Best Banks for Gold Loan in Uttam Nagar
Gold Loan Uttam Nagar Features
In the fast-moving world, we as individuals often face financial troubles. A shortage of cash is among them and happens many times.
But Gold Loan is the perfect thing to lessen these problems. Gold Loan falls under Secured Loan. With minimal paperwork required Gold loan can be get in a very quick time period. In Gold loan, applicants offer their gold and get a loan amount according to that.
You can avail as much as 75% value of loan against the Gold.
Gold Loan Rate Per Gram Today in Uttam Nagar
Updated - Gold Loan Per Gram Rate w.e.f Apr 26 2024
Gold Weight
Gold Purity
24 CaratGold Purity
22 CaratGold Purity
20 CaratGold Purity
18 Carat
1 gram
4621
4290
3900
3510
10 gram
46210
42900
39000
35100
20 gram
93600
85800
78000
70200
30 gram
140400
128700
117000
105300
40 gram
187200
171600
156000
140400
50 gram
234000
214500
195000
175500
100 gram
468000
429000
390000
351000
200 gram
936000
858000
780000
702000
300 gram
1404000
1287000
1170000
1053000
400 gram
1872000
1716000
1560000
1404000
500 gram
2340000
2145000
1950000
1755000
Gold Loan in Uttam Nagar Interest Rates and Charges
HDFC Gold Loan
9.90%
0.25 % - 1.50%
3 - 24 Month
Private Gold Loan
10.50%
0.25 % - 1.50%
9 - 24 Months
Axis Gold Loan
10.50%
0.50% - 1.50%
6 - 24 Months
Yes Bank Gold Loan
10.50%
0.50% - 1.50%
6 - 36 Months
SBI Gold Loan
9.50%
500/- to 0.50%
6 - 36 Months
Kotak Gold Loan
11.00%
1% to 2%
9 - 24 Months
IIFL Gold Loan
12.00%
Nil
3 - 11 Months
Muthoot Finance Gold Loan
12.00%
Nil
1 - 24 Months
Manappuram Gold Loan
12.50%
Nil
6 - 12 Months
PNB Gold Loan
11.00%
0.70% to 1%
6 - 12 Months
Canara Bank Gold Loan
10.75%
1 %
6 - 12 Months
IndusInd Bank Gold Loan
11.50%
1% - 1.5%
9 - 24 Months
Gold Loan in Uttam Nagar Documents Required
- For Identification Proof, one of the following documents is required: Passport copy, Voters ID Card, Aadhar Card, or Driving license, anyone can be used as proof of your identity.
- One Proof of Signature is mandatory: Banker’s Verification, Passport Copy, or Cheque can be attached.
- One Proof of Address is imperative: Trade License, Aadhar Card, Electricity Bill, Ration Card, Driving License.
- Passport-size photographs (2)
Additional Documents Required for Gold Loan Uttam Nagar
- A Demand of Promissory Note.
- Proof of Land is mandatory: If you wish to avail of an Agriculture loan exceeds Rs.1 lakh. The proof is not important for Allied farming Purposes.
- Authorization by the Jewel Appraiser (Bank will take this responsibility).
- Proof of Income documents comprise of Salary slip and Form no. 16.
Gold Loan in Uttam Nagar Eligibility Criteria
- Age Limit: The applicant should be aged between 21 to 60 years.
- Indian Nationality is a must.
GOLD LOAN @ 0.75%*
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How to Apply for Gold Loan Uttam Nagar
Online Process to Apply for Gold Loan Uttam Nagar
You can apply online for Gold Loan Uttam Nagar through Dialabank. Visit us at Dialabank.
Just a bit of info is to be provided for being an applicant of Gold Loan and one will avail the low gold loan interest rate.
Providing all the necessary information will lead our Customer representative to contact you and collect the further required documents from your doorsteps.
Know more and detailed about Gold Loan Uttam Nagar, call at 9878981166.
Dialabank stands on the peak and is considered as the best platform for getting a Gold Loan online. Some of the basis behind this are:
- High LTV for your gold is assured.
- Being the first financial helpline, Dialabank provides quality services to its consumers.
- No additional amount is charged from the customer on the Dialabank website and it assists you free of cost.
- Applying for a Gold loan through Dialabank will help you to avail comparatively low-interest rate.
- Has a very good reputation and very impressive feedback by the customers in terms of fast service.
- Dialabank offers you the doorstep facility for collecting the documents.
- The quantity of paperwork is comparatively very less.
- Relationship Managers are trained in such a way to offer the best and quick services to customers.
- The quantity of paperwork is comparatively very less in Dialabank.
Offline Process to Apply for Gold Loan Uttam Nagar
Interested candidates can apply directly apply for Gold Loan through nearby branches but it leads to a huge dilemma in the loan selection procedure and documentation. Dialabank here stands stiff you and proffer a swift and better way for availing Gold Loan.
It even lessens the number of chances you have to appear in the institution for Gold Loan approval as the gold valuation is done on gold loan per gram.
Processing Fees / Prepayment Charges on Gold Loan Uttam Nagar
CIBIL Score Required for Gold Loan Uttam Nagar
CIBIL Score plays a vital role in the approval of your Gold Loan and the Applicant has to clear the CIBIL score criteria as every Gold Loan providing institution has made it a must.
Basic and Minimum CIBIL Score standard is set at a base limit of 750 by almost every Gold loan providing institution.
Therefore, an adequate CIBIL score is a must.
Relating to CIBIL score institutions also observe the detailed behavior of loans from the past. This procedure includes the type of loan taken by the applicant and the loan amount borrowed. The presence of any late payment in previous loans is surely a problem on the way of approval of the new loan.
Gold Loan Uttam Nagar Agent and Contact Number
Dialabank is the sure answer for the most trusted Gold Loans. you can now apply for Gold Loan Uttam Nagar in just a few clicks by visiting us at www.dialabank.com or give us a call at 9878981166.
Dialabank works as your friend and helps you to select between the Banks and NBFC’s and provides a detailed and organized comparison of different banks. It helps you to stay calm by not indulging yourself in complex information and process before making the best deal.
Have a chat with our Customer Relation Managers by applying online on www.dialabank.com.
Gold Loan Uttam Nagar Contact Number
Dialabank is eager to help you out with your queries, Ring on 9878981166 to solve yours.
Pre Calculated EMI Table for Gold Loan Uttam Nagar
About Uttam Nagar
Uttam Nagar is the residential hub for the lower class and middle-class families. Maintained under the Municipal Corporation of Delhi, Uttam Nagar is located in the district of West Delhi.
Humayun’s Tomb, Mini Qutub Minar, and potter’s colony are some of the places to visit in the locality.
Cricketers like Virat Kohli and Gautam Gambhir relate to the place.
