Gold Loan Uttam Nagar

Gold Rate: ₹ 5,121 Per Gram

⍟ Interest Rate 7.0% p.a. ⍟

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Unlock the Real Value of your Gold
Lowest Rate of Interest
Get Money in 30 Mins
Loan Amount Up to 1 Crore
Loan Tenure Up to 48 Months
Unbiased Experts Advice

Best Banks for Gold Loan in Uttam Nagar

Feature
HDFC Bank
ICICI Bank
Muthoot Finance
Interest Rate
9.90%
10.50%
12%
Min Loan Amt
Metro : 25000, Non : 15000
25000
15000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
3 months to 24 months
9 months to 24 months
1 month to 24 months
Processing Fee
0.25% to 1.50% of the Loan Amt
0.25% to 1.50%
Nil
Preclosure Chgs
2%, Nil foreclosure charges after 3 months
2%, Nil foreclosure charges after 9 months
Nil
Overdraft Facility
Yes
Yes
Yes
Pay Only Interest Facility
Yes
Yes
Yes
Gold Rate Per Gram
2500
2600
2700*

Gold Loan Uttam Nagar Featuresgold loan uttam nagar

In the fast-moving world, we as individuals often face financial troubles. A shortage of cash is among them and happens many times.

But Gold Loan is the perfect thing to lessen these problems. Gold Loan falls under Secured Loan. With minimal paperwork required Gold loan can be get in a very quick time period. In Gold loan, applicants offer their gold and get a loan amount according to that.

You can avail as much as 75% value of loan against the Gold.

Gold Loan Rate Per Gram Today in Uttam Nagar

Updated - Gold Loan Per Gram Rate w.e.f 1st Dec 2020

Gold Weight Gold Purity
24 Carat
Gold Purity
22 Carat
Gold Purity
20 Carat
Gold Purity
18 Carat
1 gram 4680 4290 3900 3510
10 gram 46800 42900 39000 35100
20 gram 93600 85800 78000 70200
30 gram 140400 128700 117000 105300
40 gram 187200 171600 156000 140400
50 gram 234000 214500 195000 175500
100 gram 468000 429000 390000 351000
200 gram 936000 858000 780000 702000
300 gram 1404000 1287000 1170000 1053000
400 gram 1872000 1716000 1560000 1404000
500 gram 2340000 2145000 1950000 1755000

Gold Loan in Uttam Nagar Interest Rates and Charges

Feature
Gold Loan
Interest Rate
Processing Fee
Tenure
HDFC Gold Loan 9.90% 0.25 % - 1.50% 3 - 24 Month
ICICI Gold Loan 10.50% 0.25 % - 1.50%  9 - 24 Months
Axis Gold Loan 10.50% 0.50% - 1.50% 6 - 24 Months
Yes Bank Gold Loan 10.50% 0.50% - 1.50% 6 - 36 Months
SBI Gold Loan 9.50% 500/- to 0.50% 6 - 36 Months
Kotak Gold Loan 11.00% 1% to 2% 9 - 24 Months
IIFL Gold Loan 12.00% Nil 3 - 11 Months
Muthoot Finance Gold Loan 12.00% Nil 1 - 24 Months
Manappuram Gold Loan 12.50% Nil 6 - 12 Months
PNB Gold Loan 11.00% 0.70% to 1% 6 - 12 Months
Canara Bank Gold Loan 10.75% 1 % 6 - 12 Months
IndusInd Bank Gold Loan 11.50% 1% - 1.5% 9 - 24 Months

Gold Loan in Uttam Nagar Documents Required

  1. For Identification Proof, one of the following documents is required: Passport copy, Voters ID Card, Aadhar Card, or Driving license, anyone can be used as proof of your identity.
  2. One Proof of Signature is mandatory: Banker’s Verification, Passport Copy, or Cheque can be attached.
  3. One Proof of Address is imperative: Trade License, Aadhar Card, Electricity Bill, Ration Card, Driving License.
  4. Passport-size photographs (2)

Additional Documents Required for Gold Loan Uttam Nagar

  1. A Demand of Promissory Note.
  2. Proof of Land is mandatory: If you wish to avail of an Agriculture loan exceeds Rs.1 lakh. The proof is not important for Allied farming Purposes.
  3. Authorization by the Jewel Appraiser (Bank will take this responsibility).
  4. Proof of Income documents comprise of Salary slip and Form no. 16.

