Gold Loan Longowal

AT 0.49%* INTEREST RATE
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    Gold Loan Longowal

    About Gold Loan Longowal

     

    Major Gold Loan Providers in Longowal

    Feature HDFC Bank SBI
    Muthoot Finance
    Interest Rate 9.90% onwards 7% onwards 12% onwards
    Min Loan Amt Metro : 25000, Non : 15000 25000 15000
    Max Loan Amt 1 Cr 1 Cr 1 Cr
    Loan Tenure 3 months to 24 months 9 months to 24 months
    1 month to 24 months
    Processing Fee 0.25% to 1.50% of the Loan Amt 0.25% to 1.50% Nil
    Pre-closure Charges 2%, Nil foreclosure charges after 3 months 2%, Nil foreclosure charges after 9 months Nil
    Overdraft Facility Yes Yes Yes
    Pay Only Interest Facility Yes Yes Yes
    Gold Rate Per Gram 3066 3073 3073

    Gold Loan Longowal FeaturesGold Loan Longowal

    Gold is a valuable metal. It has cultural, social, and financial worth and various individuals over the globe accept gold for different reasons. In any case, today, on account of developing financial segment offices, Gold Loan Longowal can likewise assist with meeting the money related necessities of individuals who have required the advance against gold to sustain and match with their monetary emergencies.

    Gold Loan is a gold credit which is kept as security. After a legitimate check of documents and gold, the Loan is authorized by the bank. Gold Loan Longowal is a convenient and unproblematic procedure of availing loan to meet an individual’s financial necessities.

    Benefits of Gold Loan Longowal

    1. There are no prepayment charges.
    2. It requires insignificant documentation when contrasted with different loans.
    3. Effectively accessible
    4. No credit checks
    5. Straightforward Procedures
    6. No EMI administration, just interest
    7. Minimum Documentation
    8. It doesn’t require any cosigner.
    9. It includes basic methodology and quick Loan endorsements.
    10. The candidate has choices to pay just interest during the tenure of the credit.
    11. Quick Loan Approval
    12. An individual ought to have at least 20 Gram gold to profit the Loan.
    13. No punishments are included.
    14. In-house gold assessment
    15. Accessible within a time span of 30-60 Mins
    16. You can avail a maximum tenure period up to 6 to 12 Months.

    Know More: Gold Loan Features

    Gold Loan Longowal Interest Rates

    1. 10.70% is the minimum annual interest rate you can expect on these loans.
    2.  Therefore, the monthly interest rate would end up being lower than 1%
    3. Also, you can foreclose your mortgage by paying the pre-closure charges.
    4. By using this feature, you can get your collateral gold back before the tenure ends. The pre-closure costs range from 0-3% of the total loan amount.
    5. The loan tenure period starts from 6 months and can last up to 5 years.

    Know More – Gold Loan Interest Rate

    Bank Interest Rate
    HDFC Bank Gold Loan 9.9% to 14%
    Axis Bank Gold Loan 10.50% to 16%
    ICICI Bank Gold Loan 10.75% to 16%
    SBI Gold Loan 9.5 % to 13%
    Kotak Gold Loan 11% to 14%
    IIFL Gold Loan 9.24% to 24%
    Muthoot Gold Loan 12% to 24%
    Manappauram Gold Loan 12% to 26%
    PNB Gold Loan 10.05% to 16%
    Canara Bank Gold Loan 9.75 % to 13%
    Andhra Bank Gold Loan 10.70% to 16%

    Documents for Gold Loan Longowal

    1. Identification Proof: Passport Copy/Driving License/Aadhaar card/Voters ID card.
    2. Address Proof: Ration card/Tel, Electricity Bill/Rental bill/Passport duplicate/Trade permit/Shop and Est. Permit/Sales Tax declaration.
    3. Sign Proof: Passport Copy/Banker’s confirmation/Driving License/cheque.
    4. Photo necessity: 2 identification passport size photos.

    Additional Documents Required for Gold Loan Longowal

    1. Land Proof: In case of Agriculture Loan of more than Rs. 1 lac. The proof is not required for allied agriculture purposes.
    2. A Demand Promissory Note.
    3. Certificate by the Jewel Appraiser (to be handled by the bank).
    4. Income Proof Requirement: Commission Certificate and Form No.16

    Eligibility Criteria for Gold Loan Longowal

    1. The minimum loan amount for taking Gold Loan Longowal is Rs. 25,000. The maximum loan amount will depend upon the weight of the gold, profile of the customer, etc.
    2. Minimum age of applicant: 21 years
    3. Maximum age of applicant at loan maturity: 65 years
    4. Gold jewelry should be owned by the applicant or any of the family members.

