⍟  Lowest Interest Rate of 0.79% p.m.
⍟  Highest Rate Per Gram ₹ 4,680
⍟  No Melting of Your Gold
⍟  Get Loan in 1 Visit Only
⍟  100% Safety of Your Gold (kept in Bank Locker)

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Gold Loan Krishnagar

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Best Banks for Gold Loan in Krishnagar

Feature
HDFC Bank
ICICI Bank
Muthoot Finance
Interest Rate
9.90%
10.50%
12%
Min Loan Amt
Metro : 25000, Non : 15000
25000
15000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
3 months to 24 months
9 months to 24 months
1 month to 24 months
Processing Fee
0.25% to 1.50% of the Loan Amt
0.25% to 1.50%
Nil
Preclosure Chgs
2%, Nil foreclosure charges after 3 months
2%, Nil foreclosure charges after 9 months
Nil
Overdraft Facility
Yes
Yes
Yes
Pay Only Interest Facility
Yes
Yes
Yes
Gold Rate Per Gram
2500
2600
2700*

Gold Loan Krishnagar Features

Gold loan KrishnagarAre you running short out of cash? Gold Loan is available for you. This loan requires minimal documentation and less paperwork. This loan can get approved in 48 hours after the verification process of a gold loan.

Gold Loan Krishnagar is an unsecured loan that provides economical aid to the customers at affordable interest rates. To get a Gold Loan, the applicant must have a rigid and good source of income and has a good credit history. Additionally, there is no end-use restriction on the use of the gold loan amount. You can use this gold loan amount anywhere you want to do.

Gold Loan Rate Per Gram Today in Krishnagar

Updated - Gold Loan Per Gram Rate w.e.f

Gold Weight Gold Purity
24 Carat
Gold Purity
22 Carat
Gold Purity
20 Carat
Gold Purity
18 Carat
1 gram 4680 4290 3900 3510
10 gram 46800 42900 39000 35100
20 gram 93600 85800 78000 70200
30 gram 140400 128700 117000 105300
40 gram 187200 171600 156000 140400
50 gram 234000 214500 195000 175500
100 gram 468000 429000 390000 351000
200 gram 936000 858000 780000 702000
300 gram 1404000 1287000 1170000 1053000
400 gram 1872000 1716000 1560000 1404000
500 gram 2340000 2145000 1950000 1755000

Gold Loan in Krishnagar Interest Rates and Charges

Feature
Gold Loan
Interest Rate
Processing Fee
Tenure
HDFC Gold Loan 9.90% 0.25 % - 1.50% 3 - 24 Month
ICICI Gold Loan 10.50% 0.25 % - 1.50%  9 - 24 Months
Axis Gold Loan 10.50% 0.50% - 1.50% 6 - 24 Months
Yes Bank Gold Loan 10.50% 0.50% - 1.50% 6 - 36 Months
SBI Gold Loan 9.50% 500/- to 0.50% 6 - 36 Months
Kotak Gold Loan 11.00% 1% to 2% 9 - 24 Months
IIFL Gold Loan 12.00% Nil 3 - 11 Months
Muthoot Finance Gold Loan 12.00% Nil 1 - 24 Months
Manappuram Gold Loan 12.50% Nil 6 - 12 Months
PNB Gold Loan 11.00% 0.70% to 1% 6 - 12 Months
Canara Bank Gold Loan 10.75% 1 % 6 - 12 Months
IndusInd Bank Gold Loan 11.50% 1% - 1.5% 9 - 24 Months

Gold Loan in Krishnagar Documents Required

  1. At least one Proof of Identification from the following: Passport Copy/ Voters ID card/ Driving License/Aadhaar card.
  2. Any Address Proof from the following: Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate.
  3. Signature Proof can be any: Passport Copy/Driving License/Banker’s verification/cheque.
  4. 2 passport size photographs.

