Gold Loan Chandausi

GOLD LOAN @ 0.57%*
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⍟  Highest Rate Per Gram
⍟  Lowest Interest Rate of 0.57% p.m.

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    Gold Loan Chandausi

    Major Gold Loan Providers in Chandausi

    Feature HDFC Bank SBI
    Muthoot Finance
    Interest Rate 9.90% onwards 7% onwards 12% onwards
    Min Loan Amt Metro : 25000, Non : 15000 25000 15000
    Max Loan Amt 1 Cr 1 Cr 1 Cr
    Loan Tenure 3 months to 24 months 9 months to 24 months
    1 month to 24 months
    Processing Fee 0.25% to 1.50% of the Loan Amt 0.25% to 1.50% Nil
    Pre-closure Charges 2%, Nil foreclosure charges after 3 months 2%, Nil foreclosure charges after 9 months Nil
    Overdraft Facility Yes Yes Yes
    Pay Only Interest Facility Yes Yes Yes
    Gold Rate Per Gram 3066 3073 3073

    Gold Loan Chandausi Features

    Gold Loan Chandausi

    Gold is a precious asset to everyone. People often try to invest in gold using their savings, they keep their gold in their homes and in lockers to keep it safe. But what if your gold can help you in your bad times? Taking Gold Loan is one of the safest and best option to overcome financial issues.

    Individuals can turn their gold into cash instead of keeping it idle at home. The gold loan helps you to cater to the required funds without any hassle. Also, there is no use restriction of the gold loan amount and one can use this loan amount anywhere they want.

    Gold Loan Chandausi Interest Rates

    Check latest interest rates of gold loan at dialabank.

    Bank Interest Rate
    HDFC Bank Gold Loan 9.9% to 14%
    Axis Bank Gold Loan 10.50% to 16%
    ICICI Bank Gold Loan 10.75% to 16%
    SBI Gold Loan 9.5 % to 13%
    Kotak Gold Loan 11% to 14%
    IIFL Gold Loan 9.24% to 24%
    Muthoot Gold Loan 12% to 24%
    Manappauram Gold Loan 12% to 26%
    PNB Gold Loan 10.05% to 16%
    Canara Bank Gold Loan 9.75 % to 13%
    Andhra Bank Gold Loan 10.70% to 16%

    Documents for Gold Loan Chandausi

    • Proof of Identity (Passport Copy/ Voters ID card/ Driving License/Aadhaar card)
    • Address Proof can be a Ration card/ Electricity Bill/ Rental bill/ Passport copy/Trade license 
    • Passport Copy/Driving License/Banker’s verification/cheques are accepted as Signature Proof.
    • Two passport size photographs.

    Additional Documents Required for Gold Loan Chandausi

    •  In the case of Agriculture Loan of more than Rs. 1 lac, Land Proof is needed, if the loan is for allied agriculture purposes then the proof is not required.
    • A Demand Promissory Note is a must.
    • A Jewel Appraiser certificate (Bank can look after).
    • Salary Certificate and Form No.16 will do as Income Proofs.

    Eligibility Criteria for Gold Loan Chandausi

    • Should be an Indian National.
    • Must be a minimum of 21 years of age.
    • The maximum age limit allowed is 60 years.


    gold loan

    How to Apply for Gold Loan Chandausi

    Online Process to Apply for Gold Loan Chandausi

    You can visit the Dialabank website and apply for the gold loan online. The process is less complex and user friendly. For further details, you can always call us on 9878981166.

    To apply for a gold loan through Dialabank.

    1. Go to the Dialabank site.
    2. Fill a basic information form.
    3. Click to request a quote.
    4. Our relationship manager will soon contact you as soon as possible.

    Dialabank is the premier institution to apply for a gold loan online. Dialabank never charges the customer with any sort of hidden. Also, Our relationship managers trained to provide a hassle-free experience to the customer. We also try to offer the lowest rate of interest available to our clients. Dialabank demands very little paperwork to process the loan application of our clients. We provide our customers with free doorstep documents pickup facility so that the applicant need not face any hectic issue.

    Offline Process to Apply for Gold Loan Chandausi

    Customers also have the option to apply for a gold loan offline from the institutions near to their location. All they have to do is do a google search for banks and NBFCs in their locality. The applicant can visit them and check which suits their requirements the best.

    Although, this process can take a lot of time and can prove to be a hectic one. Instead, customers can apply on DialaBank right away and get assured of the best value for their gold.

    Processing Fees / Prepayment Charges on Gold Loan Chandausi

    Bank
    Processing Fee
    Prepayment Charges
    HDFC Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 3 months
    Axis Bank Gold Loan
    0.50% to 1.50%
    Nil
    ICICI Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 9 months
    SBI Gold Loan
    500/- to 0.50%
    Nil
    Kotak Gold Loan
    1% to 2%
    2.25% of fore closure amount if closed 1 month ahead of the tenure.
    IIFL Gold Loan
    Nil
    Nil
    Muthoot Gold Loan
    Nil
    Nil
    Manappauram Gold Loan
    Nil
    Nil
    PNB Gold Loan
    0.70% to 1%
    Nil
    Canara Bank Gold Loan
    1%
    Nil
    Andhra Bank Gold Loan
    Nil
    Nil

    CIBIL Score Required for Gold Loan Chandausi

    • Good CIBIL Score will reduce the rejection risk
    • 750 is considered as a good CIBIL Score.
    • Your past loan payment behavior is also tracked.
    • Any delay in the payments of previous loans will be harmful to your loan approval chances.
    • So, better to make sure that your CIBIL score is good when you apply for a loan.

    Gold Loan Chandausi Agents

    Dialabank has been associated with many loans providing institutions, hence it is the leading agent for availing gold loan in Chandausi. Dialabank provides clients with assistance to get a detailed and structured market comparison of gold loans.  

    Gold Loan Chandausi Contact Number

    Call 9878981166 and get instant help regarding Gold Loan in Chandausi right now.

    Pre Calculated EMI Table for Gold Loan Chandausi

    Rate
    5 Yrs
    4 Yrs
    3 Yrs
    10.50%
    2149
    2560
    3250
    11.00%
    2174
    2584
    3273
    11.50%
    2199
    2608
    3297
    12.00%
    2224
    2633
    3321
    12.50%
    2249
    2658
    3345
    13.00%
    2275
    2682
    3369
    13.50%
    2300
    2707
    3393
    14.00%
    2326
    2732
    3417
    14.50%
    2352
    2757
    3442
    15.00%
    2378
    2783
    3466

    About Chandausi

    Chandausi is a district town located in the Uttar Pradesh state of India. The city has a municipal board and is situated in Sambhal district. It is well connected with other major cities like Moradabad and rail network is present on the Aligarh-Bareilly route. Chandausi is famous for its ancient temples and street food.

    Check gold loan per gram rate at dialabank.

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