Demand Promissory Note is mandatory.
• A Jewel Appraiser certificate is needed (arranged by the bank).
• Salary Certificate and Form No.16 will act as Income Proofs.

Eligibility Criteria for Gold Loan Kathua

• The candidate should not be older than 60 years and younger than 21 years of age.
• They must recognize themselves as Indian nationals.

How to Apply for Gold Loan Kathua

Online Process to Apply for Gold Loan Kathua

You can visit the Dialabank website and apply for the gold loan online. The process is less complex and user-friendly. 

You have to visit the website, fill a simple form online, and submit it. Then, we will call back to you for further assistance in the whole process.

For additional details, you can always give a ring on 9878981166.

Dialabank is acknowledged to be the best online platform for gold loan applications. Here are the reasons why:

1. A first financial helpline that operates at pan-India.
2. Free customer services for online gold loan applications
3. Requires minimum paperwork to get accomplished.
4. The document pick-up facility is provided to boost the process.
5. Low-interest rates can be expected for a few other banks while applying through Dialabank.
6. Renowned in the market for the best financial services.
7. A high LTV of gold is provided to the borrower.
8. Customer relationship managers are friendly enough to help throughout the process.

Offline Process to Apply for Gold Loan Kathua

Consumers also have the option to apply for a gold loan offline from the organizations near to their location. For that process, they do a google search for banks and finance companies in their locality. Then, the applicant can visit them to check which suits whether it suits their requirements or not.

Although, this process can take a lot of time and can prove to be tiresome. Instead, customers can apply on DialaBank and secure the best value for their gold.

Processing Fees / Prepayment Charges on Gold Loan Kathua

CIBIL Score Required for Gold Loan Kathua

You can apply for Gold Loan Kathua with a low CIBIL score.