Gold Loan Gadwal

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    Gold Loan Gadwal

     Best Banks for Gold Loan  in Gadwal

    Feature
    HDFC Bank
    ICICI Bank
    Muthoot Finance
    Interest Rate
    9.90%
    10.50%
    12%
    Min Loan Amt
    Metro : 25000, Non : 15000
    25000
    15000
    Max Loan Amt
    1 Cr
    1 Cr
    1 Cr
    Loan Tenure
    3 months to 24 months
    9 months to 24 months
    1 month to 24 months
    Processing Fee
    0.25% to 1.50% of the Loan Amt
    0.25% to 1.50%
    Nil
    Preclosure Chgs
    2%, Nil foreclosure charges after 3 months
    2%, Nil foreclosure charges after 9 months
    Nil
    Overdraft Facility
    Yes
    Yes
    Yes
    Pay Only Interest Facility
    Yes
    Yes
    Yes
    Gold Rate Per Gram
    2500
    2600
    2700*

    Gold Loan Gadwal Features

    Are you going out of cash? Worried of all the expenses?
    Gold Loan Gadwal
    Do not stress about it, just apply for a gold loan. A Gold Loan is available for you in your city. A loan that requires very paperwork. Loan approval is done within 2-3 hours after the verification process.

    Gold Loan Gadwal helps you financially with reasonable interest rates. An applicant must have a good credit history and a good source of income. It will make the processing of your gold loan at a faster rate.

    Due to fluctuations in the market price of gold loans, you can get a loan of up to 75% of the market value of gold.

    Gold Loan in Gadwal Interest Rates and Charges

    Bank Interest Rate
    HDFC Bank Gold Loan 9.9% to 14%
    Axis Bank Gold Loan 10.50% to 16%
    ICICI Bank Gold Loan 10.75% to 16%
    SBI Gold Loan 9.5 % to 13%
    Kotak Gold Loan 11% to 14%
    IIFL Gold Loan 9.24% to 24%
    Muthoot Gold Loan 12% to 24%
    Manappauram Gold Loan 12% to 26%
    PNB Gold Loan 10.05% to 16%
    Canara Bank Gold Loan 9.75 % to 13%
    Andhra Bank Gold Loan 10.70% to 16%

     Gold Loan in Gadwal Documents required

    1. Anyone Identity Proof is mandatory from the following:
    • Aadhaar Card
    • Driving Licence
    • Passport Copy
    • Voter ID Card

    2. Anyone Address Proof is mandatory from the following:

    • Ration Card
    • Electricity Bill
    • Rental Bill
    • Passport Copy
    • Trade License
    • Shop License
    • Sales Tax Certificate

    3. Anyone Signature Proof is mandatory from the following:

    • Passport Copy
    • Driving License
    • Banker’s Verification
    • Cheque

    4. The requirement of passport size photographs is 2.

    Additional Documents Required for Gold Loan Gadwal

    1. A Promissory Note is imperative.
    2.  In case you are applying for an Agriculture Loan of more than Rs. 1 lakh, there is no need for land proof.
    3. The Jewel Appraiser Certificate(Bank will arrange).
    4. For Income Proof, there is a need for Salary Certificate and Form No.16

     Gold Loan in Gadwal Eligibility Criteria

    1. The minimum age of the applier should be 21 years
    2. The maximum age of the applier should be 60 years.
    3.  The applier should INDIAN citizenship.

    GOLD LOAN @ 0.49%*

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    How to Apply for Gold Loan Gadwal

    Online Process to Apply for Gold Loan Gadwal

    Apply for the Gold Loan at Dialabank. Fill a form online. Then, you will get a call from our contact manager and tell you about additional details.

    For more info, call on 9878981166 at any time.

    The most reliable stage to apply for a gold loan is Dialabank. There are numerous analyses behind this, some of them are:

    1. Dialabank is India’s first financial helpline because it facilitates the best financial services to customers all over the country.
    2. Less paperwork if you apply through Dialabank.
    3. The Relationship managers are guided well to supervise and help you with the whole processing of Gold Loan.
    4. The guidance provided by Dialabank without any cost. There are no supplementary costs for applying for the gold loan online on Dialabank.
    5.  The bank has good repute because we provide the best and fast services.
    6. For a gold loan application on Dialabank, get a reasonable Interest Rate.
    7.  You will get a great LTV of your gold.
    Offline Process to Apply for Gold Loan Gadwal

    An applicant can apply for a gold loan from the nearby banks. Just search on google about the gold loan banks near me. Google will give you so many options. You just have to choose the right option according to your understanding.

    But, if you look for the bank having faster processing, you apply from Dialabank.

    Processing Fees / Prepayment Charges on Gold Loan Gadwal

    Bank
    Processing Fee
    Prepayment Charges
    HDFC Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 3 months
    Axis Bank Gold Loan
    0.50% to 1.50%
    Nil
    ICICI Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 9 months
    SBI Gold Loan
    500/- to 0.50%
    Nil
    Kotak Gold Loan
    1% to 2%
    2.25% of fore closure amount if closed 1 month ahead of the tenure.
    IIFL Gold Loan
    Nil
    Nil
    Muthoot Gold Loan
    Nil
    Nil
    Manappauram Gold Loan
    Nil
    Nil
    PNB Gold Loan
    0.70% to 1%
    Nil
    Canara Bank Gold Loan
    1%
    Nil
    Andhra Bank Gold Loan
    Nil
    Nil

    CIBIL Score Required for Gold Loan Gadwal

    Before applying for a gold loan, there is a compulsion of a good CIBIL score. Minimum CIBIL score criteria are set by every foundation for the processing of a gold loan in Gadwal. An applicant must have a minimum 750 CIBIL score.

    Apart from the CIBIL score, the foundations record the details of your previous loans. The type of loan taken and the amount borrowed is included in this. If there are any delayed payments of your previous loans, it will create difficulty in your gold loan application.

    Gold Loan Gadwal Agents and Contact Number

    One of the leading and most trusted gold loan agents in Gadwal is Dialabank.

    You can apply online at Dialabank give a call at 9878981166.

    Call at 9878981166 and get instant help and approval for Gold Loan in Gadwal.

    Pre Calculated EMI Table for Gold Loan Gadwal

    Rate
    5 Yrs
    4 Yrs
    3 Yrs
    10.50%
    2149
    2560
    3250
    11.00%
    2174
    2584
    3273
    11.50%
    2199
    2608
    3297
    12.00%
    2224
    2633
    3321
    12.50%
    2249
    2658
    3345
    13.00%
    2275
    2682
    3369
    13.50%
    2300
    2707
    3393
    14.00%
    2326
    2732
    3417
    14.50%
    2352
    2757
    3442
    15.00%
    2378
    2783
    3466

    About Gadwal

    Gadwal city is established in the Jogulamba Gadwal district in Telangana and it was established by Raja Somanadri. Gadwal city is constructed around the Gadwal fort which is the most well-known old temple. Gadwal city is also identified for its Jari Chiral.