Major Gold Loan Providers in Kalimpong
Gold Loan Kalimpong Features
Are you out of cash and feeling helpless?
With Gold Loan, you do not have to worry anymore. You can avail your loan within 48 hours after the completion of verification.
Being a secured loan, it does not require long and confusing documentation. With the most suitable interest rates, Gold Loan Kalimpong is here to provide the customer with financial aid.
The customer must have a stable and good income source as well as a good credit history to get the gold loan, this will even make the approval process faster.
Furthermore, keeping in mind the market rate fluctuation of gold, you get to avail up to 75 percent of the market value of gold.
Gold Loan Kalimpong Interest Rates
Documents for Gold Loan Kalimpong
- Proof of Identity can include: Passport Copy/ Voters ID card/ Driving License/Aadhaar card.
- Address Proof can include: Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate.
- Signature Proof can include Passport Copy/Driving License/Banker’s verification/cheque.
- 2 passport size photographs.
Additional Documents Required for Gold Loan Kalimpong
- Land Proof is a must for Agriculture Loan of more than Rs. 1 lac, which is not necessary for allied agriculture purposes.
- A Demand Promissory Note.
- Certificate from the Jewel Appraiser (Bank will arrange).
- Proof of Income: Salary Certificate and Form No.16
Eligibility Criteria for Gold Loan Kalimpong
- The minimum age criteria are 21 years and a maximum of up to 60 years.
- Must be an Indian National.
How to Apply for Gold Loan Kalimpong
Online Process to Apply for Gold Loan Kalimpong
You can register for the HDFC Bank Gold Loan at Dialabank.
You just need to fill a simple online form.
After that, you will hear from our representative. A document pick-up facility from your doorstep is also available.
For further details, you can ring us at 9878981144 anytime.
Dialabank which is considered as the top platform to apply for a gold loan online has been able to maintain its stand as:
- Dialabank is India’s first financial helpline; it offers the best financial services to all the customers in the country.
- Dialabank helps the customer with free of cost guidance. There are no further charges to apply for a gold loan online on the website of Dialabank.
- You will even get a high LTV of your gold.
- Furthermore, the bank has a respectable stand amongst the customers due to its quick and great service.
- You will get a low HDFC Gold Loan Interest Rate if you apply for a gold loan through Dialabank.
- Dialabank further assists the customer with a document pickup facility from the doorstep.
- Minimum paperwork is needed while applying for a gold loan through Dialabank.
- Most importantly, Relationship managers are skilled and trained to guide and assist you in the Gold Loan process.
Offline Process to Apply for Gold Loan Kalimpong
The applicant can also avail of the Gold Loan with the help of nearby branches. For that, Google search Gold Loan near me. You will get to know about all the branches of banks and finance companies that provide gold loans near you. You can research and then choose amongst them or you can choose Dialabank which will in turn make the process convenient and faster for you.
Then you need to go to all those departments and apply for a loan. You will also have to visit many times to get your loan approved.
On the other hand, there are some banks and finance companies with a faster process which are HDFC Gold Loan branches and Muthoot Gold Loan branches.
HDFC Gold Loan Branches can help you get the loan in a more convenient manner. To find a nearby branch, search Muthoot Gold Loan near me. Google will locate all the nearby Muthoot Gold Loan Branches.
Processing Fees / Prepayment Charges on Gold Loan Kalimpong
CIBIL Score Required for Gold Loan Kalimpong
CIBIL score is one of the most important requirements to avail of a gold loan as all the leading institutes have a minimum CIBIL score criterion to process your Gold Loan application in Kalimpong. So make sure to have a good CIBIL score before you apply for a gold loan. A minimum of 750 CIBIL scores is a requirement for most of the institutes.
Moreover, the institutions also go through your previous loan conduct in a detailed manner which includes the type of loan you took and the amount borrowed amongst others. Delayed payments in the previous loan stand as a barrier between you and you and your loan approval. To avoid such problems, try to maintain a good CIBIL score to avail of the loan.
Gold Loan Kalimpong Agents
One of the most trusted and committed gold loan agents in Kalimpong is Dialabank. You can apply online at www.dialabank.com or give a call at 9878981144
Dialabank assists you with the most suitable choice amongst Banks and NBFCs as we provide you with a detailed analysis of the market comparison of different banks so that you can through the whole process without any stress and in turn, make the right decision.
Visit our website www.dialabank.com and fill out a simple form asking for some details and after that our customer relationship managers will contact you soon.
Gold Loan Kalimpong Contact Number
Call 9878981144 and get instant help and approval for Gold Loan in Kalimpong right now.
Pre Calculated EMI Table for Gold Loan Kalimpong
Kalimpong is a city in West Bengal. Besides being known for its educational institutions and an ecological hotspot, the city also stands in a significant place in the history of India. Kalimpong has an indigenous ethnic group making it a place with cultural diversity.
Gold Loan in Other Cities
|Gold Loan Krishnanagar||Gold Loan Tarakeswar|
|Gold Loan Murshidabad||Gold Loan Islampur|
|Gold Loan Medinipur||Gold Loan Bagnan|
|Gold Loan Raniganj||Gold Loan Chandannagar|
Table of Contents
- 1 Major Gold Loan Providers in Kalimpong
- 2 Gold Loan Kalimpong Features
- 3 Gold Loan Kalimpong Interest Rates
- 4 Documents for Gold Loan Kalimpong
- 5 Additional Documents Required for Gold Loan Kalimpong
- 6 Eligibility Criteria for Gold Loan Kalimpong
- 7 How to Apply for Gold Loan Kalimpong
- 8 Online Process to Apply for Gold Loan Kalimpong
- 9 Offline Process to Apply for Gold Loan Kalimpong
- 10 Processing Fees / Prepayment Charges on Gold Loan Kalimpong
- 11 CIBIL Score Required for Gold Loan Kalimpong
- 12 Gold Loan Kalimpong Agents
- 13 Gold Loan Kalimpong Contact Number
- 14 Pre Calculated EMI Table for Gold Loan Kalimpong
- 15 About Kalimpong