Gold Loan Uttam Nagar

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    Gold Loan Uttam Nagar

    Best Banks for Gold Loan in Uttam Nagar

    Feature
    HDFC Bank
    ICICI Bank
    Muthoot Finance
    Interest Rate
    9.90%
    10.50%
    12%
    Min Loan Amt
    Metro : 25000, Non : 15000
    25000
    15000
    Max Loan Amt
    1 Cr
    1 Cr
    1 Cr
    Loan Tenure
    3 months to 24 months
    9 months to 24 months
    1 month to 24 months
    Processing Fee
    0.25% to 1.50% of the Loan Amt
    0.25% to 1.50%
    Nil
    Preclosure Chgs
    2%, Nil foreclosure charges after 3 months
    2%, Nil foreclosure charges after 9 months
    Nil
    Overdraft Facility
    Yes
    Yes
    Yes
    Pay Only Interest Facility
    Yes
    Yes
    Yes
    Gold Rate Per Gram
    2500
    2600
    2700*

    Gold Loan Uttam Nagar Featuresgold loan uttam nagar

    In the fast-moving world, we as individuals often face financial troubles. A shortage of cash is among them and happens many times.

    But Gold Loan is the perfect thing to lessen these problems. Gold Loan falls under Secured Loan. With minimal paperwork required Gold loan can be get in a very quick time period. In Gold loan, applicants offer their gold and get a loan amount according to that.

    You can avail as much as 75% value of loan against the Gold.

    Gold Loan Rate Per Gram Today in Uttam Nagar

    Updated - Gold Loan Per Gram Rate w.e.f May 23 2022

    Gold Weight Gold Purity
    24 Carat
    Gold Purity
    22 Carat
    Gold Purity
    20 Carat
    Gold Purity
    18 Carat
    1 gram 4621 4290 3900 3510
    10 gram 46210 42900 39000 35100
    20 gram 93600 85800 78000 70200
    30 gram 140400 128700 117000 105300
    40 gram 187200 171600 156000 140400
    50 gram 234000 214500 195000 175500
    100 gram 468000 429000 390000 351000
    200 gram 936000 858000 780000 702000
    300 gram 1404000 1287000 1170000 1053000
    400 gram 1872000 1716000 1560000 1404000
    500 gram 2340000 2145000 1950000 1755000

    Gold Loan in Uttam Nagar Interest Rates and Charges

    Feature
    Gold Loan
    Interest Rate
    Processing Fee
    Tenure
    HDFC Gold Loan 9.90% 0.25 % - 1.50% 3 - 24 Month
    ICICI Gold Loan 10.50% 0.25 % - 1.50%  9 - 24 Months
    Axis Gold Loan 10.50% 0.50% - 1.50% 6 - 24 Months
    Yes Bank Gold Loan 10.50% 0.50% - 1.50% 6 - 36 Months
    SBI Gold Loan 9.50% 500/- to 0.50% 6 - 36 Months
    Kotak Gold Loan 11.00% 1% to 2% 9 - 24 Months
    IIFL Gold Loan 12.00% Nil 3 - 11 Months
    Muthoot Finance Gold Loan 12.00% Nil 1 - 24 Months
    Manappuram Gold Loan 12.50% Nil 6 - 12 Months
    PNB Gold Loan 11.00% 0.70% to 1% 6 - 12 Months
    Canara Bank Gold Loan 10.75% 1 % 6 - 12 Months
    IndusInd Bank Gold Loan 11.50% 1% - 1.5% 9 - 24 Months

    Gold Loan in Uttam Nagar Documents Required

    1. For Identification Proof, one of the following documents is required: Passport copy, Voters ID Card, Aadhar Card, or Driving license, anyone can be used as proof of your identity.
    2. One Proof of Signature is mandatory: Banker’s Verification, Passport Copy, or Cheque can be attached.
    3. One Proof of Address is imperative: Trade License, Aadhar Card, Electricity Bill, Ration Card, Driving License.
    4. Passport-size photographs (2)

    Additional Documents Required for Gold Loan Uttam Nagar

    1. A Demand of Promissory Note.
    2. Proof of Land is mandatory: If you wish to avail of an Agriculture loan exceeds Rs.1 lakh. The proof is not important for Allied farming Purposes.
    3. Authorization by the Jewel Appraiser (Bank will take this responsibility).
    4. Proof of Income documents comprise of Salary slip and Form no. 16.

    Gold Loan in Uttam Nagar Eligibility Criteria

    1. Age Limit: The applicant should be aged between 21 to 60 years.
    2. Indian Nationality is a must.

    GOLD LOAN @ 0.49%*

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    How to Apply for Gold Loan Uttam Nagar

    Online Process to Apply for Gold Loan Uttam Nagar

    You can apply online for Gold Loan Uttam Nagar through Dialabank. Visit us at Dialabank.