    Know More – Gold Loan Per Gram

    GOLD LOAN @ 0.49%*

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    How to Apply for Gold Loan Longowal

    Online Process to Apply for Gold Loan Longowal

    A borrower must yield a concise application form to the Moneylender with Gold resources.

    The Gold Loan is approved subsequently after checking the validity of the gold.

    An individual can easily apply online on Dialabank. The system is uncommonly basic and bother free. The documentation procedure is extraordinarily less too.

    Offline Process to Apply for Gold Loan Longowal

    The Gold Loan seeker in addition has a choice to benefit Gold Loan Advance from the nearby branches. To do as such, scan for Gold Loan providing branches on google. It’ll select all the parts of banks and back organizations giving credits close to you. You can wish to pick them in correspondence to your tendency and data.

    Dialabank can do that for you in a quicker and way better way. At that point you must visit those workplaces and apply for Gold Loan.

    You can benefit advance advances from HDFC Gold Loan Credit Branches. Just as to find a division that is neighboring, look for Muthoot Gold Loan close by. Google will enlist all the Muthoot Gold Credit Branches close to you.

    Know More – Top Reasons why Gold Loan is the best borrowing option

    Processing Fees / Prepayment Charges on Gold Loan Longowal

    Bank
    Processing Fee
    Prepayment Charges
    HDFC Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 3 months
    Axis Bank Gold Loan
    0.50% to 1.50%
    Nil
    ICICI Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 9 months
    SBI Gold Loan
    500/- to 0.50%
    Nil
    Kotak Gold Loan
    1% to 2%
    2.25% of fore closure amount if closed 1 month ahead of the tenure.
    IIFL Gold Loan
    Nil
    Nil
    Muthoot Gold Loan
    Nil
    Nil
    Manappauram Gold Loan
    Nil
    Nil
    PNB Gold Loan
    0.70% to 1%
    Nil
    Canara Bank Gold Loan
    1%
    Nil
    Andhra Bank Gold Loan
    Nil
    Nil

    CIBIL Score Required for Gold Loan Longowal

    CIBIL Score is a 3-digit numeric overview of your loan financial record. Each crediting foundation has its standards for the least CIBIL score which is compulsorily required to set up a Gold Loan application. A large portion of the affiliations require a least score of 900 to deal with your credit application.

    Once in a while, these instituitions probably won’t look at your CIBIL score however your loan trade history, that is the way rapidly and exceptional you’ve been in taking care of your past advance advances. In the occasion, on the off chance that you have an incredible record of taking care of off your credit tabs by then it may make it more straightforward for you to benefit a gold advance development. Deferrals in taking care of your past advances can in addition go about as a hindrance in profiting your new credit advance.

    Gold Loan Longowal Agents

    Benefit your Gold Loan with the most trusted and dependable operators from Dialabank. You can apply online at Dialabank or give a call at 9878981166.

    Dialabank causes you locate the best option between numerous banks and NBFCs by giving you a thorough and normalized advertise investigation of different banks so you don’t need to consider the convoluted subtleties and procedure you have to experience, thus you can settle on the correct decision.

    Visit our site at Dialabank and round out an application form, mentioning some data and our client chiefs will help you further.

    Gold Loan Longowal Contact Number

    Call 9878981166 and get instant help and approval for Gold Loan in Longowal instantly.

    Pre Calculated EMI Table for Gold Loan Longowal

    Rate
    5 Yrs
    4 Yrs
    3 Yrs
    10.50%
    2149
    2560
    3250
    11.00%
    2174
    2584
    3273
    11.50%
    2199
    2608
    3297
    12.00%
    2224
    2633
    3321
    12.50%
    2249
    2658
    3345
    13.00%
    2275
    2682
    3369
    13.50%
    2300
    2707
    3393
    14.00%
    2326
    2732
    3417
    14.50%
    2352
    2757
    3442
    15.00%
    2378
    2783
    3466

    About Longowal

    Longowal is a town with municipal council in Sangrur district in the Indian state of Punjab. Longowal is unique in the history of East Punjab.