Gold Loan Gadwal

Gold Rate: ₹ 5,121 Per Gram

⍟ Interest Rate 7.0% p.a. ⍟

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Unlock the Real Value of your Gold
Lowest Rate of Interest
Get Money in 30 Mins
Loan Amount Up to 1 Crore
Loan Tenure Up to 48 Months
Unbiased Experts Advice

 Best Banks for Gold Loan  in Gadwal

Feature
HDFC Bank
ICICI Bank
Muthoot Finance
Interest Rate
9.90%
10.50%
12%
Min Loan Amt
Metro : 25000, Non : 15000
25000
15000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
3 months to 24 months
9 months to 24 months
1 month to 24 months
Processing Fee
0.25% to 1.50% of the Loan Amt
0.25% to 1.50%
Nil
Preclosure Chgs
2%, Nil foreclosure charges after 3 months
2%, Nil foreclosure charges after 9 months
Nil
Overdraft Facility
Yes
Yes
Yes
Pay Only Interest Facility
Yes
Yes
Yes
Gold Rate Per Gram
2500
2600
2700*

Gold Loan Gadwal Features

Are you going out of cash? Worried of all the expenses?

Do not stress about it, just apply for a gold loan. A Gold Loan is available for you in your city. A loan that requires very paperwork. Loan approval is done within 2-3 hours after the verification process. Gold Loan Gadwal

Gold Loan Gadwal helps you financially with reasonable interest rates. An applicant must have a good credit history and a good source of income. It will make the processing of your gold loan at a faster rate.

Due to fluctuations in the market price of gold loans, you can get a loan of up to 75% of the market value of gold.

Gold Loan in Gadwal Interest Rates and Charges

Bank
Interest Rate
HDFC Bank Gold Loan
10.25% to 14%
Axis Bank Gold Loan
10.50% to 16%
ICICI Bank Gold Loan
10.75% to 16%
SBI Gold Loan
9.5 % to 13%
Kotak Gold Loan
11% to 14%
IIFL Gold Loan
9.24% to 24%
Muthoot Gold Loan
12% to 24%
Manappauram Gold Loan
12% to 26%
PNB Gold Loan
10.05% to 16%
Canara Bank Gold Loan
9.75 % to 13%
Andhra Bank Gold Loan
10.70% to 16%

 Gold Loan in Gadwal Documents required

  1. Anyone Identity Proof is mandatory from the following:
  • Aadhaar Card
  • Driving Licence
  • Passport Copy
  • Voter ID Card

2. Anyone Address Proof is mandatory from the following:

  • Ration Card
  • Electricity Bill
  • Rental Bill
  • Passport Copy
  • Trade Licence
  • Shop Licence
  • Sales Tax Certificate

3. Anyone Signature Proof is mandatory from the following:

  • Passport Copy
  • Driving Licence
  • Banker’s Verification
  • Cheque

4. The requirement of passport size photographs is 2.

Additional Documents Required for Gold Loan Gadwal

  1. A Promissory Note is imperative.
  2.  In case you are applying for an Agriculture Loan of more than Rs. 1 lakh, there is no need for land proof.
  3. The Jewel Appraiser Certificate(Bank will arrange).
  4. For Income Proof, there is a need for Salary Certificate and Form No.16

 Gold Loan in Gadwal Eligibility Criteria

  1. The minimum age of the applier should be 21 years
  2. The maximum age of the applier should be 60 years.
  3.  The applier should INDIAN citizenship.

gold loan at 7%

How to Apply for Gold Loan Gadwal

Online Process to Apply for Gold Loan Gadwal

Apply for the Gold Loan at Dialabank. Fill a form online. Then, you will get a call from our contact manager and tell you about additional details.

For more info, call on 9878981166 at any time.

The most reliable stage to apply for a gold loan is Dialabank. There are numerous analyses behind this, some of them are:

  1. Dialabank is India’s first financial helpline because it facilitates the best financial services to customers all over the country.
  2. Less paperwork if you apply through Dialabank.
  3. The Relationship managers are guided well to supervise and help you with the whole processing of Gold Loan.
  4. The guidance provided by Dialabank without any cost. There are no supplementary costs for applying for the gold loan online on Dialabank.
  5.  The bank has good repute because we provide the best and fast services.
  6. For a gold loan application on Dialabank, get a reasonable Interest Rate.
  7.  You will get a great LTV of your gold.
Offline Process to Apply for Gold Loan Gadwal

An applicant can apply for a gold loan from the nearby banks. Just search on google about the gold loan banks near me. Google will give you so many options. You just have to choose the right option according to your understanding.

But, if you look for the bank having faster processing, you apply from Dialabank.

Processing Fees / Prepayment Charges on Gold Loan Gadwal

Bank
Processing Fee
Prepayment Charges
HDFC Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Gold Loan
0.50% to 1.50%
Nil
ICICI Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Gold Loan
500/- to 0.50%
Nil
Kotak Gold Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Gold Loan
Nil
Nil
Muthoot Gold Loan
Nil
Nil
Manappauram Gold Loan
Nil
Nil
PNB Gold Loan
0.70% to 1%
Nil
Canara Bank Gold Loan
1%
Nil
Andhra Bank Gold Loan
Nil
Nil

CIBIL Score Required for Gold Loan Gadwal

Before applying for a gold loan, there is a compulsion of a good CIBIL score. Minimum CIBIL score criteria are set by every foundation for the processing of a gold loan in Gadwal. An applicant must have a minimum 750 CIBIL score.

Apart from the CIBIL score, the foundations record the details of your previous loans. The type of loan taken and the amount borrowed is included in this. If there are any delayed payments of your previous loans, it will create difficulty in your gold loan application.

Gold Loan Gadwal Agents and Contact Number

One of the leading and most trusted gold loan agents in Gadwal is Dialabank.

You can apply online at Dialabank give a call at 9878981166.

Call at 9878981166 and get instant help and approval for Gold Loan in Gadwal.

Pre Calculated EMI Table for Gold Loan Gadwal

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Gadwal

Gadwal city is established in the Jogulamba Gadwal district in Telangana and it was established by Raja Somanadri. Gadwal city is constructed around the Gadwal fort which is the most well-known old temple. Gadwal city is also identified for its Jari Chiral.


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