Gold Loan in Uttam Nagar Eligibility Criteria

  1. Age Limit: The applicant should be aged between 21 to 60 years.
  2. Indian Nationality is a must.

gold loan at 7%

How to Apply for Gold Loan Uttam Nagar

Online Process to Apply for Gold Loan Uttam Nagar

You can apply online for Gold Loan Uttam Nagar through Dialabank. Visit us at Dialabank.

Just a bit of info is to be provided for being an applicant of Gold Loan.

Providing all the necessary information will lead our Customer representative to contact you and collect the further required documents from your doorsteps.

Know more and detailed about Gold Loan Uttam Nagar, call at 9878981166.

Dialabank stands on the peak and is considered as the best platform for getting a Gold Loan online. Some of the basis behind this are:

  1. High LTV for your gold is assured.
  2. Being the first financial helpline, Dialabank provides quality services to its consumers.
  3. No additional amount is charged from the customer on the Dialabank website and it assists you free of cost.
  4. Applying for a Gold loan through Dialabank will help you to avail comparatively low-interest rate.
  5. Has a very good reputation and very impressive feedback by the customers in terms of fast service.
  6. Dialabank offers you the doorstep facility for collecting the documents.
  7. The quantity of paperwork is comparatively very less.
  8. Relationship Managers are trained in such a way to offer the best and quick services to customers.
  9. The quantity of paperwork is comparatively very less in Dialabank.
Offline Process to Apply for Gold Loan Uttam Nagar

Interested candidates can apply directly apply for Gold Loan through nearby branches but it leads to a huge dilemma in the loan selection procedure and documentation. Dialabank here stands stiff you and proffer a swift and better way for availing Gold Loan.

It even lessens the number of chances you have to appear in the institution for Gold Loan approval.

Processing Fees / Prepayment Charges on Gold Loan Uttam Nagar

Bank
Processing Fee
Prepayment Charges
HDFC Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Gold Loan
0.50% to 1.50%
Nil
ICICI Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Gold Loan
500/- to 0.50%
Nil
Kotak Gold Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Gold Loan
Nil
Nil
Muthoot Gold Loan
Nil
Nil
Manappauram Gold Loan
Nil
Nil
PNB Gold Loan
0.70% to 1%
Nil
Canara Bank Gold Loan
1%
Nil
Andhra Bank Gold Loan
Nil
Nil

CIBIL Score Required for Gold Loan Uttam Nagar

CIBIL Score plays a vital role in the approval of your Gold Loan and the Applicant has to clear the CIBIL score criteria as every Gold Loan providing institution has made it a must.

Basic and Minimum CIBIL Score standard is set at a base limit of 750 by almost every Gold loan providing institution.

Therefore, an adequate CIBIL score is a must.

Relating to CIBIL score institutions also observe the detailed behavior of loans from the past. This procedure includes the type of loan taken by the applicant and the loan amount borrowed. The presence of any late payment in previous loans is surely a problem on the way of approval of the new loan.

Gold Loan Uttam Nagar Agent and Contact Number

Dialabank is the sure answer for the most trusted Gold Loans. you can now apply for Gold Loan Uttam Nagar in just a few clicks by visiting us at www.dialabank.com or give us a call at 9878981166.

Dialabank works as your friend and helps you to select between the  Banks and NBFC’s and provides a detailed and organized comparison of different banks. It helps you to stay calm by not indulging yourself in complex information and process before making the best deal.

Have a chat with our Customer Relation Managers by applying online on www.dialabank.com.

Gold Loan Uttam Nagar Contact Number

Dialabank is eager to help you out with your queries, Ring on 9878981166 to solve yours.

Pre Calculated EMI Table for Gold Loan Uttam Nagar

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Uttam Nagar

Uttam Nagar is the residential hub for the lower class and middle-class families. Maintained under the Municipal Corporation of Delhi, Uttam Nagar is located in the district of West Delhi.

Humayun’s Tomb, Mini Qutub Minar, and potter’s colony are some of the places to visit in the locality.

Cricketers like Virat Kohli and Gautam Gambhir relate to the place.

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