Gold Loan Raebareli

Best Banks for Gold Loans in Raebareli

Gold Loan Raebareli Features

Gold Loans are now pretty easy and less time consuming to avail as most of the major banks and NBFCs provide the service at a reasonable rate of interest and minimum documentation. Gold Loans are secured loans that can be availed by keeping your Gold ornaments/Jewelry as a collateral or security deposit for short-term credit.

Banks sanction Gold Loan easily considering the fact that you repay the amount in the form of interest in a specific period of time. If you fail to repay, the loan can be renewed.

Gold Loan Raebareli Interest Rates

Documents for Gold Loan Raebareli

1. Signed Application form
2. 2 recent passport size photographs of the applicant
3. Government-approved ID such as Driving license/passport/Aadhar card, etc
4. Proof of Address: Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Sales Tax certificate.
5. Land Proof: In case of Agriculture Loan of more than Rs. 1 lac.(not required for agricultural purpose)
6. Certificate by the Jewel Appraiser (Bank will arrange)
7. Signature Proof: Passport Copy/Driving License/Banker’s verification/cheque.
8. A Demand Promissory Note.
9. Proof of Income (i.e. salary slips/ Form 16)

Eligibility Criteria for Gold Loan Raebareli

1. The applicant must be at least 21 years old.
2. The applicant should not be more than 60 years of age.
3. The applicant must have Indian nationality.

How to Apply for Gold Loan Raebareli

Online Process to Apply for Gold Loan Raebareli

• You can apply for the Gold Loan at Dialabank.
• It is less time consuming and convenient
• Fill an online form with personal details
• Our relationship manager will then contact you for further assistance
• You can also avail of a document pick up facility from your doorstep.
• For more information, you can call on 9592046860.

Dialabank is considered as the best platform to apply for a gold loan online. There are so many reasons behind this.

1. Dialabank is India’s first financial helpline; it provides the best financial services to customers all over the country.
2. The bank has a good reputation among the customers because of its best services.
3. Gold Loans can be availed at a low interest rate with minimum documentation requirement
4. Dialabank provides a document pickup facility from the doorstep of the customer.
5. There is no processing fee or additional charges for availing the service through Dialabank
6. The Relationship managers of Dialabank are trained and assist the customer without any hesitance

Offline Process to Apply for Gold Loan Raebareli

The applicant also has an option to avail Gold Loan through the offline process. This requires market research as well as some manual efficiency.

The applicants need to search for the nearby banks offering Gold Loans and visit them at their working hours. Thereafter, their relationship manager will correspond and assist you according to your requirements requiring repeated visits to the nearest branch.

Processing Fees / Prepayment Charges on Gold Loan Raebareli

CIBIL Score Required for Gold Loan Raebareli

Most of the major banks and NBFCs offer Gold Loan irrespective of the CIBIL score. The applicant should have all the necessary documents and should fulfill the eligibility criteria.