Gold Loan Krishnagar

AT 0.49%* INTEREST RATE
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    Gold Loan Krishnagar

    Best Banks for Gold Loan in Krishnagar

    Feature
    HDFC Bank
    ICICI Bank
    Muthoot Finance
    Interest Rate
    9.90%
    10.50%
    12%
    Min Loan Amt
    Metro : 25000, Non : 15000
    25000
    15000
    Max Loan Amt
    1 Cr
    1 Cr
    1 Cr
    Loan Tenure
    3 months to 24 months
    9 months to 24 months
    1 month to 24 months
    Processing Fee
    0.25% to 1.50% of the Loan Amt
    0.25% to 1.50%
    Nil
    Preclosure Chgs
    2%, Nil foreclosure charges after 3 months
    2%, Nil foreclosure charges after 9 months
    Nil
    Overdraft Facility
    Yes
    Yes
    Yes
    Pay Only Interest Facility
    Yes
    Yes
    Yes
    Gold Rate Per Gram
    2500
    2600
    2700*

    Gold Loan Krishnagar Features

    Gold loan KrishnagarAre you running short out of cash? Gold Loan is available for you. This loan requires minimal documentation and less paperwork. This loan can get approved in 48 hours after the verification process of a gold loan.

    Gold Loan Krishnagar is an unsecured loan that provides economical aid to the customers at affordable interest rates. To get a Gold Loan, the applicant must have a rigid and good source of income and has a good credit history. Additionally, there is no end-use restriction on the use of the gold loan amount. You can use this gold loan amount anywhere you want to do.

    Gold Loan Rate Per Gram Today in Krishnagar

    Updated - Gold Loan Per Gram Rate w.e.f Aug 16 2022

    Gold Weight Gold Purity
    24 Carat
    Gold Purity
    22 Carat
    Gold Purity
    20 Carat
    Gold Purity
    18 Carat
    1 gram 4621 4290 3900 3510
    10 gram 46210 42900 39000 35100
    20 gram 93600 85800 78000 70200
    30 gram 140400 128700 117000 105300
    40 gram 187200 171600 156000 140400
    50 gram 234000 214500 195000 175500
    100 gram 468000 429000 390000 351000
    200 gram 936000 858000 780000 702000
    300 gram 1404000 1287000 1170000 1053000
    400 gram 1872000 1716000 1560000 1404000
    500 gram 2340000 2145000 1950000 1755000

    Gold Loan in Krishnagar Interest Rates and Charges

    Feature
    Gold Loan
    Interest Rate
    Processing Fee
    Tenure
    HDFC Gold Loan 9.90% 0.25 % - 1.50% 3 - 24 Month
    ICICI Gold Loan 10.50% 0.25 % - 1.50%  9 - 24 Months
    Axis Gold Loan 10.50% 0.50% - 1.50% 6 - 24 Months
    Yes Bank Gold Loan 10.50% 0.50% - 1.50% 6 - 36 Months
    SBI Gold Loan 9.50% 500/- to 0.50% 6 - 36 Months
    Kotak Gold Loan 11.00% 1% to 2% 9 - 24 Months
    IIFL Gold Loan 12.00% Nil 3 - 11 Months
    Muthoot Finance Gold Loan 12.00% Nil 1 - 24 Months
    Manappuram Gold Loan 12.50% Nil 6 - 12 Months
    PNB Gold Loan 11.00% 0.70% to 1% 6 - 12 Months
    Canara Bank Gold Loan 10.75% 1 % 6 - 12 Months
    IndusInd Bank Gold Loan 11.50% 1% - 1.5% 9 - 24 Months

    Gold Loan in Krishnagar Documents Required

    1. At least one Proof of Identification from the following: Passport Copy/ Voters ID card/ Driving License/Aadhaar card.
    2. Any Address Proof from the following: Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate.
    3. Signature Proof can be any: Passport Copy/Driving License/Banker’s verification/cheque.
    4. 2 passport size photographs.

    Additional Documents Required for Gold Loan Krishnagar

    1. There is a need for the Land Proof: Apply for an Agriculture Loan of more than Rs. 1 lac. The proof is not required for agriculture use.
    2. A Demand of Promissory Note.
    3. Certification by the Jewel Appraiser (Bank will handle this).
    4. Income Proof: Salary Certificate and Form No.16

    Gold Loan in Krishnagar Eligibility Criteria

    1. The minimum age:21 years and maximum age: 60 years.
    2. Must be an Indian

    GOLD LOAN @ 0.49%*

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    How to Apply for Gold Loan Krishnagar

    Online Process to Apply for Gold Loan Krishnagar

    You can apply for the Gold Loan with Dialabank. The process is straightforward. You have to fill a simple form online at Dialabank.