    Just a bit of info is to be provided for being an applicant of Gold Loan and one will avail the low gold loan interest rate.

    Providing all the necessary information will lead our Customer representative to contact you and collect the further required documents from your doorsteps.

    Know more and detailed about Gold Loan Uttam Nagar, call at 9878981166.

    Dialabank stands on the peak and is considered as the best platform for getting a Gold Loan online. Some of the basis behind this are:

    1. High LTV for your gold is assured.
    2. Being the first financial helpline, Dialabank provides quality services to its consumers.
    3. No additional amount is charged from the customer on the Dialabank website and it assists you free of cost.
    4. Applying for a Gold loan through Dialabank will help you to avail comparatively low-interest rate.
    5. Has a very good reputation and very impressive feedback by the customers in terms of fast service.
    6. Dialabank offers you the doorstep facility for collecting the documents.
    7. The quantity of paperwork is comparatively very less.
    8. Relationship Managers are trained in such a way to offer the best and quick services to customers.
    9. The quantity of paperwork is comparatively very less in Dialabank.
    Offline Process to Apply for Gold Loan Uttam Nagar

    Interested candidates can apply directly apply for Gold Loan through nearby branches but it leads to a huge dilemma in the loan selection procedure and documentation. Dialabank here stands stiff you and proffer a swift and better way for availing Gold Loan.

    It even lessens the number of chances you have to appear in the institution for Gold Loan approval as the gold valuation is done on gold loan per gram.

    Processing Fees / Prepayment Charges on Gold Loan Uttam Nagar

    Bank
    Processing Fee
    Prepayment Charges
    HDFC Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 3 months
    Axis Bank Gold Loan
    0.50% to 1.50%
    Nil
    ICICI Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 9 months
    SBI Gold Loan
    500/- to 0.50%
    Nil
    Kotak Gold Loan
    1% to 2%
    2.25% of fore closure amount if closed 1 month ahead of the tenure.
    IIFL Gold Loan
    Nil
    Nil
    Muthoot Gold Loan
    Nil
    Nil
    Manappauram Gold Loan
    Nil
    Nil
    PNB Gold Loan
    0.70% to 1%
    Nil
    Canara Bank Gold Loan
    1%
    Nil
    Andhra Bank Gold Loan
    Nil
    Nil

    CIBIL Score Required for Gold Loan Uttam Nagar

    CIBIL Score plays a vital role in the approval of your Gold Loan and the Applicant has to clear the CIBIL score criteria as every Gold Loan providing institution has made it a must.

    Basic and Minimum CIBIL Score standard is set at a base limit of 750 by almost every Gold loan providing institution.

    Therefore, an adequate CIBIL score is a must.

    Relating to CIBIL score institutions also observe the detailed behavior of loans from the past. This procedure includes the type of loan taken by the applicant and the loan amount borrowed. The presence of any late payment in previous loans is surely a problem on the way of approval of the new loan.

    Gold Loan Uttam Nagar Agent and Contact Number

    Dialabank is the sure answer for the most trusted Gold Loans. you can now apply for Gold Loan Uttam Nagar in just a few clicks by visiting us at www.dialabank.com or give us a call at 9878981166.

    Dialabank works as your friend and helps you to select between the  Banks and NBFC’s and provides a detailed and organized comparison of different banks. It helps you to stay calm by not indulging yourself in complex information and process before making the best deal.

    Have a chat with our Customer Relation Managers by applying online on www.dialabank.com.

    Gold Loan Uttam Nagar Contact Number

    Dialabank is eager to help you out with your queries, Ring on 9878981166 to solve yours.

    Pre Calculated EMI Table for Gold Loan Uttam Nagar

    Rate
    5 Yrs
    4 Yrs
    3 Yrs
    10.50%
    2149
    2560
    3250
    11.00%
    2174
    2584
    3273
    11.50%
    2199
    2608
    3297
    12.00%
    2224
    2633
    3321
    12.50%
    2249
    2658
    3345
    13.00%
    2275
    2682
    3369
    13.50%
    2300
    2707
    3393
    14.00%
    2326
    2732
    3417
    14.50%
    2352
    2757
    3442
    15.00%
    2378
    2783
    3466

    About Uttam Nagar

    Uttam Nagar is the residential hub for the lower class and middle-class families. Maintained under the Municipal Corporation of Delhi, Uttam Nagar is located in the district of West Delhi.

    Humayun’s Tomb, Mini Qutub Minar, and potter’s colony are some of the places to visit in the locality.

    Cricketers like Virat Kohli and Gautam Gambhir relate to the place.