Gold Loan Ramnagar

AT 0.49%* INTEREST RATE
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    Gold Loan Ramnagar

    Major Gold Loan Providers in Ramnagar

    Feature HDFC Bank SBI
    Muthoot Finance
    Interest Rate 9.90% onwards 7% onwards 12% onwards
    Min Loan Amt Metro : 25000, Non : 15000 25000 15000
    Max Loan Amt 1 Cr 1 Cr 1 Cr
    Loan Tenure 3 months to 24 months 9 months to 24 months
    1 month to 24 months
    Processing Fee 0.25% to 1.50% of the Loan Amt 0.25% to 1.50% Nil
    Pre-closure Charges 2%, Nil foreclosure charges after 3 months 2%, Nil foreclosure charges after 9 months Nil
    Overdraft Facility Yes Yes Yes
    Pay Only Interest Facility Yes Yes Yes
    Gold Rate Per Gram 3066 3073 3073

    Gold Loan Ramnagar Features

    Are you in need of urgent money? Are you facing a sudden medical emergency or need cash immediately to tackle any financial crisis? Then Gold loan might just be the best option for you. All you need is some amount of gold and some basic documents. After the evaluation of your gold in the bank, your loan amount will be credited to your account.

    Also, your valuable gold is kept safe in the sealed locker of the bank. Usually, a person needs money urgently on the same day. Applying for other loans may consume time. But Gold Loan is the best loan option to get instant finance without any hassle paperwork.

    Gold Loan Ramnagar Interest Rates

    Bank Interest Rate
    HDFC Bank Gold Loan 9.9% to 14%
    Axis Bank Gold Loan 10.50% to 16%
    ICICI Bank Gold Loan 10.75% to 16%
    SBI Gold Loan 9.5 % to 13%
    Kotak Gold Loan 11% to 14%
    IIFL Gold Loan 9.24% to 24%
    Muthoot Gold Loan 12% to 24%
    Manappauram Gold Loan 12% to 26%
    PNB Gold Loan 10.05% to 16%
    Canara Bank Gold Loan 9.75 % to 13%
    Andhra Bank Gold Loan 10.70% to 16%

    Documents for Gold Loan Ramnagar

    1. Identity Proof: Voter ID /Ration card /Aadhaar card /Valid  Passport
    2. Signature Proof: The documents required as signature proof includes: Passport Copy/Banker’s verification/cheque
    3. Residence Proof: Telephone Bill/ Electricity Bill/ Rental bill /Trade license/Aadhaar card /Shop & Est., License/Sales Tax certificate.
    4. Documents required for the agriculture loans: Land Proof and Income proof
    5. Other: Two passports sized colored photographs and a demand promissory note.

    Eligibility Criteria for Gold Loan Ramnagargold loan ramnagar

    1. The applicant should be 21 years and maximum up to 60 years of age.
    2. The applicant should be of Indian nationality.

    GOLD LOAN @ 0.49%*

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    How to Apply for Gold Loan Ramnagar

    Online Process to Apply for Gold Loan Ramnagar

    You can apply for Gold Loan at Dialabank. The process is straightforward. To begin, you have to fill a simple form online. Soon you will receive a call from our relationship manager who will make sure your experience is hassle-free.

    There are many reasons that Dialabank is considered as the best platform to apply for gold loan Ramnagar online.

    1. First of all, Dialabank is India’s first financial helpline.
    2. Avail lowest interest rate on gold loan only with Dialabank.
    3. Dialabank provides a document pickup facility from the doorstep of the customer.
    4. We do not charge you for our services.
    5. The relationship manager will help you to avail high LTV of your gold.

    Follow the steps below to apply with DialaBank online:

    1. Visit dialabank.com
    2. Fill in the required details like name, income, location, etc.
    3. Click on Gold loan from the options given below and click on “Request a quote”.
    4. You will be provided with the best offers on gold loan Ramnagar by DialaBank.
    Offline Process to Apply for Gold Loan Ramnagar

    The applicant also has an option to avail Gold Loan from the nearby branches. To do so, search Gold Loan near me on google. It will enlist all the neighboring departments from where you can avail of the loan.

    Thus, it avoids this tiresome approach, just follow the steps mentioned above and enjoy your hassle-free experience.

    Processing Fees / Prepayment Charges on Gold Loan Ramnagar

    Bank
    Processing Fee
    Prepayment Charges
    HDFC Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 3 months
    Axis Bank Gold Loan
    0.50% to 1.50%
    Nil
    ICICI Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 9 months
    SBI Gold Loan
    500/- to 0.50%
    Nil
    Kotak Gold Loan
    1% to 2%
    2.25% of fore closure amount if closed 1 month ahead of the tenure.
    IIFL Gold Loan
    Nil
    Nil
    Muthoot Gold Loan
    Nil
    Nil
    Manappauram Gold Loan
    Nil
    Nil
    PNB Gold Loan
    0.70% to 1%
    Nil
    Canara Bank Gold Loan
    1%
    Nil
    Andhra Bank Gold Loan
    Nil
    Nil

    CIBIL Score Required for Gold Loan Ramnagar

    All major banks and NBFCs provide you a gold loans, irrespective of your CIBIL score.

    Gold Loan Ramnagar Agents

    Dialabank is the leading agent for availing Gold Loan in Ramnagar. The presence of DialaBank across the country makes it an easy choice while thinking of a Gold loan.

    It has connectivity with top banks that provide the lowest interest on Gold loans. Also, you will be assisted by our relationship managers throughout the process to make sure you have the right value for your gold.

    Gold Loan Ramnagar Contact Number

    Call 9878981166 and get instant help and approval for Gold Loan in Ramnagar.

    Pre Calculated EMI Table for Gold Loan Ramnagar

    Rate
    5 Yrs
    4 Yrs
    3 Yrs
    10.50%
    2149
    2560
    3250
    11.00%
    2174
    2584
    3273
    11.50%
    2199
    2608
    3297
    12.00%
    2224
    2633
    3321
    12.50%
    2249
    2658
    3345
    13.00%
    2275
    2682
    3369
    13.50%
    2300
    2707
    3393
    14.00%
    2326
    2732
    3417
    14.50%
    2352
    2757
    3442
    15.00%
    2378
    2783
    3466

    About Ramnagar

    Ramnagar is a town and municipal board in the Nainital district of Uttarakhand, India. It is located approximately 65 kilometres from Nainital, the headquarters of the district. Ramnagar is the gateway to the Corbett National Park, the oldest national park and a famous tourist destination of India.

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    Special Note: Always check Gold Loan Rate Per Gram before applying for loan against gold.