Additional Documents Required for Gold Loan Krishnagar

  1. There is a need for the Land Proof: Apply for an Agriculture Loan of more than Rs. 1 lac. The proof is not required for agriculture use.
  2. A Demand of Promissory Note.
  3. Certification by the Jewel Appraiser (Bank will handle this).
  4. Income Proof: Salary Certificate and Form No.16

Gold Loan in Krishnagar Eligibility Criteria

  1. The minimum age:21 years and maximum age: 60 years.
  2. Must be an Indian


gold loan at 7%

हिंदी में पढ़े | தமிழில் படியுங்கள்

How to Apply for Gold Loan Krishnagar

Online Process to Apply for Gold Loan Krishnagar

You can apply for the Gold Loan with Dialabank. The process is straightforward. You have to fill a simple form online at Dialabank.

After that, you will get a call back from our executive. Furthermore, you will avail of a document to pick up facility from your doorstep. For more information about Gold Loan Krishnagar, you can call on 9878981166.

Dialabank is taken into consideration as the best online platform to apply for a gold loan. The reasons are given below:

  1. First of all, Dialabank is India’s first financial helpline; it offers the best financial facilities to customers all over the country.
  2. The bank has a good reputation among individuals because of its best services.
  3. When you apply for a gold loan on Dialabank, then you will avail of a low Gold Loan Interest Rate.
  4. Also, Dialabank offers a document pickup facility from the doorstep of the customer.
  5. One more important thing is that Dialabank guides the consumers free of cost. There are no additional charges for a gold loan online application with Dialabank.
  6. Also, when you apply for a gold loan through Dialabank, very little paperwork is required.
  7. Another is that get a high LTV of your gold.
  8. Finally, the Relationship managers are trained enough to guide you in the whole procedure of Gold Loan.
Offline Process to Apply for Gold Loan Krishnagar

The applier has an option to avail of a Gold Loan from the nearby branches. You will search for Gold Loan near me on google. It will enlist all the neighboring branches from where you can avail of the loan.

Processing Fees / Prepayment Charges on Gold Loan Krishnagar

Bank
Processing Fee
Prepayment Charges
HDFC Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Gold Loan
0.50% to 1.50%
Nil
ICICI Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Gold Loan
500/- to 0.50%
Nil
Kotak Gold Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Gold Loan
Nil
Nil
Muthoot Gold Loan
Nil
Nil
Manappauram Gold Loan
Nil
Nil
PNB Gold Loan
0.70% to 1%
Nil
Canara Bank Gold Loan
1%
Nil
Andhra Bank Gold Loan
Nil
Nil

CIBIL Score Required for Gold Loan Krishnagar

Every lending institution has its own criteria for the minimum CIBIL score required for processing a Gold Loan application in Krishnagar. Most institutions require a minimum score of 750 for the procedure of your gold loan application.

The institutions also examine the detailed behavior of the previous loans taken. This includes the type of loan taken and the amount borrowed. Any late payments for previous loans can act as a barrier for a fresh loan.

Gold Loan Krishnagar Agent and Contact Number

Dialabank is the leading and trusting agent for availing Gold Loan in Krishnagar. You can apply online at www.dialabank.comAlso, you can call us at 9878981166.

Dialabank helps you to find the best option of Banks and NBFCs by offering you with a detailed market comparison of various banks so that you can make the right decision. Visit www.dialabank.com and fill out a simple form. Our customer relationship managers will connect with you very soon.

Gold Loan Krishnagar Contact Number

You can contact at 9878981166 and get instant help and approval for Gold Loan in Krishnagar.

Pre Calculated EMI Table for Gold Loan Krishnagar

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Krishnagar

Krishnanagar is a city in West Bengal India. It is the headquarters of the Nadia district. it is under the body of Krishnagar Municipality. Official languages are Bengali and English. Krishnanagar is situated on the southern banks of the Jalangi river. The area of the municipality is around 16 km2 and is divided into 24 wards with 24 councilors. Krishnanagar is the administrative headquarters of the Nadia district. Krishnanagar is the center for all administration purposes.

As Krishnanagar is the headquarters of Nadia District, it gets some of the added benefits. Apart from Government Hospitals, there are private run nursing homes as well. Krishnanagar is 100 km north of Kolkata. Being the district headquarters, residents of Krishnanagar enjoy some unique facilities as far as transport is considered: wide roads, intra-city connectivity by auto-rickshaws, cycles rickshaws, e-rickshaws, service buses, and magic taxis.

As Krishnanagar is a city just beside the river Jalangi(Tributary of River Ganges), one can also avail of water transport. Regular boat transport is also available from Krishnanagar to other parts.