Best banks for Gold Loans in Bahraich
Feature |
HDFC Bank |
Private Bank |
Muthoot Finance |
Interest Rate |
9.90% |
10.50% |
12% |
Min Loan Amt |
Metro : 25000, Non : 15000 |
25000 |
15000 |
Max Loan Amt |
1 Cr |
1 Cr |
1 Cr |
Loan Tenure |
3 months to 24 months |
9 months to 24 months |
1 month to 24 months |
Processing Fee |
0.25% to 1.50% of the Loan Amt |
0.25% to 1.50% |
Nil |
Preclosure Chgs |
2%, Nil foreclosure charges after 3 months |
2%, Nil foreclosure charges after 9 months |
Nil |
Overdraft Facility |
Yes |
Yes |
Yes |
Pay Only Interest Facility |
Yes |
Yes |
Yes |
Gold Rate Per Gram |
2500 |
2600 |
2700* |
Gold Loan Bahraich Features
Are you going out of cash?
Do you have any plans for taking a gold loan?
What are some Gold Loan Bahraich features?
Gold Loan Bahraich aims to give a reasonable rate of interest at minimum documentation. Gold Loans are secured loans that can be availed by keeping your Gold ornaments/Jewelry as a collateral or security deposit for short-term credit. Banks sanction Gold Loan easily considering the fact that you repay the amount in the form of interest in regular intervals.
Gold Loan Rate Per Gram Today in Bahraich
Updated - Gold Loan Per Gram Rate w.e.f Apr 26 2024 |
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| Gold Weight | Gold Purity 24 Carat |
Gold Purity 22 Carat |
Gold Purity 20 Carat |
Gold Purity 18 Carat |
| 1 gram | 4621 | 4290 | 3900 | 3510 |
| 10 gram | 46210 | 42900 | 39000 | 35100 |
| 20 gram | 93600 | 85800 | 78000 | 70200 |
| 30 gram | 140400 | 128700 | 117000 | 105300 |
| 40 gram | 187200 | 171600 | 156000 | 140400 |
| 50 gram | 234000 | 214500 | 195000 | 175500 |
| 100 gram | 468000 | 429000 | 390000 | 351000 |
| 200 gram | 936000 | 858000 | 780000 | 702000 |
| 300 gram | 1404000 | 1287000 | 1170000 | 1053000 |
| 400 gram | 1872000 | 1716000 | 1560000 | 1404000 |
| 500 gram | 2340000 | 2145000 | 1950000 | 1755000 |
Gold Loan in Bahraich Interest Rates and Charges
|
Feature
|
Gold Loan
Interest Rate
|
Processing Fee
|
Tenure
|
| HDFC Gold Loan | 9.90% | 0.25 % - 1.50% | 3 - 24 Month |
| Private Gold Loan | 10.50% | 0.25 % - 1.50% | 9 - 24 Months |
| Axis Gold Loan | 10.50% | 0.50% - 1.50% | 6 - 24 Months |
| Yes Bank Gold Loan | 10.50% | 0.50% - 1.50% | 6 - 36 Months |
| SBI Gold Loan | 9.50% | 500/- to 0.50% | 6 - 36 Months |
| Kotak Gold Loan | 11.00% | 1% to 2% | 9 - 24 Months |
| IIFL Gold Loan | 12.00% | Nil | 3 - 11 Months |
| Muthoot Finance Gold Loan | 12.00% | Nil | 1 - 24 Months |
| Manappuram Gold Loan | 12.50% | Nil | 6 - 12 Months |
| PNB Gold Loan | 11.00% | 0.70% to 1% | 6 - 12 Months |
| Canara Bank Gold Loan | 10.75% | 1 % | 6 - 12 Months |
| IndusInd Bank Gold Loan | 11.50% | 1% - 1.5% | 9 - 24 Months |
Gold Loan in Bahraich Documents required
- Signed Application form
- Government-approved ID such as Driving license/passport/Aadhar card/ Voter ID, etc.
- Proof of residence: Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Sales Tax certificate.
- Bank will arrange the Certificate by the Jewel Appraiser.
- Signature Proof: Passport Copy/Driving License/Banker’s verification
- A Demand Promissory Note.
- 2 recent passport size photographs(colored)
- Proof of Income (i.e. salary slips/ Form 16) of the borrower
- Land Proof: For Agriculture Loan of more than Rs. 1 lac, there is no requirement of proof for allied agriculture purposes.
Gold Loan in Bahraich Eligibility Criteria
- The minimum age requirements of the individual should be 21 years and a maximum of up to 60 years.
- Applicant must be an Indian National
- The applicant is a self-employed or salaried person.
Gold Loan Bahraich Agent and Contact number
Dialabank is one of the leading agents for availing Gold Loan in Bahraich. You can apply on Dialabank online or give us a call at 9878981166
Dialabank finds the best option of Banks and NBFCs by providing you with a detailed market comparison of various banks so that you can make the right choice. Visit our website and fill a simple form with your personal and employment details. Our customer relationship managers shall assist you for further help.
Feature |
HDFC Bank |
Private Bank |
Muthoot Finance |
Interest Rate |
9.90% |
10.50% |
12% |
Min Loan Amt |
Metro : 25000, Non : 15000 |
25000 |
15000 |
Max Loan Amt |
1 Cr |
1 Cr |
1 Cr |
Loan Tenure |
3 months to 24 months |
9 months to 24 months |
1 month to 24 months |
Processing Fee |
0.25% to 1.50% of the Loan Amt |
0.25% to 1.50% |
Nil |
Preclosure Chgs |
2%, Nil foreclosure charges after 3 months |
2%, Nil foreclosure charges after 9 months |
Nil |
Overdraft Facility |
Yes |
Yes |
Yes |
Pay Only Interest Facility |
Yes |
Yes |
Yes |
Gold Rate Per Gram |
2500 |
2600 |
2700* |
About Bahraich
Bahraich is a city situated in the state of Uttar Pradesh and is an important town as it shares its border with Nepal. Many educational institutions of multiple disciplines have been set up and running in the city for many years.
हिंदी में जानने के लिए यहाँ क्लिक करें:गोल्ड लोन बहराइच
Special Note: Always check Gold Loan Rate Per Gram before applying for loan against gold.
