About Gold Loan Longowal
Major Gold Loan Providers in Longowal
Min Loan Amt
Metro : 25000, Non : 15000
Max Loan Amt
3 months to 24 months
9 months to 24 months
0.25% to 1.50% of the Loan Amt
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
2%, Nil foreclosure charges after 9 months
Pay Only Interest Facility
Gold Rate Per Gram
Gold Loan Longowal Features
Gold is a valuable metal. It has cultural, social, and financial worth and various individuals over the globe accept gold for different reasons. In any case, today, on account of developing financial segment offices, Gold Loan Longowal can likewise assist with meeting the money related necessities of individuals who have required the advance against gold to sustain and match with their monetary emergencies.
Gold Loan is a gold credit which is kept as security. After a legitimate check of documents and gold, the Loan is authorized by the bank. Gold Loan Longowal is a convenient and unproblematic procedure of availing loan to meet an individual’s financial necessities.
Benefits of Gold Loan Longowal
- There are no prepayment charges.
- It requires insignificant documentation when contrasted with different loans.
- Effectively accessible
- No credit checks
- Straightforward Procedures
- No EMI administration, just interest
- Minimum Documentation
- It doesn’t require any cosigner.
- It includes basic methodology and quick Loan endorsements.
- The candidate has choices to pay just interest during the tenure of the credit.
- Quick Loan Approval
- An individual ought to have at least 20 Gram gold to profit the Loan.
- No punishments are included.
- In-house gold assessment
- Accessible within a time span of 30-60 Mins
- You can avail a maximum tenure period up to 6 to 12 Months.
Know More: Gold Loan Features
Gold Loan Longowal Interest Rates
- 10.70% is the minimum annual interest rate you can expect on these loans.
- Therefore, the monthly interest rate would end up being lower than 1%
- Also, you can foreclose your mortgage by paying the pre-closure charges.
- By using this feature, you can get your collateral gold back before the tenure ends. The pre-closure costs range from 0-3% of the total loan amount.
- The loan tenure period starts from 6 months and can last up to 5 years.
Know More – Gold Loan Interest Rate
HDFC Bank Gold Loan
9.9% to 14%
Axis Bank Gold Loan
10.50% to 16%
ICICI Bank Gold Loan
10.75% to 16%
SBI Gold Loan
9.5 % to 13%
Kotak Gold Loan
11% to 14%
IIFL Gold Loan
9.24% to 24%
Muthoot Gold Loan
12% to 24%
Manappauram Gold Loan
12% to 26%
PNB Gold Loan
10.05% to 16%
Canara Bank Gold Loan
9.75 % to 13%
Andhra Bank Gold Loan
10.70% to 16%
Documents for Gold Loan Longowal
- Identification Proof: Passport Copy/Driving License/Aadhaar card/Voters ID card.
- Address Proof: Ration card/Tel, Electricity Bill/Rental bill/Passport duplicate/Trade permit/Shop and Est. Permit/Sales Tax declaration.
- Sign Proof: Passport Copy/Banker’s confirmation/Driving License/cheque.
- Photo necessity: 2 identification passport size photos.
Additional Documents Required for Gold Loan Longowal
- Land Proof: In case of Agriculture Loan of more than Rs. 1 lac. The proof is not required for allied agriculture purposes.
- A Demand Promissory Note.
- Certificate by the Jewel Appraiser (to be handled by the bank).
- Income Proof Requirement: Commission Certificate and Form No.16
Eligibility Criteria for Gold Loan Longowal
- The minimum loan amount for taking Gold Loan Longowal is Rs. 25,000. The maximum loan amount will depend upon the weight of the gold, profile of the customer, etc.
- Minimum age of applicant: 21 years
- Maximum age of applicant at loan maturity: 65 years
- Gold jewelry should be owned by the applicant or any of the family members.
Know More – Gold Loan Per Gram
GOLD LOAN @ 0.49%*
How to Apply for Gold Loan Longowal
Online Process to Apply for Gold Loan Longowal
A borrower must yield a concise application form to the Moneylender with Gold resources.
The Gold Loan is approved subsequently after checking the validity of the gold.
An individual can easily apply online on Dialabank. The system is uncommonly basic and bother free. The documentation procedure is extraordinarily less too.
Offline Process to Apply for Gold Loan Longowal
The Gold Loan seeker in addition has a choice to benefit Gold Loan Advance from the nearby branches. To do as such, scan for Gold Loan providing branches on google. It’ll select all the parts of banks and back organizations giving credits close to you. You can wish to pick them in correspondence to your tendency and data.
Dialabank can do that for you in a quicker and way better way. At that point you must visit those workplaces and apply for Gold Loan.
You can benefit advance advances from HDFC Gold Loan Credit Branches. Just as to find a division that is neighboring, look for Muthoot Gold Loan close by. Google will enlist all the Muthoot Gold Credit Branches close to you.
Processing Fees / Prepayment Charges on Gold Loan Longowal
CIBIL Score Required for Gold Loan Longowal
CIBIL Score is a 3-digit numeric overview of your loan financial record. Each crediting foundation has its standards for the least CIBIL score which is compulsorily required to set up a Gold Loan application. A large portion of the affiliations require a least score of 900 to deal with your credit application.
Once in a while, these instituitions probably won’t look at your CIBIL score however your loan trade history, that is the way rapidly and exceptional you’ve been in taking care of your past advance advances. In the occasion, on the off chance that you have an incredible record of taking care of off your credit tabs by then it may make it more straightforward for you to benefit a gold advance development. Deferrals in taking care of your past advances can in addition go about as a hindrance in profiting your new credit advance.
Gold Loan Longowal Agents
Dialabank causes you locate the best option between numerous banks and NBFCs by giving you a thorough and normalized advertise investigation of different banks so you don’t need to consider the convoluted subtleties and procedure you have to experience, thus you can settle on the correct decision.
Visit our site at Dialabank and round out an application form, mentioning some data and our client chiefs will help you further.
Gold Loan Longowal Contact Number
Call 9878981166 and get instant help and approval for Gold Loan in Longowal instantly.
Pre Calculated EMI Table for Gold Loan Longowal
Longowal is a town with municipal council in Sangrur district in the Indian state of Punjab. Longowal is unique in the history of East Punjab.
Table of Contents
- 1 About Gold Loan Longowal
- 2 Major Gold Loan Providers in Longowal
- 3 Gold Loan Longowal Features
- 4 Gold Loan Longowal Interest Rates
- 5 Documents for Gold Loan Longowal
- 6 Eligibility Criteria for Gold Loan Longowal
- 7 How to Apply for Gold Loan Longowal
- 8 Processing Fees / Prepayment Charges on Gold Loan Longowal
- 9 CIBIL Score Required for Gold Loan Longowal
- 10 Gold Loan Longowal Agents
- 11 Pre Calculated EMI Table for Gold Loan Longowal
- 12 About Longowal