    After that, you will get a call back from our executive. Furthermore, you will avail of a document to pick up facility from your doorstep. For more information about Gold Loan Krishnagar, you can call on 9878981166.

    Dialabank is taken into consideration as the best online platform to apply for a gold loan. The reasons are given below:

    1. First of all, Dialabank is India’s first financial helpline; it offers the best financial facilities to customers all over the country.
    2. The bank has a good reputation among individuals because of its best services.
    3. When you apply for a gold loan on Dialabank, then you will avail of a low Gold Loan Interest Rate.
    4. Also, Dialabank offers a document pickup facility from the doorstep of the customer.
    5. One more important thing is that Dialabank guides the consumers free of cost. There are no additional charges for a gold loan online application with Dialabank.
    6. Also, when you apply for a gold loan through Dialabank, very little paperwork is required.
    7. Another is that get a high LTV of your gold.
    8. Finally, the Relationship managers are trained enough to guide you in the whole procedure of Gold Loan.
    Offline Process to Apply for Gold Loan Krishnagar

    The applier has an option to avail of a Gold Loan from the nearby branches. You will search for Gold Loan near me on google. It will enlist all the neighboring branches from where you can avail of the loan.

    Processing Fees / Prepayment Charges on Gold Loan Krishnagar

    Bank
    Processing Fee
    Prepayment Charges
    HDFC Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 3 months
    Axis Bank Gold Loan
    0.50% to 1.50%
    Nil
    ICICI Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 9 months
    SBI Gold Loan
    500/- to 0.50%
    Nil
    Kotak Gold Loan
    1% to 2%
    2.25% of fore closure amount if closed 1 month ahead of the tenure.
    IIFL Gold Loan
    Nil
    Nil
    Muthoot Gold Loan
    Nil
    Nil
    Manappauram Gold Loan
    Nil
    Nil
    PNB Gold Loan
    0.70% to 1%
    Nil
    Canara Bank Gold Loan
    1%
    Nil
    Andhra Bank Gold Loan
    Nil
    Nil

    CIBIL Score Required for Gold Loan Krishnagar

    Every lending institution has its own criteria for the minimum CIBIL score required for processing a Gold Loan application in Krishnagar. Most institutions require a minimum score of 750 for the procedure of your gold loan application.

    The institutions also examine the detailed behavior of the previous loans taken. This includes the type of loan taken and the amount borrowed. Any late payments for previous loans can act as a barrier for a fresh loan.

    Gold Loan Krishnagar Agent and Contact Number

    Dialabank is the leading and trusting agent for availing Gold Loan in Krishnagar. You can apply online at www.dialabank.comAlso, you can call us at 9878981166.

    Dialabank helps you to find the best option of Banks and NBFCs by offering you with a detailed market comparison of various banks so that you can make the right decision. Visit www.dialabank.com and fill out a simple form. Our customer relationship managers will connect with you very soon.

    Gold Loan Krishnagar Contact Number

    You can contact at 9878981166 and get instant help and approval for Gold Loan in Krishnagar.

    Pre Calculated EMI Table for Gold Loan Krishnagar

    Rate
    5 Yrs
    4 Yrs
    3 Yrs
    10.50%
    2149
    2560
    3250
    11.00%
    2174
    2584
    3273
    11.50%
    2199
    2608
    3297
    12.00%
    2224
    2633
    3321
    12.50%
    2249
    2658
    3345
    13.00%
    2275
    2682
    3369
    13.50%
    2300
    2707
    3393
    14.00%
    2326
    2732
    3417
    14.50%
    2352
    2757
    3442
    15.00%
    2378
    2783
    3466

    About Krishnagar

    Krishnanagar is a city in West Bengal India. It is the headquarters of the Nadia district. it is under the body of Krishnagar Municipality. Official languages are Bengali and English. Krishnanagar is situated on the southern banks of the Jalangi river. The area of the municipality is around 16 km2 and is divided into 24 wards with 24 councilors. Krishnanagar is the administrative headquarters of the Nadia district. Krishnanagar is the center for all administration purposes.

    As Krishnanagar is the headquarters of Nadia District, it gets some of the added benefits. Apart from Government Hospitals, there are private run nursing homes as well. Krishnanagar is 100 km north of Kolkata. Being the district headquarters, residents of Krishnanagar enjoy some unique facilities as far as transport is considered: wide roads, intra-city connectivity by auto-rickshaws, cycles rickshaws, e-rickshaws, service buses, and magic taxis.

    As Krishnanagar is a city just beside the river Jalangi(Tributary of River Ganges), one can also avail of water transport. Regular boat transport is also available from Krishnanagar to other parts.