Gold Loan Kathua

AT 0.49%* INTEREST RATE
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    Gold Loan Kathua

    Major Gold Loan Providers in Kathua

    Feature HDFC Bank SBI
    Muthoot Finance
    Interest Rate 9.90% onwards 7% onwards 12% onwards
    Min Loan Amt Metro : 25000, Non : 15000 25000 15000
    Max Loan Amt 1 Cr 1 Cr 1 Cr
    Loan Tenure 3 months to 24 months 9 months to 24 months
    1 month to 24 months
    Processing Fee 0.25% to 1.50% of the Loan Amt 0.25% to 1.50% Nil
    Pre-closure Charges 2%, Nil foreclosure charges after 3 months 2%, Nil foreclosure charges after 9 months Nil
    Overdraft Facility Yes Yes Yes
    Pay Only Interest Facility Yes Yes Yes
    Gold Rate Per Gram 3066 3073 3073

    Gold Loan Kathua Features

    Gold Loan Kathua

    Do you feel the need for more money?

    Are you falling out of your cash reserves?

    Gold might be a piece of jewelry for the masses but for an investor, it is money. If you are running out of money, you can consider taking gold loans for yourself. Since gold loans are secured loans, you can get them approved and verified within much lesser time than normal loans.

    Why Gold Loan Kathua?

    Gold Loan Kathua aims to provide financial assistance to all its customers at affordable interest rates. To get a gold loan, gold ornament/ article is the only requirement. Other than that, good credit history and a high source of income help in faster verification and approval process.

    Besides this, you can take a loan of up to 3/4th of the market value of gold, since the market price of the gold is ever-changing.

    Gold Loan Kathua Interest Rates

    Check latest interest rates of gold loan at dialabank.

    Bank Interest Rate
    HDFC Bank Gold Loan 9.9% to 14%
    Axis Bank Gold Loan 10.50% to 16%
    ICICI Bank Gold Loan 10.75% to 16%
    SBI Gold Loan 9.5 % to 13%
    Kotak Gold Loan 11% to 14%
    IIFL Gold Loan 9.24% to 24%
    Muthoot Gold Loan 12% to 24%
    Manappauram Gold Loan 12% to 26%
    PNB Gold Loan 10.05% to 16%
    Canara Bank Gold Loan 9.75 % to 13%
    Andhra Bank Gold Loan 10.70% to 16%

    Documents for Gold Loan Kathua

    • Proof of Identity (Copy of Passport/ Driving License/ Voters ID card/Aadhaar card)
    • Address Proof can be a Ration card/ Telephone Bill/ Rental bill/ Passport copy/Electricity Bill.
    • Driving License/Banker’s verification/ Passport Copy/ Cheques are accepted as Signature Proof.
    • Two passport-sized photographs are always required.

    Additional Documents Required for Gold Loan Kathua

    •  In the case of Agriculture Loan of more than Rs. 1 lac, Land Proof is demanded. If the loan is for allied agriculture plans, then the proof is not required.
    • A Demand Promissory Note is mandatory.
    • A Jewel Appraiser certificate is needed (arranged by the bank).
    • Salary Certificate and Form No.16 will act as Income Proofs.

    Eligibility Criteria for Gold Loan Kathua

    • The candidate should not be older than 60 years and younger than 21 years of age.
    • They must recognize themselves as Indian nationals.

    GOLD LOAN @ 0.49%*

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    How to Apply for Gold Loan Kathua

    Online Process to Apply for Gold Loan Kathua

    You can visit the Dialabank website and apply for the gold loan online. The process is less complex and user-friendly. 

    You have to visit the website, fill a simple form online, and submit it. Then, we will call back to you for further assistance in the whole process.

    For additional details, you can always give a ring on 9878981166.

    Dialabank is acknowledged to be the best online platform for gold loan applications. Here are the reasons why:

    1. A first financial helpline that operates at pan-India.
    2. Free customer services for online gold loan applications
    3. Requires minimum paperwork to get accomplished.
    4. The document pick-up facility is provided to boost the process.
    5. Low-interest rates can be expected for a few other banks while applying through Dialabank.
    6. Renowned in the market for the best financial services.
    7. A high LTV of gold is provided to the borrower.
    8. Customer relationship managers are friendly enough to help throughout the process.
    Offline Process to Apply for Gold Loan Kathua

    Consumers also have the option to apply for a gold loan offline from the organizations near to their location. For that process, they do a google search for banks and finance companies in their locality. Then, the applicant can visit them to check which suits whether it suits their requirements or not.

    Although, this process can take a lot of time and can prove to be tiresome. Instead, customers can apply on DialaBank and secure the best value for their gold.

    Processing Fees / Prepayment Charges on Gold Loan Kathua

    Bank
    Processing Fee
    Prepayment Charges
    HDFC Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 3 months
    Axis Bank Gold Loan
    0.50% to 1.50%
    Nil
    ICICI Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 9 months
    SBI Gold Loan
    500/- to 0.50%
    Nil
    Kotak Gold Loan
    1% to 2%
    2.25% of fore closure amount if closed 1 month ahead of the tenure.
    IIFL Gold Loan
    Nil
    Nil
    Muthoot Gold Loan
    Nil
    Nil
    Manappauram Gold Loan
    Nil
    Nil
    PNB Gold Loan
    0.70% to 1%
    Nil
    Canara Bank Gold Loan
    1%
    Nil
    Andhra Bank Gold Loan
    Nil
    Nil

    CIBIL Score Required for Gold Loan Kathua

    You can apply for Gold Loan Kathua with a low CIBIL score.

    Gold Loan Kathua Agents

    Dialabank has been connected with many loans providing institutions, thus, it is a leading gold loan agent of Kathua. You can know more by visiting Dialabank or giving a call on 9878981166.

    Dialabank provides clients with assistance to get a detailed and structured market comparison of gold investments. You can go for the best choice if you use Dialabank as your only guide. Just visit our website, fill and submit a form, and we will get back at you in no time.

    Gold Loan Kathua Contact Number

    Call 9878981166 and get immediate help regarding Gold Loan in Kathua right now.

    Pre Calculated EMI Table for Gold Loan Kathua

    Check gold loan per gram rate at dialabank.

    Rate
    5 Yrs
    4 Yrs
    3 Yrs
    10.50%
    2149
    2560
    3250
    11.00%
    2174
    2584
    3273
    11.50%
    2199
    2608
    3297
    12.00%
    2224
    2633
    3321
    12.50%
    2249
    2658
    3345
    13.00%
    2275
    2682
    3369
    13.50%
    2300
    2707
    3393
    14.00%
    2326
    2732
    3417
    14.50%
    2352
    2757
    3442
    15.00%
    2378
    2783
    3466

    About Kathua

    Kathua city is located in the Indian union territory of Jammu and Kashmir. It has a productive agricultural area. This is inhabited near three rivers. Kathua is also renowned for its Basohli pictures of the Basohli area.

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